Welcome to our dedicated page for Ameris Bancorp SEC filings (Ticker: ABCB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to Ameris Bancorp (NYSE: ABCB) filings with the U.S. Securities and Exchange Commission, along with AI‑generated summaries that help explain the key points in each document. Ameris Bancorp, the parent of Ameris Bank, uses these filings to report material information about its commercial banking operations, financial condition and corporate actions.
Investors can review current reports on Form 8‑K, which Ameris Bancorp files to furnish quarterly earnings press releases and investor presentations, and to disclose events such as the authorization of share repurchase programs. These filings typically include details on net income, net interest income, net interest margin, loan and deposit balances, efficiency ratio, tangible book value measures, credit quality indicators and capital actions.
Through this filings page, users can also locate annual reports on Form 10‑K and quarterly reports on Form 10‑Q when available, which provide more comprehensive discussions of Ameris Bancorp’s business segments, including its Banking Division, Retail Mortgage Division, Warehouse Lending Division and Premium Finance Division. These reports describe the company’s traditional banking and lending products, treasury and cash management services, insurance premium financing, and mortgage and refinancing activities.
The platform highlights insider transaction reports on Form 4 and other ownership filings, allowing users to track changes in holdings by Ameris Bancorp directors and officers. AI‑powered tools summarize long‑form filings, point out significant changes from prior periods and clarify technical disclosures related to capital, funding, credit quality and regulatory matters, helping readers interpret complex SEC documents more efficiently.
Ameris Bancorp CEO Palmer H. Proctor Jr. reported a bona fide gift of 8,906 shares of Ameris Bancorp common stock on May 6, 2026. The shares were donated to a charitable donor advised fund, so no cash sale occurred in the market.
After the gift, he directly owned 409,027.7303 common shares, with additional indirect holdings reported for his children, spouse, and a 401(k) account. These entries update his total reported ownership but do not reflect open-market buying or selling.
Ameris Bancorp delivered stronger profitability for the quarter ended March 31, 2026. Net income rose to $110.5 million, with diluted earnings per share of $1.63, up from $1.27 a year earlier. Return on average assets was 1.62% and return on average shareholders’ equity was 10.91%.
Total assets reached $28.1 billion, and loans, net of unearned income, were $21.8 billion, reflecting broad-based growth across commercial, real estate and premium finance portfolios. Net interest income improved to $244.4 million, while noninterest income, driven largely by mortgage banking and service charges, totaled $69.9 million. The allowance for credit losses on loans increased to $354.7 million as the company incorporated a more conservative economic forecast and continued loan growth.
Ameris Bancorp Chief Credit Officer Douglas D. Strange reported a charitable transfer of company shares. He made a bona fide gift of 710 shares of Ameris Bancorp Common Stock, receiving no payment. After this donation, he directly holds a remaining position of 29,640 common shares.
Ameris Bancorp reports a Schedule 13G ownership disclosure by Vanguard Capital Management. The filing states Vanguard Capital Management beneficially owns 3,396,633 shares of Common Stock, representing 5% of the class as of 03/31/2026. The filing lists 500,288 shares with sole voting power and 3,396,633 shares with sole dispositive power. The disclosure is signed by Vanguard's Head of Global Fund Administration.
Ameris Bancorp ownership disclosure: Vanguard Portfolio Management reports beneficial ownership of 3,731,722 shares of Common Stock, representing 5.49% of the class as of 03/31/2026 on a Schedule 13G.
The filing states Vanguard has sole dispositive power over 3,731,722 shares and sole voting power over 37,653 shares; the report is signed by Vanguard's Head of Global Fund Administration.
Ameris Bancorp reported strong first quarter 2026 results. Net income was $110.5 million, or $1.63 per diluted share, up from $87.9 million and $1.27 a year earlier. Return on average assets reached 1.62%, and return on average tangible common equity was 14.75%.
Net interest margin expanded to 3.88%, supported by lower funding costs and modest earning asset growth. Loans grew $314.5 million and deposits rose $260.7 million in the quarter, with noninterest-bearing deposits improving to 29.8% of total. Credit quality remained solid, with annualized net charge-offs at 0.21% and nonperforming assets at 0.45% of total assets.
Tangible book value per share increased to $44.79, up $0.61 in the quarter, even after $74.9 million of share repurchases, which reduced period-end shares to about 67.3 million. The efficiency ratio was 49.97%, better than 52.83% in the first quarter of 2025, reflecting continued expense discipline.
Ameris Bancorp is asking shareholders to vote at its virtual-only 2026 annual meeting on May 21, 2026, on three items: electing ten directors, ratifying KPMG as auditor for 2026, and an advisory say-on-pay vote on executive compensation.
Shareholders of record at the close of business on March 12, 2026, may vote online, by phone, mail, or during the live audio webcast. In 2025, Ameris generated net income of $412.2 million, or $6.00 per diluted share, with a 1.54% return on assets and a 3.79% net interest margin.
Tangible book value per share rose $5.59, or 14.5%, to $44.18, and the tangible common equity ratio improved to 11.37%. The board highlights strong governance practices, majority voting for directors, independent board committees, stock ownership requirements, and a pay-for-performance model that previously received about 97.6% shareholder support.
The Vanguard Group filed an Amendment No. 9 to Schedule 13G/A reporting 0 shares beneficially owned of Ameris Bancorp common stock. The filing explains an internal realignment on January 12, 2026 that disaggregated certain subsidiaries' holdings so The Vanguard Group no longer reports beneficial ownership of those securities.
The filing lists zero sole and shared voting and dispositive power and states the filer’s aggregate ownership is 0% of the class. The form is signed by the Head of Global Fund Administration on 03/26/2026.
Ameris Bancorp director Leo J. Hill reported a very small open-market sale of Ameris Bancorp common stock indirectly owned through his spouse. The transaction on March 9, 2026 covered 0.0256 shares at a price of $75.15 per share.
After this sale, the spouse-held indirect position stood at 466.9744 shares. The filing also shows Hill holding 15,255.5318 shares directly and 18,058 shares indirectly through a family trust, giving him a substantially larger overall stake than the amount sold in this transaction.