Welcome to our dedicated page for Velocity Financial SEC filings (Ticker: VEL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Velocity Financial, Inc. filings document operating results, capital-structure actions and governance matters for a real estate finance company focused on investor and business-purpose loans. The company’s 8-K filings furnish quarterly and annual earnings releases, preliminary results and Regulation FD presentations covering loan portfolio growth, net income, core earnings, portfolio net interest margin and related risk disclosures tied to economic, real estate market and regulatory conditions.
Material-event filings also describe debt financing by wholly owned subsidiary Velocity Commercial Capital, LLC, including the completed issuance of 9.375% Senior Notes due 2031, the indenture, company guarantee and unregistered Rule 144A and Regulation S offering structure. Proxy filings cover annual meeting and shareholder voting matters for Velocity’s common stock.
Velocity Financial Executive VP reports tax-related share withholding. Executive VP, Capital Markets, Jeffrey T. Taylor had 18,575 shares of Velocity Financial common stock withheld on January 28, 2026, at $20.22 per share. These shares were retained by the company to pay tax liabilities from vesting of previously granted performance stock units. After this transaction, Taylor directly beneficially owned 182,887 Velocity Financial shares.
Velocity Financial, Inc. insider Tam Fiona, the Chief Accounting Officer, reported a tax-related share withholding transaction. On 01/28/2026, 4,251 shares of common stock were withheld at $20.22 per share to cover tax liabilities from vesting performance stock units. After this withholding, Fiona directly beneficially owns 48,429 shares of Velocity Financial common stock.
Velocity Financial, Inc., through its subsidiary Velocity Commercial Capital, LLC, agreed to issue and sell $500 million of 9.375% Senior Notes due 2031 in a private offering. The company plans to use about $222.7 million of net proceeds to redeem its 7.125% Senior Secured Notes due 2027 and the remainder for general corporate purposes, including possible repayment of warehouse and revolving facilities and up to $75 million toward a potential acquisition. The notes are senior unsecured, guaranteed by Velocity Financial, pay interest semi-annually starting August 15, 2026, and are callable on specified terms, with customary covenants and change-of-control protections.
Velocity Financial, Inc. officer Taylor Jeffrey T., Executive VP of Capital Markets, reported selling common stock in the company. On January 26, 2026, he sold 1,770 shares of Velocity Financial common stock at a price of $20 per share. After this transaction, he continued to hold 184,137 shares of the company’s common stock in direct ownership. This filing records a routine insider sale and updates his reported beneficial ownership.
Velocity Financial, Inc. reported an insider equity transaction involving Chief Executive Officer and director Christopher D. Farrar01/23/2026, 23,171 shares of common stock were withheld and retained by Velocity at $19.39 per share to cover tax liabilities arising from the vesting of previously granted restricted stock. After this tax withholding, Farrar is reported as beneficially owning 553,734 shares indirectly, held by a family trust, and 475,540 shares directly of Velocity common stock.
Velocity Financial Inc.’s Chief Financial Officer, Mark R. Szczepaniak, reported a tax-related share withholding on January 23, 2026. The company withheld and retained 4,329 shares of common stock at $19.39 per share to cover tax liabilities from the vesting of previously granted restricted stock, rather than executing an open‑market sale. Following this transaction, 56,493 shares of common stock were held indirectly through a family trust and 123,191 shares were held directly by the executive.
Velocity Financial executive Jeffrey T. Taylor, Executive VP of Capital Markets, had 4,140 shares of common stock withheld on January 23, 2026 at $19.39 per share. The shares were retained by Velocity Financial to pay tax liabilities from the vesting of previously granted restricted stock. After this tax-related withholding, Taylor directly beneficially owns 185,907 shares of Velocity Financial common stock.
Velocity Financial, Inc. insider tax-share withholding: Chief Legal Officer and General Counsel Roland Thomas Kelly reported a Form 4 transaction involving company common stock. On 01/23/2026, 1,416 shares of Velocity Financial common stock were withheld at a price of $19.39 per share, coded as "F," which indicates shares were withheld by the company to cover tax liabilities. These taxes arose from the vesting of previously granted restricted stock, so this reflects a tax-related withholding rather than an open-market sale. After this transaction, Kelly beneficially owned 123,753 shares of Velocity Financial common stock directly.
Velocity Financial, Inc. Chief Accounting Officer Tam Fiona reported a routine tax-related transaction involving company stock. On 01/23/2026, 453 shares of common stock were withheld and retained by Velocity as payment for tax liabilities tied to the vesting of previously granted restricted stock, at a reported price of $19.39 per share. After this withholding, Tam Fiona beneficially owned 47,880 shares of Velocity common stock in direct form.
Velocity Financial, Inc. furnished an update that it has issued a press release with certain preliminary unaudited financial results for the fourth quarter and full year ended December 31, 2025.
The company also announced an unregistered offering by its wholly owned subsidiary, Velocity Commercial Capital, LLC, of up to $500 million aggregate principal amount of Senior Notes due 2031, subject to market and other conditions. These Senior Notes will be fully and unconditionally guaranteed on a senior unsecured basis by Velocity Financial, Inc. and will initially be offered only to qualified institutional buyers under an exemption from registration.