What is Fiserv Inc's earnings per share (EPS)?

Fiserv Inc (FI) reported diluted earnings per share of $6.34 for fiscal year 2025. This represents a 17.8% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Fiserv Inc Financials

Source SEC Filings (10-K/10-Q) Data as of Mar 31, 2026 Currency USD FYE December

This page shows Fiserv Inc (FI) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 19 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI FI FY2025 2026-05-06

Fiserv’s core mechanic is converting moderate revenue growth into high margins, while balance-sheet leverage increasingly does more of the lifting.

From FY2024 to FY2025, net margin improved while cash conversion weakened: net margin rose to 16.4% from 15.3%. Yet free cash flow margin compressed to 20.3% from 24.8%, so better accounting profit did not turn into better cash extraction.

Leverage is stepping up: debt-to-equity moved above 1.0x in FY2025, and interest expense reached $1.53B. Because cash was only $798M and the current ratio stayed near 1.0x, liquidity looks actively managed rather than cushioned, which makes steady operating cash flow more important than the year-end cash balance.

The asset base is acquisition-heavy: goodwill is about 47.1% of total assets. Because that goodwill also exceeds total equity of $25.79B, book value says less about resilience than cash generation does; the business’s economic strength is showing up more in margins and cash flow than in hard-asset backing.

Financial Health Signals

Financial Health Score 56/100

Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Fiserv Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Profitability

Fiserv Inc has an operating margin of 27.5%, meaning the company retains $27 of operating profit per $100 of revenue. This strong profitability earns a score of 87/100, reflecting efficient cost management and pricing power. This is down from 28.7% the prior year.

Growth

Fiserv Inc's revenue grew a modest 3.6% year-over-year to $21.2B. This slow but positive growth earns a score of 52/100.

Leverage

Fiserv Inc has elevated debt relative to equity (D/E of 1.08), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 21/100, reflecting increased financial risk.

Liquidity

Fiserv Inc's current ratio of 1.03 is below the typical benchmark, resulting in a score of 20/100. This tight liquidity could limit financial flexibility if cash inflows slow.

Cash Flow

Fiserv Inc converts 20.3% of revenue into free cash flow ($4.3B). This strong cash generation earns a score of 88/100.

Returns

Fiserv Inc earns a strong 13.5% return on equity (ROE), meaning it generates $13 of profit for every $100 of shareholders' equity. This efficient capital use earns a returns score of 69/100. This is up from 11.6% the prior year.

Altman Z-Score Distress

1.37

Fiserv Inc scores 1.37, below the 1.81 distress threshold. This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.

Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.

Piotroski F-Score Partial

5/8

Fiserv Inc passes 5 of 8 computable financial strength tests (1 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), 1 of 3 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.74x

For every $1 of reported earnings, Fiserv Inc generates $1.74 in operating cash flow ($6.1B OCF vs $3.5B net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Interest Coverage Adequate

3.8x

Fiserv Inc earns $3.8 in operating income for every $1 of interest expense ($5.8B vs $1.5B). This adequate coverage means the company can meet its interest obligations, but has limited cushion if earnings fall.

Key Financial Metrics

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Earnings & Revenue

Revenue

$21.2B

YoY+3.6%

5Y CAGR+7.4%

10Y CAGR+15.0%

Fiserv Inc generated $21.2B in revenue in fiscal year 2025. This represents an increase of 3.6% from the prior year.

EBITDA

$9.1B

YoY+1.0%

5Y CAGR+12.2%

10Y CAGR+18.0%

Fiserv Inc's EBITDA was $9.1B in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 1.0% from the prior year.

Net Income

$3.5B

YoY+11.1%

5Y CAGR+29.4%

10Y CAGR+17.2%

Fiserv Inc reported $3.5B in net income in fiscal year 2025. This represents an increase of 11.1% from the prior year.

EPS (Diluted)

$6.34

YoY+17.8%

5Y CAGR+35.3%

10Y CAGR+7.8%

Fiserv Inc earned $6.34 per diluted share (EPS) in fiscal year 2025. This represents an increase of 17.8% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$4.3B

YoY-15.1%

5Y CAGR+5.8%

10Y CAGR+15.9%

Fiserv Inc generated $4.3B in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 15.1% from the prior year.

Cash & Debt

$798.0M

YoY-35.4%

5Y CAGR-2.5%

Fiserv Inc held $798.0M in cash against $27.8B in long-term debt as of fiscal year 2025.

Dividends Per Share

N/A

Shares Outstanding

535M

YoY-4.7%

10Y CAGR+9.1%

Fiserv Inc had 535M shares outstanding in fiscal year 2025. This represents a decrease of 4.7% from the prior year.

Margins & Returns

Gross Margin

N/A

Operating Margin

27.5%

YoY-1.3pp

5Y CAGR+15.0pp

10Y CAGR+2.5pp

Fiserv Inc's operating margin was 27.5% in fiscal year 2025, reflecting core business profitability. This is down 1.3 percentage points from the prior year.

Net Margin

16.4%

YoY+1.1pp

5Y CAGR+10.0pp

10Y CAGR+2.9pp

Fiserv Inc's net profit margin was 16.4% in fiscal year 2025, showing the share of revenue converted to profit. This is up 1.1 percentage points from the prior year.

Return on Equity

13.5%

YoY+1.9pp

5Y CAGR+10.5pp

10Y CAGR-13.3pp

Fiserv Inc's ROE was 13.5% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 1.9 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

N/A

Capital Expenditures

$1.8B

YoY+12.4%

5Y CAGR+14.4%

10Y CAGR+17.3%

Fiserv Inc invested $1.8B in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 12.4% from the prior year.

FI Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$21.2B+3.6%	$20.5B+7.1%	$19.1B+7.6%	$17.7B+9.3%	$16.2B+9.3%	$14.9B
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$6.9B+4.9%	$6.6B-0.2%	$6.6B+8.5%	$6.1B+4.3%	$5.8B+2.8%	$5.7B
Operating Income	$5.8B-1.0%	$5.9B+17.3%	$5.0B+34.1%	$3.7B+63.5%	$2.3B+23.5%	$1.9B
Interest Expense	$1.5B+23.7%	$1.2B+23.3%	$1.0B+34.6%	$746.0M+7.2%	$696.0M-2.8%	$716.0M
Income Tax	$811.0M+26.5%	$641.0M-15.0%	$754.0M+36.8%	$551.0M+51.8%	$363.0M+85.2%	$196.0M
Net Income	$3.5B+11.1%	$3.1B+2.1%	$3.1B+21.3%	$2.5B+89.7%	$1.3B+39.2%	$958.0M
EPS (Diluted)	$6.34+17.8%	$5.38+8.0%	$4.98+27.4%	$3.91+96.5%	$1.99+42.1%	$1.40

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Revenue	$5.0B-4.9%	$5.3B+0.4%	$5.3B-4.6%	$5.5B+7.5%	$5.1B-2.3%	$5.3B+0.7%	$5.2B+2.1%	$5.1B
Cost of Revenue	$1.6B	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	$2.5B	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$1.9B+9.1%	$1.7B-1.9%	$1.8B+3.0%	$1.7B+1.7%	$1.7B+7.5%	$1.6B-2.6%	$1.6B-5.4%	$1.7B
Operating Income	$918.0M-28.9%	$1.3B-10.1%	$1.4B-15.3%	$1.7B+21.6%	$1.4B-16.4%	$1.7B+4.1%	$1.6B+12.2%	$1.4B
Interest Expense	$361.0M-6.0%	$384.0M-11.1%	$432.0M+14.9%	$376.0M+10.9%	$339.0M+1.5%	$334.0M-1.5%	$339.0M+15.3%	$294.0M
Income Tax	$24.0M-88.1%	$202.0M+16.8%	$173.0M-29.7%	$246.0M+29.5%	$190.0M-1.6%	$193.0M+160.8%	$74.0M-66.5%	$221.0M
Net Income	$571.0M-29.6%	$811.0M+2.4%	$792.0M-22.8%	$1.0B+20.6%	$851.0M-9.3%	$938.0M+66.3%	$564.0M-36.9%	$894.0M
EPS (Diluted)	$1.07	N/A	$1.46-21.5%	$1.86+23.2%	$1.51	N/A	$0.98-35.9%	$1.53

FI Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$80.1B+3.8%	$77.2B-15.1%	$90.9B+8.4%	$83.9B+10.0%	$76.2B+2.2%	$74.6B
Current Assets	$24.7B+5.0%	$23.5B-32.6%	$34.8B+26.4%	$27.5B+46.0%	$18.9B+16.3%	$16.2B
Cash & Equivalents	$798.0M-35.4%	$1.2B+2.7%	$1.2B+33.5%	$902.0M+8.0%	$835.0M-7.8%	$906.0M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$4.0B+6.9%	$3.7B+4.0%	$3.6B-0.1%	$3.6B+25.3%	$2.9B+15.2%	$2.5B
Goodwill	$37.7B+3.1%	$36.6B-1.7%	$37.2B+1.1%	$36.8B+1.0%	$36.4B+0.3%	$36.3B
Total Liabilities	$54.3B+9.8%	$49.5B-17.8%	$60.2B+15.4%	$52.2B+17.8%	$44.3B+7.3%	$41.3B
Current Liabilities	$23.9B+7.8%	$22.2B-34.0%	$33.6B+26.8%	$26.5B+44.6%	$18.3B+17.0%	$15.6B
Long-Term Debt	$27.8B+17.0%	$23.7B+6.1%	$22.4B+6.7%	$20.9B+1.1%	$20.7B+2.1%	$20.3B
Total Equity	$25.8B-4.7%	$27.1B-9.3%	$29.9B-3.1%	$30.8B-0.4%	$31.0B-4.3%	$32.3B
Retained Earnings	$27.1B+14.8%	$23.6B+15.3%	$20.4B+17.7%	$17.4B+17.0%	$14.8B+10.5%	$13.4B

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Total Assets	$80.5B+0.5%	$80.1B+1.0%	$79.4B-2.7%	$81.5B+1.4%	$80.4B+4.2%	$77.2B-3.3%	$79.8B-14.6%	$93.4B
Current Assets	$24.8B+0.5%	$24.7B+2.1%	$24.2B-8.8%	$26.5B+3.5%	$25.6B+9.0%	$23.5B-6.6%	$25.1B-34.4%	$38.3B
Cash & Equivalents	$829.0M+3.9%	$798.0M-25.3%	$1.1B+6.9%	$999.0M-15.1%	$1.2B-4.8%	$1.2B+0.7%	$1.2B+2.8%	$1.2B
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$3.9B-2.5%	$4.0B+0.6%	$4.0B-3.9%	$4.1B+4.6%	$3.9B+5.6%	$3.7B+0.3%	$3.7B-0.8%	$3.7B
Goodwill	$37.6B-0.3%	$37.7B+0.7%	$37.4B0.0%	$37.5B+1.3%	$37.0B+1.1%	$36.6B-1.5%	$37.1B+0.7%	$36.9B
Total Liabilities	$54.3B0.0%	$54.3B+0.2%	$54.2B-2.8%	$55.8B+3.5%	$53.9B+8.9%	$49.5B-3.7%	$51.4B-20.5%	$64.6B
Current Liabilities	$23.4B-2.0%	$23.9B+6.8%	$22.4B-8.0%	$24.3B+4.4%	$23.3B+5.1%	$22.2B-6.0%	$23.6B-34.9%	$36.2B
Long-Term Debt	$27.9B+0.4%	$27.8B-3.9%	$28.9B+2.9%	$28.1B+3.9%	$27.0B+13.8%	$23.7B-1.5%	$24.1B-1.3%	$24.4B
Total Equity	$26.2B+1.6%	$25.8B+2.7%	$25.1B-0.4%	$25.2B-2.6%	$25.9B-4.4%	$27.1B-2.5%	$27.8B-1.4%	$28.2B
Retained Earnings	$27.6B+2.1%	$27.1B+3.1%	$26.2B+3.1%	$25.5B+4.2%	$24.4B+3.6%	$23.6B+4.1%	$22.6B+2.6%	$22.1B

FI Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$6.1B-8.6%	$6.6B+28.5%	$5.2B+11.8%	$4.6B+14.5%	$4.0B-2.7%	$4.1B
Capital Expenditures	$1.8B+12.4%	$1.6B+13.0%	$1.4B-6.2%	$1.5B+27.5%	$1.2B+28.9%	$900.0M
Free Cash Flow	$4.3B-15.1%	$5.1B+34.1%	$3.8B+20.2%	$3.1B+9.2%	$2.9B-11.5%	$3.2B
Investing Cash Flow	-$2.5B-4.8%	-$2.4B-125.1%	-$1.1B+49.4%	-$2.1B-29.6%	-$1.6B-378.0%	-$341.0M
Financing Cash Flow	-$3.8B+8.0%	-$4.2B+4.4%	-$4.4B-75.8%	-$2.5B-42.3%	-$1.7B+49.3%	-$3.4B
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Operating Cash Flow	$599.0M-69.2%	$1.9B+7.7%	$1.8B+8.4%	$1.7B+156.9%	$648.0M-70.8%	$2.2B-0.8%	$2.2B+66.9%	$1.3B
Capital Expenditures	$458.0M+3.6%	$442.0M-12.8%	$507.0M+5.8%	$479.0M+43.0%	$335.0M-16.0%	$399.0M-0.7%	$402.0M+15.5%	$348.0M
Free Cash Flow	$141.0M-90.6%	$1.5B+15.7%	$1.3B+9.4%	$1.2B+278.9%	$313.0M-82.8%	$1.8B-0.8%	$1.8B+84.9%	$993.0M
Investing Cash Flow	-$201.0M+67.7%	-$623.0M+1.7%	-$634.0M-87.6%	-$338.0M+63.5%	-$925.0M-39.3%	-$664.0M-24.6%	-$533.0M+34.2%	-$810.0M
Financing Cash Flow	-$923.0M+28.8%	-$1.3B+5.3%	-$1.4B+23.6%	-$1.8B-386.0%	$627.0M+131.7%	-$2.0B-84.9%	-$1.1B-15.8%	-$925.0M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

FI Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	27.5%-1.3pp	28.7%+2.5pp	26.3%+5.2pp	21.1%+7.0pp	14.1%+1.6pp	12.5%
Net Margin	16.4%+1.1pp	15.3%-0.8pp	16.1%+1.8pp	14.3%+6.0pp	8.2%+1.8pp	6.5%
Return on Equity	13.5%+1.9pp	11.6%+1.3pp	10.3%+2.1pp	8.2%+3.9pp	4.3%+1.3pp	3.0%
Return on Assets	4.3%+0.3pp	4.1%+0.7pp	3.4%+0.4pp	3.0%+1.3pp	1.8%+0.5pp	1.3%
Current Ratio	1.03-0.0	1.06+0.0	1.040.0	1.040.0	1.030.0	1.04
Debt-to-Equity	1.08+0.2	0.88+0.1	0.75+0.1	0.680.0	0.67+0.0	0.63
FCF Margin	20.3%-4.5pp	24.8%+5.0pp	19.8%+2.1pp	17.7%-0.0pp	17.7%-4.1pp	21.9%

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Gross Margin	60.4%	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	18.3%-6.2pp	24.4%-2.8pp	27.3%-3.5pp	30.8%+3.6pp	27.2%-4.6pp	31.8%+1.1pp	30.7%+2.8pp	28.0%
Net Margin	11.4%-4.0pp	15.3%+0.3pp	15.0%-3.6pp	18.6%+2.0pp	16.6%-1.3pp	17.9%+7.1pp	10.8%-6.7pp	17.5%
Return on Equity	2.2%-1.0pp	3.1%-0.0pp	3.1%-0.9pp	4.1%+0.8pp	3.3%-0.2pp	3.5%+1.4pp	2.0%-1.2pp	3.2%
Return on Assets	0.7%-0.3pp	1.0%0.0pp	1.0%-0.3pp	1.3%+0.2pp	1.1%-0.2pp	1.2%+0.5pp	0.7%-0.2pp	1.0%
Current Ratio	1.06+0.0	1.03-0.0	1.080.0	1.09-0.0	1.10+0.0	1.060.0	1.070.0	1.06
Debt-to-Equity	1.06-0.0	1.08-0.1	1.15+0.0	1.11+0.1	1.04+0.2	0.880.0	0.870.0	0.87
FCF Margin	2.8%-25.6pp	28.4%+3.8pp	24.7%+3.2pp	21.5%+15.4pp	6.1%-28.6pp	34.7%-0.5pp	35.2%+15.8pp	19.4%

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Frequently Asked Questions

What is Fiserv Inc's annual revenue?

Fiserv Inc (FI) reported $21.2B in total revenue for fiscal year 2025. This represents a 3.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Fiserv Inc's revenue growing?

Fiserv Inc (FI) revenue grew by 3.6% year-over-year, from $20.5B to $21.2B in fiscal year 2025.

Is Fiserv Inc profitable?

Yes, Fiserv Inc (FI) reported a net income of $3.5B in fiscal year 2025, with a net profit margin of 16.4%.

What is Fiserv Inc's EBITDA?

Fiserv Inc (FI) had EBITDA of $9.1B in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does Fiserv Inc have?

As of fiscal year 2025, Fiserv Inc (FI) had $798.0M in cash and equivalents against $27.8B in long-term debt.

What is Fiserv Inc's operating margin?

Fiserv Inc (FI) had an operating margin of 27.5% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is Fiserv Inc's net profit margin?

Fiserv Inc (FI) had a net profit margin of 16.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Fiserv Inc's return on equity (ROE)?

Fiserv Inc (FI) has a return on equity of 13.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Fiserv Inc's free cash flow?

Fiserv Inc (FI) generated $4.3B in free cash flow during fiscal year 2025. This represents a -15.1% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Fiserv Inc's operating cash flow?

Fiserv Inc (FI) generated $6.1B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Fiserv Inc's total assets?

Fiserv Inc (FI) had $80.1B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Fiserv Inc's capital expenditures?

Fiserv Inc (FI) invested $1.8B in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does Fiserv Inc have outstanding?

Fiserv Inc (FI) had 535M shares outstanding as of fiscal year 2025.

What is Fiserv Inc's current ratio?

Fiserv Inc (FI) had a current ratio of 1.03 as of fiscal year 2025, which is considered adequate.

What is Fiserv Inc's debt-to-equity ratio?

Fiserv Inc (FI) had a debt-to-equity ratio of 1.08 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Fiserv Inc's return on assets (ROA)?

Fiserv Inc (FI) had a return on assets of 4.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Fiserv Inc's Altman Z-Score?

Fiserv Inc (FI) has an Altman Z-Score of 1.37, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is Fiserv Inc's Piotroski F-Score?

Fiserv Inc (FI) has a Piotroski F-Score of 5 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Fiserv Inc's earnings high quality?

Fiserv Inc (FI) has an earnings quality ratio of 1.74x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can Fiserv Inc cover its interest payments?

Fiserv Inc (FI) has an interest coverage ratio of 3.8x, meaning it can adequately cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is Fiserv Inc?

Fiserv Inc (FI) scores 56 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.