Zions EVP uses shares to cover tax liability

Executive Vice President Derek Steward of Zions Bancorporation, National Association reported tax-related dispositions of company common stock.

Rhea-AI Filing Summary

Executive Vice President Derek Steward of Zions Bancorporation, National Association reported tax-related dispositions of company common stock. On February 10, 2026, 534 shares were withheld at $64.08 per share, and on February 11, 2026, 90 shares were withheld at $62.91 per share to satisfy tax obligations.

After these transactions, Steward directly beneficially owns 13,683 shares of Zions common stock. The filing characterizes both transactions with code “F,” indicating payment of exercise price or tax liability by delivering securities rather than an open-market purchase or sale.

Insider Trade Summary

Exercise Price or Tax Liability: 624 shares

Exercise Price or Tax Liability 2 txns

Insider Steward Derek

Role Executive Vice President

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Common Stock	90	$62.91	$6K
Exercise Price or Tax Liability	Common Stock	534	$64.08	$34K

Holdings After Transaction: Common Stock — 13,683 shares (Direct)

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did ZION executive Derek Steward report?

Derek Steward reported tax-related dispositions of Zions Bancorporation common stock. On February 10, 2026, 534 shares were withheld at $64.08 per share, and on February 11, 2026, 90 shares were withheld at $62.91 per share to cover tax obligations.

How many ZION shares does Derek Steward own after the reported Form 4 transactions?

After the reported transactions, Derek Steward directly owns 13,683 Zions Bancorporation common shares. This figure reflects share balances following two tax-withholding dispositions coded “F,” which were used to satisfy tax liabilities associated with equity compensation rather than open-market sales.

Were Derek Steward’s ZION transactions open-market sales or tax withholdings?

The transactions were tax withholdings, not open-market sales. Both are coded “F,” defined as payment of exercise price or tax liability by delivering securities. Shares were withheld at $64.08 and $62.91 per share on February 10 and 11, 2026, respectively.

What does transaction code “F” mean in the ZION Form 4 filing?

Code “F” indicates shares used to pay an exercise price or tax liability. In this Zions Bancorporation filing, 534 and 90 shares of common stock were disposed of on consecutive days to satisfy tax obligations tied to equity awards, not discretionary trades.

What is Derek Steward’s role at Zions Bancorporation (ZION)?

Derek Steward is an Executive Vice President at Zions Bancorporation, National Association. The Form 4 identifies him as an officer, not a director or 10% owner, and reports his direct beneficial ownership and recent tax-withholding share dispositions in ZION common stock.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 02/12/2026 - 04:31 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Steward Derek

(Last) (First) (Middle)

ONE SOUTH MAIN, 11TH FLOOR

(Street)

SALT LAKE CITY UT 84133-1109

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ [ ZION ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
02/10/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/10/2026		F		534	D	$64.08	13,773	D
Common Stock	02/11/2026		F		90	D	$62.91	13,683	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	By Rena Miller as attorney in fact	02/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.