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Western New England Bancorp director buys 323 shares

The open-market purchase used compensation otherwise payable in cash under the Non-Employee Director Stock Election Program.

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Form Type
4

Rhea-AI Filing Summary

Western New England Bancorp, Inc. director Gary G. Fitzgerald acquired 323 shares on November 4, 2026, at $14.0392 per share. The shares were purchased in the open market on his behalf under the Non-Employee Director Stock Election Program, using compensation otherwise payable in cash. His directly held position following the transaction was 36,466 shares, including 1,603 restricted shares acquired through an Annual Equity Retainer Award scheduled to vest on December 31, 2026. No Rule 10b5-1 plan is reported.

Insider Fitzgerald Gary G
Role Director
Type Security Shares Price Value
Grant/Award Common Stock F1, F2 323 $14.0392 $5K
Holdings After Transaction: Common Stock — 36,466 shares (Direct)
Footnotes (2)
  1. F1. Represents shares purchased in the open market on behalf of the reporting person pursuant to the Company's Non-Employee Director Stock Election Program using compensation otherwise payable in cash.
  2. F2. Includes 1,603 restricted shares acquired through Annual Equity Retainer Award scheduled to vest on 12/31/26.
Shares acquired 323 shares November 4, 2026
Reported price per share $14.0392 per share November 4, 2026 transaction
Direct shares following transaction 36,466 shares Following the November 4, 2026 transaction
Restricted shares 1,603 shares Scheduled to vest on December 31, 2026
Non-Employee Director Stock Election Program financial
"under the Non-Employee Director Stock Election Program"
restricted shares financial
"Includes 1,603 restricted shares"
Restricted shares are company stock that cannot be sold or transferred immediately because they are subject to legal or contractual limits, such as a required holding period or performance conditions. They matter to investors because these locked-up shares can affect a company’s available stock for trading, future dilution, and insider incentives—imagine a gift that can’t be cashed until certain conditions are met, which changes when and how much supply can suddenly enter the market.
Annual Equity Retainer Award financial
"acquired through Annual Equity Retainer Award"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many shares did WNEB director Gary G. Fitzgerald acquire?

Gary G. Fitzgerald acquired 323 shares on November 4, 2026, at $14.0392 per share. The shares were purchased in the open market on his behalf under the Non-Employee Director Stock Election Program using compensation otherwise payable in cash.

How many WNEB shares did Gary G. Fitzgerald hold after the transaction?

Gary G. Fitzgerald directly held 36,466 shares following the transaction. That position included 1,603 restricted shares acquired through an Annual Equity Retainer Award scheduled to vest on December 31, 2026.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Fitzgerald Gary G

(Last)(First)(Middle)
C/O WESTERN NEW ENGLAND BANCORP, INC.
141 ELM STREET

(Street)
WESTFIELD MASSACHUSETTS 01085

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Western New England Bancorp, Inc. [ WNEB ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
11/04/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock11/04/2026A323(1)A$14.039236,466(2)D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Represents shares purchased in the open market on behalf of the reporting person pursuant to the Company's Non-Employee Director Stock Election Program using compensation otherwise payable in cash.
2. Includes 1,603 restricted shares acquired through Annual Equity Retainer Award scheduled to vest on 12/31/26.
/s/ John E. Bonini, Attorney-in-Fact11/04/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

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