Cathay Gnl Bncp Financials
Financial Health Signals
Based on FY2024 annual data. Scores normalized against common benchmarks. How we calculate these scores
Cathay Gnl Bncp's revenue surged 19.0% year-over-year to $52.3M, reflecting rapid business expansion. This strong growth earns a score of 83/100.
Cathay Gnl Bncp carries a low D/E ratio of 0.04, meaning only $0.04 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 100/100, indicating a strong balance sheet with room for future borrowing.
Cathay Gnl Bncp converts 622.9% of revenue into free cash flow ($325.5M). This strong cash generation earns a score of 100/100.
Cathay Gnl Bncp's ROE of 10.1% shows moderate profitability relative to equity, earning a score of 40/100. This is down from 12.9% the prior year.
Cathay Gnl Bncp passes 5 of 9 financial strength tests. 3 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, both operating efficiency signals pass.
For every $1 of reported earnings, Cathay Gnl Bncp generates $1.15 in operating cash flow ($329.2M OCF vs $286.0M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
This page shows Cathay Gnl Bncp (CATY) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 16 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Key Financial Metrics
Cathay Gnl Bncp generated $52.3M in revenue in fiscal year 2024. This represents an increase of 19.0% from the prior year.
Cathay Gnl Bncp generated $325.5M in free cash flow in fiscal year 2024, representing cash available after capex. This represents a decrease of 14.6% from the prior year.
Cathay Gnl Bncp reported $286.0M in net income in fiscal year 2024. This represents a decrease of 19.2% from the prior year.
Cathay Gnl Bncp earned $3.95 per diluted share (EPS) in fiscal year 2024. This represents a decrease of 18.7% from the prior year.
Cathay Gnl Bncp paid $1.36 per share in dividends in fiscal year 2024. This represents an increase of 0.0% from the prior year.
Cathay Gnl Bncp had 70M shares outstanding in fiscal year 2024. This represents a decrease of 3.3% from the prior year.
Cathay Gnl Bncp's net profit margin was 547.2% in fiscal year 2024, showing the share of revenue converted to profit. This is down 259.2 percentage points from the prior year.
Cathay Gnl Bncp's ROE was 10.1% in fiscal year 2024, measuring profit generated per dollar of shareholder equity. This is down 2.9 percentage points from the prior year.
Cathay Gnl Bncp spent $84.7M on share buybacks in fiscal year 2024, returning capital to shareholders by reducing shares outstanding. This represents an increase of 408.2% from the prior year.
Cathay Gnl Bncp invested $3.6M in capex in fiscal year 2024, funding long-term assets and infrastructure. This represents an increase of 6.9% from the prior year.
CATY Income Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $14.5M+18.2% | $12.3M-6.0% | $13.1M-4.1% | $13.6M+6.0% | $12.9M+7.9% | $11.9M+2.9% | $11.6M-1.7% | $11.8M |
| Cost of Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Income | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Interest Expense | $144.6M+2.1% | $141.7M-0.7% | $142.8M-10.2% | $159.0M-5.1% | $167.5M+2.1% | $164.1M+8.6% | $151.1M+9.6% | $137.8M |
| Income Tax | $16.1M-14.4% | $18.8M+9.6% | $17.2M+161.7% | $6.6M+14.2% | $5.8M-33.2% | $8.6M-17.9% | $10.5M+3.5% | $10.1M |
| Net Income | $77.7M+0.3% | $77.5M+11.4% | $69.5M-13.3% | $80.2M+20.0% | $66.8M-6.4% | $71.4M-13.4% | $82.5M+0.2% | $82.4M |
| EPS (Diluted) | $1.13+2.7% | $1.10+12.2% | $0.98-11.7% | $1.11+20.7% | $0.92-6.1% | $0.98-13.3% | $1.130.0% | $1.13 |
CATY Balance Sheet
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $24.1B+1.5% | $23.7B+2.2% | $23.2B+0.7% | $23.1B-0.8% | $23.2B-0.7% | $23.4B+1.4% | $23.1B+1.0% | $22.8B |
| Current Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Cash & Equivalents | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Goodwill | $375.7M0.0% | $375.7M0.0% | $375.7M0.0% | $375.7M0.0% | $375.7M0.0% | $375.7M0.0% | $375.7M0.0% | $375.7M |
| Total Liabilities | $21.2B+1.6% | $20.8B+2.4% | $20.3B+0.6% | $20.2B-1.1% | $20.4B-0.9% | $20.6B+1.4% | $20.3B+0.7% | $20.2B |
| Current Liabilities | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Long-Term Debt | $119.1M0.0% | $119.1M0.0% | $119.1M0.0% | $119.1M0.0% | $119.1M0.0% | $119.1M0.0% | $119.1M0.0% | $119.1M |
| Total Equity | $2.9B+0.6% | $2.9B+0.7% | $2.9B+0.7% | $2.8B+1.9% | $2.8B+0.5% | $2.8B+1.5% | $2.7B+3.7% | $2.6B |
| Retained Earnings | $2.8B+2.0% | $2.8B+2.0% | $2.7B+1.7% | $2.7B+3.8% | $2.6B+1.7% | $2.5B+1.9% | $2.5B+2.4% | $2.4B |
CATY Cash Flow Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $150.6M+135.5% | $64.0M-35.4% | $99.0M+14.0% | $86.8M+19.1% | $72.9M-17.3% | $88.2M+34.0% | $65.8M-38.5% | $107.1M |
| Capital Expenditures | $495K-60.8% | $1.3M-53.2% | $2.7M+174.7% | $982K+84.2% | $533K-41.8% | $916K-48.2% | $1.8M+163.5% | $671K |
| Free Cash Flow | $150.1M+139.4% | $62.7M-34.9% | $96.3M+12.1% | $85.8M+18.6% | $72.4M-17.0% | $87.3M+36.2% | $64.0M-39.8% | $106.4M |
| Investing Cash Flow | -$309.1M+52.2% | -$646.3M-545.1% | $145.2M+279.5% | -$80.9M-198.2% | $82.4M+122.0% | $37.1M+106.3% | -$589.9M-317.8% | -$141.2M |
| Financing Cash Flow | $219.5M-50.6% | $444.8M+341.2% | $100.8M+133.0% | -$305.2M-34.9% | -$226.2M-202.0% | $221.9M+16.8% | $189.9M+166.6% | -$285.2M |
| Dividends Paid | $23.2M-2.5% | $23.8M0.0% | $23.9M-1.3% | $24.2M-2.4% | $24.8M+0.2% | $24.7M0.0% | $24.7M+0.1% | $24.7M |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | N/A | -$16K-77.8% | -$9K |
CATY Financial Ratios
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Margin | 533.8%-95.7pp | 629.5%+98.4pp | 531.1%-56.8pp | 587.9%+68.4pp | 519.5%-79.5pp | 599.0%-112.8pp | 711.8%+13.3pp | 698.5% |
| Return on Equity | 2.7%0.0pp | 2.7%+0.3pp | 2.4%-0.4pp | 2.8%+0.4pp | 2.4%-0.2pp | 2.6%-0.5pp | 3.0%-0.1pp | 3.1% |
| Return on Assets | 0.3%0.0pp | 0.3%+0.0pp | 0.3%-0.1pp | 0.4%+0.1pp | 0.3%-0.0pp | 0.3%-0.1pp | 0.4%0.0pp | 0.4% |
| Current Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt-to-Equity | 0.040.0 | 0.040.0 | 0.040.0 | 0.040.0 | 0.040.0 | 0.040.0 | 0.040.0 | 0.05 |
| FCF Margin | 1031.8%+522.3pp | 509.5%-226.0pp | 735.5%+106.3pp | 629.2%+66.5pp | 562.6%-169.0pp | 731.6%+179.2pp | 552.4%-350.0pp | 902.4% |
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Frequently Asked Questions
What is Cathay Gnl Bncp's annual revenue?
Cathay Gnl Bncp (CATY) reported $52.3M in total revenue for fiscal year 2024. This represents a 19.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Cathay Gnl Bncp's revenue growing?
Cathay Gnl Bncp (CATY) revenue grew by 19% year-over-year, from $43.9M to $52.3M in fiscal year 2024.
Is Cathay Gnl Bncp profitable?
Yes, Cathay Gnl Bncp (CATY) reported a net income of $286.0M in fiscal year 2024, with a net profit margin of 547.2%.
What is Cathay Gnl Bncp's earnings per share (EPS)?
Cathay Gnl Bncp (CATY) reported diluted earnings per share of $3.95 for fiscal year 2024. This represents a -18.7% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.
What is Cathay Gnl Bncp's net profit margin?
Cathay Gnl Bncp (CATY) had a net profit margin of 547.2% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.
Does Cathay Gnl Bncp pay dividends?
Yes, Cathay Gnl Bncp (CATY) paid $1.36 per share in dividends during fiscal year 2024.
What is Cathay Gnl Bncp's return on equity (ROE)?
Cathay Gnl Bncp (CATY) has a return on equity of 10.1% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.
What is Cathay Gnl Bncp's free cash flow?
Cathay Gnl Bncp (CATY) generated $325.5M in free cash flow during fiscal year 2024. This represents a -14.6% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Cathay Gnl Bncp's operating cash flow?
Cathay Gnl Bncp (CATY) generated $329.2M in operating cash flow during fiscal year 2024, representing cash generated from core business activities.
What are Cathay Gnl Bncp's total assets?
Cathay Gnl Bncp (CATY) had $23.1B in total assets as of fiscal year 2024, including both current and long-term assets.
What are Cathay Gnl Bncp's capital expenditures?
Cathay Gnl Bncp (CATY) invested $3.6M in capital expenditures during fiscal year 2024, funding long-term assets and infrastructure.
Does Cathay Gnl Bncp buy back shares?
Yes, Cathay Gnl Bncp (CATY) spent $84.7M on share buybacks during fiscal year 2024, returning capital to shareholders by reducing shares outstanding.
How many shares does Cathay Gnl Bncp have outstanding?
Cathay Gnl Bncp (CATY) had 70M shares outstanding as of fiscal year 2024.
What is Cathay Gnl Bncp's debt-to-equity ratio?
Cathay Gnl Bncp (CATY) had a debt-to-equity ratio of 0.04 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Cathay Gnl Bncp's return on assets (ROA)?
Cathay Gnl Bncp (CATY) had a return on assets of 1.2% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.
What is Cathay Gnl Bncp's Piotroski F-Score?
Cathay Gnl Bncp (CATY) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Cathay Gnl Bncp's earnings high quality?
Cathay Gnl Bncp (CATY) has an earnings quality ratio of 1.15x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Cathay Gnl Bncp?
Cathay Gnl Bncp (CATY) scores 81 out of 100 on our Financial Profile, indicating strong overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.