Citizen And Nrth Financials
Financial Health Signals
Based on FY2024 annual data. Scores normalized against common benchmarks. How we calculate these scores
Citizen And Nrth's revenue grew 12.8% year-over-year to $128.1M, a solid pace of expansion. This earns a growth score of 65/100.
Citizen And Nrth has elevated debt relative to equity (D/E of 8.48), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 0/100, reflecting increased financial risk.
Citizen And Nrth converts 24.3% of revenue into free cash flow ($31.1M). This strong cash generation earns a score of 100/100.
Citizen And Nrth's ROE of 9.4% shows moderate profitability relative to equity, earning a score of 38/100. This is up from 9.2% the prior year.
Citizen And Nrth passes 5 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.
For every $1 of reported earnings, Citizen And Nrth generates $1.27 in operating cash flow ($33.0M OCF vs $26.0M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
This page shows Citizen And Nrth (CZNC) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 16 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Key Financial Metrics
Citizen And Nrth generated $128.1M in revenue in fiscal year 2024. This represents an increase of 12.8% from the prior year.
Citizen And Nrth generated $31.1M in free cash flow in fiscal year 2024, representing cash available after capex. This represents a decrease of 0.5% from the prior year.
Citizen And Nrth reported $26.0M in net income in fiscal year 2024. This represents an increase of 7.5% from the prior year.
Citizen And Nrth earned $1.69 per diluted share (EPS) in fiscal year 2024. This represents an increase of 7.6% from the prior year.
Citizen And Nrth held $126.2M in cash against $0 in long-term debt as of fiscal year 2024.
Citizen And Nrth had 15M shares outstanding in fiscal year 2024. This represents an increase of 0.9% from the prior year.
Citizen And Nrth's net profit margin was 20.3% in fiscal year 2024, showing the share of revenue converted to profit. This is down 1.0 percentage points from the prior year.
Citizen And Nrth's ROE was 9.4% in fiscal year 2024, measuring profit generated per dollar of shareholder equity. This is up 0.2 percentage points from the prior year.
Citizen And Nrth invested $1.9M in capex in fiscal year 2024, funding long-term assets and infrastructure. This represents a decrease of 15.8% from the prior year.
CZNC Income Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $33.6M+3.7% | $32.5M+2.3% | $31.7M-4.9% | $33.3M+6.4% | $31.3M+3.3% | $30.3M+0.3% | $30.2M+3.8% | $29.1M |
| Cost of Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Income | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Interest Expense | $11.4M+0.7% | $11.3M-3.6% | $11.7M-8.7% | $12.9M+8.2% | $11.9M+5.2% | $11.3M+6.1% | $10.6M+12.6% | $9.5M |
| Income Tax | $1.5M+3.5% | $1.4M+0.3% | $1.4M-27.5% | $1.9M+42.5% | $1.4M+18.6% | $1.2M-30.6% | $1.7M-10.0% | $1.8M |
| Net Income | $6.6M+7.1% | $6.1M-2.8% | $6.3M-23.0% | $8.2M+33.7% | $6.1M+15.2% | $5.3M+24.5% | $4.3M-43.9% | $7.6M |
| EPS (Diluted) | $0.42+5.0% | $0.40-2.4% | $0.41-22.6% | $0.53+32.5% | $0.40+14.3% | $0.35+25.0% | $0.28-44.0% | $0.50 |
CZNC Balance Sheet
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $2.7B+2.0% | $2.6B+0.1% | $2.6B-0.1% | $2.6B+0.7% | $2.6B+2.8% | $2.5B+0.2% | $2.5B+1.3% | $2.5B |
| Current Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Cash & Equivalents | $123.1M+23.6% | $99.6M-13.2% | $114.7M-9.1% | $126.2M+25.7% | $100.4M+116.2% | $46.4M-18.3% | $56.9M+8.0% | $52.7M |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Goodwill | $52.5M0.0% | $52.5M0.0% | $52.5M0.0% | $52.5M0.0% | $52.5M0.0% | $52.5M0.0% | $52.5M0.0% | $52.5M |
| Total Liabilities | $2.4B+2.0% | $2.3B-0.1% | $2.3B-0.3% | $2.3B+0.2% | $2.3B+3.1% | $2.3B+0.3% | $2.3B+0.4% | $2.2B |
| Current Liabilities | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Long-Term Debt | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Equity | $294.0M+2.7% | $286.4M+1.6% | $281.8M+2.4% | $275.3M+4.6% | $263.2M+0.6% | $261.7M-0.3% | $262.4M+9.2% | $240.2M |
| Retained Earnings | $171.7M+1.3% | $169.5M+1.1% | $167.7M+1.2% | $165.8M+3.7% | $159.9M+1.1% | $158.1M+0.7% | $157.0M0.0% | $157.0M |
CZNC Cash Flow Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $11.3M+33.1% | $8.5M+437.8% | $1.6M-86.9% | $12.1M+39.9% | $8.6M+50.7% | $5.7M-26.0% | $7.7M-8.4% | $8.5M |
| Capital Expenditures | $426K-12.2% | $485K-10.5% | $542K+54.0% | $352K-46.7% | $660K-11.3% | $744K-15.8% | $884K+6.5% | $830K |
| Free Cash Flow | $10.9M+35.8% | $8.0M+671.2% | $1.0M-91.1% | $11.7M+47.0% | $8.0M+59.9% | $5.0M-27.4% | $6.9M-10.0% | $7.6M |
| Investing Cash Flow | -$29.1M-76.0% | -$16.5M-297.1% | -$4.2M+29.7% | -$5.9M+67.9% | -$18.4M+1.0% | -$18.6M-45.0% | -$12.8M+32.3% | -$19.0M |
| Financing Cash Flow | $42.0M+714.2% | -$6.8M+22.7% | -$8.9M+86.2% | -$63.9M-199.9% | $64.0M+2498.3% | $2.5M-74.3% | $9.6M-24.4% | $12.7M |
| Dividends Paid | $3.9M0.0% | $3.9M-0.6% | $3.9M+1.0% | $3.9M+0.4% | $3.9M+0.1% | $3.9M+0.3% | $3.9M+0.4% | $3.9M |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
CZNC Financial Ratios
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Margin | 19.5%+0.6pp | 18.9%-1.0pp | 19.9%-4.7pp | 24.5%+5.0pp | 19.5%+2.0pp | 17.5%+3.4pp | 14.1%-12.0pp | 26.1% |
| Return on Equity | 2.2%+0.1pp | 2.1%-0.1pp | 2.2%-0.7pp | 3.0%+0.7pp | 2.3%+0.3pp | 2.0%+0.4pp | 1.6%-1.5pp | 3.2% |
| Return on Assets | 0.3%+0.0pp | 0.2%0.0pp | 0.2%-0.1pp | 0.3%+0.1pp | 0.2%+0.0pp | 0.2%+0.0pp | 0.2%-0.1pp | 0.3% |
| Current Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt-to-Equity | 8.06-0.1 | 8.12-0.1 | 8.26-0.2 | 8.48-0.4 | 8.85+0.2 | 8.64+0.0 | 8.59-0.8 | 9.34 |
| FCF Margin | 32.4%+7.7pp | 24.7%+21.5pp | 3.3%-31.9pp | 35.2%+9.7pp | 25.4%+9.0pp | 16.4%-6.3pp | 22.7%-3.5pp | 26.2% |
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Frequently Asked Questions
What is Citizen And Nrth's annual revenue?
Citizen And Nrth (CZNC) reported $128.1M in total revenue for fiscal year 2024. This represents a 12.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Citizen And Nrth's revenue growing?
Citizen And Nrth (CZNC) revenue grew by 12.8% year-over-year, from $113.5M to $128.1M in fiscal year 2024.
Is Citizen And Nrth profitable?
Yes, Citizen And Nrth (CZNC) reported a net income of $26.0M in fiscal year 2024, with a net profit margin of 20.3%.
What is Citizen And Nrth's earnings per share (EPS)?
Citizen And Nrth (CZNC) reported diluted earnings per share of $1.69 for fiscal year 2024. This represents a 7.6% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.
What is Citizen And Nrth's net profit margin?
Citizen And Nrth (CZNC) had a net profit margin of 20.3% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.
What is Citizen And Nrth's return on equity (ROE)?
Citizen And Nrth (CZNC) has a return on equity of 9.4% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.
What is Citizen And Nrth's free cash flow?
Citizen And Nrth (CZNC) generated $31.1M in free cash flow during fiscal year 2024. This represents a -0.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Citizen And Nrth's operating cash flow?
Citizen And Nrth (CZNC) generated $33.0M in operating cash flow during fiscal year 2024, representing cash generated from core business activities.
What are Citizen And Nrth's total assets?
Citizen And Nrth (CZNC) had $2.6B in total assets as of fiscal year 2024, including both current and long-term assets.
What are Citizen And Nrth's capital expenditures?
Citizen And Nrth (CZNC) invested $1.9M in capital expenditures during fiscal year 2024, funding long-term assets and infrastructure.
How many shares does Citizen And Nrth have outstanding?
Citizen And Nrth (CZNC) had 15M shares outstanding as of fiscal year 2024.
What is Citizen And Nrth's debt-to-equity ratio?
Citizen And Nrth (CZNC) had a debt-to-equity ratio of 8.48 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Citizen And Nrth's return on assets (ROA)?
Citizen And Nrth (CZNC) had a return on assets of 1.0% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.
What is Citizen And Nrth's Piotroski F-Score?
Citizen And Nrth (CZNC) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Citizen And Nrth's earnings high quality?
Citizen And Nrth (CZNC) has an earnings quality ratio of 1.27x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Citizen And Nrth?
Citizen And Nrth (CZNC) scores 51 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.