Welcome to our dedicated page for Velocity Financial SEC filings (Ticker: VEL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Velocity Financial, Inc. (NYSE: VEL) files a range of reports and disclosures with the U.S. Securities and Exchange Commission that provide detailed insight into its real estate finance business. As a company focused on business purpose and investor real estate loans, its SEC filings are a primary source for understanding loan portfolio composition, credit performance, securitization activity, liquidity and capital structure.
Current reports on Form 8-K are used to announce material events such as quarterly financial results, including net income, core net income, diluted and core diluted earnings per share, portfolio net interest margin, loan production volumes and nonperforming loan metrics. Form 8-K filings also document events like the sale of nonperforming loans, the establishment of a third-party servicing mandate, and the dual listing of the company’s common stock on NYSE Texas, Inc. alongside its New York Stock Exchange listing.
Investors reviewing Velocity’s SEC filings can use annual and quarterly reports, when available, to analyze segment disclosures, interest income, origination fee income, fair value gains, allowance for credit losses under CECL, and detailed tables on loan portfolio unpaid principal balance by property type. Filings also describe securitization transactions, warehouse line capacity, liquidity measures and equity issuance through an at-the-market program.
On this page, Stock Titan provides real-time access to Velocity Financial’s SEC submissions as they are posted to EDGAR, along with AI-powered summaries that explain the key points of lengthy documents in plain language. Users can quickly identify important items in earnings-related 8-Ks, track developments affecting nonperforming loans and real estate owned, and monitor disclosures related to securitizations and capital markets activity without reading every line of each filing.
Velocity Financial, Inc. reported an insider equity transaction involving Chief Executive Officer and director Christopher D. Farrar01/23/2026, 23,171 shares of common stock were withheld and retained by Velocity at $19.39 per share to cover tax liabilities arising from the vesting of previously granted restricted stock. After this tax withholding, Farrar is reported as beneficially owning 553,734 shares indirectly, held by a family trust, and 475,540 shares directly of Velocity common stock.
Velocity Financial Inc.’s Chief Financial Officer, Mark R. Szczepaniak, reported a tax-related share withholding on January 23, 2026. The company withheld and retained 4,329 shares of common stock at $19.39 per share to cover tax liabilities from the vesting of previously granted restricted stock, rather than executing an open‑market sale. Following this transaction, 56,493 shares of common stock were held indirectly through a family trust and 123,191 shares were held directly by the executive.
Velocity Financial executive Jeffrey T. Taylor, Executive VP of Capital Markets, had 4,140 shares of common stock withheld on January 23, 2026 at $19.39 per share. The shares were retained by Velocity Financial to pay tax liabilities from the vesting of previously granted restricted stock. After this tax-related withholding, Taylor directly beneficially owns 185,907 shares of Velocity Financial common stock.
Velocity Financial, Inc. insider tax-share withholding: Chief Legal Officer and General Counsel Roland Thomas Kelly reported a Form 4 transaction involving company common stock. On 01/23/2026, 1,416 shares of Velocity Financial common stock were withheld at a price of $19.39 per share, coded as "F," which indicates shares were withheld by the company to cover tax liabilities. These taxes arose from the vesting of previously granted restricted stock, so this reflects a tax-related withholding rather than an open-market sale. After this transaction, Kelly beneficially owned 123,753 shares of Velocity Financial common stock directly.
Velocity Financial, Inc. Chief Accounting Officer Tam Fiona reported a routine tax-related transaction involving company stock. On 01/23/2026, 453 shares of common stock were withheld and retained by Velocity as payment for tax liabilities tied to the vesting of previously granted restricted stock, at a reported price of $19.39 per share. After this withholding, Tam Fiona beneficially owned 47,880 shares of Velocity common stock in direct form.
Velocity Financial, Inc. furnished an update that it has issued a press release with certain preliminary unaudited financial results for the fourth quarter and full year ended December 31, 2025.
The company also announced an unregistered offering by its wholly owned subsidiary, Velocity Commercial Capital, LLC, of up to $500 million aggregate principal amount of Senior Notes due 2031, subject to market and other conditions. These Senior Notes will be fully and unconditionally guaranteed on a senior unsecured basis by Velocity Financial, Inc. and will initially be offered only to qualified institutional buyers under an exemption from registration.
Velocity Financial CEO Christopher D. Farrar reported an insider tax-withholding transaction involving 25,681 shares of common stock at $19.53 per share on January 21, 2026. The shares were withheld and retained by Velocity Financial to cover tax liabilities arising from the vesting of previously granted restricted stock, rather than sold in the open market.
After this transaction, 538,877 shares of common stock were reported as indirectly owned through a family trust, and 498,711 shares were reported as directly owned. Farrar is listed as both a director and the Chief Executive Officer of Velocity Financial.
Velocity Financial, Inc. Chief Financial Officer Mark R. Szczepaniak reported a Form 4 transaction related to company stock. On January 21, 2026, 3,374 shares of common stock held through a family trust were withheld by Velocity Financial at $19.53 per share to pay tax liabilities arising from the vesting of previously granted restricted stock.
After this tax-withholding event, the family trust held 52,754 shares of Velocity Financial common stock indirectly, and Szczepaniak also reported 131,259 shares held directly. The filing reflects a routine tax-related share withholding rather than an open market trade.
Velocity Financial executive Jeffrey T. Taylor reported a routine tax-related share withholding. On January 21, 2026, 3,430 shares of Velocity Financial, Inc. common stock were withheld at a price of $19.53 per share to cover tax liabilities tied to the vesting of previously granted restricted stock. After this withholding, Taylor beneficially owned 190,047 shares of common stock in direct form. This type of transaction does not represent an open-market sale, but rather shares retained by the company to satisfy tax obligations on equity compensation.
Velocity Financial Chief Legal Officer Roland Thomas Kelly reported a Form 4 showing 1,752 shares of common stock withheld on January 21, 2026. The shares were withheld and retained by Velocity as payment for tax liabilities arising from the vesting of previously granted restricted stock, rather than an open‑market sale. Following this tax withholding, Kelly beneficially owned 125,169 shares of Velocity Financial common stock directly.