What is Huize Holding Ltd's earnings per share (EPS)?

Huize Holding Ltd (HUIZ) reported diluted earnings per share of $0.00 for fiscal year 2024. This represents a -100.0% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Huize Holding Ltd Financials

HUIZ

Source SEC Filings (10-K/10-Q) Updated Dec 31, 2024 Currency USD FYE December

This page shows Huize Holding Ltd (HUIZ) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 6 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Financial Profile 32/100

Based on FY2024 annual data. Scores normalized against common benchmarks. How we calculate these scores

Profitability

Huize Holding Ltd has an operating margin of -1.7%, meaning the company retains $-2 of operating profit per $100 of revenue. This below-average margin results in a low score of 18/100, suggesting thin profitability after operating expenses. This is down from 4.3% the prior year.

Growth

Huize Holding Ltd's revenue grew a modest 1.6% year-over-year to $171.1M. This slow but positive growth earns a score of 36/100.

Leverage

Huize Holding Ltd carries a low D/E ratio of 1.11, meaning only $1.11 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 79/100, indicating a strong balance sheet with room for future borrowing.

Liquidity

Huize Holding Ltd's current ratio of 1.44 means current assets barely cover short-term liabilities. This tight liquidity results in a low score of 24/100, which could limit financial flexibility.

Cash Flow

While Huize Holding Ltd generated -$2.6M in operating cash flow, capex of $587K consumed most of it, leaving -$3.2M in free cash flow. This results in a low score of 20/100, reflecting heavy capital investment rather than weak cash generation.

Returns

Huize Holding Ltd generates a -0.2% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 11/100. This is down from 17.3% the prior year.

Piotroski F-Score Weak

1/9

Huize Holding Ltd passes 1 of 9 financial strength tests. No profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), 1 of 2 efficiency signals pass.

Earnings Quality Low Quality

29.13x

For every $1 of reported earnings, Huize Holding Ltd generates $29.13 in operating cash flow (-$2.6M OCF vs -$89K net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.

Interest Coverage At Risk

-5.1x

Huize Holding Ltd earns $-5.1 in operating income for every $1 of interest expense (-$2.9M vs $567K). This narrow margin raises concern about the company's ability to service its debt if operating income declines.

Key Financial Metrics

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Earnings & Revenue

Revenue

$171.1M

YoY+1.6%

5Y CAGR+3.7%

Huize Holding Ltd generated $171.1M in revenue in fiscal year 2024. This represents an increase of 1.6% from the prior year.

EBITDA

-$1.3M

YoY-114.3%

Huize Holding Ltd's EBITDA was -$1.3M in fiscal year 2024, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 114.3% from the prior year.

Net Income

-$89K

YoY-100.9%

Huize Holding Ltd reported -$89K in net income in fiscal year 2024. This represents a decrease of 100.9% from the prior year.

EPS (Diluted)

$0.00

YoY-100.0%

Huize Holding Ltd earned $0.00 per diluted share (EPS) in fiscal year 2024. This represents a decrease of 100.0% from the prior year.

Cash & Balance Sheet

Free Cash Flow

-$3.2M

YoY-121.1%

Huize Holding Ltd generated -$3.2M in free cash flow in fiscal year 2024, representing cash available after capex. This represents a decrease of 121.1% from the prior year.

Cash & Debt

$31.9M

YoY-9.0%

5Y CAGR+20.3%

Huize Holding Ltd held $31.9M in cash against $0 in long-term debt as of fiscal year 2024.

Dividends Per Share

N/A

Shares Outstanding

N/A

Margins & Returns

Gross Margin

31.5%

YoY-7.5pp

5Y CAGR-5.1pp

Huize Holding Ltd's gross margin was 31.5% in fiscal year 2024, indicating the percentage of revenue retained after direct costs. This is down 7.5 percentage points from the prior year.

Operating Margin

-1.7%

YoY-5.9pp

5Y CAGR-1.8pp

Huize Holding Ltd's operating margin was -1.7% in fiscal year 2024, reflecting core business profitability. This is down 5.9 percentage points from the prior year.

Net Margin

-0.1%

YoY-5.9pp

5Y CAGR-1.6pp

Huize Holding Ltd's net profit margin was -0.1% in fiscal year 2024, showing the share of revenue converted to profit. This is down 5.9 percentage points from the prior year.

Return on Equity

-0.2%

YoY-17.5pp

Huize Holding Ltd's ROE was -0.2% in fiscal year 2024, measuring profit generated per dollar of shareholder equity. This is down 17.5 percentage points from the prior year.

Capital Allocation

R&D Spending

$8.5M

YoY-15.5%

5Y CAGR+12.0%

Huize Holding Ltd invested $8.5M in research and development in fiscal year 2024. This represents a decrease of 15.5% from the prior year.

Share Buybacks

$11K

YoY-99.4%

Huize Holding Ltd spent $11K on share buybacks in fiscal year 2024, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 99.4% from the prior year.

Capital Expenditures

$587K

YoY-86.3%

5Y CAGR-7.5%

Huize Holding Ltd invested $587K in capex in fiscal year 2024, funding long-term assets and infrastructure. This represents a decrease of 86.3% from the prior year.

HUIZ Income Statement

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Revenue	$171.1M+1.6%	$168.4M+0.3%	$167.9M-52.3%	$352.3M+88.4%	$187.0M+31.1%	$142.7M
Cost of Revenue	$117.2M+14.1%	$102.7M+0.3%	$102.4M-61.4%	$264.9M+112.5%	$124.7M+37.9%	$90.4M
Gross Profit	$53.9M-18.0%	$65.7M+0.3%	$65.5M-25.0%	$87.4M+40.2%	$62.3M+19.3%	$52.3M
R&D Expenses	$8.5M-15.5%	$10.1M-13.7%	$11.7M-38.0%	$18.9M+151.1%	$7.5M+54.9%	$4.9M
SG&A Expenses	$20.1M+19.6%	$16.8M-25.0%	$22.4M-27.7%	$31.0M+34.7%	$23.0M-1.0%	$23.2M
Operating Income	-$2.9M-139.9%	$7.2M+213.5%	-$6.3M+64.7%	-$18.0M-352.1%	-$4.0M-1789.8%	$235K
Interest Expense	$567K+44.3%	$393K+153.5%	-$734K-45.9%	-$503K-184.2%	-$177K-555.6%	-$27K
Income Tax	$18K	$0	$0	$0-100.0%	$271K+3287.5%	$8K
Net Income	-$89K-100.9%	$9.9M+318.6%	-$4.5M+73.2%	-$16.9M-502.8%	-$2.8M-230.9%	$2.1M
EPS (Diluted)	$0.00-100.0%	$0.01	$0.00	N/A	N/A	N/A

Metric	Q4'24	Q4'23	Q4'22	Q4'21	Q4'20	Q4'19
Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	N/A	N/A	N/A	N/A	N/A	N/A
Income Tax	N/A	N/A	N/A	N/A	N/A	N/A
Net Income	N/A	N/A	N/A	N/A	N/A	N/A
EPS (Diluted)	N/A	N/A	N/A	N/A	N/A	N/A

HUIZ Balance Sheet

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Total Assets	$121.1M-9.2%	$133.4M-15.6%	$158.0M-45.8%	$291.5M+42.4%	$204.7M+180.1%	$73.1M
Current Assets	$82.1M-3.9%	$85.4M-21.5%	$108.8M-51.2%	$222.9M+44.3%	$154.5M+133.1%	$66.3M
Cash & Equivalents	$31.9M-9.0%	$35.1M-12.6%	$40.2M-32.8%	$59.8M-3.5%	$62.0M+389.8%	$12.7M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$21.5M-14.3%	$25.1M-30.9%	$36.3M-70.2%	$122.0M+242.2%	$35.6M+37.6%	$25.9M
Goodwill	$2.0M+2963.1%	$65K-3.0%	$67K-6.9%	$72K+1.4%	$71K	N/A
Total Liabilities	$62.3M-17.5%	$75.6M-30.3%	$108.4M-53.8%	$234.8M+76.7%	$132.9M+13.2%	$117.4M
Current Liabilities	$56.9M+2.3%	$55.6M-31.4%	$81.1M-57.7%	$191.8M+124.9%	$85.3M+64.1%	$52.0M
Long-Term Debt	N/A	N/A	$0-100.0%	$3.1M-62.0%	$8.3M	N/A
Total Equity	$56.0M-1.9%	$57.1M+15.5%	$49.4M-12.5%	$56.5M-21.3%	$71.8M+262.0%	-$44.3M
Retained Earnings	-$62.9M+2.6%	-$64.5M+16.2%	-$77.0M+1.8%	-$78.5M-30.5%	-$60.1M-11.9%	-$53.7M

Metric	Q4'24	Q4'23	Q4'22	Q4'21	Q4'20	Q4'19
Total Assets	$121.1M-9.2%	$133.4M-15.6%	$158.0M-45.8%	$291.5M+42.4%	$204.7M+180.1%	$73.1M
Current Assets	$82.1M-3.9%	$85.4M-21.5%	$108.8M-51.2%	$222.9M+44.3%	$154.5M+133.1%	$66.3M
Cash & Equivalents	$31.9M-9.0%	$35.1M-12.6%	$40.2M-32.8%	$59.8M-3.5%	$62.0M+389.8%	$12.7M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$21.5M-14.3%	$25.1M-30.9%	$36.3M-70.2%	$122.0M+242.2%	$35.6M+37.6%	$25.9M
Goodwill	$2.0M+2963.1%	$65K-3.0%	$67K-6.9%	$72K+1.4%	$71K	N/A
Total Liabilities	$62.3M-17.5%	$75.6M-30.3%	$108.4M-53.8%	$234.8M+76.7%	$132.9M+13.2%	$117.4M
Current Liabilities	$56.9M+2.3%	$55.6M-31.4%	$81.1M-57.7%	$191.8M+124.9%	$85.3M+64.1%	$52.0M
Long-Term Debt	N/A	N/A	$0-100.0%	$3.1M-62.0%	$8.3M	N/A
Total Equity	$56.0M-1.9%	$57.1M+15.5%	$49.4M-12.5%	$56.5M-21.3%	$71.8M+262.0%	-$44.3M
Retained Earnings	-$62.9M+2.6%	-$64.5M+16.2%	-$77.0M+1.8%	-$78.5M-30.5%	-$60.1M-11.9%	-$53.7M

HUIZ Cash Flow Statement

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Operating Cash Flow	-$2.6M-113.4%	$19.3M+256.9%	-$12.3M+55.3%	-$27.6M-230.8%	$21.1M+24.4%	$17.0M
Capital Expenditures	$587K-86.3%	$4.3M+76.3%	$2.4M-59.2%	$6.0M+375.6%	$1.3M+44.9%	$867K
Free Cash Flow	-$3.2M-121.1%	$15.0M+201.9%	-$14.8M+56.0%	-$33.6M-269.2%	$19.8M+23.3%	$16.1M
Investing Cash Flow	-$445K+94.8%	-$8.6M-5.3%	-$8.2M+35.7%	-$12.7M-166.6%	-$4.8M-379.2%	-$994K
Financing Cash Flow	$3.2M+116.9%	-$18.8M-28.3%	-$14.7M-165.9%	$22.3M-62.1%	$58.7M+3000.5%	-$2.0M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$11K-99.4%	$1.9M+95.4%	$965K+104.9%	$471K+49.1%	$316K	N/A

Metric	Q4'24	Q4'23	Q4'22	Q4'21	Q4'20	Q4'19
Operating Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A
Financing Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A

HUIZ Financial Ratios

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Gross Margin	31.5%-7.5pp	39.0%0.0pp	39.0%+14.2pp	24.8%-8.5pp	33.3%-3.3pp	36.6%
Operating Margin	-1.7%-5.9pp	4.3%+8.0pp	-3.8%+1.3pp	-5.1%-3.0pp	-2.1%-2.3pp	0.2%
Net Margin	-0.1%-5.9pp	5.9%+8.6pp	-2.7%+2.1pp	-4.8%-3.3pp	-1.5%-3.0pp	1.5%
Return on Equity	-0.2%-17.5pp	17.3%+26.5pp	-9.2%+20.8pp	-29.9%-26.0pp	-3.9%	N/A
Return on Assets	-0.1%-7.5pp	7.4%+10.3pp	-2.9%+2.9pp	-5.8%-4.4pp	-1.4%-4.3pp	2.9%
Current Ratio	1.44-0.1	1.54+0.2	1.34+0.2	1.16-0.6	1.81+0.5	1.28
Debt-to-Equity	1.11-0.2	1.32+1.3	0.00-0.1	0.06-0.1	0.11+2.8	-2.65
FCF Margin	-1.9%-10.8pp	8.9%+17.7pp	-8.8%+0.7pp	-9.5%-20.1pp	10.6%-0.7pp	11.3%

Metric	Q4'24	Q4'23	Q4'22	Q4'21	Q4'20	Q4'19
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	N/A	N/A	N/A	N/A	N/A	N/A
Return on Equity	N/A	N/A	N/A	N/A	N/A	N/A
Return on Assets	N/A	N/A	N/A	N/A	N/A	N/A
Current Ratio	1.44-0.1	1.54+0.2	1.34+0.2	1.16-0.6	1.81+0.5	1.28
Debt-to-Equity	1.11-0.2	1.32+1.3	0.00-0.1	0.06-0.1	0.11+2.8	-2.65
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A

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Frequently Asked Questions

What is Huize Holding Ltd's annual revenue?

Huize Holding Ltd (HUIZ) reported $171.1M in total revenue for fiscal year 2024. This represents a 1.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Huize Holding Ltd's revenue growing?

Huize Holding Ltd (HUIZ) revenue grew by 1.6% year-over-year, from $168.4M to $171.1M in fiscal year 2024.

Is Huize Holding Ltd profitable?

No, Huize Holding Ltd (HUIZ) reported a net income of -$89K in fiscal year 2024, with a net profit margin of -0.1%.

What is Huize Holding Ltd's EBITDA?

Huize Holding Ltd (HUIZ) had EBITDA of -$1.3M in fiscal year 2024, measuring earnings before interest, taxes, depreciation, and amortization.

What is Huize Holding Ltd's gross margin?

Huize Holding Ltd (HUIZ) had a gross margin of 31.5% in fiscal year 2024, indicating the percentage of revenue retained after direct costs of goods sold.

What is Huize Holding Ltd's operating margin?

Huize Holding Ltd (HUIZ) had an operating margin of -1.7% in fiscal year 2024, reflecting the profitability of core business operations before interest and taxes.

What is Huize Holding Ltd's net profit margin?

Huize Holding Ltd (HUIZ) had a net profit margin of -0.1% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.

What is Huize Holding Ltd's return on equity (ROE)?

Huize Holding Ltd (HUIZ) has a return on equity of -0.2% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.

What is Huize Holding Ltd's free cash flow?

Huize Holding Ltd (HUIZ) generated -$3.2M in free cash flow during fiscal year 2024. This represents a -121.1% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Huize Holding Ltd's operating cash flow?

Huize Holding Ltd (HUIZ) generated -$2.6M in operating cash flow during fiscal year 2024, representing cash generated from core business activities.

What are Huize Holding Ltd's total assets?

Huize Holding Ltd (HUIZ) had $121.1M in total assets as of fiscal year 2024, including both current and long-term assets.

What are Huize Holding Ltd's capital expenditures?

Huize Holding Ltd (HUIZ) invested $587K in capital expenditures during fiscal year 2024, funding long-term assets and infrastructure.

How much does Huize Holding Ltd spend on research and development?

Huize Holding Ltd (HUIZ) invested $8.5M in research and development during fiscal year 2024.

Does Huize Holding Ltd buy back shares?

Yes, Huize Holding Ltd (HUIZ) spent $11K on share buybacks during fiscal year 2024, returning capital to shareholders by reducing shares outstanding.

What is Huize Holding Ltd's current ratio?

Huize Holding Ltd (HUIZ) had a current ratio of 1.44 as of fiscal year 2024, which is considered adequate.

What is Huize Holding Ltd's debt-to-equity ratio?

Huize Holding Ltd (HUIZ) had a debt-to-equity ratio of 1.11 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Huize Holding Ltd's return on assets (ROA)?

Huize Holding Ltd (HUIZ) had a return on assets of -0.1% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.

What is Huize Holding Ltd's cash runway?

Based on fiscal year 2024 data, Huize Holding Ltd (HUIZ) had $31.9M in cash against an annual operating cash burn of $2.6M. This gives an estimated cash runway of approximately 148 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.

What is Huize Holding Ltd's Piotroski F-Score?

Huize Holding Ltd (HUIZ) has a Piotroski F-Score of 1 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Huize Holding Ltd's earnings high quality?

Huize Holding Ltd (HUIZ) has an earnings quality ratio of 29.13x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can Huize Holding Ltd cover its interest payments?

Huize Holding Ltd (HUIZ) has an interest coverage ratio of -5.1x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is Huize Holding Ltd?

Huize Holding Ltd (HUIZ) scores 32 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.