Wintrust (WTFC) vice chair Richard Murphy gifts 1,661 common shares

Rhea-AI Filing Summary

WINTRUST FINANCIAL CORP officer Richard B. Murphy, Vice Chair and Chief Lending Officer, reported a bona fide gift of 1,661 shares of Common Stock. The transfer carried a stated price of $0.00 per share and was a non-market transaction. After the gift, he directly holds 37,243 shares of Common Stock.

Insider Trade Summary

1,661 shares gifted

Mixed 1 txn

Insider MURPHY RICHARD B

Role VICE CHAIR,CHIEF LENDING OFC

Type	Security	Shares	Price	Value
Gift	Common Stock	1,661	$0.00	--

Holdings After Transaction: Common Stock — 37,243 shares (Direct, null)

Footnotes (1)

Key Figures

Shares gifted: 1,661 shares Post-transaction holdings: 37,243 shares Gift price per share: $0.00 per share

3 metrics

Shares gifted 1,661 shares Bona fide gift of Common Stock on reported transaction date

Post-transaction holdings 37,243 shares Common Stock directly owned after the gift

Gift price per share $0.00 per share Stated transaction price for the bona fide gift

Key Terms

bona fide gift, Common Stock, Form 4

3 terms

bona fide gift financial

"transaction_code_description": "Bona fide gift""

A bona fide gift is a genuine, voluntary transfer of money, property, or benefits from one party to another made without expectation of repayment, services, or hidden conditions. Investors care because such gifts can affect company disclosures, related‑party transaction rules, tax treatment, and perceived conflicts of interest; think of it like someone giving you a present with no strings attached — but on a corporate scale, auditors and regulators need to verify it really is unconditional.

Common Stock financial

""security_title": "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Form 4 regulatory

"INSIDER FILING DATA (Form 4)"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MURPHY RICHARD B

(Last) (First) (Middle)

9700 WEST HIGGINS ROAD, 8TH FLOOR

(Street)

ROSEMONT ILLINOIS 60018

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
WINTRUST FINANCIAL CORP [ WTFC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	VICE CHAIR,CHIEF LENDING OFC

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/05/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/05/2026		G		1,661	D	$0	37,243	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/Kathleen M. Boege, Attorney-in-fact	05/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did WTFC executive Richard B. Murphy report?

Richard B. Murphy reported a bona fide gift of 1,661 shares of Wintrust Financial Corp Common Stock. The gift is coded as a non-derivative transaction with no sale proceeds, reflecting a personal transfer rather than an open-market trade.

How many WTFC shares did Richard B. Murphy gift in this Form 4?

He gifted 1,661 shares of Wintrust Financial Corp Common Stock. The transaction is classified as a bona fide gift at a stated price of $0.00 per share, meaning no cash consideration was received for the transferred shares.

How many WTFC shares does Richard B. Murphy hold after the gift?

Following the gift transaction, Richard B. Murphy directly holds 37,243 shares of Wintrust Financial Corp Common Stock. This post-transaction figure reflects his remaining direct ownership as reported in the Form 4 filing for the same transaction date.

Was the WTFC insider transaction a market sale or a gift?

The transaction was a bona fide gift, not a market sale. It is coded with transaction code G, described as a gift transfer, with a per-share price of $0.00, indicating no open-market selling occurred in this reported event.

Does the WTFC Form 4 show any option exercises or derivative trades?

The Form 4 data shows no derivative transactions or option exercises. The derivativeSummary is empty, and the only reported activity is a non-derivative bona fide gift of 1,661 Common Stock shares by Richard B. Murphy on the stated transaction date.