Zions Bancorporation (ZION) risk chief uses 1,046 shares for tax payment

Rhea-AI Filing Summary

Zions Bancorporation, National Association executive vice president and Chief Risk Officer Christopher Kyriakakis reported a routine tax-related share disposition. On 02/10/2026, he transferred 1,046 shares of common stock at $64.08 per share to satisfy tax obligations associated with equity compensation.

Following this transaction, Kyriakakis directly beneficially owned 29,039.348 shares of Zions Bancorporation common stock. The filing reflects a Form 4 insider report for a payment of tax liability by delivering previously owned securities rather than an open-market purchase or sale.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kyriakakis Christopher

(Last) (First) (Middle)

ONE SOUTH MAIN STREET, 11TH FLOOR

(Street)

SALT LAKE CITY UT 84133-1109

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ [ ZION ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP - Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/10/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/10/2026		F		1,046	D	$64.08	29,039.348	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	By Rena Miller as attorney in fact	02/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did ZIONS (ZION) report for Christopher Kyriakakis?

Christopher Kyriakakis reported a tax-related share disposition. On 02/10/2026, he delivered 1,046 shares of Zions Bancorporation common stock at $64.08 per share to cover tax liabilities tied to equity compensation, rather than executing an open-market trade.

How many ZIONS (ZION) shares did Christopher Kyriakakis dispose of for taxes?

He disposed of 1,046 shares for tax withholding purposes. The Form 4 lists the transaction code F, meaning shares were delivered to pay an exercise price or tax liability, rather than being sold in the market as a discretionary transaction.

At what price were the ZIONS (ZION) shares valued in the Kyriakakis tax transaction?

The 1,046 shares were valued at $64.08 per share. This price is used in the Form 4 to calculate the value of shares delivered to satisfy tax obligations, consistent with a transaction code F for payment of tax liability using securities.

How many ZIONS (ZION) shares does Christopher Kyriakakis own after this Form 4 transaction?

After the transaction, he beneficially owned 29,039.348 shares. The filing shows this as his direct ownership position following the 1,046-share tax-withholding disposition, indicating continued significant direct holdings in Zions Bancorporation common stock.

Is the Kyriakakis Form 4 for ZIONS (ZION) an open-market sale?

No, it is not an open-market sale. The Form 4 uses transaction code F, which indicates shares were delivered to pay an exercise price or tax liability, a routine administrative step connected to equity compensation rather than a discretionary market trade.