Velocity Financial EVP sells 4,330 shares under plan

Rhea-AI Filing Summary

Velocity Financial, Inc. executive Jeffrey T. Taylor, Executive VP, Capital Markets, reported selling 4,330 shares of common stock on 2026-08-11 in an open-market or private transaction under a Rule 10b5-1 trading plan at a weighted average price of $19.06 per share. After this sale, he directly holds 172,490 shares of Velocity Financial common stock.

Insider Trade Summary 10b5-1

Net Seller: 4,330 shares

Net Sell 1 txn

Insider Taylor Jeffrey T.

Role Executive VP, Capital Markets

Sold 4,330 shs ($83K)

Type	Security	Shares	Price	Value
Sale	Common Stock F1	4,330	$19.06	$83K

Holdings After Transaction: Common Stock — 172,490 shares (Direct)

Footnotes (1)

1. F1. The price reported in column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $19.00 to $19.19. The reporting person undertakes to provide the Issuer, any securityholder of the Issuer or the staff of the Securities and Exchange Commission, upon request, the full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (1) to this Form 4.

Key Figures

Shares sold: 4,330 shares Weighted average sale price: $19.06 per share Price range of sales: $19.00 to $19.19 +2 more

5 metrics

Shares sold 4,330 shares Common stock sale reported for 2026-08-11

Weighted average sale price $19.06 per share Common stock sold in multiple transactions

Price range of sales $19.00 to $19.19 Range of prices for individual trades in the sale

Shares owned after sale 172,490 shares Directly held Velocity Financial common stock post-transaction

Net shares sold in filing 4,330 shares Net buy/sell direction reported as net-sell

Key Terms

Rule 10b5-1 trading plan, weighted average price, open market or private transaction

3 terms

Rule 10b5-1 trading plan regulatory

"transactions were made under a Rule 10b5-1 trading plan"

A Rule 10b5-1 trading plan is a pre-arranged schedule that allows company insiders to buy or sell stock at specific times, even if they have inside information. It helps prevent accusations of unfair trading by making these transactions look planned and transparent, rather than sneaky or illegal.

weighted average price financial

"The price reported in column 4 is a weighted average price"

Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.

open market or private transaction financial

"Sale in open market or private transaction"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Velocity Financial (VEL) insider Jeffrey T. Taylor report on this Form 4?

Jeffrey T. Taylor reported a sale of 4,330 shares of Velocity Financial common stock on 2026-08-11, executed as an open-market or private transaction under a Rule 10b5-1 trading plan.

At what price did Jeffrey T. Taylor sell Velocity Financial (VEL) shares?

The shares were sold at a weighted average price of $19.06 per share, with individual trade prices ranging between $19.00 and $19.19, according to the filing footnote.

How many Velocity Financial (VEL) shares does Jeffrey T. Taylor own after this transaction?

Following the reported sale, Jeffrey T. Taylor directly holds 172,490 shares of Velocity Financial common stock, as disclosed in the post-transaction holdings column of the Form 4.

Was the Velocity Financial (VEL) insider trade made under a Rule 10b5-1 plan?

Yes. The filing indicates that transactions were made under a Rule 10b5-1 trading plan, which is a pre-arranged trading program allowing insiders to sell shares pursuant to preset instructions.

What role does Jeffrey T. Taylor hold at Velocity Financial (VEL)?

Jeffrey T. Taylor serves as Executive VP, Capital Markets at Velocity Financial, Inc., according to the insider information section included with this Form 4 filing.

How many shares in total did Jeffrey T. Taylor sell in this Velocity Financial (VEL) Form 4?

The Form 4 reports that Jeffrey T. Taylor sold 4,330 shares of Velocity Financial common stock in this transaction, with no derivative exercises or additional share sales disclosed.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/11/2026 - 07:57 PM Accepted by SEC EDGAR 08/11/2026 - 07:56 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Taylor Jeffrey T.

(Last) (First) (Middle)

C/O VELOCITY FINANCIAL, INC.

2945 TOWNSGATE ROAD, SUITE 110

(Street)

WESTLAKE VILLAGE CALIFORNIA 91361

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Velocity Financial, Inc. [ VEL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive VP, Capital Markets

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/11/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/11/2026		S		4,330	D	$19.06(1)	172,490	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $19.00 to $19.19. The reporting person undertakes to provide the Issuer, any securityholder of the Issuer or the staff of the Securities and Exchange Commission, upon request, the full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (1) to this Form 4.

Remarks:

	/s/ Roland T. Kely, by power of attorney	08/11/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)