Welcome to our dedicated page for Washington Fed SEC filings (Ticker: WAFD), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
WaFd, Inc. filings document the regulatory record of a bank holding company whose wholly owned subsidiary, WaFd Bank, is a federally insured Washington state chartered commercial bank. Disclosures cover operating results and financial condition, deposit composition, loan and credit-quality trends, capital discussions, risk factors, and the company’s common stock and Series A preferred stock structure.
Recent Form 8-K filings include earnings releases and fact sheets, Regulation FD investor presentations, board appointments and committee service, annual-meeting voting results, director transition notices, preferred-stock dividend declarations, and Community Reinvestment Act rating disclosures. Proxy and periodic-report references provide governance, executive compensation, auditor ratification, and risk-related context for the company’s banking operations.
WaFd, Inc. announced that its banking subsidiary, WaFd Bank, successfully appealed its Community Reinvestment Act (CRA) rating with the Federal Deposit Insurance Corporation’s Supervision Appeals Review Committee. As a result of the appeal decision, the Bank’s lending test component rating was upgraded from “Needs to Improve” to “Low Satisfactory.”
This change also elevated WaFd Bank’s overall composite CRA rating from “Needs to Improve” to “Satisfactory.” The company disclosed this development via a press release dated January 21, 2026, which is included as an exhibit. The filing also reiterates that statements about future results are subject to risks and uncertainties described in the company’s prior SEC reports.
WAFD Inc. reported an insider equity award for senior vice president and principal accounting officer Sanden Blayne. On January 20, 2026, Blayne received 750 shares of common stock at $31.44 per share, increasing direct beneficial ownership to 5,133 common shares. A footnote explains this is a restricted stock grant that vests annually in equal amounts over five years beginning January 20, 2027, so the shares become available over time rather than all at once.
The filing also lists several existing non-qualified stock options held directly by Blayne, with exercise prices ranging from $25.50 to $36.46 and expiration dates between October 31, 2029 and January 2, 2036, each tied to specific blocks of underlying WAFD common stock.
WaFd, Inc. reported its earnings for the quarter ended December 31, 2025 and furnished the details in a press release and a financial fact sheet attached to this report. The press release is included as Exhibit 99.1, and a December 31, 2025 fact sheet with more detailed financial information is included as Exhibit 99.2.
The company also highlights that its statements about future expectations are forward-looking statements, which are subject to numerous risks such as interest rate changes, economic conditions, credit quality of borrowers, cyber-security threats, its exit from mortgage lending, regulatory examinations, geopolitical events, and broader industry pressures. These factors could cause actual results to differ materially from current expectations.
WAFD Inc. (WAFD) President & CEO and director reported buying 3,000 depositary shares of the company’s 4.875% Fixed Rate Series A Non‑Cumulative Perpetual Preferred Stock on 11/26/2025 at a price of $16.55 per share in a direct ownership account.
Each depositary share represents a 1/40th interest in a share of the Series A Preferred Stock. After this transaction, the reporting person directly beneficially owns 368,124 shares of common stock, which includes 123,823 stock units awarded under a Supplemental Executive Retirement Plan.
WaFd, Inc. files its annual report describing a regional commercial bank with 208 branches across nine western states and a $20.1 billion net loan portfolio as of September 30, 2025. Commercial loans made up 59.5% of gross loans and consumer loans 40.5%.
The company highlights its 2024 merger with Luther Burbank Corporation, which added approximately $7.7 billion of assets and expanded its footprint in California. WaFd also exited new single-family mortgage and HELOC originations in 2025, while continuing to hold a large existing single-family portfolio. Extensive risk disclosures cover interest-rate sensitivity, cybersecurity, regulatory capital, liquidity, and competitive pressures.
WaFd, Inc. furnished an investor slide presentation under Item 7.01 of Form 8-K. The deck is attached as Exhibit 99.1 and will be available on the company’s investor relations website.
The company states the materials include forward‑looking statements and are being furnished, not filed, which affects how they are treated under the Exchange Act. The filing also includes Exhibit 104 for the cover page interactive data file.
WAFD Inc. reported an insider transaction: the EVP & Chief Operations Officer acquired 21,609 shares of common stock at $30.56 on November 11, 2025.
Following the transaction, the officer beneficially owns 137,126 shares (direct).
Grants vest ratably over three years beginning November 11, 2026, including 8,674 time-based shares and 12,935 performance-based shares tied to total shareholder return. Holdings also include 56,751 stock units awarded under a SERP.
WAFD Inc. reported an insider transaction on a Form 4: the EVP & CFO acquired 21,609 shares of common stock at $30.56 on 11/11/2025. Following the transaction, the officer beneficially owned 114,027 common shares directly.
The filing notes equity awards that vest ratably over three years beginning November 11, 2026: 8,674 restricted shares and 12,935 performance shares tied to total shareholder return. It also includes 51,594 stock units awarded under a Supplemental Executive Retirement Plan.
- Non-qualified stock options outstanding: 607 at $32.49 (exp. 10/31/2031); 1,276 at $26.12 (exp. 10/31/2030); 652 at $36.46 (exp. 10/31/2029); 564 at $28.16 (exp. 10/31/2028).
WAFD Inc reported an insider equity change: its EVP & Chief Credit Officer acquired 21,609 shares of common stock on 11/11/2025 at $30.56 per share (transaction code A).
Following this transaction, the reporting person beneficially owned 126,740 shares. The filing notes that restricted and performance stock grants vest ratably over three years beginning November 11, 2026, comprising 8,674 restricted shares and 12,935 performance shares tied to total shareholder return. Beneficial ownership includes 61,912 stock units awarded under a SERP. The insider also holds a non‑qualified stock option for 618 shares at an exercise price of $28.16, expiring 10/31/2028.
WAFD Inc executive Cathy E. Cooper (EVP & Chief Consumer Banker) reported acquiring 21,609 shares of common stock on 11/11/2025 at $30.56 per share. Following the transaction, she beneficially owns 99,752 shares directly and 10,486 shares indirectly via a 401(k).
The filing notes equity awards that vest ratably over three years beginning November 11, 2026: 8,674 restricted shares and 12,935 performance shares tied to total shareholder return. It also states her holdings include 36,115 stock units awarded under a Supplemental Executive Retirement Plan.