Western New England Bancorp: Richter buys 456 shares

The director’s reported direct position includes 1,603 restricted shares scheduled to vest on December 31, 2026, alongside additional IRA and spouse-held shares.

Available on EDGAR 11/06/2026 - 04:22 PM EST Accepted by SEC EDGAR 11/06/2026 - 04:21 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

Western New England Bancorp, Inc. (WNEB) director Steven G. Richter acquired 456 common shares on November 4, 2026, through open-market purchases made on his behalf under the company’s Non-Employee Director Stock Election Program, using compensation otherwise payable in cash. The reported price was $14.0392 per share. His direct holdings after the transaction were 65,053 shares, including 1,603 restricted shares scheduled to vest on December 31, 2026. He also reported indirect holdings of 9,483 shares through an IRA and 62 shares held by his spouse.

Insider Trade Summary

Grant/Award: 456 shares

Grant/Award 1 txn

Insider Richter Steven G.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock F1, F2	456	$14.0392	$6K
Holding	Common Stock	--	--	--
Holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 65,053 shares (Direct); Common Stock — 9,483 shares (Indirect, By IRA); Common Stock — 62 shares (Indirect, By Spouse)

Footnotes (2)

1. F1. Represents shares purchased in the open market on behalf of the reporting person pursuant to the Company's Non-Employee Director Stock Election Program using compensation otherwise payable in cash.
2. F2. Includes 1,603 restricted shares acquired through Annual Equity Retainer Award scheduled to vest on 12/31/26.

Key Figures

Common shares acquired: 456 shares Reported price per share: $14.0392 per share Direct holdings after transaction: 65,053 shares +3 more

6 metrics

Common shares acquired 456 shares November 4, 2026

Reported price per share $14.0392 per share November 4, 2026

Direct holdings after transaction 65,053 shares After the November 4, 2026 transaction; includes 1,603 restricted shares scheduled to vest on December 31, 2026

Indirect holdings through IRA 9,483 shares Reported as held through an IRA

Shares held by spouse 62 shares Reported as indirect holdings

Restricted shares scheduled to vest 1,603 shares Annual Equity Retainer Award; scheduled to vest on December 31, 2026

Key Terms

Non-Employee Director Stock Election Program, Annual Equity Retainer Award, restricted shares

3 terms

Non-Employee Director Stock Election Program financial

"pursuant to the Company's Non-Employee Director Stock Election Program"

Annual Equity Retainer Award financial

"acquired through Annual Equity Retainer Award scheduled to vest"

restricted shares financial

"Includes 1,603 restricted shares acquired through Annual Equity Retainer Award"

Restricted shares are company stock that cannot be sold or transferred immediately because they are subject to legal or contractual limits, such as a required holding period or performance conditions. They matter to investors because these locked-up shares can affect a company’s available stock for trading, future dilution, and insider incentives—imagine a gift that can’t be cashed until certain conditions are met, which changes when and how much supply can suddenly enter the market.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many WNEB shares did director Steven G. Richter acquire, and at what price?

Steven G. Richter acquired 456 common shares on November 4, 2026, at a reported price of $14.0392 per share. The shares were purchased in the open market on his behalf under Western New England Bancorp’s Non-Employee Director Stock Election Program, using compensation otherwise payable in cash.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Richter Steven G.

(Last) (First) (Middle)

C/O WESTERN NEW ENGLAND BANCORP, INC.

141 ELM STREET

(Street)

WESTFIELD MASSACHUSETTS 01085

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Western New England Bancorp, Inc. [ WNEB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
11/04/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/04/2026		A		456(1)	A	$14.0392	65,053(2)	D
Common Stock								9,483	I	By IRA
Common Stock								62	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares purchased in the open market on behalf of the reporting person pursuant to the Company's Non-Employee Director Stock Election Program using compensation otherwise payable in cash.

2. Includes 1,603 restricted shares acquired through Annual Equity Retainer Award scheduled to vest on 12/31/26.

	/s/ John E. Bonini, Attorney-in-Fact	11/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)