AGI (AGBK) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Nov 5, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 20-F for FY2025, filed Apr 30, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the AGBK SEC filings page.
This page shows AGI Inc (AGBK) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. All figures are derived from SEC filings (20-F and 6-K reports).
Financial Health Signals
We do not publish a peer-relative financial health score for AGI Inc, because the score only covers companies whose filings and listing give us what it needs to compare them with their peers. The metrics below are current.
Key Financial Metrics
Earnings & Revenue
AGI Inc reported $189.5M in net income in fiscal year 2025.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Cash & Balance Sheet
AGI Inc recorded an outflow of $84.4M in free cash flow in fiscal year 2025, representing a cash shortfall after capex.
AGI Inc held $155.8M in cash against $121.8M in long-term debt as of fiscal year 2025.
Not reported for fiscal year 2025.
Margins & Returns
AGI Inc's ROE was 31.7% in fiscal year 2025, measuring profit generated per dollar of shareholder equity.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Capital Allocation
AGI Inc invested $9.6M in capex in fiscal year 2025, funding long-term assets and infrastructure.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
AGBK Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F |
|---|---|
| Interest Expense | $926.8M |
| Income Tax | -$127.9M |
| Net Income | $189.5M |
Not reported in any period shown, so not listed: Revenue, Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA, EPS (Basic), EPS (Diluted), Diluted Shares (Avg).
AGBK Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F |
|---|---|
| Total Assets | $8.7B |
| Cash & Equivalents | $155.8M |
| Goodwill | $27K |
| Total Liabilities | $8.1B |
| Long-Term Debt | $121.8M |
| Total Equity | $598.3M |
| Retained Earnings | $21.0M |
Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities.
AGBK Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F |
|---|---|
| Operating Cash Flow | -$74.8M |
| Capital Expenditures | $9.6M |
| Free Cash Flow | -$84.4M |
| Investing Cash Flow | -$29.6M |
| Financing Cash Flow | $3.6M |
Not reported in any period shown, so not listed: Depreciation & Amortization, Stock-Based Compensation, Dividends Paid, Share Buybacks.
AGBK Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F |
|---|---|
| Return on Equity | 31.7% |
| Return on Assets | 2.2% |
| Debt-to-Equity | 0.20 |
| Liabilities-to-Equity | 13.58 |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Net Margin, Current Ratio, Asset Turnover, FCF Margin.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it. Market cap is stated at each company's latest close.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| AGI Inc AGBK | FY2025 | N/A | $189.5M | N/A | $768.8M | — |
| Peapack-Gladstone Financial Corp PGC | FY2025 | $283.0M | $37.3M | 13.2% | $811.6M | 33/100 |
| Independent Bank Corp. IBCP | FY2025 | $225.7M | $68.5M | 30.4% | $802.1M | 58/100 |
| Financial Institutions Inc FISI | FY2025 | $244.9M | $74.9M | 30.6% | $771.3M | 28/100 |
| SmartFinancial, Inc. SMBK | FY2025 | $200.5M | $50.3M | 25.1% | $819.9M | 47/100 |
| South Plains Financial, Inc. SPFI | FY2025 | $211.9M | $58.5M | 27.6% | $807.8M | 57/100 |
Where AGI Inc Ranks
Frequently Asked Questions
Yes, AGI Inc (AGBK) reported a net income of $189.5M in fiscal year 2025.
As of fiscal year 2025, AGI Inc (AGBK) had $155.8M in cash and equivalents against $121.8M in long-term debt.
AGI Inc (AGBK) has a return on equity of 31.7% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
AGI Inc (AGBK) recorded an outflow of $84.4M in free cash flow during fiscal year 2025. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
AGI Inc (AGBK) recorded an outflow of $74.8M in operating cash flow during fiscal year 2025, representing cash used by core business activities.
AGI Inc (AGBK) had $8.7B in total assets as of fiscal year 2025, including both current and long-term assets.
AGI Inc (AGBK) invested $9.6M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
AGI Inc (AGBK) had a debt-to-equity ratio of 0.20 as of fiscal year 2025. We compute it as long-term debt divided by total shareholder equity, where long-term debt is the noncurrent part of the company's borrowings, so debt due within the next twelve months is not counted.
AGI Inc (AGBK) had a liabilities-to-equity ratio of 13.58 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity.
AGI Inc (AGBK) had a return on assets of 2.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
AGI Inc (AGBK) trades at 4.1x earnings, its market capitalization divided by $189.5M net income, FY2025. The market capitalization is $768.8M as of Nov 5, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
AGI Inc (AGBK) has no price-to-sales ratio at the moment: no revenue reported. The market capitalization is $768.8M as of Nov 5, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.