Wintrust (WTFC) executive uses 1,632 shares to cover tax liability

Rhea-AI Filing Summary

Wintrust Financial Corp executive Thomas P. Zidar reported a tax-related share disposition. On February 25, 2026, he disposed of 1,632 shares of common stock at $149.83 per share to cover tax obligations, leaving 51,773 directly owned shares, plus 9,366 shares held indirectly through an ESPP.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider ZIDAR THOMAS P

Role CHAIRMAN SR MKT HD WEALTH -MTG

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	1,632	$149.83	$245K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 51,773 shares (Direct); Common Stock — 9,366 shares (Indirect, By ESPP)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

ZIDAR THOMAS P

(Last) (First) (Middle)

9700 WEST HIGGINS ROAD, 8TH FLOOR

(Street)

ROSEMONT IL 60018

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
WINTRUST FINANCIAL CORP [ WTFC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CHAIRMAN SR MKT HD WEALTH -MTG

3. Date of Earliest Transaction (Month/Day/Year)
02/25/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/25/2026		F		1,632	D	$149.83	51,773	D
Common Stock								9,366	I	By ESPP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/David A. Dykstra, Attorney-in-fact	02/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did WTFC executive Thomas P. Zidar report?

Thomas P. Zidar reported a tax-withholding disposition of Wintrust Financial common stock. On February 25, 2026, he disposed of 1,632 shares at $149.83 per share to satisfy tax obligations, rather than through an open-market sale.

How many WTFC shares does Thomas P. Zidar own after this Form 4?

After the reported transaction, Thomas P. Zidar directly owns 51,773 shares of Wintrust Financial common stock. In addition, he has 9,366 shares held indirectly through an Employee Stock Purchase Plan (ESPP), reflecting both direct and plan-related holdings.

Was the WTFC insider transaction a market sale or tax withholding?

The WTFC insider transaction was a tax-withholding disposition, not an open-market sale. Code F on the Form 4 indicates shares were used to pay a tax liability, with 1,632 shares surrendered at $149.83 per share.

What does transaction code F mean in the WTFC Form 4 filing?

Transaction code F in the WTFC Form 4 indicates payment of a tax liability by delivering shares. For Thomas P. Zidar, this involved using 1,632 shares of common stock at $149.83 per share to satisfy tax obligations.

How are indirect WTFC share holdings reported for Thomas P. Zidar?

Indirect WTFC share holdings for Thomas P. Zidar are reported as 9,366 shares held “By ESPP.” This reflects shares associated with an Employee Stock Purchase Plan, classified as indirect ownership separate from his directly owned 51,773 shares.