First Bancorp P R Financials

First Bancorp P R (FBP) reported $1.2B in total revenue for fiscal year 2024. This represents a 33.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

First Bancorp P R (FBP) revenue grew by 33.8% year-over-year, from $915.9M to $1.2B in fiscal year 2024.

Yes, First Bancorp P R (FBP) reported a net income of $298.7M in fiscal year 2024, with a net profit margin of 24.4%.

First Bancorp P R (FBP) reported diluted earnings per share of $1.81 for fiscal year 2024. This represents a 38.2% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

First Bancorp P R (FBP) had a net profit margin of 24.4% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.

Yes, First Bancorp P R (FBP) paid $0.64 per share in dividends during fiscal year 2024.

First Bancorp P R (FBP) has a return on equity of 17.9% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.

First Bancorp P R (FBP) generated $394.1M in free cash flow during fiscal year 2024. This represents a 2.0% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

First Bancorp P R (FBP) generated $404.1M in operating cash flow during fiscal year 2024, representing cash generated from core business activities.

First Bancorp P R (FBP) had $19.3B in total assets as of fiscal year 2024, including both current and long-term assets.

First Bancorp P R (FBP) invested $10.0M in capital expenditures during fiscal year 2024, funding long-term assets and infrastructure.

Yes, First Bancorp P R (FBP) spent $102.4M on share buybacks during fiscal year 2024, returning capital to shareholders by reducing shares outstanding.

First Bancorp P R (FBP) had 164M shares outstanding as of fiscal year 2024.

First Bancorp P R (FBP) had a debt-to-equity ratio of 0.34 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.

First Bancorp P R (FBP) had a return on assets of 1.6% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.

First Bancorp P R (FBP) has a Piotroski F-Score of 6 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals.

First Bancorp P R (FBP) has an earnings quality ratio of 1.35x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation.

First Bancorp P R (FBP) scores 93 out of 100 on our Financial Profile, indicating strong overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks.