STOCK TITAN

Exzeo Group (XZO) CEO Paresh Patel buys shares, holds 5M-share option

Filing Impact
(Neutral)
Filing Sentiment
(Positive)
Form Type
4

Rhea-AI Filing Summary

Exzeo Group, Inc. director and Chief Executive Officer Paresh Patel reported an open-market purchase of 2,000 shares of common stock on March 31, 2026 at $14.44 per share. Following this trade, he directly holds 1,594,013 common shares.

The filing also shows a previously granted stock option from October 1, 2021 giving the right to buy 5,000,000 common shares at an exercise price of $23.00 per share, expiring on October 1, 2031. The option vested one fourth on October 1, 2022 and one sixteenth on each January 1, April 1, July 1 and October 1 thereafter.

Positive

  • None.

Negative

  • None.
Insider Patel Paresh
Role Chief Executive Officer
Bought 2,000 shs ($29K)
Type Security Shares Price Value
Purchase Common Stock 2,000 $14.44 $29K
holding Stock Option (Right to Buy) -- -- --
Holdings After Transaction: Common Stock — 1,594,013 shares (Direct); Stock Option (Right to Buy) — 5,000,000 shares (Direct)
Footnotes (1)
  1. [object Object]
Open-market purchase 2,000 shares at $14.44 Common Stock bought on March 31, 2026
Shares held after trade 1,594,013 shares Direct common stock ownership after March 31, 2026 purchase
Stock option grant size 5,000,000 shares Underlying common shares for option granted October 1, 2021
Option exercise price $23.00 per share Stock Option (Right to Buy) on Exzeo common stock
Option expiration October 1, 2031 Expiry of 5,000,000-share stock option position
Initial option vesting 25% on October 1, 2022 One fourth of option vested on this date
open-market purchase financial
"transaction_action: "open-market purchase" for 2,000 common shares"
An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.
Stock Option (Right to Buy financial
"security_title: "Stock Option (Right to Buy)" with common stock underlying"
exercise price financial
"conversion_or_exercise_price: "23.0000" as option exercise price"
The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.
vesting financial
"The option vested with respect to one fourth of the shares on October 1, 2022"
Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.
expiration date financial
"expiration_date: "2031-10-01T00:00:00.000Z" for the stock option"
The expiration date is the deadline after which a financial contract, such as an option or a futures agreement, is no longer valid or can be exercised. It matters to investors because it determines the timeframe during which they can take action or benefit from the contract, similar to how a coupon or a food item has a limited period of usefulness. Once the expiration date passes, the contract loses its value or ability to be used.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
X
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Patel Paresh

(Last)(First)(Middle)
1000 CENTURY PARK DRIVE

(Street)
TAMPA FLORIDA 33607

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Exzeo Group, Inc. [ XZO ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
Chief Executive Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
03/31/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock03/31/2026P2,000A$14.441,594,013D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Option (Right to Buy)$23 (1)10/01/2031Common Stock5,000,0005,000,000D
Explanation of Responses:
1. On October 1, 2021, the reporting person was granted an option to purchase 5,000,000 shares of common stock. The option vested with respect to one fourth of the shares on October 1, 2022 and with respect to one sixteenth of the shares on each January 1, April 1, July 1 and October 1 thereafter.
/s/ Brook Baker, Attorney-in-Fact for Paresh Patel04/01/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Exzeo Group (XZO) report for Paresh Patel?

Exzeo Group reported that Chief Executive Officer and director Paresh Patel bought 2,000 shares of common stock in an open-market transaction. The purchase occurred on March 31, 2026 at a price of $14.44 per share, increasing his directly held share count.

How many Exzeo Group (XZO) shares does Paresh Patel hold after this Form 4?

After the reported transaction, Paresh Patel directly holds 1,594,013 shares of Exzeo Group common stock. This total reflects his position following the March 31, 2026 open-market purchase of 2,000 shares at $14.44 per share disclosed in the filing.

At what price did Paresh Patel buy Exzeo Group (XZO) shares on March 31, 2026?

Paresh Patel bought 2,000 Exzeo Group common shares at $14.44 per share on March 31, 2026. The transaction was classified as an open‑market purchase and increased his directly owned stake to 1,594,013 common shares as shown in the Form 4 data.

What stock option position for Exzeo Group (XZO) is disclosed for Paresh Patel?

The filing shows a stock option granted on October 1, 2021 giving Paresh Patel the right to buy 5,000,000 Exzeo Group common shares at $23.00 per share. The option expires October 1, 2031 and is held as a direct derivative position.

How does Paresh Patel’s Exzeo Group (XZO) option grant vest over time?

One fourth of the 5,000,000-share option vested on October 1, 2022. The remaining portion vests in one‑sixteenth increments on each January 1, April 1, July 1, and October 1 thereafter, as described in the footnote to the insider filing.

What is the exercise price and expiration date of Paresh Patel’s Exzeo Group (XZO) options?

Paresh Patel’s disclosed stock option has an exercise price of $23.00 per share and an expiration date of October 1, 2031. It covers 5,000,000 underlying common shares of Exzeo Group, with vesting spread across specified calendar dates.