Velocity EVP covers taxes with 4,140 share withholding

Velocity Financial executive Jeffrey T. Taylor, Executive VP of Capital Markets, had 4,140 shares of common stock withheld on January 23, 2026 at $19.39 per share.

Rhea-AI Filing Summary

Velocity Financial executive Jeffrey T. Taylor, Executive VP of Capital Markets, had 4,140 shares of common stock withheld on January 23, 2026 at $19.39 per share. The shares were retained by Velocity Financial to pay tax liabilities from the vesting of previously granted restricted stock. After this tax-related withholding, Taylor directly beneficially owns 185,907 shares of Velocity Financial common stock.

Insider Trade Summary

Exercise Price or Tax Liability: 4,140 shares

Exercise Price or Tax Liability 1 txn

Insider Taylor Jeffrey T.

Role Executive VP, Capital Markets

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Common Stock	4,140	$19.39	$80K

Holdings After Transaction: Common Stock — 185,907 shares (Direct)

Footnotes (1)

1. F1. Shares withheld and retained by Velocity as payment for tax liabilities resulting from the vesting of previously granted restricted stock.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

Who is the insider in Velocity Financial (VEL)'s latest Form 4?

The insider is Jeffrey T. Taylor, who serves as Executive VP, Capital Markets at Velocity Financial, Inc.

What transaction did Jeffrey T. Taylor report for Velocity Financial (VEL)?

He reported a withholding of 4,140 shares of common stock on January 23, 2026, coded as an F transaction.

At what price were the withheld Velocity Financial (VEL) shares valued?

The 4,140 withheld shares were valued at $19.39 per share as part of the tax withholding transaction.

Why were shares withheld from Jeffrey T. Taylor at Velocity Financial (VEL)?

According to the footnote, the shares were withheld and retained by Velocity to pay tax liabilities from the vesting of previously granted restricted stock.

How many Velocity Financial (VEL) shares does Jeffrey T. Taylor own after the transaction?

Following the reported tax withholding, Jeffrey T. Taylor beneficially owns 185,907 shares of Velocity Financial common stock directly.

Is the reported Velocity Financial (VEL) insider transaction a direct or indirect holding?

The filing shows the holdings as direct ownership (D) by Jeffrey T. Taylor, with no indirect ownership entity noted.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 01/26/2026 - 07:12 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Taylor Jeffrey T.

(Last) (First) (Middle)

C/O VELOCITY FINANCIAL, INC.

2945 TOWNSGATE ROAD, SUITE 110

(Street)

WESTLAKE VILLAGE CA 91361

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Velocity Financial, Inc. [ VEL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive VP, Capital Markets

3. Date of Earliest Transaction (Month/Day/Year)
01/23/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/23/2026		F(1)		4,140	D	$19.39	185,907	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares withheld and retained by Velocity as payment for tax liabilities resulting from the vesting of previously granted restricted stock.

Remarks:

	/s/ Roland T. Kelly, by power of attorney	01/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.