[Form 3] XP Inc. Initial Statement of Beneficial Ownership

Rhea-AI Filing Summary

XP Inc. director Dos Santos Bruno Constantino Alexandre filed an initial ownership report showing indirect holdings of 1,623,257 Class A common shares. The shares are held through an LLC whose equity is owned by an irrevocable trust where he serves as investment advisor and beneficiary, and he disclaims beneficial ownership beyond his economic interest.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Dos Santos Bruno Constantino Alexandre

Role Director

Type	Security	Shares	Price	Value
holding	Class A Common Shares	--	--	--

Holdings After Transaction: Class A Common Shares — 1,623,257 shares (Indirect, By LLC)

Footnotes (1)

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Understanding Insider Trading Forms →

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Dos Santos Bruno Constantino Alexandre

(Last) (First) (Middle)

20, GENESIS CLOSE

(Street)

GRAND CAYMAN, GEORGE TOWN KY1-1208

(City) (State) (Zip)

CAYMAN ISLANDS

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
03/18/2026

3. Issuer Name and Ticker or Trading Symbol
XP Inc. [ XP ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Class A Common Shares	1,623,257	I	By LLC(1)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The Class A Common Shares are held by an LLC over which the reporting person has investment control. The equity interests of the LLC are held by an irrevocable trust of which the reporting person is an investment advisor and a beneficiary. The reporting person disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein.

Remarks:

Exhibit 24 - Power of Attorney

	/s/ Bruno Constantino Alexandre dos Santos	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

FAQ

What does the XP (XP) Form 3 filing by Dos Santos Bruno Constantino Alexandre show?

The Form 3 shows indirect ownership of 1,623,257 Class A common shares of XP Inc. These shares are held through an LLC whose equity is owned by an irrevocable trust, with the director as investment advisor and beneficiary, disclosing his economic interest.

Are the XP Inc. shares reported on this Form 3 held directly by the director?

No, the 1,623,257 Class A common shares are held indirectly through an LLC. The LLC’s equity is owned by an irrevocable trust, and the director reports investment control and a beneficial interest limited to his pecuniary stake in the trust structure.

Does the XP (XP) Form 3 indicate any recent share purchases or sales by the director?

The Form 3 functions as an initial statement of holdings and lists 1,623,257 Class A common shares held indirectly. It does not report any specific buy or sell transactions, only the director’s existing indirect ownership position through the LLC and trust.

How does the footnote in the XP Inc. Form 3 affect beneficial ownership interpretation?

The footnote explains the shares are held by an LLC owned by an irrevocable trust. The director acts as investment advisor and beneficiary and disclaims beneficial ownership of these shares except for his pecuniary interest, clarifying the indirect nature of his stake.

What type of security is reported in the XP (XP) Form 3 filing?

The filing reports holdings of Class A common shares of XP Inc. It states a total of 1,623,257 shares held indirectly via an LLC connected to an irrevocable trust, outlining the class of equity and how it is beneficially owned.