What is TTEC Holdings, Inc.'s earnings per share (EPS)?

TTEC Holdings, Inc. (TTEC) reported diluted earnings per share of -$3.99 for fiscal year 2025. This represents a 40.8% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

TTEC Holdings, Inc. (TTEC) Financials

TTEC

Trailing 12 months to June 30, 2026

Revenue $2.0B -4.8% YoY

Net Income -$201.5M -1211.8% YoY

EPS (Diluted) -$4.32 -715.1% YoY

Free Cash Flow $41.1M +598.6% YoY

Market Cap $74.4M as of Oct 17, 2026

Price / Sales 0.0x on $2.0B revenue, trailing 12 months to June 30, 2026

Price / Earnings n/m net loss, so no earnings multiple, trailing 12 months to June 30, 2026

Price / Book 0.8x on $90.8M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 17, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 10, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 10, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the TTEC SEC filings page.

TTEC Holdings, Inc. (TTEC) reported $2.0B in revenue over the twelve months to Jun 30, 2026, down 4.8% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI TTEC FY2025 2026-10-03

TTEC's revenue base has shrunk since FY2022, while losses persist and balance-sheet leverage intensifies despite positive free cash flow.

The 2025 split between a net loss of $185M and operating cash flow of $121M means cash generation is not coming from reported profitability; non-cash charges or working-capital movements are bridging the gap. That is a marked change from FY2024's operating cash flow of -$58.8M and positive free cash flow of $83.0M, but the rebound has not restored equity.

Gross margin stayed in a narrow 21.4%–21.8% band from FY2023 through FY2025, pointing to a relatively stable direct-cost structure despite lower sales. Yet operating margin was -5.5% in FY2025, showing that expenses below gross profit remain the central earnings constraint.

By FY2025, liabilities of $1.39B stood against just $113M of equity. That thin equity base helps explain the 12.3x debt-to-equity ratio, even as the 1.9x current ratio indicates short-term assets still exceed current obligations.

Financial Health Signals

Financial Health Score 23/100

Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of TTEC Holdings, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Profitability

TTEC Holdings, Inc. has an operating margin of -5.5%, meaning the company loses $5 on every $100 of revenue. This results in a profitability score of 21/100. This is up from -7.9% the prior year.

Growth

TTEC Holdings, Inc.'s revenue declined 3.2% year-over-year, from $2.2B to $2.1B. This contraction results in a growth score of 12/100.

Leverage

TTEC Holdings, Inc. has elevated debt relative to equity (D/E of 12.28), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 3/100, reflecting increased financial risk.

Liquidity

TTEC Holdings, Inc.'s current ratio of 1.89 indicates adequate short-term liquidity, earning a score of 56/100. The company can meet its near-term obligations, though with limited headroom.

Cash Flow

TTEC Holdings, Inc.'s free cash flow margin of 3.9% results in a low score of 29/100. Capital expenditures of $38.1M absorb a large share of operating cash flow.

Returns

TTEC Holdings, Inc. posts a -163.9% return on equity (ROE), meaning it loses $164 for every $100 of shareholders' equity. This results in a returns score of 16/100. This is down from -115.8% the prior year.

Altman Z-Score Distress

1.78

TTEC Holdings, Inc. scores 1.78, below the 1.81 distress threshold. This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.

Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.

Piotroski F-Score Partial

6/8

TTEC Holdings, Inc. passes 6 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 3 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Mixed

N/A

TTEC Holdings, Inc. reported a net loss of $185.1M while generating $121.1M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal.

Interest Coverage At Risk

N/A

TTEC Holdings, Inc. reported an operating loss of $117.1M against $71.7M in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations.

Key Financial Metrics

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Earnings & Revenue

Revenue

$455.5M

YoY-11.3%

QoQ-8.2%

5Y CAGR-3.9%

10Y CAGR+4.1%

TTEC Holdings, Inc. generated $455.5M in revenue in Q2 2026. This represents a decrease of 11.3% from the same quarter a year earlier. Against the prior quarter it is down 8.2%.

EBITDA

$32.1M

YoY-23.0%

QoQ-19.2%

5Y CAGR-18.7%

10Y CAGR-0.4%

TTEC Holdings, Inc.'s EBITDA was $32.1M in Q2 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 23.0% from the same quarter a year earlier. Against the prior quarter it is down 19.2%.

Net Income

-$15.4M

YoY-92.5%

QoQ-102.1%

TTEC Holdings, Inc. reported -$15.4M in net income in Q2 2026. This represents a decrease of 92.5% from the same quarter a year earlier. Against the prior quarter it is down 102.1%.

EPS (Diluted)

-$0.31

YoY-82.4%

QoQ-93.8%

TTEC Holdings, Inc. earned -$0.31 per diluted share (EPS) in Q2 2026. This represents a decrease of 82.4% from the same quarter a year earlier. Against the prior quarter it is down 93.8%.

Cash & Balance Sheet

Free Cash Flow

$38.7M

YoY-54.8%

QoQ+83.1%

5Y CAGR-5.4%

10Y CAGR+2.8%

TTEC Holdings, Inc. generated $38.7M in free cash flow in Q2 2026, representing cash available after capex. This represents a decrease of 54.8% from the same quarter a year earlier. Against the prior quarter it is up 83.1%.

Cash & Debt

$93.9M

YoY+13.7%

QoQ+5.8%

5Y CAGR-11.7%

10Y CAGR+5.4%

TTEC Holdings, Inc. held $93.9M in cash as of Q2 2026; long-term debt is not reported for that period.

Shares Outstanding

49M

YoY+1.7%

QoQ+1.3%

5Y CAGR+1.0%

10Y CAGR+0.4%

TTEC Holdings, Inc. had 49M shares outstanding in Q2 2026. This represents an increase of 1.7% from the same quarter a year earlier. Against the prior quarter it is up 1.3%.

Dividends Per Share

Not reported for Q2 2026.

Margins & Returns

Gross Margin

21.4%

YoY-0.8pp

QoQ-0.4pp

5Y change-6.4pp

TTEC Holdings, Inc.'s gross margin was 21.4% in Q2 2026, indicating the percentage of revenue retained after direct costs. This is down 0.8 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.4 percentage points.

Operating Margin

2.4%

YoY-1.3pp

QoQ-1.3pp

5Y change-9.4pp

10Y change-2.9pp

TTEC Holdings, Inc.'s operating margin was 2.4% in Q2 2026, reflecting core business profitability. This is down 1.3 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.3 percentage points.

Net Margin

-3.4%

YoY-1.8pp

QoQ-1.8pp

5Y change-11.9pp

10Y change-7.2pp

TTEC Holdings, Inc.'s net profit margin was -3.4% in Q2 2026, showing the share of revenue converted to profit. This is down 1.8 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.8 percentage points.

Return on Equity

-16.9%

YoY-14.2pp

QoQ-9.4pp

5Y change-25.8pp

10Y change-19.7pp

TTEC Holdings, Inc.'s ROE was -16.9% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 14.2 percentage points from the same quarter a year earlier. Against the prior quarter it is down 9.4 percentage points.

Capital Allocation

Capital Expenditures

$12.6M

YoY+76.0%

QoQ+97.5%

5Y CAGR+1.0%

10Y CAGR-0.1%

TTEC Holdings, Inc. invested $12.6M in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 76.0% from the same quarter a year earlier. Against the prior quarter it is up 97.5%.

R&D Spending

Not reported for Q2 2026.

Share Buybacks

Not reported for Q2 2026.

TTEC Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

TTEC quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$2.0B	$2.1B-3.2%	$2.2B-10.4%	$2.5B+0.8%	$2.4B+7.5%	$2.3B+16.6%	$1.9B+18.6%	$1.6B+8.9%	$1.5B+2.2%	$1.5B+15.8%	$1.3B-0.9%	$1.3B+3.6%	$1.2B+4.1%	$1.2B+2.6%	$1.2B-1.4%	$1.2B
Cost of Revenue	$1.6B	$1.7B-3.8%	$1.7B-10.2%	$1.9B+4.1%	$1.9B+8.9%	$1.7B+17.3%	$1.5B+16.9%	$1.2B+7.3%	$1.2B+4.3%	$1.1B	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	$438.2M	$466.2M-1.2%	$471.7M-11.0%	$529.9M-9.7%	$587.2M+3.2%	$569.0M+14.6%	$496.5M+23.9%	$400.8M+14.1%	$351.2M-4.4%	$367.3M	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$267.4M	$280.3M-4.3%	$293.0M+0.7%	$290.9M+1.2%	$287.4M+19.8%	$240.0M+17.7%	$203.9M+0.7%	$202.5M+11.0%	$182.4M+0.1%	$182.3M+3.7%	$175.8M-9.7%	$194.6M-2.0%	$198.6M+2.7%	$193.4M+5.9%	$182.6M-3.3%	$188.8M
Operating Income	-$130.7M	-$117.1M+32.5%	-$173.5M-247.0%	$118.0M-30.0%	$168.5M-22.4%	$217.2M+6.1%	$204.7M+65.5%	$123.7M+34.4%	$92.1M-8.4%	$100.5M+90.5%	$52.8M-41.5%	$90.2M-6.5%	$96.5M-4.9%	$101.4M+29.1%	$78.5M-16.0%	$93.5M
EBITDA	N/A	-$27.4M+63.8%	-$75.6M-134.5%	$219.3M-21.8%	$280.3M-10.7%	$313.9M+10.7%	$283.6M+47.1%	$192.8M+19.6%	$161.2M-2.3%	$165.0M+35.9%	$121.4M-21.1%	$154.0M+0.6%	$153.0M+3.8%	$147.5M+23.2%	$119.7M-13.5%	$138.3M
Interest Expense	$67.3M	$71.7M-15.0%	$84.3M+7.7%	$78.3M+117.2%	$36.1M+191.2%	$12.4M-29.2%	$17.5M-8.5%	$19.1M-33.3%	$28.7M+108.8%	$13.7M+72.9%	$7.9M+5.4%	$7.5M+8.5%	$6.9M-7.5%	$7.5M+12.2%	$6.7M+30.8%	$5.1M
Income Tax	$11.6M	$14.8M-80.0%	$74.1M+229.9%	$22.5M-17.2%	$27.1M-45.4%	$49.7M+21.4%	$40.9M+59.4%	$25.7M+55.8%	$16.5M-78.9%	$78.1M+507.0%	$12.9M-35.7%	$20.0M-13.2%	$23.0M+11.9%	$20.6M+33867.2%	-$61K-100.5%	$13.3M
Net Income	-$201.5M	-$185.1M+40.4%	-$310.6M-1797.3%	$18.3M-82.3%	$103.2M-26.8%	$141.0M+18.8%	$118.6M+53.8%	$77.2M+115.4%	$35.8M+393.6%	$7.3M-78.5%	$33.7M-45.4%	$61.7M-14.7%	$72.3M+7.3%	$67.4M-3.8%	$70.0M-5.6%	$74.2M
EPS (Basic)	N/A	-$3.99+40.8%	-$6.74-3844.4%	$0.18-91.8%	$2.19-27.2%	$3.01+18.5%	$2.54+53.0%	$1.66+112.8%	$0.78+387.5%	$0.16-77.5%	$0.71-44.1%	$1.27-13.6%	$1.47+12.2%	$1.31+2.3%	$1.28-2.3%	$1.31
EPS (Diluted)	-$4.32	-$3.99+40.8%	-$6.74	$0.18	$2.18-26.6%	$2.97+17.9%	$2.52+52.7%	$1.65+114.3%	$0.77+381.3%	$0.16-77.5%	$0.71-43.7%	$1.26-12.5%	$1.44+11.6%	$1.29+2.4%	$1.26-1.6%	$1.28
Diluted Shares (Avg)	N/A	48M+1.3%	48M	47M	47M-0.1%	47M+0.8%	47M+0.5%	47M+0.8%	46M0.0%	46M-2.8%	48M-2.6%	49M-2.2%	50M-4.1%	52M-5.9%	56M-4.2%	58M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$455.5M-11.3%	$496.2M-7.1%	$570.0M+0.4%	$519.1M-1.9%	$513.6M-3.8%	$534.2M-7.4%	$567.4M-9.4%	$529.4M-12.2%
Cost of Revenue	$357.8M-10.4%	$387.9M-6.4%	$443.2M-1.3%	$413.6M-0.4%	$399.3M-4.5%	$414.5M-8.7%	$448.9M-11.2%	$415.2M-13.4%
Gross Profit	$97.7M-14.6%	$108.3M-9.5%	$126.7M+6.9%	$105.5M-7.6%	$114.3M-1.6%	$119.7M-2.6%	$118.5M-1.5%	$114.2M-7.3%
SG&A Expenses	$61.3M-13.3%	$66.5M-5.0%	$70.7M-3.4%	$68.9M-3.7%	$70.7M-4.2%	$70.0M-6.1%	$73.2M-2.1%	$71.6M+7.2%
Operating Income	$11.0M-41.7%	$18.5M-23.5%	-$172.5M-1228.2%	$12.3M-4.3%	$18.9M+108.4%	$24.2M+6.5%	$15.3M-9.6%	$12.9M-49.2%
EBITDA	$32.1M-23.0%	$39.8M-15.1%	-$150.4M-485.7%	$34.4M-7.0%	$41.8M+121.0%	$46.9M-2.0%	$39.0M-6.8%	$36.9M-27.6%
Interest Expense	$16.7M-8.5%	$17.0M-14.2%	$17.0M-19.3%	$16.6M-23.3%	$18.2M-10.8%	$19.8M-6.0%	$21.1M-2.2%	$21.7M+6.7%
Income Tax	$8.6M-16.3%	$7.8M-16.3%	-$15.9M-292.5%	$11.1M+18.3%	$10.3M-81.0%	$9.3M+300.0%	$8.3M+162.6%	$9.4M+77.5%
Net Income	-$15.4M-92.5%	-$7.6M-649.8%	-$165.1M-1435.3%	-$13.4M+36.7%	-$8.0M+97.3%	$1.4M+160.0%	$12.4M+44264.3%	-$21.1M-1280.5%
EPS (Basic)	-$0.31-82.4%	-$0.16-633.3%	-$3.57-7240.0%	-$0.28+36.4%	-$0.17+97.3%	$0.03+160.0%	$0.05+123.8%	-$0.44-1366.7%
EPS (Diluted)	-$0.31-82.4%	-$0.16-633.3%	-$3.57	-$0.28+36.4%	-$0.17+97.3%	$0.03+160.0%	$0.05	-$0.44-1366.7%
Diluted Shares (Avg)	49M+1.7%	49M+0.7%	N/A	48M+1.5%	48M+1.1%	48M+1.3%	N/A	48M+0.5%

Not reported in any period shown, so not listed: R&D Expenses.

TTEC Balance Sheet

TTEC quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$1.5B-14.5%	$1.8B-19.8%	$2.2B+1.5%	$2.2B+7.9%	$2.0B+31.7%	$1.5B+10.1%	$1.4B+30.6%	$1.1B-2.2%	$1.1B+27.5%	$846.3M+0.4%	$843.3M-1.1%	$852.5M+1.2%	$842.3M-1.1%	$851.6M+14.0%	$747.0M
Current Assets	$673.4M+3.2%	$652.3M-4.2%	$681.2M-9.2%	$750.0M+7.4%	$698.0M+6.3%	$656.8M+19.5%	$549.8M+4.4%	$526.5M-2.8%	$541.4M+24.8%	$433.7M+4.5%	$415.1M-6.8%	$445.5M-5.1%	$469.6M-6.8%	$503.5M+5.3%	$478.3M
Cash & Equivalents	$82.9M-2.5%	$85.0M-50.8%	$172.7M+12.6%	$153.4M-3.0%	$158.2M+19.0%	$132.9M+61.3%	$82.4M+5.3%	$78.2M+5.1%	$74.4M+34.7%	$55.3M-8.4%	$60.3M-22.0%	$77.3M-51.1%	$158.0M-3.9%	$164.5M+5.2%	$156.4M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Accounts Receivable	$455.8M+0.7%	$452.6M+14.6%	$394.9M-5.5%	$417.6M+16.9%	$357.3M-5.6%	$378.4M+14.3%	$331.1M-5.7%	$351.0M-10.4%	$391.9M+30.3%	$300.8M+6.1%	$283.5M+2.5%	$276.4M+17.1%	$236.1M-6.0%	$251.2M+3.1%	$243.6M
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$368.7M-35.5%	$571.2M-29.4%	$809.0M+0.1%	$807.8M+9.2%	$739.5M+103.4%	$363.5M+20.5%	$301.7M+47.4%	$204.6M-2.4%	$209.7M+58.1%	$132.7M+16.2%	$114.2M-11.3%	$128.7M+25.3%	$102.7M+4.6%	$98.2M+38.7%	$70.8M
Total Liabilities	$1.4B-6.7%	$1.5B-5.4%	$1.6B+3.3%	$1.5B+8.4%	$1.4B+39.5%	$1.0B+12.2%	$896.1M+27.7%	$701.7M-2.0%	$715.9M+47.8%	$484.4M-48.7%	$944.7M+4.4%	$904.7M+4.8%	$862.9M+4.1%	$828.6M+199.4%	$276.7M
Current Liabilities	$356.0M+0.6%	$353.9M-12.2%	$403.0M-2.0%	$411.4M-7.4%	$444.4M+12.2%	$396.2M+9.1%	$363.3M+54.3%	$235.4M+16.7%	$201.8M+12.1%	$180.0M-13.0%	$206.9M+4.2%	$198.6M+4.1%	$190.8M+10.3%	$172.9M+1.7%	$170.0M
Non-Current Liabilities	$1.0B-8.9%	$1.1B-3.1%	$1.2B+5.2%	$1.1B+15.7%	$958.1M+57.2%	$609.5M+14.4%	$532.8M+14.3%	$466.2M-9.3%	$514.1M+68.9%	$304.4M+59.0%	$191.5M+2.0%	$187.8M+7.0%	$175.6M-1.6%	$178.4M+67.1%	$106.7M
Total Equity	$112.9M-57.9%	$268.1M-56.4%	$615.5M+6.5%	$578.1M+7.4%	$538.0M+17.5%	$457.8M+6.0%	$431.7M+22.4%	$352.8M-2.8%	$362.8M+0.3%	$361.9M+457.0%	-$101.4M-93.9%	-$52.3M-153.9%	-$20.6M-189.6%	$23.0M-95.1%	$470.2M
Retained Earnings	$354.2M-35.2%	$546.6M-37.2%	$870.4M-4.5%	$911.2M+6.4%	$856.1M+13.0%	$757.3M-2.1%	$773.2M+6.6%	$725.6M+0.5%	$721.7M-1.9%	$735.9M+2.1%	$721.0M+6.4%	$677.9M+11.8%	$606.5M+12.2%	$540.8M+14.9%	$470.8M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$1.4B-19.0%	$1.4B-18.2%	$1.5B-14.5%	$1.7B-7.9%	$1.7B-5.4%	$1.7B-18.4%	$1.8B-19.8%	$1.8B-15.8%
Current Assets	$592.2M-5.7%	$622.0M-5.1%	$673.4M+3.2%	$635.6M-2.7%	$627.7M+4.0%	$655.2M+6.1%	$652.3M-4.2%	$653.1M-1.4%
Cash & Equivalents	$93.9M+13.7%	$88.7M+4.2%	$82.9M-2.5%	$73.5M-24.2%	$82.6M+3.5%	$85.1M-7.0%	$85.0M-50.8%	$96.9M-36.1%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Accounts Receivable	$396.2M-5.7%	$429.4M-2.4%	$455.8M+0.7%	$424.5M-1.3%	$420.3M+10.1%	$440.2M+8.8%	$452.6M+14.6%	$430.1M+13.3%
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$367.9M-35.9%	$368.2M-35.6%	$368.7M-35.5%	$573.8M-0.2%	$574.4M+0.1%	$571.9M-29.1%	$571.2M-29.4%	$575.1M-28.7%
Total Liabilities	$1.3B-8.4%	$1.3B-9.3%	$1.4B-6.7%	$1.4B-8.5%	$1.4B-6.0%	$1.4B-3.9%	$1.5B-5.4%	$1.5B-1.9%
Current Liabilities	$317.3M-10.7%	$309.0M-7.6%	$356.0M+0.6%	$363.1M+7.2%	$355.3M-8.3%	$334.3M-13.0%	$353.9M-12.2%	$338.6M-19.9%
Non-Current Liabilities	$965.5M-7.6%	$1.0B-9.8%	$1.0B-8.9%	$1.0B-13.0%	$1.0B-5.1%	$1.1B-0.7%	$1.1B-3.1%	$1.2B+4.8%
Total Equity	$90.8M-69.2%	$101.8M-63.9%	$112.9M-57.9%	$280.8M-4.9%	$295.2M-3.0%	$281.5M-54.0%	$268.1M-56.4%	$295.1M-51.1%
Retained Earnings	$331.2M-38.7%	$346.5M-36.8%	$354.2M-35.2%	$526.6M-3.3%	$540.0M-4.5%	$548.0M-36.7%	$546.6M-37.2%	$544.6M-38.1%

Not reported in any period shown, so not listed: Inventory, Long-Term Debt.

TTEC Cash Flow Statement

TTEC quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$85.7M	$121.1M+305.8%	-$58.8M-140.6%	$144.8M+5.6%	$137.0M-45.5%	$251.3M-7.6%	$271.9M+14.3%	$238.0M+41.4%	$168.3M+48.8%	$113.2M+1.2%	$111.8M-19.0%	$138.0M+46.7%	$94.1M-31.8%	$138.0M+29.0%	$106.9M-6.0%	$113.8M
Depreciation & Amortization	N/A	$89.8M-8.4%	$98.0M-3.3%	$101.3M-9.4%	$111.8M+15.6%	$96.7M+22.6%	$78.9M+14.2%	$69.1M-0.1%	$69.2M+7.2%	$64.5M-6.1%	$68.7M+7.6%	$63.8M+12.9%	$56.5M+22.7%	$46.1M+11.9%	$41.2M-8.3%	$44.9M
Stock-Based Compensation	N/A	$13.4M-28.1%	$18.7M-15.3%	$22.1M+25.6%	$17.6M+7.0%	$16.4M+31.3%	$12.5M-2.4%	$12.8M+5.5%	$12.1M+2.5%	$11.9M+21.3%	$9.8M-13.5%	$11.3M0.0%	$11.3M-14.6%	$13.2M-1.1%	$13.4M-15.6%	$15.9M
Capital Expenditures	$44.6M	$38.1M-15.6%	$45.2M-33.4%	$67.8M-19.3%	$84.0M+39.2%	$60.4M+1.0%	$59.8M-1.7%	$60.8M+39.9%	$43.5M-16.4%	$52.0M+2.2%	$50.8M-23.7%	$66.6M-1.5%	$67.6M+34.3%	$50.4M+23.9%	$40.7M+5.1%	$38.7M
Free Cash Flow	$41.1M	$83.0M+179.8%	-$104.0M-235.2%	$76.9M+45.0%	$53.0M-72.2%	$190.9M-10.0%	$212.1M+19.7%	$177.2M+41.9%	$124.9M+104.1%	$61.2M+0.3%	$61.0M-14.6%	$71.4M+170.0%	$26.4M-69.8%	$87.6M+32.2%	$66.3M-11.8%	$75.1M
Investing Cash Flow	-$38.8M	-$33.6M-7149.5%	$477K+100.7%	-$67.6M+70.1%	-$226.2M+58.3%	-$542.0M-382.1%	-$112.4M+31.0%	-$162.9M-242.4%	-$47.6M+71.9%	-$169.0M-68.4%	-$100.4M-30.0%	-$77.2M+16.0%	-$91.9M-54.4%	-$59.5M+26.4%	-$80.9M+6.9%	-$86.9M
Financing Cash Flow	-$35.8M	-$83.3M-117.5%	-$38.3M+43.9%	-$68.2M-176.6%	$89.0M-72.1%	$319.6M+384.8%	-$112.2M-136.9%	-$47.4M+53.6%	-$102.1M-242.6%	$71.6M+4559.9%	-$1.6M+97.2%	-$57.1M+23.0%	-$74.2M-5.1%	-$70.7M-102.1%	-$35.0M-320.0%	$15.9M
Dividends Paid	N/A	$0-100.0%	$2.8M-94.2%	$49.2M+2.4%	$48.1M+13.9%	$42.2M-68.6%	$134.6M+368.2%	$28.7M+13.4%	$25.3M+17.7%	$21.5M+17.9%	$18.3M+4.8%	$17.4M	$0	$0	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0	$0-100.0%	$18.3M-75.5%	$74.7M+333.4%	$17.2M-69.8%	$57.1M+1.0%	$56.5M-30.4%	$81.2M+27.6%	$63.7M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$51.3M-44.6%	$27.5M+27.5%	$2.6M+336.6%	$4.2M+104.6%	$92.7M+88.1%	$21.6M+238.2%	-$1.1M-103.4%	-$91.4M-188.1%
Depreciation & Amortization	$21.1M-7.6%	$21.3M-6.1%	$22.1M-6.5%	$22.0M-8.4%	$22.9M-8.7%	$22.7M-9.7%	$23.7M-4.8%	$24.0M-6.1%
Stock-Based Compensation	$2.3M-44.3%	$2.8M-13.0%	N/A	N/A	$4.1M-20.6%	$3.3M-44.1%	N/A	$4.3M-34.4%
Capital Expenditures	$12.6M+76.0%	$6.4M+18.4%	$11.7M+34.7%	$13.8M+57.1%	$7.2M-49.5%	$5.4M-59.9%	$8.7M-33.6%	$8.8M-59.7%
Free Cash Flow	$38.7M-54.8%	$21.1M+30.6%	-$9.2M+6.5%	-$9.6M+90.4%	$85.5M+143.9%	$16.2M+155.6%	-$9.8M-153.2%	-$100.2M-87.3%
Investing Cash Flow	-$12.6M-77.2%	-$4.9M+6.4%	-$11.7M-131.9%	-$9.5M-8.5%	-$7.1M+49.5%	-$5.3M+60.7%	$36.8M+380.8%	-$8.8M+59.4%
Financing Cash Flow	-$33.1M+61.2%	-$18.4M-33.6%	$19.6M+136.9%	-$4.0M-104.4%	-$85.2M-191.6%	-$13.7M+70.5%	-$53.1M-1714.6%	$90.5M+108.2%
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	$0-100.0%	$0

Not reported in any period shown, so not listed: Share Buybacks.

TTEC Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

TTEC quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Gross Margin	21.8%+0.5pp	21.4%-0.2pp	21.5%-2.5pp	24.0%-1.0pp	25.0%-0.4pp	25.5%+1.1pp	24.4%+1.1pp	23.3%-1.6pp	24.9%	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	-5.5%+2.4pp	-7.9%-12.7pp	4.8%-2.1pp	6.9%-2.7pp	9.6%-0.9pp	10.5%+3.0pp	7.5%+1.4pp	6.1%-0.7pp	6.8%+2.7pp	4.1%-2.9pp	7.0%-0.8pp	7.8%-0.7pp	8.5%+1.8pp	6.8%-1.2pp	7.9%
Net Margin	-8.7%+5.4pp	-14.1%-14.8pp	0.7%-3.5pp	4.2%-2.0pp	6.2%+0.1pp	6.1%+1.4pp	4.7%+2.3pp	2.4%+1.9pp	0.5%-2.1pp	2.6%-2.1pp	4.8%-1.0pp	5.8%+0.2pp	5.7%-0.4pp	6.0%-0.3pp	6.3%
Return on Equity	-163.9%-48.1pp	-115.8%-118.8pp	3.0%-14.9pp	17.9%-8.3pp	26.2%+0.3pp	25.9%+8.0pp	17.9%+7.7pp	10.2%+8.2pp	2.0%-7.3pp	9.3%	N/A	N/A	N/A	304.7%+288.9pp	15.8%
Return on Assets	-12.3%+5.4pp	-17.7%-18.6pp	0.8%-4.0pp	4.8%-2.3pp	7.1%-0.8pp	7.8%+2.2pp	5.6%+2.2pp	3.4%+2.7pp	0.7%-3.3pp	4.0%-3.3pp	7.3%-1.2pp	8.5%+0.5pp	8.0%-0.2pp	8.2%-1.7pp	9.9%
Current Ratio	1.890.0x	1.84+0.2x	1.69-0.1x	1.82+0.3x	1.57-0.1x	1.66+0.1x	1.51-0.7x	2.24-0.4x	2.68+0.3x	2.41+0.4x	2.01-0.2x	2.24-0.2x	2.46-0.5x	2.91+0.1x	2.81
Debt-to-Equity	12.28+6.7x	5.54+3.0x	2.55-0.1x	2.630.0x	2.61+0.4x	2.20+0.1x	2.08+0.1x	1.990.0x	1.97+0.6x	1.34	N/A	N/A	N/A	36.06+35.5x	0.59
Asset Turnover	1.43+0.2x	1.26+0.1x	1.130.0x	1.130.0x	1.14-0.1x	1.29+0.1x	1.19-0.2x	1.43+0.1x	1.37-0.1x	1.510.0x	1.53+0.1x	1.460.0x	1.42+0.1x	1.37-0.2x	1.58
FCF Margin	3.9%+8.6pp	-4.7%-7.8pp	3.1%+0.9pp	2.2%-6.2pp	8.4%-2.5pp	10.9%+0.1pp	10.8%+2.5pp	8.3%+4.1pp	4.1%-0.6pp	4.8%-0.8pp	5.5%+3.4pp	2.1%-5.2pp	7.3%+1.6pp	5.7%-0.7pp	6.4%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Gross Margin	21.4%-0.8pp	21.8%-0.6pp	22.2%+1.3pp	20.3%-1.3pp	22.3%+0.5pp	22.4%+1.1pp	20.9%+1.7pp	21.6%+1.1pp
Operating Margin	2.4%-1.3pp	3.7%-0.8pp	-30.3%-33.0pp	2.4%-0.1pp	3.7%+45.7pp	4.5%+0.6pp	2.7%0.0pp	2.4%-1.8pp
Net Margin	-3.4%-1.8pp	-1.5%-1.8pp	-29.0%-31.1pp	-2.6%+1.4pp	-1.6%+54.5pp	0.3%+0.7pp	2.2%+2.2pp	-4.0%-3.7pp
Return on Equity	-16.9%-14.2pp	-7.5%-8.0pp	-146.3%-150.9pp	-4.8%+2.4pp	-2.7%+95.8pp	0.5%+0.9pp	4.6%+4.6pp	-7.2%-6.9pp
Return on Assets	-1.1%-0.7pp	-0.5%-0.6pp	-11.0%-11.7pp	-0.8%+0.4pp	-0.5%+16.2pp	0.1%+0.2pp	0.7%+0.7pp	-1.2%-1.1pp
Current Ratio	1.87+0.1x	2.01+0.1x	1.890.0x	1.75-0.2x	1.77+0.2x	1.96+0.4x	1.84+0.2x	1.93+0.4x
Debt-to-Equity	14.12+9.4x	12.88+7.7x	12.28+6.7x	4.99-0.2x	4.74-0.2x	5.13+2.7x	5.54+3.0x	5.19+2.6x
Asset Turnover	0.330.0x	0.350.0x	0.38+0.1x	0.310.0x	0.300.0x	0.310.0x	0.320.0x	0.290.0x
FCF Margin	8.5%-8.2pp	4.3%+1.2pp	-1.6%+0.1pp	-1.8%+17.1pp	16.7%+10.1pp	3.0%+8.1pp	-1.7%-4.7pp	-18.9%-10.1pp

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
TTEC Holdings, Inc. TTEC	FY2025	$2.1B	-$185.1M	-8.7%	$74.4M	23/100
Information Services Group, Inc. III	FY2025	$244.7M	$9.3M	3.8%	$273.5M	48/100
Unisys Corporation UIS	FY2025	$2.0B	-$339.8M	-17.4%	$161.1M	37/100
CSP Inc. CSPI	FY2025	$58.7M	-$91K	-0.1%	$77.6M	39/100
Castellum, Inc. CTM	FY2025	$52.9M	-$2.4M	-4.5%	$54.9M	47/100
Trident Digital Tech Holdings Ltd TDTH	FY2025	$161K	-$22.8M	N/A	$87.7M	—

Where TTEC Holdings, Inc. Ranks

Frequently Asked Questions

What is TTEC Holdings, Inc.'s annual revenue?

TTEC Holdings, Inc. (TTEC) reported $2.1B in total revenue for fiscal year 2025. This represents a -3.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is TTEC Holdings, Inc.'s revenue growing?

TTEC Holdings, Inc. (TTEC) revenue declined by 3.2% year-over-year, from $2.2B to $2.1B in fiscal year 2025.

Is TTEC Holdings, Inc. profitable?

No, TTEC Holdings, Inc. (TTEC) reported a net income of -$185.1M in fiscal year 2025, with a net profit margin of -8.7%.

What is TTEC Holdings, Inc.'s EBITDA?

TTEC Holdings, Inc. (TTEC) had EBITDA of -$27.4M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

What is TTEC Holdings, Inc.'s gross margin?

TTEC Holdings, Inc. (TTEC) had a gross margin of 21.8% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

What is TTEC Holdings, Inc.'s operating margin?

TTEC Holdings, Inc. (TTEC) had an operating margin of -5.5% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is TTEC Holdings, Inc.'s net profit margin?

TTEC Holdings, Inc. (TTEC) had a net profit margin of -8.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is TTEC Holdings, Inc.'s return on equity (ROE)?

TTEC Holdings, Inc. (TTEC) has a return on equity of -163.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is TTEC Holdings, Inc.'s free cash flow?

TTEC Holdings, Inc. (TTEC) generated $83.0M in free cash flow during fiscal year 2025. This represents a 179.8% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is TTEC Holdings, Inc.'s operating cash flow?

TTEC Holdings, Inc. (TTEC) generated $121.1M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are TTEC Holdings, Inc.'s total assets?

TTEC Holdings, Inc. (TTEC) had $1.5B in total assets as of fiscal year 2025, including both current and long-term assets.

What are TTEC Holdings, Inc.'s capital expenditures?

TTEC Holdings, Inc. (TTEC) invested $38.1M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does TTEC Holdings, Inc. have outstanding?

TTEC Holdings, Inc. (TTEC) had 49M shares outstanding as of fiscal year 2025.

What is TTEC Holdings, Inc.'s current ratio?

TTEC Holdings, Inc. (TTEC) had a current ratio of 1.89 as of fiscal year 2025, which is generally considered healthy.

What is TTEC Holdings, Inc.'s debt-to-equity ratio?

TTEC Holdings, Inc. (TTEC) had a debt-to-equity ratio of 12.28 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is TTEC Holdings, Inc.'s return on assets (ROA)?

TTEC Holdings, Inc. (TTEC) had a return on assets of -12.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is TTEC Holdings, Inc.'s P/E ratio?

TTEC Holdings, Inc. (TTEC) has no price-to-earnings ratio at the moment: net loss, so no earnings multiple (trailing 12 months to June 30, 2026). The market capitalization is $74.4M as of Oct 17, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is TTEC Holdings, Inc.'s price-to-sales ratio?

TTEC Holdings, Inc. (TTEC) trades at 0.0x sales, its market capitalization divided by revenue of $2.0B revenue, trailing 12 months to June 30, 2026. The market capitalization is $74.4M as of Oct 17, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is TTEC Holdings, Inc.'s Altman Z-Score?

TTEC Holdings, Inc. (TTEC) has an Altman Z-Score of 1.78, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is TTEC Holdings, Inc.'s Piotroski F-Score?

TTEC Holdings, Inc. (TTEC) has a Piotroski F-Score of 6 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are TTEC Holdings, Inc.'s earnings high quality?

TTEC Holdings, Inc. (TTEC) reported a net loss of $185.1M while generating $121.1M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can TTEC Holdings, Inc. cover its interest payments?

TTEC Holdings, Inc. (TTEC) reported an operating loss of $117.1M against $71.7M in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is TTEC Holdings, Inc.?

TTEC Holdings, Inc. (TTEC) scores 23 out of 100 on our Financial Health Score, indicating weak standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.