Western New England Bancorp (WNEB) director boosts holdings with 325-share acquisition

Rhea-AI Filing Summary

Western New England Bancorp, Inc. director Gary G. Fitzgerald increased his direct common stock holdings through a company program. On February 4, 2026, he acquired 325 shares of common stock at $14.2324 per share under the Non-Employee Director Stock Election Program, which uses self-funded deferred compensation. Following this transaction, he directly owns 33,431 shares of Western New England Bancorp, Inc. common stock. The acquired shares are not a restricted stock award.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Fitzgerald Gary G

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	325	$14.2324	$5K

Holdings After Transaction: Common Stock — 33,431 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Fitzgerald Gary G

(Last) (First) (Middle)

C/O WESTERN NEW ENGLAND BANCORP, INC.

141 ELM STREET

(Street)

WESTFIELD MA 01085

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Western New England Bancorp, Inc. [ WNEB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/04/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/04/2026		A		325(1)	A	$14.2324	33,431	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents an acquisition of stock under the Company's Non-Employee Director Stock Election Program. Shares acquired are self-funded through deferred compensation and are not representative of a restricted stock award.

	/s/ John E. Bonini, Attorney-in-Fact	02/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did WNEB director Gary G. Fitzgerald report?

Gary G. Fitzgerald reported acquiring 325 shares of Western New England Bancorp common stock. The transaction occurred on February 4, 2026, under the company’s Non-Employee Director Stock Election Program and was funded through deferred compensation rather than granted as a restricted stock award.

At what price were the WNEB shares acquired by director Gary G. Fitzgerald?

The 325 Western New England Bancorp shares were acquired at a price of $14.2324 per share. This purchase was part of the Non-Employee Director Stock Election Program and represents stock funded through deferred compensation, not a traditional restricted stock grant from the company.

How many WNEB shares does Gary G. Fitzgerald own after this transaction?

After the February 4, 2026 transaction, Gary G. Fitzgerald beneficially owns 33,431 shares of Western New England Bancorp common stock. These shares are reported as directly held, reflecting the additional 325 shares acquired through the Non-Employee Director Stock Election Program.

What is Western New England Bancorp’s Non-Employee Director Stock Election Program?

The Non-Employee Director Stock Election Program allows directors to acquire company stock using deferred compensation. In this case, Gary G. Fitzgerald received 325 shares of Western New England Bancorp common stock through the program, and the filing clarifies these shares are not a restricted stock award.

Is the WNEB director’s share acquisition a restricted stock award?

The 325 Western New England Bancorp shares are not a restricted stock award. The filing explains they were acquired under the Non-Employee Director Stock Election Program and are self-funded through the director’s deferred compensation rather than granted as a separate equity incentive.