World Acceptance Insider Reports Sale; Holdings Now 16,515 Shares

Rhea-AI Filing Summary

World Acceptance Corp insider Alice Lindsay Caulder sold 1,000 shares of common stock on 09/17/2025 at a reported price of $167.33 per share, reducing her beneficial ownership to 16,515 shares. The Form 4 identifies her as SVP, Human Resources and reports the sale as a direct disposition. No derivatives or other transactions are reported.

Positive

• Disclosure compliance: The sale is reported on Form 4, indicating timely Section 16 disclosure.
• Remaining stake: Reporting person continues to hold 16,515 shares, showing sustained ownership after the sale.
• No derivative activity: Table II is empty, so there are no new options, warrants, or other derivatives disclosed.

Negative

• Insider sale: The reporting person disposed of 1,000 shares, which could be interpreted negatively by some investors.
• Single-line reporting: Limited context is provided about the reason for the sale; the form does not explain purpose or intended use of proceeds.

Insights

Securities Analyst

TL;DR: Insider sale of 1,000 shares at $167.33 reduced direct holdings to 16,515 shares; transaction appears routine, not material to capitalization.

The filing documents a straightforward open-market sale (code S) of 1,000 common shares by an officer, at a price of $167.33 per share. The report shows no derivative activity or indirect ownership changes. Given the absolute size of the sale relative to total reported holdings, the transaction is a modest reduction in position and does not by itself indicate a change in control or material shift in capital structure.

Corporate Governance Expert

TL;DR: Officer sale recorded and properly reported on Form 4; disclosure meets Section 16 requirements and shows ongoing direct ownership.

The Form 4 lists the reporting person as SVP, Human Resources and confirms the sale was reported via a single-person filing. The form includes signature by an attorney-in-fact, indicating procedural compliance. No additional disclosures, such as option exercises or related-party transfers, appear on this filing.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Caulder Alice Lindsay

(Last) (First) (Middle)

104 S MAIN ST

SUITE 400

(Street)

GREENVILLE SC 29601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
WORLD ACCEPTANCE CORP [ WRLD ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP, Human Resources

3. Date of Earliest Transaction (Month/Day/Year)
09/17/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON STOCK, NO PAR VALUE	09/17/2025		S		1,000	D	$167.33	16,515	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/Bert De Los Santos Attorney-in-fact	09/18/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transaction did Alice Lindsay Caulder report on Form 4 for WRLD?

The Form 4 reports a sale of 1,000 common shares on 09/17/2025 at a reported price of $167.33 per share.

How many WRLD shares does the reporting person own after the transaction?

After the reported sale, the reporting person beneficially owns 16,515 shares directly.

Was any derivative security reported in the Form 4 for WRLD?

No. Table II shows no derivative securities acquired, disposed of, or beneficially owned following the transaction.

What is the reporting person’s role at World Acceptance Corp (WRLD)?

The Form 4 identifies the reporting person as SVP, Human Resources and indicates they filed as an officer.

Was the Form 4 filed jointly or by one reporting person?

The filing was made by one reporting person, not jointly.