Concorde International Group Limited Financials

CIGL

Source SEC Filings (10-K/10-Q) Updated May 12, 2026 Currency USD FYE May

This page shows Concorde International Group Limited (CIGL) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 4 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI CIGL FY2024 2026-05-12

Flat sales masked a sharp cash squeeze as receivables and capex outpaced internally generated funding in FY2024.

With revenue nearly unchanged year to year, operating cash flow swung from $790.9K to -$564.2K, showing that FY2024 weakened in cash terms even without a top-line break. Accounts receivable rose to $3.8M while capex jumped, so more cash was tied up both after the sale and back into the business, driving free cash flow to -15.4%.

The balance sheet is becoming more working-capital funded rather than debt funded: long-term debt was only $170.7K even as current liabilities reached $4.6M. That matters because pressure is concentrated in day-to-day obligations and collection timing, which usually makes liquidity more sensitive to ordinary operating execution than to refinancing a single large loan.

FY2023's profitability reset looks less structural when paired with cash flow: net margin was 9.3% and free cash flow margin 3.6% that year, but the next year's cash reversal on similar revenue suggests earnings quality was not yet settled into a durable pattern rather than a mature model where profit consistently turns into surplus cash.

Financial Health Signals

Financial Profile 28/100

Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →

Health score ≠ stock price. This rates the quality of Concorde International Group Limited's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Growth

Concorde International Group Limited's revenue surged 18.9% year-over-year to $12.5M, reflecting rapid business expansion. This strong growth earns a score of 47/100.

Leverage

100

Concorde International Group Limited carries a low D/E ratio of 0.05, meaning only $0.05 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 100/100, indicating a strong balance sheet with room for future borrowing.

Liquidity

Concorde International Group Limited's current ratio of 1.28 is below the typical benchmark, resulting in a score of 21/100. This tight liquidity could limit financial flexibility if cash inflows slow.

Cash Flow

While Concorde International Group Limited generated -$3.5M in operating cash flow, capex of $187K consumed most of it, leaving -$3.7M in free cash flow. This results in a low score of 0/100, reflecting heavy capital investment rather than weak cash generation.

Returns

Concorde International Group Limited generates a -410.9% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 0/100.

Piotroski F-Score Weak

3/9

Concorde International Group Limited passes 3 of 9 financial strength tests. 1 of 3 profitability signals pass, 1 of 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Low Quality

0.23x

For every $1 of reported earnings, Concorde International Group Limited generates $0.23 in operating cash flow (-$3.5M OCF vs -$15.2M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.

Key Financial Metrics

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Earnings & Revenue

Revenue

$12.5M

YoY+18.9%

Concorde International Group Limited generated $12.5M in revenue in fiscal year 2025. This represents an increase of 18.9% from the prior year.

EBITDA

N/A

Net Income

-$15.2M

Concorde International Group Limited reported -$15.2M in net income in fiscal year 2025.

EPS (Diluted)

N/A

Cash & Balance Sheet

Free Cash Flow

-$3.7M

YoY-129.1%

Concorde International Group Limited generated -$3.7M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 129.1% from the prior year.

Cash & Debt

$1.6M

YoY+62.9%

Concorde International Group Limited held $1.6M in cash against $200K in long-term debt as of fiscal year 2025.

Dividends Per Share

N/A

Shares Outstanding

Concorde International Group Limited had 7M shares outstanding in fiscal year 2025.

Margins & Returns

Gross Margin

N/A

Operating Margin

N/A

Net Margin

-121.9%

Concorde International Group Limited's net profit margin was -121.9% in fiscal year 2025, showing the share of revenue converted to profit.

Return on Equity

-410.9%

Concorde International Group Limited's ROE was -410.9% in fiscal year 2025, measuring profit generated per dollar of shareholder equity.

Capital Allocation

R&D Spending

N/A

Share Buybacks

N/A

Capital Expenditures

$187K

YoY-82.2%

Concorde International Group Limited invested $187K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 82.2% from the prior year.

CIGL Income Statement

Metric	FY25	FY24	FY23	FY22
Revenue	$12.5M+18.9%	$10.5M-1.6%	$10.7M+112.8%	$5.0M
Cost of Revenue	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A
Interest Expense	$14K+79.1%	$8K+56.7%	$5K+460.1%	$879
Income Tax	$97K-15.5%	$115K-12.4%	$131K	N/A
Net Income	-$15.2M	N/A	$994K+223.7%	-$804K
EPS (Diluted)	N/A	N/A	N/A	N/A

Metric	Q1'26	Q3'25	Q3'24
Revenue	N/A	N/A	N/A
Cost of Revenue	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A
Interest Expense	N/A	N/A	N/A
Income Tax	N/A	N/A	N/A
Net Income	N/A	N/A	N/A
EPS (Diluted)	N/A	N/A	N/A

CIGL Balance Sheet

Metric	FY25	FY24	FY23	FY22
Total Assets	$11.3M+9.7%	$10.3M+20.1%	$8.6M	N/A
Current Assets	$6.8M+26.3%	$5.4M+1.7%	$5.3M	N/A
Cash & Equivalents	$1.6M+62.9%	$1.0M+4.5%	$957K+116.9%	$441K
Inventory	N/A	N/A	N/A	N/A
Accounts Receivable	$5.0M+31.5%	$3.8M+9.7%	$3.5M	N/A
Goodwill	$8K-10.9%	$9K-96.9%	$297K+3.6%	$287K
Total Liabilities	$7.6M-5.5%	$8.0M+37.0%	$5.8M	N/A
Current Liabilities	$5.3M+15.9%	$4.6M+30.3%	$3.5M	N/A
Long-Term Debt	$200K+17.4%	$171K+89.5%	$90K	N/A
Total Equity	$3.7M+63.7%	$2.3M-16.4%	$2.7M+67.8%	$1.6M
Retained Earnings	-$98.5M-18.2%	-$83.3M-46997.9%	$178K	N/A

Metric	Q1'26	Q3'25	Q3'24
Total Assets	$14.4M+40.1%	$10.3M+20.1%	$8.6M
Current Assets	$9.2M+70.5%	$5.4M+1.7%	$5.3M
Cash & Equivalents	$2.4M+136.1%	$1.0M+4.5%	$957K
Inventory	N/A	N/A	N/A
Accounts Receivable	$6.3M+64.4%	$3.8M+9.7%	$3.5M
Goodwill	$9K-1.8%	$9K-96.9%	$297K
Total Liabilities	$10.2M+26.9%	$8.0M+37.0%	$5.8M
Current Liabilities	$6.8M+49.3%	$4.6M+30.3%	$3.5M
Long-Term Debt	$230K+34.7%	$171K+89.5%	$90K
Total Equity	$4.2M+86.6%	$2.3M-16.4%	$2.7M
Retained Earnings	-$86.0M-3.2%	-$83.3M-46997.9%	$178K

CIGL Cash Flow Statement

Metric	FY25	FY24	FY23	FY22
Operating Cash Flow	-$3.5M-523.3%	-$564K-171.3%	$791K+185.0%	-$931K
Capital Expenditures	$187K-82.2%	$1.1M+158.5%	$407K	N/A
Free Cash Flow	-$3.7M-129.1%	-$1.6M-521.3%	$384K	N/A
Investing Cash Flow	-$117K+87.8%	-$953K-207.8%	-$310K+66.1%	-$912K
Financing Cash Flow	$4.2M+162.5%	$1.6M+167781.2%	$947-99.8%	$603K
Dividends Paid	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A

Metric	Q1'26	Q3'25	Q3'24
Operating Cash Flow	N/A	N/A	N/A
Capital Expenditures	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A
Investing Cash Flow	N/A	N/A	N/A
Financing Cash Flow	N/A	N/A	N/A
Dividends Paid	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A

CIGL Financial Ratios

Metric	FY25	FY24	FY23	FY22
Gross Margin	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A
Net Margin	-121.9%	N/A	9.3%+25.4pp	-16.1%
Return on Equity	-410.9%	N/A	36.8%+86.7pp	-49.9%
Return on Assets	-134.9%	N/A	11.6%	N/A
Current Ratio	1.28+0.1	1.17-0.3	1.50	N/A
Debt-to-Equity	0.05-0.0	0.08+0.0	0.03	N/A
FCF Margin	-29.7%-14.3pp	-15.4%-19.0pp	3.6%	N/A

Metric	Q1'26	Q3'25	Q3'24
Gross Margin	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A
Net Margin	N/A	N/A	N/A
Return on Equity	N/A	N/A	N/A
Return on Assets	N/A	N/A	N/A
Current Ratio	1.34+0.2	1.17-0.3	1.50
Debt-to-Equity	0.05-0.0	0.08+0.0	0.03
FCF Margin	N/A	N/A	N/A

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Frequently Asked Questions

What is Concorde International Group Limited's annual revenue?

Concorde International Group Limited (CIGL) reported $12.5M in total revenue for fiscal year 2025. This represents a 18.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Concorde International Group Limited's revenue growing?

Concorde International Group Limited (CIGL) revenue grew by 18.9% year-over-year, from $10.5M to $12.5M in fiscal year 2025.

Is Concorde International Group Limited profitable?

No, Concorde International Group Limited (CIGL) reported a net income of -$15.2M in fiscal year 2025, with a net profit margin of -121.9%.

How much debt does Concorde International Group Limited have?

As of fiscal year 2025, Concorde International Group Limited (CIGL) had $1.6M in cash and equivalents against $200K in long-term debt.

What is Concorde International Group Limited's net profit margin?

Concorde International Group Limited (CIGL) had a net profit margin of -121.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Concorde International Group Limited's return on equity (ROE)?

Concorde International Group Limited (CIGL) has a return on equity of -410.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Concorde International Group Limited's free cash flow?

Concorde International Group Limited (CIGL) generated -$3.7M in free cash flow during fiscal year 2025. This represents a -129.1% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Concorde International Group Limited's operating cash flow?

Concorde International Group Limited (CIGL) generated -$3.5M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Concorde International Group Limited's total assets?

Concorde International Group Limited (CIGL) had $11.3M in total assets as of fiscal year 2025, including both current and long-term assets.

What are Concorde International Group Limited's capital expenditures?

Concorde International Group Limited (CIGL) invested $187K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does Concorde International Group Limited have outstanding?

Concorde International Group Limited (CIGL) had 7M shares outstanding as of fiscal year 2025.

What is Concorde International Group Limited's current ratio?

Concorde International Group Limited (CIGL) had a current ratio of 1.28 as of fiscal year 2025, which is considered adequate.

What is Concorde International Group Limited's debt-to-equity ratio?

Concorde International Group Limited (CIGL) had a debt-to-equity ratio of 0.05 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Concorde International Group Limited's return on assets (ROA)?

Concorde International Group Limited (CIGL) had a return on assets of -134.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Concorde International Group Limited's cash runway?

Based on fiscal year 2025 data, Concorde International Group Limited (CIGL) had $1.6M in cash against an annual operating cash burn of $3.5M. This gives an estimated cash runway of approximately 6 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.

What is Concorde International Group Limited's Piotroski F-Score?

Concorde International Group Limited (CIGL) has a Piotroski F-Score of 3 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Concorde International Group Limited's earnings high quality?

Concorde International Group Limited (CIGL) has an earnings quality ratio of 0.23x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Concorde International Group Limited?

Concorde International Group Limited (CIGL) scores 28 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.