Vroom director Mylod acquires convertible notes

Q: What convertible notes did VRM director Robert J. Mylod Jr. acquire?

He reported a direct acquisition of notes convertible into 101,827 common shares on August 13, 2026. Annox Capital, LLC acquired notes convertible into 101,827 shares that day and 138,121 shares on October 14, 2026; the reported conversion prices were $11.42 and $10.86, respectively.

Q: When are the VRM convertible notes exercisable and when do they expire?

The reported note entries list an exercise date of April 1, 2032 and an expiration date of June 30, 2032. The notes are described as Senior Secured Delayed Draw Convertible Notes due 2032 and are convertible into Vroom common stock under the Exchange and Subscription Agreement and note terms.

The notes are convertible into Vroom common stock at reported conversion prices of $11.42 and $10.86, and are due in 2032.

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Rhea-AI Filing Summary

Vroom, Inc. (VRM) director Robert J. Mylod Jr. reported a direct acquisition on August 13, 2026, of convertible notes convertible into 101,827 common shares at a $11.42 conversion price. Annox Capital, LLC acquired notes convertible into 101,827 shares that day and 138,121 shares on October 14, 2026, at conversion prices of $11.42 and $10.86, respectively. The notes are due 2032 and convertible under the Exchange and Subscription Agreement and the note terms.

Insider Trade Summary

Grant/Award: 0 shares

Grant/Award 3 txns

Insider MYLOD ROBERT J JR

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Convertible Notes ^{F1, F2}	--	--	--
Grant/Award	Convertible Notes ^F1	--	--	--
Grant/Award	Convertible Notes ^{F1, F2}	--	--	--

Holdings After Transaction: Convertible Notes — 0 contracts (Direct); Convertible Notes — 0 contracts (Indirect, By Annox Capital, LLC)

Footnotes (2)

F1. On May 14, 2026, the Reporting Person and Annox Capital, LLC entered into an Exchange and Subscription Agreement with the Issuer, as amended on October 13, 2026 (the "Exchange Agreement"), pursuant to which the Reporting Person and Annox Capital, LLC acquired Senior Secured Delayed Draw Convertible Notes due 2032, which are convertible into shares of Common Stock pursuant to the terms of the Exchange Agreement and the terms of the Senior Secured Delayed Draw Convertible Note.
F2. The Reporting Person is the managing member of Annox Capital, LLC and as a result may be deemed to beneficially own the securities held of record by Annox Capital, LLC. The Reporting Person disclaims such beneficial ownership except to the extent of his pecuniary interest therein, if any.

Key Figures

Underlying common shares: 101,827 shares Underlying common shares: 101,827 shares Underlying common shares: 138,121 shares +3 more

6 metrics

Underlying common shares 101,827 shares Direct note acquisition reported August 13, 2026

Underlying common shares 101,827 shares Annox Capital, LLC indirect note acquisition reported August 13, 2026

Underlying common shares 138,121 shares Annox Capital, LLC indirect note acquisition reported October 14, 2026

Conversion price $11.42 per share Notes reported as acquired August 13, 2026

Conversion price $10.86 per share Notes reported as acquired October 14, 2026

Expiration date June 30, 2032 Reported convertible-note entries

Key Terms

Senior Secured Delayed Draw Convertible Notes, Exchange and Subscription Agreement, pecuniary interest

3 terms

Senior Secured Delayed Draw Convertible Notes financial

"acquired Senior Secured Delayed Draw Convertible Notes due 2032"

Exchange and Subscription Agreement financial

"entered into an Exchange and Subscription Agreement with the Issuer"

pecuniary interest financial

"except to the extent of his pecuniary interest therein"

FAQ

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What convertible notes did VRM director Robert J. Mylod Jr. acquire?

He reported a direct acquisition of notes convertible into 101,827 common shares on August 13, 2026. Annox Capital, LLC acquired notes convertible into 101,827 shares that day and 138,121 shares on October 14, 2026; the reported conversion prices were $11.42 and $10.86, respectively.

When are the VRM convertible notes exercisable and when do they expire?

The reported note entries list an exercise date of April 1, 2032 and an expiration date of June 30, 2032. The notes are described as Senior Secured Delayed Draw Convertible Notes due 2032 and are convertible into Vroom common stock under the Exchange and Subscription Agreement and note terms.

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Available on EDGAR 10/26/2026 - 04:30 PM EDT Accepted by SEC EDGAR 10/26/2026 - 04:30 PM EDT

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MYLOD ROBERT J JR

(Last)

(First)

(Middle)

C/O VROOM, INC.

4700 MERCANTILE DRIVE

(Street)

FORT WORTH

TEXAS

76137

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Vroom, Inc. [ VRM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/13/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Convertible Notes	$11.42	08/13/2026		A		$1,162,790.7		04/01/2032	06/30/2032	Common Stock	101,827	⁽¹⁾	$17,999,999.7	D
Convertible Notes	$11.42	08/13/2026		A		$1,162,790.7		04/01/2032	06/30/2032	Common Stock	101,827	⁽¹⁾	$7,499,999.7	I	By Annox Capital, LLC⁽²⁾
Convertible Notes	$10.86	10/14/2026		A		$1,500,000		04/01/2032	06/30/2032	Common Stock	138,121	⁽¹⁾	$8,999,999.7	I	By Annox Capital, LLC⁽²⁾

Explanation of Responses:

1. On May 14, 2026, the Reporting Person and Annox Capital, LLC entered into an Exchange and Subscription Agreement with the Issuer, as amended on October 13, 2026 (the "Exchange Agreement"), pursuant to which the Reporting Person and Annox Capital, LLC acquired Senior Secured Delayed Draw Convertible Notes due 2032, which are convertible into shares of Common Stock pursuant to the terms of the Exchange Agreement and the terms of the Senior Secured Delayed Draw Convertible Note.

2. The Reporting Person is the managing member of Annox Capital, LLC and as a result may be deemed to beneficially own the securities held of record by Annox Capital, LLC. The Reporting Person disclaims such beneficial ownership except to the extent of his pecuniary interest therein, if any.

	/s/ Anna-Lisa Corrales, Attorney-in-Fact for Robert J. Mylod, Jr.	10/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR