Western New England Bancorp (WNEB) Director Acquires 384 Shares

Rhea-AI Filing Summary

William D. Masse, a director of Western New England Bancorp (WNEB), acquired 384 shares of the issuer's common stock on 08/06/2025 at a reported price of $11.1227 per share, bringing his direct ownership to 65,767 shares. The filing states the shares were obtained under the company’s Non-Employee Director Stock Election Program and were self-funded through deferred compensation rather than issued as restricted stock.

No derivative transactions were reported in this Form 4. The disclosure is a routine director purchase under a compensation election and documents a modest increase in direct common-stock holdings by a company director.

Positive

• Director William D. Masse acquired 384 common shares at $11.1227, increasing direct holdings to 65,767 shares

Negative

• None.

Insights

Financial Analyst

Director Masse purchased 384 shares at $11.1227, raising direct holdings to 65,767 shares.

This Form 4 reports a small, non-derivative acquisition by a board director under the Non-Employee Director Stock Election Program. The transaction was self-funded via deferred compensation and is explicitly not a restricted stock award. From a shareholder-impact perspective the trade is immaterial to company valuation given the size of the purchase, and no other substantive changes to ownership or option positions were disclosed.

Corporate Governance Expert

Routine director stock election recorded; shares self-funded, not restricted, consistent with typical governance practices.

The filing documents a standard governance-related equity election rather than a discretionary grant. Reporting that the shares were acquired through deferred compensation provides transparency on funding source and suggests alignment with the program’s mechanics. No joint filings or indirect ownership changes were reported. This disclosure is procedural in nature and does not indicate any extraordinary governance event.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MASSE WILLIAM D

(Last) (First) (Middle)

C/O WESTERN NEW ENGLAND BANCORP, INC.

141 ELM STREET

(Street)

WESTFIELD MA 01085

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Western New England Bancorp, Inc. [ WNEB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
08/06/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/06/2025		A		384(1)	A	$11.1227	65,767	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents an acquisition of stock under the Company's Non-Employee Director Stock Election Program. Shares acquired are self-funded through deferred compensation and are not representative of a restricted stock award.

	/s/ John E. Bonini, Attorney-in-Fact	08/08/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did WNEB director William D. Masse report on the Form 4?

He reported acquiring 384 shares of Western New England Bancorp common stock under the Non-Employee Director Stock Election Program at $11.1227 per share, for total direct holdings of 65,767 shares.

When was the transaction reported on the Form 4 for WNEB?

The transaction date is 08/06/2025, as disclosed in the Form 4.

Was this acquisition funded by the company or self-funded?

The filing states the shares were self-funded through deferred compensation and are not representative of a restricted stock award.

Did the Form 4 report any derivative transactions for WNEB by the reporting person?

No derivative securities were reported in Table II of the Form 4.

Does this Form 4 indicate any change in indirect ownership or joint filing status?

The filing indicates direct ownership only and the Form was filed by one reporting person; no indirect ownership changes were disclosed.