What is Commun Bncp Vt's earnings per share (EPS)?

Commun Bncp Vt (CMTV) reported diluted earnings per share of $3.01 for fiscal year 2025. This represents a 32.0% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Commun Bncp Vt Financials

CMTV

Trailing 12 months to June 30, 2026

Revenue $63.6M +9.0% YoY

Net Income $18.4M +24.6% YoY

EPS (Diluted) $3.29 +25.6% YoY

Free Cash Flow $18.9M +39.8% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 14, 2026 Currency USD FYE December

Commun Bncp Vt (CMTV) reported $63.6M in revenue over the twelve months to Jun 30, 2026, up 9.0% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI CMTV FY2025 2026-08-29

Community Bancorp’s dominant mechanic is balance-sheet expansion funded by liabilities, while 2025 earnings recovery improved capital cushion without lifting cash generation.

Net income rose to $17.0M in FY2025 from $12.8M in FY2024. Operating cash flow was $16.0M, nearly unchanged from FY2024, so the earnings rebound did not translate into comparable cash growth.

The capital structure became less stretched: total equity increased to $113.7M in FY2025 while debt-to-equity fell to 10.3x. With total assets at $1.3B, this points to internal capital accretion accompanying expansion rather than leverage rising in lockstep.

Free cash flow conversion stayed close to operating cash flow in FY2024: $15.0M versus $15.8M. The same relationship held in FY2025 at $15.3M versus $16.0M, while capital expenditures remained under $1M; this is consistent with a low-reinvestment model even as reported earnings moved more sharply.

Financial Health Signals

Financial Health Score 62/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Commun Bncp Vt's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Growth

Capital

Efficiency

Credit Quality

Stability

Piotroski F-Score Partial

5/6

Commun Bncp Vt passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Mixed

0.95x

For every $1 of reported earnings, Commun Bncp Vt generates $0.95 in operating cash flow ($16.0M OCF vs $17.0M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

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Earnings & Revenue

Revenue

$60.9M

YoY+10.7%

5Y CAGR+13.0%

10Y CAGR+10.0%

Commun Bncp Vt generated $60.9M in revenue in fiscal year 2025. This represents an increase of 10.7% from the prior year.

Net Income

$17.0M

YoY+32.9%

5Y CAGR+9.5%

10Y CAGR+13.4%

Commun Bncp Vt reported $17.0M in net income in fiscal year 2025. This represents an increase of 32.9% from the prior year.

EPS (Diluted)

$3.01

YoY+32.0%

Commun Bncp Vt earned $3.01 per diluted share (EPS) in fiscal year 2025. This represents an increase of 32.0% from the prior year.

EBITDA

Not reported for fiscal year 2025.

Cash & Balance Sheet

Free Cash Flow

$15.3M

YoY+1.9%

5Y CAGR+3.1%

10Y CAGR+12.9%

Commun Bncp Vt generated $15.3M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 1.9% from the prior year.

Cash & Debt

$128.1M

YoY+15.4%

5Y CAGR+2.2%

Commun Bncp Vt held $128.1M in cash as of fiscal year 2025; long-term debt is not reported for that period.

Dividends Per Share

$0.98

YoY+4.3%

5Y CAGR+5.2%

10Y CAGR+4.4%

Commun Bncp Vt paid $0.98 per share in dividends in fiscal year 2025. This represents an increase of 4.3% from the prior year.

Shares Outstanding

YoY-0.3%

5Y CAGR+1.0%

10Y CAGR+1.1%

Commun Bncp Vt had 6M shares outstanding in fiscal year 2025. This represents a decrease of 0.3% from the prior year.

Margins & Returns

Net Margin

27.9%

YoY+4.7pp

5Y CAGR-4.7pp

10Y CAGR+7.3pp

Commun Bncp Vt's net profit margin was 27.9% in fiscal year 2025, showing the share of revenue converted to profit. This is up 4.7 percentage points from the prior year.

Return on Equity

14.9%

YoY+1.9pp

5Y CAGR+1.0pp

10Y CAGR+5.5pp

Commun Bncp Vt's ROE was 14.9% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 1.9 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Operating Margin

Not reported for fiscal year 2025.

Capital Allocation

Capital Expenditures

$781K

YoY-1.4%

5Y CAGR+11.5%

10Y CAGR-3.1%

Commun Bncp Vt invested $781K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 1.4% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

Share Buybacks

Not reported for fiscal year 2025.

CMTV Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

CMTV quarterly income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$63.6M	$60.9M+10.7%	$55.0M+17.3%	$46.9M+26.4%	$37.1M+6.7%	$34.8M+5.2%	$33.1M+4.1%	$31.8M+9.1%	$29.1M+10.1%	$26.4M+9.0%	$24.2M+3.6%	$23.4M+2.0%	$23.0M+1.4%	$22.6M-0.8%	$22.8M+0.3%	$22.7M
SG&A Expenses	$28.1M	$27.0M+6.0%	$25.5M+8.1%	$23.6M+7.8%	$21.9M+1.0%	$21.7M+6.2%	$20.4M+2.6%	$19.9M-0.1%	$19.9M+3.8%	$19.2M+0.1%	$19.1M+1.8%	$18.8M+7.0%	$17.6M-3.9%	$18.3M-3.0%	$18.9M+7.6%	$17.5M
Interest Expense	$19.8M	$20.0M-1.8%	$20.4M+60.5%	$12.7M+215.0%	$4.0M+29.1%	$3.1M-35.6%	$4.8M-21.1%	$6.1M+37.0%	$4.5M+46.2%	$3.1M+13.7%	$2.7M+2.0%	$2.6M-13.4%	$3.1M-11.2%	$3.4M-29.5%	$4.9M-12.7%	$5.6M
Income Tax	$3.8M	$3.4M+40.9%	$2.4M-15.8%	$2.9M-7.7%	$3.1M+5.1%	$3.0M+32.7%	$2.2M+25.6%	$1.8M+3.0%	$1.7M-40.3%	$2.9M+51.2%	$1.9M+9.0%	$1.8M-1.2%	$1.8M+57.8%	$1.1M+910.9%	-$139K-159.5%	$234K
Net Income	$18.4M	$17.0M+32.9%	$12.8M-5.0%	$13.4M-2.2%	$13.7M+4.6%	$13.1M+22.1%	$10.8M+21.9%	$8.8M+5.1%	$8.4M+34.8%	$6.2M+13.6%	$5.5M+13.6%	$4.8M-5.8%	$5.1M+0.8%	$5.1M+15.6%	$4.4M+22.8%	$3.6M
EPS (Diluted)	$3.29	$3.01+32.0%	$2.28	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$16.0M+0.1%	$16.0M-0.4%	$16.1M+4.4%	$15.4M+3.8%	$14.9M+2.2%	$14.5M-3.0%	$15.0M+7.2%	$14.0M
SG&A Expenses	$7.2M+1.5%	$7.1M-2.5%	$7.2M+9.8%	$6.6M-1.1%	$6.7M+2.5%	$6.5M+1.7%	$6.4M-1.7%	$6.5M
Interest Expense	$4.8M-5.6%	$5.1M+0.4%	$5.1M+3.1%	$4.9M-1.0%	$5.0M-2.6%	$5.1M-7.0%	$5.5M+3.0%	$5.3M
Income Tax	$987K+12.7%	$875K-7.6%	$948K-5.9%	$1.0M+23.0%	$819K+23.6%	$663K-12.4%	$756K+29.3%	$585K
Net Income	$4.7M+7.3%	$4.4M-5.8%	$4.6M-2.3%	$4.7M+16.9%	$4.1M+15.2%	$3.5M-14.0%	$4.1M+31.6%	$3.1M
EPS (Diluted)	$0.84+7.7%	$0.78-6.0%	$0.83-1.2%	$0.84+16.7%	$0.72+16.1%	$0.62-15.1%	$0.73+32.7%	$0.55

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.

CMTV Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

CMTV quarterly balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$1.3B+3.1%	$1.2B+13.6%	$1.1B+4.1%	$1.1B+3.6%	$1.0B+11.0%	$918.2M+24.4%	$738.0M+2.4%	$720.3M+8.0%	$667.0M+4.6%	$637.7M+7.0%	$596.1M+1.6%	$586.7M+2.3%	$573.7M-0.4%	$575.7M+4.1%	$552.9M
Cash & Equivalents	$128.1M+15.4%	$110.9M+442.9%	$20.4M-71.3%	$71.1M-35.5%	$110.4M-4.1%	$115.0M+136.9%	$48.6M-28.5%	$67.9M	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$11.6M0.0%	$11.6M0.0%	$11.6M0.0%	$11.6M0.0%	$11.6M0.0%	$11.6M0.0%	$11.6M0.0%	$11.6M0.0%	$11.6M0.0%	$11.6M0.0%	$11.6M0.0%	$11.6M0.0%	$11.6M0.0%	$11.6M0.0%	$11.6M
Total Liabilities	$1.2B+2.0%	$1.2B+13.9%	$1.0B+3.0%	$980.9M+5.0%	$934.3M+11.1%	$840.9M+25.7%	$669.1M+1.7%	$657.7M+8.0%	$609.1M+4.4%	$583.2M+7.1%	$544.7M+1.3%	$537.7M+1.9%	$527.5M-0.9%	$532.4M+4.0%	$512.0M
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$6.0M-66.7%	$18.0M
Total Equity	$113.7M+16.0%	$98.0M+10.1%	$89.0M+18.4%	$75.2M-11.3%	$84.8M+9.7%	$77.3M+12.2%	$68.9M+10.0%	$62.6M+8.1%	$57.9M+6.4%	$54.5M+5.9%	$51.4M+4.9%	$49.0M+6.2%	$46.1M+6.4%	$43.4M+5.9%	$40.9M
Retained Earnings	$73.0M+18.5%	$61.6M+13.7%	$54.2M+16.6%	$46.5M+23.1%	$37.8M+28.6%	$29.4M+29.6%	$22.7M+26.8%	$17.9M+33.6%	$13.4M+25.5%	$10.7M+25.8%	$8.5M+22.8%	$6.9M+38.3%	$5.0M+85.2%	$2.7M+134.3%	$1.2M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$1.2B-5.1%	$1.2B-4.1%	$1.3B+5.0%	$1.2B+5.1%	$1.2B-1.8%	$1.2B-4.9%	$1.2B+6.1%	$1.2B
Cash & Equivalents	$25.6M-60.3%	$64.6M-49.6%	$128.1M+110.4%	$60.9M+319.0%	$14.5M-49.6%	$28.8M-74.0%	$110.9M+122.7%	$49.8M
Goodwill	$11.6M0.0%	$11.6M0.0%	$11.6M0.0%	$11.6M0.0%	$11.6M0.0%	$11.6M0.0%	$11.6M0.0%	$11.6M
Total Liabilities	$1.1B-6.0%	$1.1B-4.7%	$1.2B+5.3%	$1.1B+5.1%	$1.1B-2.3%	$1.1B-5.7%	$1.2B+6.7%	$1.1B
Total Equity	$120.9M+3.5%	$116.8M+2.8%	$113.7M+1.6%	$111.9M+5.2%	$106.3M+3.3%	$102.9M+5.0%	$98.0M-0.3%	$98.3M
Retained Earnings	$79.3M+4.3%	$76.0M+4.1%	$73.0M+4.6%	$69.8M+5.1%	$66.5M+4.2%	$63.8M+3.5%	$61.6M+4.5%	$58.9M

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Long-Term Debt.

CMTV Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

CMTV quarterly cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	$20.8M	$16.0M+1.8%	$15.8M+5.6%	$14.9M-5.1%	$15.7M+12.0%	$14.0M+3.4%	$13.6M+20.8%	$11.2M+10.6%	$10.2M+26.1%	$8.1M-13.4%	$9.3M+66.4%	$5.6M-40.1%	$9.3M-11.1%	$10.5M+44.3%	$7.3M+15.8%	$6.3M
Capital Expenditures	$1.0M	$781K-1.4%	$792K+25.0%	$633K+2.9%	$616K-31.3%	$896K+98.0%	$452K-52.5%	$952K+947.1%	$91K-84.2%	$575K+27.2%	$452K-57.8%	$1.1M+44.5%	$742K	N/A	N/A	N/A
Free Cash Flow	$18.9M	$15.3M+1.9%	$15.0M+4.8%	$14.3M-5.4%	$15.1M+15.0%	$13.1M+0.1%	$13.1M+27.6%	$10.3M+2.2%	$10.1M+34.5%	$7.5M-15.4%	$8.9M+95.9%	$4.5M-47.4%	$8.6M	N/A	N/A	N/A
Investing Cash Flow	$4.8M	-$16.2M+71.4%	-$56.6M+38.6%	-$92.1M+3.1%	-$95.0M+9.2%	-$104.6M+10.6%	-$117.0M-216.2%	-$37.0M-25.2%	-$29.5M-59.8%	-$18.5M+59.1%	-$45.2M-757.3%	-$5.3M+51.0%	-$10.8M+30.6%	-$15.5M+24.3%	-$20.4M+43.5%	-$36.2M
Financing Cash Flow	-$14.5M	$17.3M-86.8%	$131.3M+396.3%	$26.5M-33.9%	$40.0M-53.4%	$85.9M-49.5%	$169.9M+2562.2%	$6.4M-85.7%	$44.7M+90.4%	$23.5M-36.0%	$36.7M+926.7%	$3.6M-55.6%	$8.0M+222.5%	-$6.6M-133.5%	$19.6M+912.0%	$1.9M
Dividends Paid	$4.1M	$4.0M+6.9%	$3.7M+1.0%	$3.7M-1.0%	$3.7M+9.6%	$3.4M+14.9%	$2.9M+3.9%	$2.8M+6.1%	$2.7M+8.8%	$2.5M+6.2%	$2.3M+2.3%	$2.3M+4.3%	$2.2M+9.8%	$2.0M+11.7%	$1.8M+9.5%	$1.6M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	$5.3M+30.9%	$4.1M-28.7%	$5.7M-1.3%	$5.8M+36.9%	$4.2M+1000.6%	$383K-92.2%	$4.9M+5.4%	$4.6M
Capital Expenditures	$494K+208.3%	$160K-62.4%	-$426K-48.1%	$820K+632.4%	$112K-59.2%	$275K+278.4%	-$73K-48.5%	$141K
Free Cash Flow	$4.8M+23.6%	$3.9M-26.0%	$5.3M+6.5%	$4.9M+20.7%	$4.1M+3694.1%	$108K-97.8%	$4.8M+7.1%	$4.5M
Investing Cash Flow	$23.0M+289.9%	-$12.1M-305.3%	$5.9M+149.3%	-$12.0M-244.4%	$8.3M+145.0%	-$18.4M-81.9%	-$10.1M+75.6%	-$41.4M
Financing Cash Flow	-$67.3M-21.4%	-$55.4M-199.7%	$55.6M+5.9%	$52.5M+296.2%	-$26.8M+58.2%	-$64.1M-196.6%	$66.4M-2.7%	$68.2M
Dividends Paid	$1.0M+1.0%	$1.0M-0.5%	$1.0M+4.1%	$984K-0.1%	$985K+1.1%	$973K+0.7%	$967K+5.1%	$920K
Share Buybacks	N/A	N/A	N/A	N/A	N/A	$35K	N/A	N/A

CMTV Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

CMTV quarterly financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Net Margin	27.9%+4.7pp	23.2%-5.4pp	28.6%-8.4pp	37.0%-0.7pp	37.8%+5.2pp	32.5%+4.8pp	27.8%-1.1pp	28.8%+5.3pp	23.6%+0.9pp	22.6%+2.0pp	20.6%-1.7pp	22.3%-0.1pp	22.5%+3.2pp	19.3%+3.5pp	15.8%
Return on Equity	14.9%+1.9pp	13.0%-2.1pp	15.1%-3.2pp	18.3%+2.8pp	15.5%+1.6pp	13.9%+1.1pp	12.8%-0.6pp	13.4%+2.6pp	10.8%+0.7pp	10.1%+0.7pp	9.4%-1.1pp	10.5%-0.6pp	11.0%+0.9pp	10.2%+1.4pp	8.8%
Return on Assets	1.3%+0.3pp	1.0%-0.2pp	1.2%-0.1pp	1.3%0.0pp	1.3%+0.1pp	1.2%0.0pp	1.2%0.0pp	1.2%+0.2pp	0.9%+0.1pp	0.9%+0.1pp	0.8%-0.1pp	0.9%0.0pp	0.9%+0.1pp	0.8%+0.1pp	0.7%
Debt-to-Equity	10.33-1.4x	11.74+0.4x	11.35-1.7x	13.05+2.0x	11.02+0.1x	10.88+1.2x	9.71-0.8x	10.510.0x	10.51-0.2x	10.71+0.1x	10.59-0.4x	10.97-0.5x	11.43+11.3x	0.14-0.3x	0.44
FCF Margin	25.1%-2.1pp	27.2%-3.3pp	30.5%-10.3pp	40.7%+2.9pp	37.8%-1.9pp	39.7%+7.3pp	32.4%-2.2pp	34.6%+6.3pp	28.3%-8.2pp	36.5%+17.2pp	19.3%-18.2pp	37.5%	N/A	N/A	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Net Margin	29.2%+2.0pp	27.3%-1.6pp	28.8%-2.0pp	30.8%+3.5pp	27.3%+3.1pp	24.3%-3.1pp	27.4%+5.1pp	22.3%
Return on Equity	3.9%+0.1pp	3.7%-0.3pp	4.1%-0.2pp	4.2%+0.4pp	3.8%+0.4pp	3.4%-0.8pp	4.2%+1.0pp	3.2%
Return on Assets	0.4%+0.1pp	0.4%0.0pp	0.4%0.0pp	0.4%0.0pp	0.4%+0.1pp	0.3%0.0pp	0.3%+0.1pp	0.3%
Debt-to-Equity	8.70-0.9x	9.57-0.8x	10.33+0.4x	9.960.0x	9.97-0.6x	10.54-1.2x	11.74+0.8x	10.97
FCF Margin	30.0%+5.7pp	24.3%-8.4pp	32.7%+0.7pp	32.1%+4.5pp	27.6%+26.9pp	0.7%-31.4pp	32.2%-0.1pp	32.2%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

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Where Commun Bncp Vt Ranks

Frequently Asked Questions

What is Commun Bncp Vt's annual revenue?

Commun Bncp Vt (CMTV) reported $60.9M in total revenue for fiscal year 2025. This represents a 10.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Commun Bncp Vt's revenue growing?

Commun Bncp Vt (CMTV) revenue grew by 10.7% year-over-year, from $55.0M to $60.9M in fiscal year 2025.

Is Commun Bncp Vt profitable?

Yes, Commun Bncp Vt (CMTV) reported a net income of $17.0M in fiscal year 2025, with a net profit margin of 27.9%.

What is Commun Bncp Vt's net profit margin?

Commun Bncp Vt (CMTV) had a net profit margin of 27.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Commun Bncp Vt pay dividends?

Yes, Commun Bncp Vt (CMTV) paid $0.98 per share in dividends during fiscal year 2025.

What is Commun Bncp Vt's return on equity (ROE)?

Commun Bncp Vt (CMTV) has a return on equity of 14.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Commun Bncp Vt's free cash flow?

Commun Bncp Vt (CMTV) generated $15.3M in free cash flow during fiscal year 2025. This represents a 1.9% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Commun Bncp Vt's operating cash flow?

Commun Bncp Vt (CMTV) generated $16.0M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Commun Bncp Vt's total assets?

Commun Bncp Vt (CMTV) had $1.3B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Commun Bncp Vt's capital expenditures?

Commun Bncp Vt (CMTV) invested $781K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does Commun Bncp Vt have outstanding?

Commun Bncp Vt (CMTV) had 6M shares outstanding as of fiscal year 2025.

What is Commun Bncp Vt's debt-to-equity ratio?

Commun Bncp Vt (CMTV) had a debt-to-equity ratio of 10.33 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Commun Bncp Vt's return on assets (ROA)?

Commun Bncp Vt (CMTV) had a return on assets of 1.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Commun Bncp Vt's Piotroski F-Score?

Commun Bncp Vt (CMTV) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Commun Bncp Vt's earnings high quality?

Commun Bncp Vt (CMTV) has an earnings quality ratio of 0.95x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Commun Bncp Vt?

Commun Bncp Vt (CMTV) scores 62 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.