Wealthfront Corp (WLTH) insider details RSU conversions and tax share sale

Q: What insider transaction did Wealthfront Corp (WLTH) disclose in this Form 4?

The filing reports that officer Lauren Lin , Wealthfront Corp’s CLO, CCO and Secretary, had several restricted stock units (RSUs) convert into shares of Common Stock on December 15, 2025 , along with a tax withholding transaction.

Q: What was the purpose of the shares withheld in the Wealthfront (WLTH) Form 4 filing?

The filing explains that 20,631 shares of Common Stock were withheld by Wealthfront Corp to satisfy tax withholding liabilities in connection with the net settlement of RSUs, in a transaction coded "F" at $14.19 per share.

Q: How do the RSU vesting schedules work in the Wealthfront Corp (WLTH) Form 4?

The filing states that the RSU awards generally vest in 1/16 increments quarterly on the fifteenth calendar day of March, June, September, and December (or similar patterns), starting from specific initial vesting dates, and are subject to the reporting person’s continued service.

Filing Impact

(Moderate)

Filing Sentiment

(Negative)

Form Type

Rhea-AI Filing Summary

Wealthfront CorpDecember 15, 2025. Several blocks of restricted stock units (RSUs) were converted to Common Stock at an exercise price of $0, increasing her directly held shares through multiple transactions coded “M.” After these RSU settlements, she directly owned 115,271 shares of Common Stock.

In a separate transaction coded “F,” 20,631 shares of Common Stock were withheld at a price of $14.19 to cover tax liabilities related to the RSU net settlement. Following these changes, she continued to hold derivative awards, including 192,704 RSUs, each representing a contingent right to receive one share of Common Stock, subject to time-based vesting conditions and continued service.

Positive

None.

Negative

None.

Insider Trade Summary

40,623 shares exercised/converted

Mixed 11 txns

Insider Lin Lauren

Role CLO, CCO and Secretary

Type Security Shares Price Value

Exercise Restricted Stock Units 1,215 $0.00 --

Exercise Restricted Stock Units 12,500 $0.00 --

Exercise Restricted Stock Units 9,375 $0.00 --

Exercise Restricted Stock Units 4,687 $0.00 --

Exercise Restricted Stock Units 12,846 $0.00 --

Exercise Common Stock 1,215 $0.00 --

Exercise Common Stock 12,500 $0.00 --

Exercise Common Stock 9,375 $0.00 --

Exercise Common Stock 4,687 $0.00 --

Exercise Common Stock 12,846 $0.00 --

Tax Withholding Common Stock 20,631 $14.19 $293K

Holdings After Transaction: Restricted Stock Units — 1,216 shares (Direct); Common Stock — 96,494 shares (Direct)

Footnotes (1)

The transaction represents the number of shares of Common Stock withheld by the Issuer to satisfy tax withholding liabilities in connection with the net settlement of restricted stock units. Each restricted stock unit represents a contingent right to receive one share of the Issuer's Common Stock upon settlement. The award vested or vests as to 1/16 of the total award quarterly on the fifteenth calendar day of June, September, December, and March, subject to the reporting person's continued service to the Issuer on each vesting date, with the first tranche vested on June 15, 2022. These restricted stock units do not expire; they either vest or are cancelled prior to the vesting date. The award vested or vests as to 1/16 of the total award quarterly on the fifteenth calendar day of March, June, September, and December, subject to the reporting person's continued service to the Issuer on each vesting date, with the first tranche vested on March 15, 2023. The award vested or vests as to 1/16 of the total award quarterly on the fifteenth calendar day of December, March, June, and September, subject to the reporting person's continued service to the Issuer on each vesting date, with the first tranche vested on December 15, 2023. The award vested or vests as to 1/16 of the total award quarterly on the fifteenth calendar day of December, March, June, and September, subject to the reporting person's continued service to the Issuer on each vesting date, with the first tranche vested on December 15, 2024. The award vested or vests as to 1/16 of the total award quarterly on the fifteenth calendar day of December, March, June, and September, subject to the reporting person's continued service to the Issuer on each vesting date, with the first tranche time-vested on December 15, 2025.

Form 4 Insider Transactions: What Each Field Means →

12/17/2025 - 04:27 PM

SEC Form 4

FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number: 3235-0287

Estimated average burden

hours per response: 0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*
Lin Lauren

(Last) (First) (Middle)

C/O WEALTHFRONT CORPORATION

261 HAMILTON AVENUE

(Street)
PALO ALTO CA 94301

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
WEALTHFRONT CORP [ WLTH ] 5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

Director 10% Owner

X Officer (give title below) Other (specify below)

CLO, CCO and Secretary

3. Date of Earliest Transaction (Month/Day/Year)
12/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)

X Form filed by One Reporting Person

Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)

Code V Amount (A) or (D) Price

Common Stock 12/15/2025 M 1,215 A $0 96,494 D

Common Stock 12/15/2025 M 12,500 A $0 108,994 D

Common Stock 12/15/2025 M 9,375 A $0 118,369 D

Common Stock 12/15/2025 M 4,687 A $0 123,056 D

Common Stock 12/15/2025 M 12,846 A $0 135,902 D

Common Stock 12/15/2025 F⁽¹⁾ 20,631 D $14.19 115,271 D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)

Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares

Restricted Stock Units ⁽²⁾ 12/15/2025 M 1,215 ⁽³⁾ ⁽⁴⁾ Common Stock 1,215 $0 1,216 D

Restricted Stock Units ⁽²⁾ 12/15/2025 M 12,500 ⁽⁵⁾ ⁽⁴⁾ Common Stock 12,500 $0 50,000 D

Restricted Stock Units ⁽²⁾ 12/15/2025 M 9,375 ⁽⁶⁾ ⁽⁴⁾ Common Stock 9,375 $0 65,625 D

Restricted Stock Units ⁽²⁾ 12/15/2025 M 4,687 ⁽⁷⁾ ⁽⁴⁾ Common Stock 4,687 $0 51,563 D

Restricted Stock Units ⁽²⁾ 12/15/2025 M 12,846 ⁽⁸⁾ ⁽⁴⁾ Common Stock 12,846 $0 192,704 D

Explanation of Responses:

1. The transaction represents the number of shares of Common Stock withheld by the Issuer to satisfy tax withholding liabilities in connection with the net settlement of restricted stock units.

2. Each restricted stock unit represents a contingent right to receive one share of the Issuer's Common Stock upon settlement.

3. The award vested or vests as to 1/16 of the total award quarterly on the fifteenth calendar day of June, September, December, and March, subject to the reporting person's continued service to the Issuer on each vesting date, with the first tranche vested on June 15, 2022.

4. These restricted stock units do not expire; they either vest or are cancelled prior to the vesting date.

5. The award vested or vests as to 1/16 of the total award quarterly on the fifteenth calendar day of March, June, September, and December, subject to the reporting person's continued service to the Issuer on each vesting date, with the first tranche vested on March 15, 2023.

6. The award vested or vests as to 1/16 of the total award quarterly on the fifteenth calendar day of December, March, June, and September, subject to the reporting person's continued service to the Issuer on each vesting date, with the first tranche vested on December 15, 2023.

7. The award vested or vests as to 1/16 of the total award quarterly on the fifteenth calendar day of December, March, June, and September, subject to the reporting person's continued service to the Issuer on each vesting date, with the first tranche vested on December 15, 2024.

8. The award vested or vests as to 1/16 of the total award quarterly on the fifteenth calendar day of December, March, June, and September, subject to the reporting person's continued service to the Issuer on each vesting date, with the first tranche time-vested on December 15, 2025.

/s/ Lauren Lin 12/17/2025

** Signature of Reporting Person Date

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR

FAQ

What insider transaction did Wealthfront Corp (WLTH) disclose in this Form 4?

The filing reports that officer Lauren Lin, Wealthfront Corp’s CLO, CCO and Secretary, had several restricted stock units (RSUs) convert into shares of Common Stock on December 15, 2025, along with a tax withholding transaction.

How many Wealthfront Corp (WLTH) shares does the reporting person own after the transactions?

After the reported transactions, Lauren Lin beneficially owned 115,271 shares of Wealthfront Corp Common Stock, held in direct ownership.

What was the purpose of the shares withheld in the Wealthfront (WLTH) Form 4 filing?

The filing explains that 20,631 shares of Common Stock were withheld by Wealthfront Corp to satisfy tax withholding liabilities in connection with the net settlement of RSUs, in a transaction coded "F" at $14.19 per share.

What do the restricted stock units (RSUs) in the Wealthfront (WLTH) Form 4 represent?

Each restricted stock unit represents a contingent right to receive one share of Wealthfront Corp Common Stock upon settlement, subject to time-based vesting schedules and the reporting person’s continued service.

How many RSUs does the Wealthfront (WLTH) officer hold after these transactions?

Following the reported activity, Lauren Lin beneficially owned 192,704 RSUs, each linked to one share of Wealthfront Corp Common Stock, according to the derivative securities table.

How do the RSU vesting schedules work in the Wealthfront Corp (WLTH) Form 4?

The filing states that the RSU awards generally vest in 1/16 increments quarterly on the fifteenth calendar day of March, June, September, and December (or similar patterns), starting from specific initial vesting dates, and are subject to the reporting person’s continued service.

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	1,215	$0.00	--
Exercise	Restricted Stock Units	12,500	$0.00	--
Exercise	Restricted Stock Units	9,375	$0.00	--
Exercise	Restricted Stock Units	4,687	$0.00	--
Exercise	Restricted Stock Units	12,846	$0.00	--
Exercise	Common Stock	1,215	$0.00	--
Exercise	Common Stock	12,500	$0.00	--
Exercise	Common Stock	9,375	$0.00	--
Exercise	Common Stock	4,687	$0.00	--
Exercise	Common Stock	12,846	$0.00	--
Tax Withholding	Common Stock	20,631	$14.19	$293K

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	12/15/2025		M		1,215	A	$0	96,494	D
Common Stock	12/15/2025		M		12,500	A	$0	108,994	D
Common Stock	12/15/2025		M		9,375	A	$0	118,369	D
Common Stock	12/15/2025		M		4,687	A	$0	123,056	D
Common Stock	12/15/2025		M		12,846	A	$0	135,902	D
Common Stock	12/15/2025		F⁽¹⁾		20,631	D	$14.19	115,271	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Restricted Stock Units	⁽²⁾	12/15/2025		M			1,215	⁽³⁾	⁽⁴⁾	Common Stock	1,215	$0	1,216	D
Restricted Stock Units	⁽²⁾	12/15/2025		M			12,500	⁽⁵⁾	⁽⁴⁾	Common Stock	12,500	$0	50,000	D
Restricted Stock Units	⁽²⁾	12/15/2025		M			9,375	⁽⁶⁾	⁽⁴⁾	Common Stock	9,375	$0	65,625	D
Restricted Stock Units	⁽²⁾	12/15/2025		M			4,687	⁽⁷⁾	⁽⁴⁾	Common Stock	4,687	$0	51,563	D
Restricted Stock Units	⁽²⁾	12/15/2025		M			12,846	⁽⁸⁾	⁽⁴⁾	Common Stock	12,846	$0	192,704	D

	/s/ Lauren Lin	12/17/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.