Velocity Financial (NYSE: VEL) EVP Taylor sells 1,772 shares

Rhea-AI Filing Summary

Velocity Financial, Inc. insider Taylor Jeffrey T., Executive VP, Capital Markets, reported a sale of common stock. On February 2, 2026, he sold 1,772 shares of Velocity Financial common stock at a weighted average price of $20.33 per share. After this transaction, he beneficially owned 181,115 shares of common stock, held directly.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Taylor Jeffrey T.

(Last) (First) (Middle)

C/O VELOCITY FINANCIAL, INC.

2945 TOWNSGATE ROAD, SUITE 110

(Street)

WESTLAKE VILLAGE CA 91361

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Velocity Financial, Inc. [ VEL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive VP, Capital Markets

3. Date of Earliest Transaction (Month/Day/Year)
02/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/02/2026		S		1,772	D	$20.33(1)	181,115	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $20.33 to $20.33. The reporting person undertakes to provide the Issuer, any securityholder of the Issuer or the staff of the Securities and Exchange Commission, upon request, the full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (1) to this Form 4.

Remarks:

	/s/ Roland T. Kelly, by power of attorney	02/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Velocity Financial (VEL) report for Taylor Jeffrey T.?

Velocity Financial reported that Executive VP, Capital Markets, Taylor Jeffrey T. sold 1,772 shares of common stock. The sale was reported as a transaction coded “S,” indicating a disposition of shares by the insider.

On what date did the Velocity Financial (VEL) insider sale occur?

The insider sale by Taylor Jeffrey T. occurred on February 2, 2026. This date is listed as the transaction date in the filing for the sale of 1,772 shares of Velocity Financial common stock.

At what price were the Velocity Financial (VEL) shares sold by the executive?

The 1,772 shares of Velocity Financial common stock were sold at a weighted average price of $20.33 per share. The filing notes this as a weighted average, with individual trades within the same $20.33 price range.

How many Velocity Financial (VEL) shares does Taylor Jeffrey T. own after the sale?

After the reported sale, Taylor Jeffrey T. beneficially owned 181,115 shares of Velocity Financial common stock. These shares are reported as being held directly following the February 2, 2026 transaction.

What is the role of Taylor Jeffrey T. at Velocity Financial (VEL)?

Taylor Jeffrey T. serves as Executive Vice President, Capital Markets at Velocity Financial. This officer title is disclosed in the filing, which identifies him as an officer rather than a director or 10% owner.

How was the sale price for the Velocity Financial (VEL) shares determined?

The filing states the reported $20.33 sale price is a weighted average. The shares were sold in multiple transactions, with individual sale prices ranging from $20.33 to $20.33 per share, all within that single stated range.