Welcome to our dedicated page for WAFD SEC filings (Ticker: WAFD), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
WaFd, Inc. filings document the regulatory record of a bank holding company whose wholly owned subsidiary, WaFd Bank, is a federally insured Washington state chartered commercial bank. Disclosures cover operating results and financial condition, deposit composition, loan and credit-quality trends, capital discussions, risk factors, and the company’s common stock and Series A preferred stock structure.
Recent Form 8-K filings include earnings releases and fact sheets, Regulation FD investor presentations, board appointments and committee service, annual-meeting voting results, director transition notices, preferred-stock dividend declarations, and Community Reinvestment Act rating disclosures. Proxy and periodic-report references provide governance, executive compensation, auditor ratification, and risk-related context for the company’s banking operations.
WAFD Inc. (WAFD) President & CEO and director reported buying 3,000 depositary shares of the company’s 4.875% Fixed Rate Series A Non‑Cumulative Perpetual Preferred Stock on 11/26/2025 at a price of $16.55 per share in a direct ownership account.
Each depositary share represents a 1/40th interest in a share of the Series A Preferred Stock. After this transaction, the reporting person directly beneficially owns 368,124 shares of common stock, which includes 123,823 stock units awarded under a Supplemental Executive Retirement Plan.
WaFd, Inc. files its annual report describing a regional commercial bank with 208 branches across nine western states and a $20.1 billion net loan portfolio as of September 30, 2025. Commercial loans made up 59.5% of gross loans and consumer loans 40.5%.
The company highlights its 2024 merger with Luther Burbank Corporation, which added approximately $7.7 billion of assets and expanded its footprint in California. WaFd also exited new single-family mortgage and HELOC originations in 2025, while continuing to hold a large existing single-family portfolio. Extensive risk disclosures cover interest-rate sensitivity, cybersecurity, regulatory capital, liquidity, and competitive pressures.
WaFd, Inc. furnished an investor slide presentation under Item 7.01 of Form 8-K. The deck is attached as Exhibit 99.1 and will be available on the company’s investor relations website.
The company states the materials include forward‑looking statements and are being furnished, not filed, which affects how they are treated under the Exchange Act. The filing also includes Exhibit 104 for the cover page interactive data file.
WAFD Inc. reported an insider transaction: the EVP & Chief Operations Officer acquired 21,609 shares of common stock at $30.56 on November 11, 2025.
Following the transaction, the officer beneficially owns 137,126 shares (direct).
Grants vest ratably over three years beginning November 11, 2026, including 8,674 time-based shares and 12,935 performance-based shares tied to total shareholder return. Holdings also include 56,751 stock units awarded under a SERP.
WAFD Inc. reported an insider transaction on a Form 4: the EVP & CFO acquired 21,609 shares of common stock at $30.56 on 11/11/2025. Following the transaction, the officer beneficially owned 114,027 common shares directly.
The filing notes equity awards that vest ratably over three years beginning November 11, 2026: 8,674 restricted shares and 12,935 performance shares tied to total shareholder return. It also includes 51,594 stock units awarded under a Supplemental Executive Retirement Plan.
- Non-qualified stock options outstanding: 607 at $32.49 (exp. 10/31/2031); 1,276 at $26.12 (exp. 10/31/2030); 652 at $36.46 (exp. 10/31/2029); 564 at $28.16 (exp. 10/31/2028).
WAFD Inc reported an insider equity change: its EVP & Chief Credit Officer acquired 21,609 shares of common stock on 11/11/2025 at $30.56 per share (transaction code A).
Following this transaction, the reporting person beneficially owned 126,740 shares. The filing notes that restricted and performance stock grants vest ratably over three years beginning November 11, 2026, comprising 8,674 restricted shares and 12,935 performance shares tied to total shareholder return. Beneficial ownership includes 61,912 stock units awarded under a SERP. The insider also holds a non‑qualified stock option for 618 shares at an exercise price of $28.16, expiring 10/31/2028.
WAFD Inc executive Cathy E. Cooper (EVP & Chief Consumer Banker) reported acquiring 21,609 shares of common stock on 11/11/2025 at $30.56 per share. Following the transaction, she beneficially owns 99,752 shares directly and 10,486 shares indirectly via a 401(k).
The filing notes equity awards that vest ratably over three years beginning November 11, 2026: 8,674 restricted shares and 12,935 performance shares tied to total shareholder return. It also states her holdings include 36,115 stock units awarded under a Supplemental Executive Retirement Plan.
WAFD Inc. reported an insider transaction: its President & CEO and director acquired 83,116 shares of common stock at $30.56 on November 11, 2025.
Following the transaction, the reporting person beneficially owns 368,124 shares directly. The filing notes restricted and performance stock grants vest ratably over three years beginning November 11, 2026: 27,004 restricted shares and 56,112 shares based on total shareholder return criteria. It also includes 123,823 stock units awarded under a Supplemental Executive Retirement Plan (SERP).
WaFd, Inc. (WAFD) announced a dividend on its 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock. The Board declared $12.1875 per preferred share, which equals $0.30468750 per depositary share (each depositary share represents a 1/40th interest in a preferred share and trades as WAFDP). The dividend is payable January 15, 2026, to shareholders of record as of December 31, 2025.
WAFD Inc.: An officer (SVP & PAO) filed a Form 4 reporting a transaction on 10/31/2025. The filing shows 205 shares of common stock disposed of at $29.03 under code F, with 4,383 shares beneficially owned directly after the transaction.
The filing also lists outstanding non-qualified stock options, all held directly: 424 at $36.46 expiring 10/31/2029; 829 at $26.12 expiring 10/31/2030; 383 at $32.49 expiring 10/31/2031; 316 at $33.36 expiring 10/31/2032; 620 at $25.50 expiring 10/31/2033; and 497 at $29.59 expiring 02/28/2035.