What is Chubb Limited's earnings per share (EPS)?

Chubb Limited (CB) reported diluted earnings per share of $25.68 for fiscal year 2025. This represents a 13.1% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Chubb Limited (CB) Financials

Trailing 12 months to March 31, 2026

Revenue $60.8B +8.2% YoY

Net Income $11.3B +33.6% YoY

EPS (Diluted) $28.29 +36.2% YoY

Operating Cash Flow $15.2B +4.6% YoY

Market Cap $133.5B as of Oct 13, 2026

Price / Sales 2.2x on $60.8B revenue, trailing 12 months to March 31, 2026

Price / Earnings 11.8x on $11.3B net income, trailing 12 months to March 31, 2026

Price / Book 1.8x on $73.8B equity, Q1 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 13, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q1 FY2026, ended Mar 31, 2026 Reported Apr 28, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q1 FY2026, filed Apr 28, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the CB SEC filings page.

Chubb Limited (CB) reported $60.8B in revenue over the twelve months to Mar 31, 2026, up 8.2% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI CB FY2025 2026-10-03

Chubb’s growth is built on a larger balance sheet, while positive earnings convert into cash unevenly across years.

In FY2025, net income rose 11.2% while operating cash flow fell 20.8%, showing earnings and cash moved in opposite directions. In FY2024, operating cash flow of $16.2B exceeded net income of $9.3B, so the latest divergence reflects a change in cash conversion rather than a consistently weak relationship.

Balance-sheet expansion is substantial: assets increased from $200.1B in FY2021 to $272.3B in FY2025. Debt-to-equity stayed close to 0.2x, suggesting the larger balance sheet was financed through both operating liabilities and growing equity rather than a major increase in conventional leverage.

Net margin declined from 20.9% in FY2021 to 17.4% in FY2025, so scale has not restored the earlier earnings rate on each revenue dollar. FY2025 ROA was 3.8%, consistent with earnings being generated against a large capital base rather than an asset-light structure.

Financial Health Signals

Financial Health Score 59/100

Scored as: Insurers peer group

Scored against insurers for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Chubb Limited's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Loss Ratio

Loss Ratio measures the claims an insurer paid out against the premiums it earned, so a lower ratio leaves more of every premium dollar with the company. Chubb Limited scores 76/100 on it among other insurers.

Premium Growth

Chubb Limited reported revenue of $59.4B in fiscal year 2025, against $55.8B in fiscal year 2024. Premium Growth ranks insurers on the three-year path of the premiums they write rather than on total revenue, and Chubb Limited scores 51/100 among other insurers.

Capital

Chubb Limited funded 27.1% of its assets with shareholders' equity at the end of fiscal year 2025, holding $73.8B of equity against $272.3B of assets. Capital ranks insurers on that cushion, and Chubb Limited scores 62/100 among other insurers.

Investment Yield

Not available for Chubb Limited, and counted as zero in the overall score.

Combined Ratio

Combined Ratio puts claims and running costs together against premiums earned, and a figure under 100% means the underwriting made money before any investment income was counted. Chubb Limited scores 77/100 on it among other insurers.

Stability

Chubb Limited reported net income of $10.3B in fiscal year 2025, against $9.3B in fiscal year 2024. Stability ranks insurers on how steady net income has been across five years, and Chubb Limited scores 88/100 among other insurers.

Piotroski F-Score Partial

6/7

Chubb Limited passes 6 of 7 computable financial strength tests (2 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.24x

For every $1 of reported earnings, Chubb Limited generates $1.24 in operating cash flow ($12.8B OCF vs $10.3B net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$14.8B

YoY+10.6%

QoQ-1.9%

5Y CAGR+8.2%

10Y CAGR+7.9%

Chubb Limited generated $14.8B in revenue in Q1 2026. This represents an increase of 10.6% from the same quarter a year earlier. Against the prior quarter it is down 1.9%.

Net Income

$2.3B

YoY+74.3%

QoQ-27.7%

5Y CAGR+0.2%

10Y CAGR+18.1%

Chubb Limited reported $2.3B in net income in Q1 2026. This represents an increase of 74.3% from the same quarter a year earlier. Against the prior quarter it is down 27.7%.

EPS (Diluted)

$5.88

YoY+78.7%

QoQ-27.1%

5Y CAGR+3.0%

10Y CAGR+19.7%

Chubb Limited earned $5.88 per diluted share (EPS) in Q1 2026. This represents an increase of 78.7% from the same quarter a year earlier. Against the prior quarter it is down 27.1%.

EBITDA

Not reported for Q1 2026.

Cash & Balance Sheet

Cash & Debt

$2.6B

YoY+17.1%

QoQ+6.6%

5Y CAGR+9.4%

10Y CAGR+9.2%

Chubb Limited held $2.6B in cash against $16.0B in long-term debt as of Q1 2026.

Dividends Per Share

$0.97

YoY+6.6%

QoQ0.0%

Chubb Limited paid $0.97 per share in dividends in Q1 2026. This represents an increase of 6.6% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

388M

YoY-3.2%

QoQ-0.6%

5Y CAGR-2.9%

10Y CAGR-1.8%

Chubb Limited had 388M shares outstanding in Q1 2026. This represents a decrease of 3.2% from the same quarter a year earlier. Against the prior quarter it is down 0.6%.

Free Cash Flow

Not reported for Q1 2026.

Margins & Returns

Net Margin

15.7%

YoY+5.7pp

QoQ-5.6pp

5Y change-7.4pp

10Y change+9.3pp

Chubb Limited's net profit margin was 15.7% in Q1 2026, showing the share of revenue converted to profit. This is up 5.7 percentage points from the same quarter a year earlier. Against the prior quarter it is down 5.6 percentage points.

Return on Equity

3.1%

YoY+1.1pp

QoQ-1.2pp

5Y change-0.8pp

10Y change+2.2pp

Chubb Limited's ROE was 3.1% in Q1 2026, measuring profit generated per dollar of shareholder equity. This is up 1.1 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.2 percentage points.

Gross Margin

Not reported for Q1 2026.

Operating Margin

Not reported for Q1 2026.

Capital Allocation

Share Buybacks

$1.2B

YoY+69.9%

QoQ+0.3%

5Y CAGR+17.7%

Chubb Limited spent $1.2B on share buybacks in Q1 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 69.9% from the same quarter a year earlier. Against the prior quarter it is up 0.3%.

R&D Spending

Not reported for Q1 2026.

Capital Expenditures

Not reported for Q1 2026.

CB Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CB quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$60.8B	$59.4B+6.5%	$55.8B+12.1%	$49.7B+15.4%	$43.1B+5.5%	$40.9B+13.5%	$36.0B+5.3%	$34.2B+4.5%	$32.7B+1.5%	$32.2B+2.5%	$31.5B+65.7%	$19.0B-1.0%	$19.2B-0.5%	$19.3B+7.4%	$17.9B+6.5%	$16.8B
SG&A Expenses	$4.6B	$4.5B+2.8%	$4.4B+9.3%	$4.0B+18.0%	$3.4B+8.3%	$3.1B+5.2%	$3.0B-1.7%	$3.0B+5.0%	$2.9B+1.9%	$2.8B-8.0%	$3.1B+35.7%	$2.3B+1.1%	$2.2B+1.5%	$2.2B+5.5%	$2.1B+1.4%	$2.1B
Interest Expense	$781.0M	$764.0M+3.1%	$741.0M+10.3%	$672.0M+17.9%	$570.0M+15.9%	$492.0M-4.7%	$516.0M-6.5%	$552.0M-13.9%	$641.0M+5.6%	$607.0M+0.3%	$605.0M+101.7%	$300.0M+7.1%	$280.0M+1.8%	$275.0M+10.0%	$250.0M0.0%	$250.0M
Income Tax	$2.7B	$2.4B+33.4%	$1.8B+255.2%	$511.0M-58.8%	$1.2B-2.4%	$1.3B+101.7%	$629.0M-20.9%	$795.0M+14.4%	$695.0M+600.0%	-$139.0M-117.1%	$815.0M+76.4%	$462.0M-27.1%	$634.0M+32.1%	$480.0M+77.8%	$270.0M-46.2%	$502.0M
Net Income	$11.3B	$10.3B+11.2%	$9.3B+2.7%	$9.0B+72.1%	$5.2B-38.5%	$8.5B+141.3%	$3.5B-20.7%	$4.5B+12.4%	$4.0B+2.6%	$3.9B-6.6%	$4.1B+45.9%	$2.8B-0.7%	$2.9B-24.1%	$3.8B+38.9%	$2.7B+75.7%	$1.5B
EPS (Basic)	N/A	$25.93+13.0%	$22.94+4.4%	$21.97+75.8%	$12.50-35.5%	$19.38+147.8%	$7.82-20.0%	$9.77+14.3%	$8.55+3.5%	$8.26-7.6%	$8.94+2.6%	$8.71+2.5%	$8.50-22.9%	$11.02+38.4%	$7.96+74.9%	$4.55
EPS (Diluted)	$28.29	$25.68+13.1%	$22.70+4.1%	$21.80+75.9%	$12.39-35.6%	$19.24+147.0%	$7.79-19.8%	$9.71+14.4%	$8.49+3.7%	$8.19-7.7%	$8.87+2.9%	$8.62+2.4%	$8.42-22.9%	$10.92+38.4%	$7.89+74.6%	$4.52
Diluted Shares (Avg)	N/A	402M-1.7%	408M-1.4%	414M-2.2%	424M-4.4%	443M-2.3%	453M-1.2%	459M-1.7%	467M-0.9%	471M+1.1%	466M+41.7%	329M-3.0%	339M-1.5%	344M+0.4%	343M+0.6%	341M

Metric	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q
Revenue	$14.8B+10.6%	$15.1B+6.3%	$16.1B+8.7%	$14.8B+7.2%	$13.4B+3.6%	$14.2B+9.1%	$14.8B+7.2%	$13.8B+16.9%
SG&A Expenses	$1.1B+6.4%	$1.2B+3.5%	$1.1B+4.0%	$1.1B+2.8%	$1.1B+0.9%	$1.1B+7.1%	$1.1B+3.2%	$1.1B+12.9%
Interest Expense	$198.0M+9.4%	$205.0M+8.5%	$197.0M+2.6%	$181.0M-0.5%	$181.0M+1.7%	$189.0M+9.2%	$192.0M+10.3%	$182.0M+10.3%
Income Tax	$646.0M+101.2%	$597.0M+24.6%	$787.0M+56.2%	$717.0M+46.3%	$321.0M-6.1%	$479.0M+170.6%	$504.0M+22.0%	$490.0M+25.0%
Net Income	$2.3B+74.3%	$3.2B+24.7%	$2.8B+20.5%	$3.0B+33.1%	$1.3B-37.9%	$2.6B-22.0%	$2.3B+13.8%	$2.2B+24.4%
EPS (Basic)	$5.94+78.9%	$8.15+27.5%	$7.05+22.6%	$7.42+34.7%	$3.32-37.1%	$6.39-20.8%	$5.75+15.2%	$5.51+26.7%
EPS (Diluted)	$5.88+78.7%	$8.07+27.7%	$6.99+22.6%	$7.35+34.6%	$3.29-37.1%	$6.32-21.1%	$5.70+15.2%	$5.46+26.4%
Diluted Shares (Avg)	395M-2.5%	N/A	401M-1.7%	404M-1.2%	405M-1.2%	N/A	408M-1.1%	409M-1.7%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

CB Balance Sheet

CB quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$272.3B+10.5%	$246.5B+6.9%	$230.7B+15.9%	$199.0B-0.5%	$200.1B+4.9%	$190.8B+7.8%	$176.9B+5.5%	$167.8B+0.4%	$167.0B+4.5%	$159.8B+56.2%	$102.3B+4.1%	$98.2B+4.0%	$94.5B+2.1%	$92.5B+6.0%	$87.3B
Cash & Equivalents	$2.5B-3.1%	$2.5B-2.7%	$2.6B+30.3%	$2.0B+21.3%	$1.7B-5.0%	$1.7B+13.7%	$1.5B+23.3%	$1.2B+71.3%	$728.0M-26.1%	$985.0M-44.5%	$1.8B+171.0%	$655.0M+13.1%	$579.0M-5.9%	$615.0M+0.2%	$614.0M
Short-Term Investments	$4.8B-5.9%	$5.1B+13.0%	$4.6B-8.2%	$5.0B+57.7%	$3.1B-27.6%	$4.3B+1.3%	$4.3B+42.3%	$3.0B-15.3%	$3.6B+18.6%	$3.0B-71.3%	$10.4B+349.9%	$2.3B+31.7%	$1.8B-20.9%	$2.2B-3.2%	$2.3B
Long-Term Investments	$10.7B+25.0%	$8.6B+55.5%	$5.5B+312.2%	$1.3B-88.0%	$11.2B+40.6%	$7.9B+31.1%	$6.1B+14.9%	$5.3B+12.9%	$4.7B+3.4%	$4.5B+37.3%	$3.3B-1.6%	$3.3B+12.4%	$3.0B+9.6%	$2.7B+17.4%	$2.3B
Goodwill	$20.2B+3.2%	$19.6B-0.5%	$19.7B+21.3%	$16.2B+6.7%	$15.2B-1.2%	$15.4B+0.7%	$15.3B+0.2%	$15.3B-1.7%	$15.5B+1.4%	$15.3B+219.7%	$4.8B-2.2%	$4.9B+6.5%	$4.6B+6.6%	$4.3B+4.1%	$4.1B
Total Liabilities	$192.5B+8.1%	$178.2B+6.7%	$167.0B+12.5%	$148.5B+5.8%	$140.3B+6.9%	$131.3B+8.0%	$121.6B+3.5%	$117.5B+1.4%	$115.8B+3.9%	$111.5B+52.4%	$73.2B+6.6%	$68.7B+4.5%	$65.7B+1.0%	$65.0B+3.2%	$63.0B
Long-Term Debt	$15.7B+9.4%	$14.4B+10.3%	$13.0B-9.5%	$14.4B-5.1%	$15.2B+1.5%	$14.9B+10.2%	$13.6B+12.2%	$12.1B+4.6%	$11.6B-8.4%	$12.6B+34.3%	$9.4B+179.7%	$3.4B-11.8%	$3.8B+13.3%	$3.4B0.0%	$3.4B
Total Equity	$73.8B+15.2%	$64.0B+7.6%	$59.5B+17.8%	$50.5B-13.4%	$58.3B-1.9%	$59.4B+7.4%	$55.3B+10.0%	$50.3B-1.7%	$51.2B+6.0%	$48.3B+65.7%	$29.1B-1.5%	$29.6B+2.6%	$28.8B+4.7%	$27.5B+13.1%	$24.3B
Retained Earnings	$70.0B+13.6%	$61.6B+12.3%	$54.8B+13.5%	$48.3B+2.0%	$47.4B+20.4%	$39.3B+8.8%	$36.1B+14.0%	$31.7B+15.4%	$27.5B+16.4%	$23.6B+21.2%	$19.5B+17.0%	$16.6B+20.7%	$13.8B+37.5%	$10.0B+36.9%	$7.3B

Metric	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q
Total Assets	$275.5B+9.4%	$272.3B+10.5%	$270.2B+7.8%	$261.6B+9.6%	$251.8B+7.2%	$246.5B+6.9%	$250.6B+12.5%	$238.6B+16.1%
Cash & Equivalents	$2.6B+17.1%	$2.5B-3.1%	$2.5B-8.4%	$2.4B-7.7%	$2.3B-15.1%	$2.5B-2.7%	$2.7B-3.6%	$2.6B+12.4%
Short-Term Investments	$5.1B+14.3%	$4.8B-5.9%	$4.4B+0.1%	$4.5B-0.8%	$4.4B-13.2%	$5.1B+13.0%	$4.4B-19.8%	$4.5B+11.0%
Long-Term Investments	$11.2B+21.1%	$10.7B+25.0%	$10.2B+24.9%	$9.0B+20.2%	$9.2B+48.4%	$8.6B+55.5%	$8.2B+46.1%	$7.5B-48.9%
Goodwill	$20.4B+3.3%	$20.2B+3.2%	$20.2B+1.2%	$20.2B+1.8%	$19.7B+0.1%	$19.6B-0.5%	$20.0B+2.2%	$19.8B+21.5%
Total Liabilities	$195.5B+8.0%	$192.5B+8.1%	$192.4B+6.6%	$187.1B+7.6%	$181.0B+6.2%	$178.2B+6.7%	$180.4B+9.2%	$174.0B+14.0%
Long-Term Debt	$16.0B+10.1%	$15.7B+9.4%	$15.7B+8.0%	$13.5B+2.3%	$14.5B+9.5%	$14.4B+10.3%	$14.6B+6.0%	$13.2B-4.4%
Total Equity	$73.8B+12.3%	$73.8B+15.2%	$71.9B+9.3%	$69.4B+13.7%	$65.7B+8.6%	$64.0B+7.6%	$65.8B+25.6%	$61.0B+15.4%
Retained Earnings	$68.8B+12.9%	$70.0B+13.6%	$66.7B+13.1%	$63.9B+12.8%	$61.0B+7.0%	$61.6B+12.3%	$59.0B+14.5%	$56.7B+14.5%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.

CB Cash Flow Statement

CB quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$15.2B	$12.8B-20.8%	$16.2B+28.1%	$12.6B+12.2%	$11.3B+1.0%	$11.2B+14.0%	$9.8B+54.3%	$6.3B+15.7%	$5.5B+21.7%	$4.5B-14.9%	$5.3B+37.0%	$3.9B-14.1%	$4.5B+11.8%	$4.0B+0.7%	$4.0B+15.1%	$3.5B
Stock-Based Compensation	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$27.0M
Investing Cash Flow	-$13.3B	-$11.3B+19.1%	-$13.9B-82.0%	-$7.6B-35.3%	-$5.7B+15.1%	-$6.7B+11.5%	-$7.5B-27.4%	-$5.9B-101.2%	-$2.9B-21.2%	-$2.4B	N/A	-$6.3B-151.4%	-$2.5B+43.6%	-$4.4B-29.2%	-$3.4B-13.3%	-$3.0B
Financing Cash Flow	-$1.7B	-$1.9B+15.2%	-$2.2B+51.4%	-$4.5B+12.7%	-$5.1B-16.6%	-$4.4B-111.9%	-$2.1B-1278.8%	-$151.0M+92.4%	-$2.0B+14.1%	-$2.3B	N/A	$3.7B+307.9%	-$1.8B-554.5%	$391.0M+171.1%	-$550.0M+2.7%	-$565.0M
Dividends Paid	$1.5B	$1.5B+4.8%	$1.4B+3.0%	$1.4B+1.4%	$1.4B-1.9%	$1.4B+0.9%	$1.4B+2.5%	$1.4B+1.3%	$1.3B+2.2%	$1.3B+11.5%	$1.2B+36.1%	$862.0M0.0%	$862.0M+66.7%	$517.0M-36.6%	$815.0M+77.6%	$459.0M
Share Buybacks	$4.2B	$3.7B+105.1%	$1.8B-25.3%	$2.4B-16.7%	$2.9B-40.5%	$4.9B+829.4%	$523.0M-65.8%	$1.5B+46.6%	$1.0B+30.3%	$801.0M	N/A	$758.0M-47.0%	$1.4B+397.9%	$287.0M+2509.1%	$11.0M-94.4%	$195.0M

Metric	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q
Operating Cash Flow	$3.9B+152.0%	$4.1B-11.1%	$3.6B-15.7%	$3.6B-12.9%	$1.6B-51.4%	$4.6B+43.3%	$4.3B-7.7%	$4.1B+62.2%
Investing Cash Flow	-$2.8B-255.3%	-$2.3B+5.7%	-$5.3B+1.5%	-$2.8B-21.9%	-$798.0M+78.7%	-$2.5B-11.7%	-$5.4B-69.7%	-$2.3B-37.1%
Financing Cash Flow	-$950.0M+15.6%	-$1.7B+21.6%	$1.7B+51.3%	-$762.0M+56.4%	-$1.1B-300.2%	-$2.1B-82.0%	$1.1B+210.8%	-$1.7B-96.6%
Dividends Paid	$380.0M+3.8%	$384.0M+4.6%	$390.0M+5.1%	$365.0M+4.6%	$366.0M+4.9%	$367.0M+4.9%	$371.0M+4.2%	$349.0M+1.7%
Share Buybacks	$1.2B+69.9%	$1.2B+160.2%	$1.1B+268.1%	$746.0M+14.4%	$691.0M+71.0%	$450.0M-20.1%	$295.0M-49.2%	$652.0M-9.7%

Not reported in any period shown, so not listed: Depreciation & Amortization, Stock-Based Compensation, Capital Expenditures, Free Cash Flow.

CB Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CB quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	17.4%+0.7pp	16.6%-1.5pp	18.1%+6.0pp	12.2%-8.7pp	20.9%+11.0pp	9.8%-3.2pp	13.0%+0.9pp	12.1%+0.1pp	12.0%-1.2pp	13.1%-1.8pp	14.9%+0.1pp	14.9%-4.6pp	19.5%+4.4pp	15.1%+5.9pp	9.2%
Return on Equity	14.0%-0.5pp	14.5%-0.7pp	15.2%+4.8pp	10.4%-4.2pp	14.6%+8.7pp	5.9%-2.1pp	8.1%+0.2pp	7.9%+0.3pp	7.5%-1.0pp	8.6%-1.2pp	9.7%+0.1pp	9.6%-3.4pp	13.0%+3.2pp	9.8%+3.5pp	6.3%
Return on Assets	3.8%0.0pp	3.8%-0.2pp	3.9%+1.3pp	2.6%-1.6pp	4.3%+2.4pp	1.8%-0.7pp	2.5%+0.2pp	2.4%+0.1pp	2.3%-0.3pp	2.6%-0.2pp	2.8%-0.1pp	2.9%-1.1pp	4.0%+1.1pp	2.9%+1.2pp	1.8%
Debt-to-Equity	0.210.0x	0.220.0x	0.22-0.1x	0.290.0x	0.260.0x	0.250.0x	0.250.0x	0.240.0x	0.230.0x	0.26-0.1x	0.32+0.2x	0.110.0x	0.130.0x	0.120.0x	0.14
Asset Turnover	0.220.0x	0.230.0x	0.220.0x	0.220.0x	0.200.0x	0.190.0x	0.190.0x	0.200.0x	0.190.0x	0.200.0x	0.190.0x	0.200.0x	0.200.0x	0.190.0x	0.19

Metric	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q
Net Margin	15.7%+5.7pp	21.3%+3.1pp	17.3%+1.7pp	20.0%+3.9pp	10.0%-6.6pp	18.2%-7.2pp	15.7%+0.9pp	16.1%+1.0pp
Return on Equity	3.1%+1.1pp	4.3%+0.3pp	3.9%+0.4pp	4.3%+0.6pp	2.0%-1.5pp	4.0%-1.5pp	3.5%-0.4pp	3.6%+0.3pp
Return on Assets	0.8%+0.3pp	1.2%+0.1pp	1.0%+0.1pp	1.1%+0.2pp	0.5%-0.4pp	1.0%-0.4pp	0.9%0.0pp	0.9%+0.1pp
Debt-to-Equity	0.220.0x	0.210.0x	0.220.0x	0.190.0x	0.220.0x	0.220.0x	0.220.0x	0.220.0x
Asset Turnover	0.050.0x	0.060.0x	0.060.0x	0.060.0x	0.050.0x	0.060.0x	0.060.0x	0.060.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Chubb Limited CB	FY2025	$59.4B	$10.3B	17.4%	$133.5B	59/100
Progressive Corporation PGR	FY2025	$87.7B	$11.3B	12.9%	$127.9B	47/100
The Travelers Companies, Inc. TRV	FY2025	$48.8B	$6.3B	12.9%	$77.5B	46/100
The Allstate Corporation ALL	FY2025	$67.7B	$10.2B	15.0%	$58.8B	23/100
The Hartford Insurance Group, Inc. HIG	FY2025	$28.4B	$3.8B	13.5%	$35.3B	36/100
Markel Group Inc. MKL	FY2025	$15.5B	$2.1B	13.6%	$22.2B	24/100

Where Chubb Limited Ranks

Frequently Asked Questions

What is Chubb Limited's annual revenue?

Chubb Limited (CB) reported $59.4B in total revenue for fiscal year 2025. This represents a 6.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Chubb Limited's revenue growing?

Chubb Limited (CB) revenue grew by 6.5% year-over-year, from $55.8B to $59.4B in fiscal year 2025.

Is Chubb Limited profitable?

Yes, Chubb Limited (CB) reported a net income of $10.3B in fiscal year 2025, with a net profit margin of 17.4%.

How much debt does Chubb Limited have?

As of fiscal year 2025, Chubb Limited (CB) had $2.5B in cash and equivalents against $15.7B in long-term debt.

What is Chubb Limited's net profit margin?

Chubb Limited (CB) had a net profit margin of 17.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Chubb Limited pay dividends?

Yes, Chubb Limited (CB) paid $3.82 per share in dividends during fiscal year 2025.

What is Chubb Limited's return on equity (ROE)?

Chubb Limited (CB) has a return on equity of 14.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Chubb Limited's operating cash flow?

Chubb Limited (CB) generated $12.8B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Chubb Limited's total assets?

Chubb Limited (CB) had $272.3B in total assets as of fiscal year 2025, including both current and long-term assets.

Does Chubb Limited buy back shares?

Yes, Chubb Limited (CB) spent $3.7B on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Chubb Limited have outstanding?

Chubb Limited (CB) had 390M shares outstanding as of fiscal year 2025.

What is Chubb Limited's debt-to-equity ratio?

Chubb Limited (CB) had a debt-to-equity ratio of 0.21 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Chubb Limited's return on assets (ROA)?

Chubb Limited (CB) had a return on assets of 3.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Chubb Limited's P/E ratio?

Chubb Limited (CB) trades at 11.8x earnings, its market capitalization divided by net income of $11.3B net income, trailing 12 months to March 31, 2026. The market capitalization is $133.5B as of Oct 13, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Chubb Limited's price-to-sales ratio?

Chubb Limited (CB) trades at 2.2x sales, its market capitalization divided by revenue of $60.8B revenue, trailing 12 months to March 31, 2026. The market capitalization is $133.5B as of Oct 13, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Chubb Limited's Piotroski F-Score?

Chubb Limited (CB) has a Piotroski F-Score of 6 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Chubb Limited's earnings high quality?

Chubb Limited (CB) has an earnings quality ratio of 1.24x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Chubb Limited?

Chubb Limited (CB) scores 59 out of 100 on our Financial Health Score, indicating moderate standing within its insurers peer group. The score is a 0-100 composite of six dimensions (Loss Ratio, Premium Growth, Capital, Investment Yield, Combined Ratio, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.