Welcome to our dedicated page for Velocity Financial SEC filings (Ticker: VEL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Velocity Financial, Inc. (NYSE: VEL) files a range of reports and disclosures with the U.S. Securities and Exchange Commission that provide detailed insight into its real estate finance business. As a company focused on business purpose and investor real estate loans, its SEC filings are a primary source for understanding loan portfolio composition, credit performance, securitization activity, liquidity and capital structure.
Current reports on Form 8-K are used to announce material events such as quarterly financial results, including net income, core net income, diluted and core diluted earnings per share, portfolio net interest margin, loan production volumes and nonperforming loan metrics. Form 8-K filings also document events like the sale of nonperforming loans, the establishment of a third-party servicing mandate, and the dual listing of the company’s common stock on NYSE Texas, Inc. alongside its New York Stock Exchange listing.
Investors reviewing Velocity’s SEC filings can use annual and quarterly reports, when available, to analyze segment disclosures, interest income, origination fee income, fair value gains, allowance for credit losses under CECL, and detailed tables on loan portfolio unpaid principal balance by property type. Filings also describe securitization transactions, warehouse line capacity, liquidity measures and equity issuance through an at-the-market program.
On this page, Stock Titan provides real-time access to Velocity Financial’s SEC submissions as they are posted to EDGAR, along with AI-powered summaries that explain the key points of lengthy documents in plain language. Users can quickly identify important items in earnings-related 8-Ks, track developments affecting nonperforming loans and real estate owned, and monitor disclosures related to securitizations and capital markets activity without reading every line of each filing.
Velocity Financial, Inc. reported an insider tax-related share withholding by its CEO. Chief Executive Officer and director Christopher D. Farrar filed a Form 4 showing that on January 13, 2026, 8,854 shares of Velocity Financial common stock were withheld at $18.70 per share. According to the footnote, these shares were retained by Velocity to pay tax liabilities arising from the vesting of previously granted restricted stock, rather than being sold in the open market.
After this transaction, Farrar directly beneficially owned 345,822 shares of common stock and indirectly beneficially owned an additional 522,411 shares held by a family trust. This filing reflects routine tax withholding associated with equity compensation.
Velocity Financial, Inc. Chief Financial Officer Mark R. Szczepaniak reported a Form 4 transaction involving company common stock. On 01/13/2026, 4,255 shares of Velocity common stock were withheld and retained by the company at a price of $18.70 per share to cover tax liabilities from the vesting of previously granted restricted stock, rather than being sold on the open market. After this tax withholding, Szczepaniak beneficially owned 99,194 shares directly and 51,502 shares indirectly through a family trust.
Velocity Financial, Inc. Executive VP of Capital Markets Taylor Jeffrey T. reported a Form 4 transaction involving company common stock. On 01/13/2026, 3,459 shares were withheld and retained by Velocity as payment for tax liabilities arising from the vesting of previously granted restricted stock, at a price of $18.70 per share. This reflects a tax-related withholding rather than an open-market sale.
After this transaction, Taylor Jeffrey T. beneficially owned 155,213 shares of Velocity common stock in direct form.
Velocity Financial, Inc. reported that its Chief Legal Officer and General Counsel, Kelly Roland Thomas, had 2,109 shares of common stock withheld on January 13, 2026. These shares were retained by Velocity as payment for tax liabilities arising from the vesting of previously granted restricted stock at a price of $18.70 per share. After this tax withholding, Thomas beneficially owned 98,861 shares of Velocity common stock, held directly.
Velocity Financial, Inc. Chief Accounting Officer Tam Fiona reported an administrative share transaction. On January 13, 2026, 681 shares of common stock were withheld and retained by Velocity at a price of $18.70 per share to cover tax liabilities from the vesting of previously granted restricted stock. After this withholding, Tam Fiona directly beneficially owned 42,752 shares of Velocity common stock. This type of transaction reflects tax settlement on equity compensation rather than an open-market sale.
Velocity Financial, Inc. reported an insider share sale by its Executive VP, Capital Markets. On 12/31/2025, the reporting officer sold 3,049 shares of common stock at a weighted average price of $20.1338 per share, with individual trades ranging from $20.00 to $20.27. Following this transaction, the officer beneficially owns 158,672 shares of Velocity Financial common stock, held directly.
Velocity Financial insider reports stock sale. An officer of Velocity Financial, Inc. serving as Executive VP, Capital Markets filed a Form 4 disclosing the sale of 7,571 shares of common stock on 12/16/2025. The shares were sold at a weighted average price of $20.0299 per share, in multiple trades between $20.00 and $20.15. Following this transaction, the reporting person directly beneficially owns 161,721 shares of Velocity Financial common stock.
A holder of VEL common stock filed a Rule 144 notice to sell 15,934 shares through Morgan Stanley Smith Barney on or about December 16, 2025 on the NYSE. The filing lists an aggregate market value of $312,943.76 for this planned sale, alongside 38,900,030 VEL common shares outstanding.
The shares to be sold were acquired as equity compensation from the issuer, including 15,078 shares from restricted stock awards acquired on January 15, 2024 and 856 shares from performance stock units acquired on January 21, 2025. Payment for these awards is described as non-cash (N/A) in the notice.
Velocity Financial, Inc. reported that on December 16, 2025, it issued a press release announcing an agreement to sell $133.2 million in UPB of non-performing loans. The details of this agreement are provided in the press release filed as Exhibit 99 to this report. The company’s common stock, par value $0.01 per share, is listed on the New York Stock Exchange under the symbol VEL.
Velocity Financial, Inc. reported an insider stock sale by its Chief Legal Officer and General Counsel. On 12/02/2025, the executive sold 6,655 shares of Velocity Financial common stock in an open-market transaction coded "S" for a sale. The weighted average sale price was $19.3787 per share, with individual trades executed between $19.31 and $19.45 per share.
After this transaction, the reporting person beneficially owns 100,970 shares of Velocity Financial common stock, held directly. The sale was disclosed on a Form 4, which is required for officers to report changes in their ownership of company securities.