Welcome to our dedicated page for Velocity Financial SEC filings (Ticker: VEL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Velocity Financial, Inc. filings document operating results, capital-structure actions and governance matters for a real estate finance company focused on investor and business-purpose loans. The company’s 8-K filings furnish quarterly and annual earnings releases, preliminary results and Regulation FD presentations covering loan portfolio growth, net income, core earnings, portfolio net interest margin and related risk disclosures tied to economic, real estate market and regulatory conditions.
Material-event filings also describe debt financing by wholly owned subsidiary Velocity Commercial Capital, LLC, including the completed issuance of 9.375% Senior Notes due 2031, the indenture, company guarantee and unregistered Rule 144A and Regulation S offering structure. Proxy filings cover annual meeting and shareholder voting matters for Velocity’s common stock.
Velocity Financial, Inc. insider Taylor Jeffrey T., Executive VP, Capital Markets, reported a sale of common stock. On February 2, 2026, he sold 1,772 shares of Velocity Financial common stock at a weighted average price of $20.33 per share. After this transaction, he beneficially owned 181,115 shares of common stock, held directly.
Velocity Financial, Inc. insider filing shows a small share sale by a family trust associated with the company’s Chief Financial Officer. On February 2, 2026, a family trust associated with CFO Mark R. Szczepaniak sold 1,573 shares of Velocity Financial common stock at a weighted average price of $20.5287 per share, with individual trade prices ranging from $20.395 to $20.68. After this transaction, the trust held 74,692 shares indirectly, while Szczepaniak also held 101,535 shares directly.
Velocity Financial, Inc., through its wholly owned unit Velocity Commercial Capital, completed a private offering of $500 million of 9.375% Senior Notes due 2031. The notes are senior unsecured obligations of the issuer and are fully and unconditionally guaranteed on a senior unsecured basis by Velocity Financial.
Interest on the notes is payable semi-annually on February 15 and August 15, beginning August 15, 2026. The notes are callable at premium prices starting February 15, 2028, and may also be redeemed earlier with an applicable premium or partially redeemed with equity offering proceeds. A change of control triggering event requires the issuer to offer to repurchase the notes at 101% of principal, and the indenture includes customary restrictive covenants and events of default.
Velocity Financial, Inc. insider tax-withholding transaction reported
Chief Legal Officer and General Counsel Roland Thomas Kelly reported a disposition of 16,170 shares of Velocity Financial common stock on January 28, 2026. The shares were withheld and retained by Velocity as payment for tax liabilities tied to vesting performance stock units.
Following this tax-withholding event, Kelly beneficially owned 118,994 shares of Velocity Financial common stock in direct ownership. The filing reflects an administrative share withholding for taxes rather than an open‑market trade.
Velocity Financial, Inc. reported that a family trust associated with Chief Executive Officer Christopher D. Farrar had 64,705 shares of common stock withheld on January 28, 2026 at $20.22 per share. The shares were retained by Velocity to cover tax liabilities from vesting performance stock units.
After this tax-withholding transaction, the family trust held 630,779 shares indirectly, while Farrar also held 404,665 shares directly.
Velocity Financial, Inc.’s Chief Financial Officer Mark R. Szczepaniak reported a routine tax-related share withholding on common stock. On January 28, 2026, Velocity withheld 23,540 common shares at $20.22 per share to cover tax liabilities from vesting performance stock units.
After this transaction, 76,265 common shares were held indirectly through a family trust and 101,535 common shares were held directly. The filing reflects tax settlement mechanics rather than an open-market purchase or sale.
Velocity Financial Executive VP reports tax-related share withholding. Executive VP, Capital Markets, Jeffrey T. Taylor had 18,575 shares of Velocity Financial common stock withheld on January 28, 2026, at $20.22 per share. These shares were retained by the company to pay tax liabilities from vesting of previously granted performance stock units. After this transaction, Taylor directly beneficially owned 182,887 Velocity Financial shares.
Velocity Financial, Inc. insider Tam Fiona, the Chief Accounting Officer, reported a tax-related share withholding transaction. On 01/28/2026, 4,251 shares of common stock were withheld at $20.22 per share to cover tax liabilities from vesting performance stock units. After this withholding, Fiona directly beneficially owns 48,429 shares of Velocity Financial common stock.
Velocity Financial, Inc., through its subsidiary Velocity Commercial Capital, LLC, agreed to issue and sell $500 million of 9.375% Senior Notes due 2031 in a private offering. The company plans to use about $222.7 million of net proceeds to redeem its 7.125% Senior Secured Notes due 2027 and the remainder for general corporate purposes, including possible repayment of warehouse and revolving facilities and up to $75 million toward a potential acquisition. The notes are senior unsecured, guaranteed by Velocity Financial, pay interest semi-annually starting August 15, 2026, and are callable on specified terms, with customary covenants and change-of-control protections.
Velocity Financial, Inc. officer Taylor Jeffrey T., Executive VP of Capital Markets, reported selling common stock in the company. On January 26, 2026, he sold 1,770 shares of Velocity Financial common stock at a price of $20 per share. After this transaction, he continued to hold 184,137 shares of the company’s common stock in direct ownership. This filing records a routine insider sale and updates his reported beneficial ownership.
Velocity Financial, Inc. officer Taylor Jeffrey T., Executive VP of Capital Markets, reported selling common stock in the company. On January 26, 2026, he sold 1,770 shares of Velocity Financial common stock at a price of $20 per share. After this transaction, he continued to hold 184,137 shares of the company’s common stock in direct ownership. This filing records a routine insider sale and updates his reported beneficial ownership.