Welcome to our dedicated page for Exzeo Group SEC filings (Ticker: XZO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Exzeo Group, Inc. (NYSE: XZO) SEC filings page provides access to the company’s official regulatory documents as filed with the U.S. Securities and Exchange Commission. Exzeo is a Florida corporation and an emerging growth company that submits registration statements, current reports, and other required filings related to its Insurance-as-a-Service business for property and casualty insurance carriers.
Through this page, users can review Forms 8-K in which Exzeo reports material events such as quarterly financial results, earnings conference calls, executive compensation decisions, and trading plans adopted under Rule 10b5-1. For example, the company has filed 8-Ks describing its third quarter financial results, the scheduling of earnings calls, cash bonuses and salary decisions for certain executives, and a 10b5-1 trading plan to acquire shares of its common stock.
Investors can also locate filings associated with Exzeo’s initial public offering, including the Form S-1 registration statement that became effective under Section 8(a) of the Securities Act of 1933. Over time, this page will surface periodic reports and additional current reports that detail Exzeo’s financial condition, use of non-GAAP measures, and other disclosures relevant to its technology platform and insurance-sector operations.
Stock Titan enhances these filings with AI-powered summaries that explain the key points of lengthy documents, helping readers understand items such as non-GAAP metrics, definitions of Managed Premium and Annual Recurring Revenue, and the significance of executive compensation or trading plan disclosures. Real-time updates from EDGAR, combined with simplified explanations, allow users to follow Exzeo’s regulatory history and corporate developments efficiently.
Exzeo Group, Inc. reported sharply stronger results for the quarter ended September 30, 2025 as it pivots fully to technology and services after selling its insurance carrier TTIC in 2024. Quarterly revenue rose to $55.2 million from $29.1 million a year earlier, driven by underwriting and management services plus growing claim and technology fees for related-party insurers. Net income for the quarter increased to $21.2 million from $5.3 million, with operating income expanding on higher gross margins and disciplined operating expenses. For the first nine months of 2025, revenue reached $163.7 million and net income totaled $60.8 million, compared with $89.4 million and $14.4 million, respectively, in the prior‑year period from continuing operations. Strong cash generation lifted cash and cash equivalents to $140.9 million and stockholders’ equity to $78.4 million, reflecting the move to an asset-light Insurance‑as‑a‑Service model and reduced debt following the TTIC divestiture and note repayments.
Exzeo Group, Inc. reported that it has released its financial results for the three and nine months ended September 30, 2025, through a press release furnished as an exhibit. The company is treating this as supplemental disclosure rather than part of its formally filed financial statements under securities laws.
Exzeo also scheduled an earnings conference call on December 10, 2025 at 4:45 p.m. Eastern Time, where its Chief Executive Officer, President, and Chief Financial Officer will discuss these results. Investors can access the live call via toll-free and international numbers or through a listen-only webcast, with a replay to be made available on the company’s investor relations website.
Exzeo Group, Inc. general counsel Brook Armstrong Baker filed an amended insider report to correct prior ownership figures and disclose a recent family purchase of shares. On November 6, 2025, the reporting person’s spouse bought 1,000 shares of common stock at $21 per share, which are reported as indirectly owned.
After this transaction, Baker is shown as directly owning 241,902 shares of common stock. The amendment explains that the original filing mistakenly included 51,673 shares that had previously been withheld by the company for tax purposes. The filing also notes an existing stock option granted on October 1, 2021 to buy 100,000 shares at an exercise price of $23, which vests over time through October 1, 2031.
Exzeo Group, Inc. reported updated insider holdings for its General Counsel following a correction to a prior filing. The reporting person now directly owns 241,902 shares of Exzeo common stock, reflecting removal of 51,673 shares that the company had previously withheld for tax purposes and were mistakenly included before.
The General Counsel also holds a stock option to buy 100,000 shares of common stock at an exercise price of $23 per share. This option was granted on October 1, 2021, vested for one quarter of the shares on October 1, 2022, and then continues to vest for one sixteenth of the shares on each January 1, April 1, July 1, and October 1 thereafter, through its October 1, 2031 expiration date.