A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 5, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q2 FY2026, filed Aug 6, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the III SEC filings page.
Information Services Group, Inc. (III) reported $250.2M in revenue over the twelve months to Jun 30, 2026, up 4.2% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
The FY2025 recovery came from better margins and overhead absorption, not from expanding revenue or heavier balance-sheet leverage.
Despite revenue falling to$245M , FY2025 gross margin reached43.1% , showing a margin-led recovery rather than volume-led growth. Operating cash flow of$29M exceeded net income of$9.3M , indicating that reported earnings converted into more cash than they showed.
The margin shape is more informative than top-line direction: operating profitability recovered from the prior year's trough while gross margin reached
Long-term debt held at
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Information Services Group, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Information Services Group, Inc. has an operating margin of 7.3%, meaning the company retains $7 of operating profit per $100 of revenue. This results in a moderate score of 54/100, indicating healthy but not exceptional operating efficiency. This is up from 2.3% the prior year.
Information Services Group, Inc.'s revenue declined 1.2% year-over-year, from $247.6M to $244.7M. This contraction results in a growth score of 11/100.
Information Services Group, Inc. has a moderate D/E ratio of 0.63. This balance of debt and equity financing earns a leverage score of 40/100.
With a current ratio of 2.34, Information Services Group, Inc. holds $2.34 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 67/100.
Information Services Group, Inc. has a free cash flow margin of 10.2%, earning a moderate score of 58/100. The company generates positive cash flow after capital investments, but with room for improvement.
Information Services Group, Inc.'s ROE of 9.9% shows moderate profitability relative to equity, earning a score of 58/100. This is up from 2.9% the prior year.
Information Services Group, Inc. scores 2.57, placing it in the grey zone between 1.81 and 2.99. The score is driven primarily by a large market capitalization ($276.0M) relative to total liabilities ($116.3M). This signals moderate financial risk that warrants monitoring.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Information Services Group, Inc. passes 7 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), 2 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
For every $1 of reported earnings, Information Services Group, Inc. generates $3.11 in operating cash flow ($29.0M OCF vs $9.3M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Information Services Group, Inc. earns $4.38 in operating income for every $1 of interest expense ($17.8M vs $4.1M). This adequate coverage means the company can meet its interest obligations, but has limited cushion if earnings fall.
Key Financial Metrics
Earnings & Revenue
Information Services Group, Inc. generated $65.5M in revenue in Q2 2026. This represents an increase of 6.4% from the same quarter a year earlier. Against the prior quarter it is up 7.0%.
Information Services Group, Inc.'s EBITDA was $6.9M in Q2 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 18.6% from the same quarter a year earlier. Against the prior quarter it is up 14.0%.
Information Services Group, Inc. reported $3.3M in net income in Q2 2026. This represents an increase of 51.1% from the same quarter a year earlier. Against the prior quarter it is up 21.4%.
Information Services Group, Inc. earned $0.07 per diluted share (EPS) in Q2 2026. This represents an increase of 75.0% from the same quarter a year earlier. Against the prior quarter it is up 40.0%.
Cash & Balance Sheet
Information Services Group, Inc. generated $4.7M in free cash flow in Q2 2026, representing cash available after capex. This represents a decrease of 57.6% from the same quarter a year earlier. Against the prior quarter it is up 410.2%.
Information Services Group, Inc. held $23.7M in cash against $59.2M in long-term debt as of Q2 2026.
Information Services Group, Inc. paid $0.04 per share in dividends in Q2 2026. That is unchanged from the same quarter a year earlier. It is unchanged from the prior quarter.
Margins & Returns
Information Services Group, Inc.'s gross margin was 48.8% in Q2 2026, indicating the percentage of revenue retained after direct costs. This is up 6.6 percentage points from the same quarter a year earlier. Against the prior quarter it is up 5.7 percentage points.
Information Services Group, Inc.'s operating margin was 8.9% in Q2 2026, reflecting core business profitability. This is up 1.4 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.7 percentage points.
Information Services Group, Inc.'s net profit margin was 5.0% in Q2 2026, showing the share of revenue converted to profit. This is up 1.5 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.6 percentage points.
Information Services Group, Inc.'s ROE was 3.4% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 1.1 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.6 percentage points.
Capital Allocation
Information Services Group, Inc. repurchased no shares in Q2 2026. This represents a decrease of 100.0% from the same quarter a year earlier. Against the prior quarter it is down 100.0%.
Information Services Group, Inc. invested $513K in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 39.1% from the same quarter a year earlier. Against the prior quarter it is down 39.0%.
Not reported for Q2 2026.
III Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $65.5M+6.4% | $61.2M+2.7% | $61.2M+5.9% | $62.4M+1.8% | $61.6M-4.2% | $59.6M-7.3% | $57.8M-12.7% | $61.3M-14.6% |
| Cost of Revenue | $33.5M-5.8% | $34.8M+2.6% | $33.8M-0.1% | $36.0M-1.4% | $35.6M-8.5% | $33.9M-17.3% | $33.8M-17.2% | $36.5M-15.1% |
| Gross Profit | $32.0M+23.1% | $26.4M+2.8% | $27.4M+14.6% | $26.3M+6.4% | $26.0M+2.4% | $25.7M+10.5% | $24.0M-5.4% | $24.7M-13.9% |
| SG&A Expenses | $25.1M+24.4% | $20.3M-4.0% | $21.2M-6.4% | $20.6M+9.3% | $20.1M+0.3% | $21.2M-12.2% | $22.6M-17.1% | $18.9M-10.2% |
| Operating Income | $5.9M+25.6% | $5.0M+47.7% | $5.1M+2712.6% | $4.6M+6.8% | $4.7M+27.8% | $3.4M+243.3% | $183K+105.2% | $4.3M-31.0% |
| EBITDA | $6.9M+18.6% | $6.1M+34.7% | $6.3M+366.0% | $5.7M-2.7% | $5.8M+10.6% | $4.5M+620.3% | $1.3M+168.7% | $5.9M-24.0% |
| Interest Expense | $897K-14.2% | $878K-16.9% | $914K-21.5% | $1.1M-34.5% | $1.0M-33.3% | $1.1M-29.6% | $1.2M-23.1% | $1.6M+4.6% |
| Income Tax | $1.9M+41.1% | $1.6M+76.6% | $1.8M+191.3% | $1.1M-34.1% | $1.4M+393.5% | $910K+493.9% | $606K+129.2% | $1.7M+9.0% |
| Net Income | $3.3M+51.1% | $2.7M+82.5% | $2.6M-14.1% | $3.1M+166.2% | $2.2M+7.1% | $1.5M+143.9% | $3.0M+206.0% | $1.1M-64.1% |
| EPS (Basic) | $0.07+40.0% | $0.06+100.0% | $0.05-16.7% | $0.06+200.0% | $0.05+25.0% | $0.03+142.9% | $0.06+200.0% | $0.02-71.4% |
| EPS (Diluted) | $0.07+75.0% | $0.05+66.7% | $0.060.0% | $0.06+200.0% | $0.040.0% | $0.03+142.9% | $0.06+200.0% | $0.02-66.7% |
| Diluted Shares (Avg) | 50M-0.6% | 50M-0.2% | N/A | 50M+0.6% | 50M+1.1% | 50M+3.6% | N/A | 50M-0.2% |
Not reported in any period shown, so not listed: R&D Expenses.
III Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $204.6M+2.0% | $202.8M+0.2% | $211.0M+3.2% | $213.3M-6.1% | $200.7M-14.7% | $202.4M-13.6% | $204.5M-17.3% | $227.1M-6.8% |
| Current Assets | $90.7M-0.3% | $87.1M-3.4% | $94.1M+3.1% | $94.2M-2.7% | $90.9M-11.1% | $90.1M-9.8% | $91.3M-19.1% | $96.9M-18.2% |
| Cash & Equivalents | $23.7M-6.1% | $22.7M+12.8% | $28.7M+24.2% | $28.7M+196.5% | $25.2M+113.7% | $20.1M+43.3% | $23.1M+1.9% | $9.7M-48.0% |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill | $89.1M+1.7% | $89.3M+2.3% | $89.4M+2.4% | $89.3M+2.0% | $87.5M-9.9% | $87.4M-10.1% | $87.3M-10.2% | $87.5M-7.7% |
| Total Liabilities | $108.8M+2.1% | $108.6M+1.2% | $116.3M+7.5% | $118.6M-9.2% | $106.6M-23.8% | $107.3M-22.6% | $108.2M-25.5% | $130.6M-5.3% |
| Current Liabilities | $32.2M-14.0% | $32.8M-11.9% | $40.2M+4.5% | $42.5M-13.6% | $37.5M-21.8% | $37.2M-16.8% | $38.4M-17.0% | $49.2M+20.2% |
| Non-Current Liabilities | $76.5M+10.8% | $75.8M+8.1% | $76.2M+9.1% | $76.1M-6.5% | $69.1M-24.8% | $70.1M-25.3% | $69.8M-29.5% | $81.4M-16.1% |
| Long-Term Debt | $59.2M0.0% | $59.2M0.0% | $59.2M0.0% | $59.2M-10.5% | $59.2M-20.2% | $59.2M-20.2% | $59.2M-25.3% | $66.2M-16.4% |
| Total Equity | $95.8M+1.8% | $94.2M-0.9% | $94.7M-1.7% | $94.7M-1.9% | $94.1M-1.5% | $95.0M-0.6% | $96.3M-5.7% | $96.6M-8.7% |
| Retained Earnings | -$84.5M+12.1% | -$87.8M+10.7% | -$90.5M+9.4% | -$93.1M+9.5% | -$96.2M+7.6% | -$98.4M+7.3% | -$99.9M+2.8% | -$102.9M-3.1% |
Not reported in any period shown, so not listed: Inventory, Accounts Receivable.
III Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $5.2M-56.3% | -$672K-168.7% | $5.1M-22.8% | $11.1M+25.7% | $11.9M+445.9% | $978K-58.1% | $6.6M-32.2% | $8.8M+178.4% |
| Depreciation & Amortization | $1.1M-9.3% | $1.0M-5.3% | $1.1M-3.4% | $1.1M-28.5% | $1.2M-28.2% | $1.1M-26.6% | $1.2M-25.7% | $1.6M+4.7% |
| Stock-Based Compensation | N/A | $1.8M-27.5% | N/A | N/A | N/A | $2.4M+7.6% | N/A | N/A |
| Capital Expenditures | $513K-39.1% | $841K+0.5% | $753K+42.9% | $1.6M+308.7% | $842K-5.6% | $837K-18.1% | $527K-70.6% | $389K-42.0% |
| Free Cash Flow | $4.7M-57.6% | -$1.5M-1173.0% | $4.3M-28.5% | $9.5M+12.6% | $11.1M+757.9% | $141K-89.2% | $6.0M-23.5% | $8.4M+237.9% |
| Investing Cash Flow | -$513K+39.1% | -$841K-0.5% | -$753K-103.5% | -$2.5M-544.2% | -$842K+5.6% | -$837K+18.1% | $21.3M+862.4% | -$389K+42.0% |
| Financing Cash Flow | -$3.6M+46.5% | -$4.2M-20.1% | -$4.4M+68.0% | -$4.9M+54.9% | -$6.7M-92.1% | -$3.5M+64.3% | -$13.7M-276.3% | -$11.0M-262.0% |
| Dividends Paid | $2.3M-3.2% | $2.2M0.0% | $2.2M-51.0% | $2.4M+0.5% | $2.4M+1790.4% | $2.2M-6.3% | $4.5M+109.8% | $2.3M+0.1% |
| Share Buybacks | $0-100.0% | $1.3M-48.7% | $2.0M-8.9% | $2.6M+563.4% | $2.2M+147.4% | $2.6M+20.6% | $2.2M+45.5% | $385K |
III Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 48.8%+6.6pp | 43.1%+0.1pp | 44.8%+3.4pp | 42.2%+1.8pp | 42.2%+2.7pp | 43.1%+6.9pp | 41.5%+3.2pp | 40.4%+0.4pp |
| Operating Margin | 8.9%+1.4pp | 8.2%+2.5pp | 8.4%+8.1pp | 7.4%+0.4pp | 7.6%+1.9pp | 5.7%+9.4pp | 0.3%+5.6pp | 7.0%-1.7pp |
| Net Margin | 5.0%+1.5pp | 4.4%+1.9pp | 4.3%-1.0pp | 4.9%+3.0pp | 3.5%+0.4pp | 2.5%+7.8pp | 5.3%+9.6pp | 1.9%-2.6pp |
| Return on Equity | 3.4%+1.1pp | 2.9%+1.3pp | 2.8%-0.4pp | 3.2%+2.0pp | 2.3%+0.2pp | 1.6%+5.1pp | 3.2%+6.0pp | 1.2%-1.8pp |
| Return on Assets | 1.6%+0.5pp | 1.3%+0.6pp | 1.2%-0.3pp | 1.4%+0.9pp | 1.1%+0.2pp | 0.7%+2.2pp | 1.5%+2.6pp | 0.5%-0.8pp |
| Current Ratio | 2.81+0.4x | 2.65+0.2x | 2.340.0x | 2.22+0.2x | 2.43+0.3x | 2.42+0.2x | 2.38-0.1x | 1.97-0.9x |
| Debt-to-Equity | 0.620.0x | 0.630.0x | 0.630.0x | 0.63-0.1x | 0.63-0.1x | 0.62-0.2x | 0.61-0.2x | 0.69-0.1x |
| Asset Turnover | 0.320.0x | 0.300.0x | 0.290.0x | 0.290.0x | 0.310.0x | 0.290.0x | 0.280.0x | 0.270.0x |
| FCF Margin | 7.2%-10.8pp | -2.5%-2.7pp | 7.0%-3.4pp | 15.2%+1.5pp | 18.0%+16.0pp | 0.2%-1.8pp | 10.4%-1.5pp | 13.7%+10.2pp |
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Information Services Group, Inc. III | FY2025 | $244.7M | $9.3M | 3.8% | $276.0M | 48/100 |
| Unisys Corporation UIS | FY2025 | $2.0B | -$339.8M | -17.4% | $166.2M | 37/100 |
| TTEC Holdings, Inc. TTEC | FY2025 | $2.1B | -$185.1M | -8.7% | $68.0M | 23/100 |
| CSP Inc. CSPI | FY2025 | $58.7M | -$91K | -0.1% | $76.3M | 39/100 |
| Castellum, Inc. CTM | FY2025 | $52.9M | -$2.4M | -4.5% | $59.4M | 47/100 |
| Trident Digital Tech Holdings Ltd TDTH | FY2025 | $161K | -$22.8M | N/A | $106.8M | — |
Where Information Services Group, Inc. Ranks
Frequently Asked Questions
What is Information Services Group, Inc.'s annual revenue?
Information Services Group, Inc. (III) reported $244.7M in total revenue for fiscal year 2025. This represents a -1.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Information Services Group, Inc.'s revenue growing?
Information Services Group, Inc. (III) revenue declined by 1.2% year-over-year, from $247.6M to $244.7M in fiscal year 2025.
Is Information Services Group, Inc. profitable?
Yes, Information Services Group, Inc. (III) reported a net income of $9.3M in fiscal year 2025, with a net profit margin of 3.8%.
What is Information Services Group, Inc.'s EBITDA?
Information Services Group, Inc. (III) had EBITDA of $22.3M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Information Services Group, Inc. have?
As of fiscal year 2025, Information Services Group, Inc. (III) had $28.7M in cash and equivalents against $59.2M in long-term debt.
What is Information Services Group, Inc.'s gross margin?
Information Services Group, Inc. (III) had a gross margin of 43.1% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Information Services Group, Inc.'s operating margin?
Information Services Group, Inc. (III) had an operating margin of 7.3% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Information Services Group, Inc.'s net profit margin?
Information Services Group, Inc. (III) had a net profit margin of 3.8% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Information Services Group, Inc. pay dividends?
Yes, Information Services Group, Inc. (III) paid $0.18 per share in dividends during fiscal year 2025.
What is Information Services Group, Inc.'s return on equity (ROE)?
Information Services Group, Inc. (III) has a return on equity of 9.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Information Services Group, Inc.'s free cash flow?
Information Services Group, Inc. (III) generated $25.0M in free cash flow during fiscal year 2025. This represents a 46.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Information Services Group, Inc.'s operating cash flow?
Information Services Group, Inc. (III) generated $29.0M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Information Services Group, Inc.'s total assets?
Information Services Group, Inc. (III) had $211.0M in total assets as of fiscal year 2025, including both current and long-term assets.
What are Information Services Group, Inc.'s capital expenditures?
Information Services Group, Inc. (III) invested $4.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Information Services Group, Inc.'s current ratio?
Information Services Group, Inc. (III) had a current ratio of 2.34 as of fiscal year 2025, which is generally considered healthy.
What is Information Services Group, Inc.'s debt-to-equity ratio?
Information Services Group, Inc. (III) had a debt-to-equity ratio of 0.63 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Information Services Group, Inc.'s return on assets (ROA)?
Information Services Group, Inc. (III) had a return on assets of 4.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Information Services Group, Inc.'s P/E ratio?
Information Services Group, Inc. (III) trades at 23.6x earnings, its market capitalization divided by net income of $11.7M net income, trailing 12 months to June 30, 2026. The market capitalization is $276.0M as of Oct 5, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Information Services Group, Inc.'s price-to-sales ratio?
Information Services Group, Inc. (III) trades at 1.1x sales, its market capitalization divided by revenue of $250.2M revenue, trailing 12 months to June 30, 2026. The market capitalization is $276.0M as of Oct 5, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Information Services Group, Inc.'s Altman Z-Score?
Information Services Group, Inc. (III) has an Altman Z-Score of 2.57, placing it in the Grey Zone (moderate risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Information Services Group, Inc.'s Piotroski F-Score?
Information Services Group, Inc. (III) has a Piotroski F-Score of 7 out of 9, indicating strong financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Information Services Group, Inc.'s earnings high quality?
Information Services Group, Inc. (III) has an earnings quality ratio of 3.11x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Information Services Group, Inc. cover its interest payments?
Information Services Group, Inc. (III) has an interest coverage ratio of 4.38x, meaning it can adequately cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Information Services Group, Inc.?
Information Services Group, Inc. (III) scores 48 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.