STOCK TITAN

Exzeo Group (XZO) CEO adds 2,000 shares in open-market buys

Filing Impact
(Neutral)
Filing Sentiment
(Positive)
Form Type
4

Rhea-AI Filing Summary

Exzeo Group, Inc. Chief Executive Officer Paresh Patel reported open-market purchases of company stock. On May 5, 2026, he bought a total of 2,000 shares of common stock in two transactions at prices of $17.05 and $17.13 per share.

Following these purchases, Patel directly holds 1,641,513 shares of Exzeo common stock. The filing also shows a previously granted stock option to purchase 5,000,000 shares of common stock at an exercise price of $23.00 per share, expiring on October 1, 2031, with vesting in tranches over time.

Positive

  • None.

Negative

  • None.
Insider Patel Paresh
Role Chief Executive Officer
Bought 2,000 shs ($34K)
Type Security Shares Price Value
Purchase Common Stock 1,500 $17.13 $26K
Purchase Common Stock 500 $17.05 $9K
holding Stock Option (Right to Buy) -- -- --
Holdings After Transaction: Common Stock — 1,641,513 shares (Direct, null); Stock Option (Right to Buy) — 5,000,000 shares (Direct, null)
Footnotes (1)
  1. [object Object]
Open-market purchase 1 500 shares at $17.05 Common Stock on May 5, 2026
Open-market purchase 2 1,500 shares at $17.13 Common Stock on May 5, 2026
Total shares bought 2,000 shares Net common stock purchased on May 5, 2026
Common stock holdings 1,641,513 shares Direct common stock after transactions
Stock option grant size 5,000,000 shares Underlying common shares for option granted October 1, 2021
Option exercise price $23.00 per share Stock Option (Right to Buy) on common stock
Option expiration October 1, 2031 Expiration date of stock option
open-market purchase financial
"transaction_action is described as "open-market purchase" for the common stock"
An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.
Stock Option (Right to Buy) financial
"security_title is listed as "Stock Option (Right to Buy)" with underlying common stock"
exercise price financial
"conversion_or_exercise_price for the option is shown as 23.0000 per share"
The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.
vesting financial
"the option vested with respect to one fourth of the shares and then one sixteenth thereafter"
Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.
expiration date financial
"expiration_date for the stock option is 2031-10-01T00:00:00.000Z"
The expiration date is the deadline after which a financial contract, such as an option or a futures agreement, is no longer valid or can be exercised. It matters to investors because it determines the timeframe during which they can take action or benefit from the contract, similar to how a coupon or a food item has a limited period of usefulness. Once the expiration date passes, the contract loses its value or ability to be used.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
X
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Patel Paresh

(Last)(First)(Middle)
1000 CENTURY PARK DRIVE

(Street)
TAMPA FLORIDA 33607

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Exzeo Group, Inc. [ XZO ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
Chief Executive Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/05/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock05/05/2026P1,500A$17.131,641,513D
Common Stock05/05/2026P500A$17.051,642,013D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Option (Right to Buy)$23 (1)10/01/2031Common Stock5,000,0005,000,000D
Explanation of Responses:
1. On October 1, 2021, the reporting person was granted an option to purchase 5,000,000 shares of common stock. The option vested with respect to one fourth of the shares on October 1, 2022 and with respect to one sixteenth of the shares on each January 1, April 1, July 1 and October 1 thereafter.
/s/ Brook A. Baker, Attorney-in-Fact for Paresh Patel05/06/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Exzeo Group (XZO) report for CEO Paresh Patel?

Exzeo Group reported that CEO Paresh Patel purchased common stock in the open market. On May 5, 2026, he executed two buy transactions, increasing his direct ownership position in Exzeo Group, Inc. shares according to the Form 4 filing.

How many Exzeo Group (XZO) shares did the CEO buy and at what prices?

CEO Paresh Patel bought a total of 2,000 common shares. He purchased 500 shares at $17.05 per share and 1,500 shares at $17.13 per share, all on May 5, 2026, in open-market transactions reported on Form 4.

What are Paresh Patel’s Exzeo Group (XZO) common stock holdings after these trades?

After the reported open-market purchases, CEO Paresh Patel directly holds 1,641,513 shares of Exzeo Group common stock. This post-transaction figure comes from the Form 4 totals listed as total shares following transaction for his non-derivative common stock holdings.

What stock options on Exzeo Group (XZO) shares does the CEO hold?

The filing shows a stock option granted on October 1, 2021 to purchase 5,000,000 shares of Exzeo common stock at an exercise price of $23.00 per share, expiring on October 1, 2031, with vesting occurring in scheduled tranches.

How does the CEO’s Exzeo Group (XZO) stock option vest over time?

According to the footnote, the option for 5,000,000 shares vested as to one fourth of the shares on October 1, 2022, and vests as to one sixteenth of the shares on each January 1, April 1, July 1, and October 1 thereafter.

Were the Exzeo Group (XZO) CEO’s transactions open-market purchases?

Yes. Both common stock transactions are coded P and described as open-market purchases or private transactions. The Form 4 labels the transaction action as open-market purchase, indicating they were standard market buys rather than option exercises or gifts.