What is Ttec Hldgs Inc's earnings per share (EPS)?

Ttec Hldgs Inc (TTEC) reported diluted earnings per share of -$3.99 for fiscal year 2025. This represents a 40.8% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Ttec Hldgs Inc (TTEC) Financials

TTEC

Trailing 12 months to June 30, 2026

Revenue $2.0B -4.8% YoY

Net Income -$201.5M -1211.8% YoY

EPS (Diluted) -$4.32 -715.1% YoY

Free Cash Flow $41.1M +598.6% YoY

Market Cap $66.1M as of Sep 2, 2026

Price / Sales 0.0x on $2.0B revenue, trailing 12 months to June 30, 2026

Price / Earnings n/m net loss, so no earnings multiple, trailing 12 months to June 30, 2026

Price / Book 0.7x on $90.8M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 2, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 10, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 10, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the TTEC SEC filings page.

Ttec Hldgs Inc (TTEC) reported $2.0B in revenue over the twelve months to Jun 30, 2026, down 4.8% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI TTEC FY2025 2026-08-29

Margin resilience above gross profit now coexists with losses and a rapidly thinning equity cushion.

Across the latest two periods, revenue fell to $2.1B while gross margin remained near 22%, indicating the deterioration is concentrated below gross profit rather than in direct delivery economics. Operating margin improved from -7.9% to -5.5%, showing partial cost recovery that still has not reached reported profitability.

FY2025 net loss was -$185M despite operating cash flow of $121M, a pronounced earnings-to-cash divergence. Free cash flow was $83M after capital spending, indicating that the loss included costs without an equal-period cash outflow.

Debt-to-equity increased from 2.6x to 12.3x, indicating liabilities now sit against a much thinner equity cushion. A current ratio of 1.9x can coexist with that solvency pressure because it measures near-term assets against near-term obligations, not total balance-sheet capitalization.

Financial Health Signals

Financial Health Score 23/100

Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Ttec Hldgs Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Profitability

Ttec Hldgs Inc has an operating margin of -5.5%, meaning the company loses $5 on every $100 of revenue. This results in a profitability score of 21/100. This is up from -7.9% the prior year.

Growth

Ttec Hldgs Inc's revenue declined 3.2% year-over-year, from $2.2B to $2.1B. This contraction results in a growth score of 13/100.

Leverage

Ttec Hldgs Inc has elevated debt relative to equity (D/E of 12.28), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 3/100, reflecting increased financial risk.

Liquidity

Ttec Hldgs Inc's current ratio of 1.89 indicates adequate short-term liquidity, earning a score of 56/100. The company can meet its near-term obligations, though with limited headroom.

Cash Flow

Ttec Hldgs Inc's free cash flow margin of 3.9% results in a low score of 29/100. Capital expenditures of $38.1M absorb a large share of operating cash flow.

Returns

Ttec Hldgs Inc posts a -163.9% return on equity (ROE), meaning it loses $164 for every $100 of shareholders' equity. This results in a returns score of 16/100. This is down from -115.8% the prior year.

Altman Z-Score Distress

1.78

Ttec Hldgs Inc scores 1.78, below the 1.81 distress threshold. This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.

Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.

Piotroski F-Score Partial

6/8

Ttec Hldgs Inc passes 6 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 3 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Mixed

N/A

Ttec Hldgs Inc reported a net loss of $185.1M while generating $121.1M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal.

Interest Coverage At Risk

N/A

Ttec Hldgs Inc reported an operating loss of $117.1M against $71.7M in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$455.5M

YoY-11.3%

QoQ-8.2%

5Y CAGR-3.9%

10Y CAGR+4.1%

Ttec Hldgs Inc generated $455.5M in revenue in Q2 2026. This represents a decrease of 11.3% from the same quarter a year earlier. Against the prior quarter it is down 8.2%.

EBITDA

$32.1M

YoY-23.0%

QoQ-19.2%

5Y CAGR-18.7%

10Y CAGR-0.4%

Ttec Hldgs Inc's EBITDA was $32.1M in Q2 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 23.0% from the same quarter a year earlier. Against the prior quarter it is down 19.2%.

Net Income

-$15.4M

YoY-92.5%

QoQ-102.1%

Ttec Hldgs Inc reported -$15.4M in net income in Q2 2026. This represents a decrease of 92.5% from the same quarter a year earlier. Against the prior quarter it is down 102.1%.

EPS (Diluted)

-$0.31

YoY-82.4%

QoQ-93.8%

Ttec Hldgs Inc earned -$0.31 per diluted share (EPS) in Q2 2026. This represents a decrease of 82.4% from the same quarter a year earlier. Against the prior quarter it is down 93.8%.

Cash & Balance Sheet

Free Cash Flow

$38.7M

YoY-54.8%

QoQ+83.1%

5Y CAGR-5.4%

10Y CAGR+2.8%

Ttec Hldgs Inc generated $38.7M in free cash flow in Q2 2026, representing cash available after capex. This represents a decrease of 54.8% from the same quarter a year earlier. Against the prior quarter it is up 83.1%.

Cash & Debt

$93.9M

YoY+13.7%

QoQ+5.8%

5Y CAGR-11.7%

10Y CAGR+5.4%

Ttec Hldgs Inc held $93.9M in cash as of Q2 2026; long-term debt is not reported for that period.

Shares Outstanding

49M

YoY+1.7%

QoQ+1.3%

5Y CAGR+1.0%

10Y CAGR+0.4%

Ttec Hldgs Inc had 49M shares outstanding in Q2 2026. This represents an increase of 1.7% from the same quarter a year earlier. Against the prior quarter it is up 1.3%.

Dividends Per Share

Not reported for Q2 2026.

Margins & Returns

Gross Margin

21.4%

YoY-0.8pp

QoQ-0.4pp

5Y CAGR-6.4pp

Ttec Hldgs Inc's gross margin was 21.4% in Q2 2026, indicating the percentage of revenue retained after direct costs. This is down 0.8 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.4 percentage points.

Operating Margin

2.4%

YoY-1.3pp

QoQ-1.3pp

5Y CAGR-9.4pp

10Y CAGR-2.9pp

Ttec Hldgs Inc's operating margin was 2.4% in Q2 2026, reflecting core business profitability. This is down 1.3 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.3 percentage points.

Net Margin

-3.4%

YoY-1.8pp

QoQ-1.8pp

5Y CAGR-11.9pp

10Y CAGR-7.2pp

Ttec Hldgs Inc's net profit margin was -3.4% in Q2 2026, showing the share of revenue converted to profit. This is down 1.8 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.8 percentage points.

Return on Equity

-16.9%

YoY-14.2pp

QoQ-9.4pp

5Y CAGR-25.8pp

10Y CAGR-19.7pp

Ttec Hldgs Inc's ROE was -16.9% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 14.2 percentage points from the same quarter a year earlier. Against the prior quarter it is down 9.4 percentage points.

Capital Allocation

Capital Expenditures

$12.6M

YoY+76.0%

QoQ+97.5%

5Y CAGR+1.0%

10Y CAGR-0.1%

Ttec Hldgs Inc invested $12.6M in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 76.0% from the same quarter a year earlier. Against the prior quarter it is up 97.5%.

R&D Spending

Not reported for Q2 2026.

Share Buybacks

Not reported for Q2 2026.

TTEC Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

TTEC quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$2.0B	$2.1B-3.2%	$2.2B-10.4%	$2.5B+0.8%	$2.4B+7.5%	$2.3B+16.6%	$1.9B+18.6%	$1.6B+8.9%	$1.5B+2.2%	$1.5B+15.8%	$1.3B-0.9%	$1.3B+3.6%	$1.2B+4.1%	$1.2B+2.6%	$1.2B-1.4%	$1.2B
Cost of Revenue	$1.6B	$1.7B-3.8%	$1.7B-10.2%	$1.9B+4.1%	$1.9B+8.9%	$1.7B+17.3%	$1.5B+16.9%	$1.2B+7.3%	$1.2B+4.3%	$1.1B	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	$438.2M	$466.2M-1.2%	$471.7M-11.0%	$529.9M-9.7%	$587.2M+3.2%	$569.0M+14.6%	$496.5M+23.9%	$400.8M+14.1%	$351.2M-4.4%	$367.3M	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$267.4M	$280.3M-4.3%	$293.0M+0.7%	$290.9M+1.2%	$287.4M+19.8%	$240.0M+17.7%	$203.9M+0.7%	$202.5M+11.0%	$182.4M+0.1%	$182.3M+3.7%	$175.8M-9.7%	$194.6M-2.0%	$198.6M+2.7%	$193.4M+5.9%	$182.6M-3.3%	$188.8M
Operating Income	-$130.7M	-$117.1M+32.5%	-$173.5M-247.0%	$118.0M-30.0%	$168.5M-22.4%	$217.2M+6.1%	$204.7M+65.5%	$123.7M+34.4%	$92.1M-8.4%	$100.5M+90.5%	$52.8M-41.5%	$90.2M-6.5%	$96.5M-4.9%	$101.4M+29.1%	$78.5M-16.0%	$93.5M
EBITDA	N/A	-$27.4M+63.8%	-$75.6M-134.5%	$219.3M-21.8%	$280.3M-10.7%	$313.9M+10.7%	$283.6M+47.1%	$192.8M+19.6%	$161.2M-2.3%	$165.0M+35.9%	$121.4M-21.1%	$154.0M+0.6%	$153.0M+3.8%	$147.5M+23.2%	$119.7M-13.5%	$138.3M
Interest Expense	$67.3M	$71.7M-15.0%	$84.3M+7.7%	$78.3M+117.2%	$36.1M+191.2%	$12.4M-29.2%	$17.5M-8.5%	$19.1M-33.3%	$28.7M+108.8%	$13.7M+72.9%	$7.9M+5.4%	$7.5M+8.5%	$6.9M-7.5%	$7.5M+12.2%	$6.7M+30.8%	$5.1M
Income Tax	$11.6M	$14.8M-80.0%	$74.1M+229.9%	$22.5M-17.2%	$27.1M-45.4%	$49.7M+21.4%	$40.9M+59.4%	$25.7M+55.8%	$16.5M-78.9%	$78.1M+507.0%	$12.9M-35.7%	$20.0M-13.2%	$23.0M+11.9%	$20.6M+33867.2%	-$61K-100.5%	$13.3M
Net Income	-$201.5M	-$185.1M+40.4%	-$310.6M-1797.3%	$18.3M-82.3%	$103.2M-26.8%	$141.0M+18.8%	$118.6M+53.8%	$77.2M+115.4%	$35.8M+393.6%	$7.3M-78.5%	$33.7M-45.4%	$61.7M-14.7%	$72.3M+7.3%	$67.4M-3.8%	$70.0M-5.6%	$74.2M
EPS (Basic)	N/A	-$3.99+40.8%	-$6.74-3844.4%	$0.18-91.8%	$2.19-27.2%	$3.01+18.5%	$2.54+53.0%	$1.66+112.8%	$0.78+387.5%	$0.16-77.5%	$0.71-44.1%	$1.27-13.6%	$1.47+12.2%	$1.31+2.3%	$1.28-2.3%	$1.31
EPS (Diluted)	-$4.32	-$3.99+40.8%	-$6.74	$0.18	$2.18-26.6%	$2.97+17.9%	$2.52+52.7%	$1.65+114.3%	$0.77+381.3%	$0.16-77.5%	$0.71-43.7%	$1.26-12.5%	$1.44+11.6%	$1.29+2.4%	$1.26-1.6%	$1.28
Diluted Shares (Avg)	N/A	48M+1.3%	48M	47M	47M-0.1%	47M+0.8%	47M+0.5%	47M+0.8%	46M0.0%	46M-2.8%	48M-2.6%	49M-2.2%	50M-4.1%	52M-5.9%	56M-4.2%	58M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$455.5M-11.3%	$496.2M-7.1%	$570.0M+0.4%	$519.1M-1.9%	$513.6M-3.8%	$534.2M-7.4%	$567.4M-9.4%	$529.4M-12.2%
Cost of Revenue	$357.8M-10.4%	$387.9M-6.4%	$443.2M-1.3%	$413.6M-0.4%	$399.3M-4.5%	$414.5M-8.7%	$448.9M-11.2%	$415.2M-13.4%
Gross Profit	$97.7M-14.6%	$108.3M-9.5%	$126.7M+6.9%	$105.5M-7.6%	$114.3M-1.6%	$119.7M-2.6%	$118.5M-1.5%	$114.2M-7.3%
SG&A Expenses	$61.3M-13.3%	$66.5M-5.0%	$70.7M-3.4%	$68.9M-3.7%	$70.7M-4.2%	$70.0M-6.1%	$73.2M-2.1%	$71.6M+7.2%
Operating Income	$11.0M-41.7%	$18.5M-23.5%	-$172.5M-1228.2%	$12.3M-4.3%	$18.9M+108.4%	$24.2M+6.5%	$15.3M-9.6%	$12.9M-49.2%
EBITDA	$32.1M-23.0%	$39.8M-15.1%	-$150.4M-485.7%	$34.4M-7.0%	$41.8M+121.0%	$46.9M-2.0%	$39.0M-6.8%	$36.9M-27.6%
Interest Expense	$16.7M-8.5%	$17.0M-14.2%	$17.0M-19.3%	$16.6M-23.3%	$18.2M-10.8%	$19.8M-6.0%	$21.1M-2.2%	$21.7M+6.7%
Income Tax	$8.6M-16.3%	$7.8M-16.3%	-$15.9M-292.5%	$11.1M+18.3%	$10.3M-81.0%	$9.3M+300.0%	$8.3M+162.6%	$9.4M+77.5%
Net Income	-$15.4M-92.5%	-$7.6M-649.8%	-$165.1M-1435.3%	-$13.4M+36.7%	-$8.0M+97.3%	$1.4M+160.0%	$12.4M+44264.3%	-$21.1M-1280.5%
EPS (Basic)	-$0.31-82.4%	-$0.16-633.3%	-$3.57-7240.0%	-$0.28+36.4%	-$0.17+97.3%	$0.03+160.0%	$0.05+123.8%	-$0.44-1366.7%
EPS (Diluted)	-$0.31-82.4%	-$0.16-633.3%	-$3.57	-$0.28+36.4%	-$0.17+97.3%	$0.03+160.0%	$0.05	-$0.44-1366.7%
Diluted Shares (Avg)	49M+1.7%	49M+0.7%	N/A	48M+1.5%	48M+1.1%	48M+1.3%	N/A	48M+0.5%

Not reported in any period shown, so not listed: R&D Expenses.

TTEC Balance Sheet

TTEC quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$1.5B-14.5%	$1.8B-19.8%	$2.2B+1.5%	$2.2B+7.9%	$2.0B+31.7%	$1.5B+10.1%	$1.4B+30.6%	$1.1B-2.2%	$1.1B+27.5%	$846.3M+0.4%	$843.3M-1.1%	$852.5M+1.2%	$842.3M-1.1%	$851.6M+14.0%	$747.0M
Current Assets	$673.4M+3.2%	$652.3M-4.2%	$681.2M-9.2%	$750.0M+7.4%	$698.0M+6.3%	$656.8M+19.5%	$549.8M+4.4%	$526.5M-2.8%	$541.4M+24.8%	$433.7M+4.5%	$415.1M-6.8%	$445.5M-5.1%	$469.6M-6.8%	$503.5M+5.3%	$478.3M
Cash & Equivalents	$82.9M-2.5%	$85.0M-50.8%	$172.7M+12.6%	$153.4M-3.0%	$158.2M+19.0%	$132.9M+61.3%	$82.4M+5.3%	$78.2M+5.1%	$74.4M+34.7%	$55.3M-8.4%	$60.3M-22.0%	$77.3M-51.1%	$158.0M-3.9%	$164.5M+5.2%	$156.4M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Accounts Receivable	$455.8M+0.7%	$452.6M+14.6%	$394.9M-5.5%	$417.6M+16.9%	$357.3M-5.6%	$378.4M+14.3%	$331.1M-5.7%	$351.0M-10.4%	$391.9M+30.3%	$300.8M+6.1%	$283.5M+2.5%	$276.4M+17.1%	$236.1M-6.0%	$251.2M+3.1%	$243.6M
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$368.7M-35.5%	$571.2M-29.4%	$809.0M+0.1%	$807.8M+9.2%	$739.5M+103.4%	$363.5M+20.5%	$301.7M+47.4%	$204.6M-2.4%	$209.7M+58.1%	$132.7M+16.2%	$114.2M-11.3%	$128.7M+25.3%	$102.7M+4.6%	$98.2M+38.7%	$70.8M
Total Liabilities	$1.4B-6.7%	$1.5B-5.4%	$1.6B+3.3%	$1.5B+8.4%	$1.4B+39.5%	$1.0B+12.2%	$896.1M+27.7%	$701.7M-2.0%	$715.9M+47.8%	$484.4M-48.7%	$944.7M+4.4%	$904.7M+4.8%	$862.9M+4.1%	$828.6M+199.4%	$276.7M
Current Liabilities	$356.0M+0.6%	$353.9M-12.2%	$403.0M-2.0%	$411.4M-7.4%	$444.4M+12.2%	$396.2M+9.1%	$363.3M+54.3%	$235.4M+16.7%	$201.8M+12.1%	$180.0M-13.0%	$206.9M+4.2%	$198.6M+4.1%	$190.8M+10.3%	$172.9M+1.7%	$170.0M
Non-Current Liabilities	$1.0B-8.9%	$1.1B-3.1%	$1.2B+5.2%	$1.1B+15.7%	$958.1M+57.2%	$609.5M+14.4%	$532.8M+14.3%	$466.2M-9.3%	$514.1M+68.9%	$304.4M+59.0%	$191.5M+2.0%	$187.8M+7.0%	$175.6M-1.6%	$178.4M+67.1%	$106.7M
Total Equity	$112.9M-57.9%	$268.1M-56.4%	$615.5M+6.5%	$578.1M+7.4%	$538.0M+17.5%	$457.8M+6.0%	$431.7M+22.4%	$352.8M-2.8%	$362.8M+0.3%	$361.9M+457.0%	-$101.4M-93.9%	-$52.3M-153.9%	-$20.6M-189.6%	$23.0M-95.1%	$470.2M
Retained Earnings	$354.2M-35.2%	$546.6M-37.2%	$870.4M-4.5%	$911.2M+6.4%	$856.1M+13.0%	$757.3M-2.1%	$773.2M+6.6%	$725.6M+0.5%	$721.7M-1.9%	$735.9M+2.1%	$721.0M+6.4%	$677.9M+11.8%	$606.5M+12.2%	$540.8M+14.9%	$470.8M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$1.4B-19.0%	$1.4B-18.2%	$1.5B-14.5%	$1.7B-7.9%	$1.7B-5.4%	$1.7B-18.4%	$1.8B-19.8%	$1.8B-15.8%
Current Assets	$592.2M-5.7%	$622.0M-5.1%	$673.4M+3.2%	$635.6M-2.7%	$627.7M+4.0%	$655.2M+6.1%	$652.3M-4.2%	$653.1M-1.4%
Cash & Equivalents	$93.9M+13.7%	$88.7M+4.2%	$82.9M-2.5%	$73.5M-24.2%	$82.6M+3.5%	$85.1M-7.0%	$85.0M-50.8%	$96.9M-36.1%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Accounts Receivable	$396.2M-5.7%	$429.4M-2.4%	$455.8M+0.7%	$424.5M-1.3%	$420.3M+10.1%	$440.2M+8.8%	$452.6M+14.6%	$430.1M+13.3%
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$367.9M-35.9%	$368.2M-35.6%	$368.7M-35.5%	$573.8M-0.2%	$574.4M+0.1%	$571.9M-29.1%	$571.2M-29.4%	$575.1M-28.7%
Total Liabilities	$1.3B-8.4%	$1.3B-9.3%	$1.4B-6.7%	$1.4B-8.5%	$1.4B-6.0%	$1.4B-3.9%	$1.5B-5.4%	$1.5B-1.9%
Current Liabilities	$317.3M-10.7%	$309.0M-7.6%	$356.0M+0.6%	$363.1M+7.2%	$355.3M-8.3%	$334.3M-13.0%	$353.9M-12.2%	$338.6M-19.9%
Non-Current Liabilities	$965.5M-7.6%	$1.0B-9.8%	$1.0B-8.9%	$1.0B-13.0%	$1.0B-5.1%	$1.1B-0.7%	$1.1B-3.1%	$1.2B+4.8%
Total Equity	$90.8M-69.2%	$101.8M-63.9%	$112.9M-57.9%	$280.8M-4.9%	$295.2M-3.0%	$281.5M-54.0%	$268.1M-56.4%	$295.1M-51.1%
Retained Earnings	$331.2M-38.7%	$346.5M-36.8%	$354.2M-35.2%	$526.6M-3.3%	$540.0M-4.5%	$548.0M-36.7%	$546.6M-37.2%	$544.6M-38.1%

Not reported in any period shown, so not listed: Inventory, Long-Term Debt.

TTEC Cash Flow Statement

TTEC quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$85.7M	$121.1M+305.8%	-$58.8M-140.6%	$144.8M+5.6%	$137.0M-45.5%	$251.3M-7.6%	$271.9M+14.3%	$238.0M+41.4%	$168.3M+48.8%	$113.2M+1.2%	$111.8M-19.0%	$138.0M+46.7%	$94.1M-31.8%	$138.0M+29.0%	$106.9M-6.0%	$113.8M
Depreciation & Amortization	N/A	$89.8M-8.4%	$98.0M-3.3%	$101.3M-9.4%	$111.8M+15.6%	$96.7M+22.6%	$78.9M+14.2%	$69.1M-0.1%	$69.2M+7.2%	$64.5M-6.1%	$68.7M+7.6%	$63.8M+12.9%	$56.5M+22.7%	$46.1M+11.9%	$41.2M-8.3%	$44.9M
Stock-Based Compensation	N/A	$13.4M-28.1%	$18.7M-15.3%	$22.1M+25.6%	$17.6M+7.0%	$16.4M+31.3%	$12.5M-2.4%	$12.8M+5.5%	$12.1M+2.5%	$11.9M+21.3%	$9.8M-13.5%	$11.3M0.0%	$11.3M-14.6%	$13.2M-1.1%	$13.4M-15.6%	$15.9M
Capital Expenditures	$44.6M	$38.1M-15.6%	$45.2M-33.4%	$67.8M-19.3%	$84.0M+39.2%	$60.4M+1.0%	$59.8M-1.7%	$60.8M+39.9%	$43.5M-16.4%	$52.0M+2.2%	$50.8M-23.7%	$66.6M-1.5%	$67.6M+34.3%	$50.4M+23.9%	$40.7M+5.1%	$38.7M
Free Cash Flow	$41.1M	$83.0M+179.8%	-$104.0M-235.2%	$76.9M+45.0%	$53.0M-72.2%	$190.9M-10.0%	$212.1M+19.7%	$177.2M+41.9%	$124.9M+104.1%	$61.2M+0.3%	$61.0M-14.6%	$71.4M+170.0%	$26.4M-69.8%	$87.6M+32.2%	$66.3M-11.8%	$75.1M
Investing Cash Flow	-$38.8M	-$33.6M-7149.5%	$477K+100.7%	-$67.6M+70.1%	-$226.2M+58.3%	-$542.0M-382.1%	-$112.4M+31.0%	-$162.9M-242.4%	-$47.6M+71.9%	-$169.0M-68.4%	-$100.4M-30.0%	-$77.2M+16.0%	-$91.9M-54.4%	-$59.5M+26.4%	-$80.9M+6.9%	-$86.9M
Financing Cash Flow	-$35.8M	-$83.3M-117.5%	-$38.3M+43.9%	-$68.2M-176.6%	$89.0M-72.1%	$319.6M+384.8%	-$112.2M-136.9%	-$47.4M+53.6%	-$102.1M-242.6%	$71.6M+4559.9%	-$1.6M+97.2%	-$57.1M+23.0%	-$74.2M-5.1%	-$70.7M-102.1%	-$35.0M-320.0%	$15.9M
Dividends Paid	N/A	$0-100.0%	$2.8M-94.2%	$49.2M+2.4%	$48.1M+13.9%	$42.2M-68.6%	$134.6M+368.2%	$28.7M+13.4%	$25.3M+17.7%	$21.5M+17.9%	$18.3M+4.8%	$17.4M	$0	$0	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0	$0-100.0%	$18.3M-75.5%	$74.7M+333.4%	$17.2M-69.8%	$57.1M+1.0%	$56.5M-30.4%	$81.2M+27.6%	$63.7M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$51.3M-44.6%	$27.5M+27.5%	$2.6M+336.6%	$4.2M+104.6%	$92.7M+88.1%	$21.6M+238.2%	-$1.1M-103.4%	-$91.4M-188.1%
Depreciation & Amortization	$21.1M-7.6%	$21.3M-6.1%	$22.1M-6.5%	$22.0M-8.4%	$22.9M-8.7%	$22.7M-9.7%	$23.7M-4.8%	$24.0M-6.1%
Stock-Based Compensation	$2.3M-44.3%	$2.8M-13.0%	N/A	N/A	$4.1M-20.6%	$3.3M-44.1%	N/A	$4.3M-34.4%
Capital Expenditures	$12.6M+76.0%	$6.4M+18.4%	$11.7M+34.7%	$13.8M+57.1%	$7.2M-49.5%	$5.4M-59.9%	$8.7M-33.6%	$8.8M-59.7%
Free Cash Flow	$38.7M-54.8%	$21.1M+30.6%	-$9.2M+6.5%	-$9.6M+90.4%	$85.5M+143.9%	$16.2M+155.6%	-$9.8M-153.2%	-$100.2M-87.3%
Investing Cash Flow	-$12.6M-77.2%	-$4.9M+6.4%	-$11.7M-131.9%	-$9.5M-8.5%	-$7.1M+49.5%	-$5.3M+60.7%	$36.8M+380.8%	-$8.8M+59.4%
Financing Cash Flow	-$33.1M+61.2%	-$18.4M-33.6%	$19.6M+136.9%	-$4.0M-104.4%	-$85.2M-191.6%	-$13.7M+70.5%	-$53.1M-1714.6%	$90.5M+108.2%
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	$0-100.0%	$0

Not reported in any period shown, so not listed: Share Buybacks.

TTEC Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

TTEC quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Gross Margin	21.8%+0.5pp	21.4%-0.2pp	21.5%-2.5pp	24.0%-1.0pp	25.0%-0.4pp	25.5%+1.1pp	24.4%+1.1pp	23.3%-1.6pp	24.9%	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	-5.5%+2.4pp	-7.9%-12.7pp	4.8%-2.1pp	6.9%-2.7pp	9.6%-0.9pp	10.5%+3.0pp	7.5%+1.4pp	6.1%-0.7pp	6.8%+2.7pp	4.1%-2.9pp	7.0%-0.8pp	7.8%-0.7pp	8.5%+1.8pp	6.8%-1.2pp	7.9%
Net Margin	-8.7%+5.4pp	-14.1%-14.8pp	0.7%-3.5pp	4.2%-2.0pp	6.2%+0.1pp	6.1%+1.4pp	4.7%+2.3pp	2.4%+1.9pp	0.5%-2.1pp	2.6%-2.1pp	4.8%-1.0pp	5.8%+0.2pp	5.7%-0.4pp	6.0%-0.3pp	6.3%
Return on Equity	-163.9%-48.1pp	-115.8%-118.8pp	3.0%-14.9pp	17.9%-8.3pp	26.2%+0.3pp	25.9%+8.0pp	17.9%+7.7pp	10.2%+8.2pp	2.0%-7.3pp	9.3%	N/A	N/A	N/A	304.7%+288.9pp	15.8%
Return on Assets	-12.3%+5.4pp	-17.7%-18.6pp	0.8%-4.0pp	4.8%-2.3pp	7.1%-0.8pp	7.8%+2.2pp	5.6%+2.2pp	3.4%+2.7pp	0.7%-3.3pp	4.0%-3.3pp	7.3%-1.2pp	8.5%+0.5pp	8.0%-0.2pp	8.2%-1.7pp	9.9%
Current Ratio	1.890.0x	1.84+0.2x	1.69-0.1x	1.82+0.3x	1.57-0.1x	1.66+0.1x	1.51-0.7x	2.24-0.4x	2.68+0.3x	2.41+0.4x	2.01-0.2x	2.24-0.2x	2.46-0.5x	2.91+0.1x	2.81
Debt-to-Equity	12.28+6.7x	5.54+3.0x	2.55-0.1x	2.630.0x	2.61+0.4x	2.20+0.1x	2.08+0.1x	1.990.0x	1.97+0.6x	1.34	N/A	N/A	N/A	36.06+35.5x	0.59
Asset Turnover	1.43+0.2x	1.26+0.1x	1.130.0x	1.130.0x	1.14-0.1x	1.29+0.1x	1.19-0.2x	1.43+0.1x	1.37-0.1x	1.510.0x	1.53+0.1x	1.460.0x	1.42+0.1x	1.37-0.2x	1.58
FCF Margin	3.9%+8.6pp	-4.7%-7.8pp	3.1%+0.9pp	2.2%-6.2pp	8.4%-2.5pp	10.9%+0.1pp	10.8%+2.5pp	8.3%+4.1pp	4.1%-0.6pp	4.8%-0.8pp	5.5%+3.4pp	2.1%-5.2pp	7.3%+1.6pp	5.7%-0.7pp	6.4%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Gross Margin	21.4%-0.8pp	21.8%-0.6pp	22.2%+1.3pp	20.3%-1.3pp	22.3%+0.5pp	22.4%+1.1pp	20.9%+1.7pp	21.6%+1.1pp
Operating Margin	2.4%-1.3pp	3.7%-0.8pp	-30.3%-33.0pp	2.4%-0.1pp	3.7%+45.7pp	4.5%+0.6pp	2.7%0.0pp	2.4%-1.8pp
Net Margin	-3.4%-1.8pp	-1.5%-1.8pp	-29.0%-31.1pp	-2.6%+1.4pp	-1.6%+54.5pp	0.3%+0.7pp	2.2%+2.2pp	-4.0%-3.7pp
Return on Equity	-16.9%-14.2pp	-7.5%-8.0pp	-146.3%-150.9pp	-4.8%+2.4pp	-2.7%+95.8pp	0.5%+0.9pp	4.6%+4.6pp	-7.2%-6.9pp
Return on Assets	-1.1%-0.7pp	-0.5%-0.6pp	-11.0%-11.7pp	-0.8%+0.4pp	-0.5%+16.2pp	0.1%+0.2pp	0.7%+0.7pp	-1.2%-1.1pp
Current Ratio	1.87+0.1x	2.01+0.1x	1.890.0x	1.75-0.2x	1.77+0.2x	1.96+0.4x	1.84+0.2x	1.93+0.4x
Debt-to-Equity	14.12+9.4x	12.88+7.7x	12.28+6.7x	4.99-0.2x	4.74-0.2x	5.13+2.7x	5.54+3.0x	5.19+2.6x
Asset Turnover	0.330.0x	0.350.0x	0.38+0.1x	0.310.0x	0.300.0x	0.310.0x	0.320.0x	0.290.0x
FCF Margin	8.5%-8.2pp	4.3%+1.2pp	-1.6%+0.1pp	-1.8%+17.1pp	16.7%+10.1pp	3.0%+8.1pp	-1.7%-4.7pp	-18.9%-10.1pp

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Ttec Hldgs Inc TTEC	FY2025	$2.1B	-$185.1M	-8.7%	$66.1M	23/100
Information Svrs III	FY2025	$244.7M	$9.3M	3.8%	$245.0M	48/100
Unisys UIS	FY2025	$2.0B	-$339.8M	-17.4%	$188.9M	37/100
Csp Inc CSPI	FY2025	$58.7M	-$91K	-0.1%	$81.1M	39/100
Castellum Inc CTM	FY2025	$52.9M	-$2.4M	-4.5%	$54.0M	47/100
Trident Digital Tech Holdings Ltd TDTH	FY2025	$161K	-$22.8M	N/A	$2.0B	—

Where Ttec Hldgs Inc Ranks

Frequently Asked Questions

What is Ttec Hldgs Inc's annual revenue?

Ttec Hldgs Inc (TTEC) reported $2.1B in total revenue for fiscal year 2025. This represents a -3.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Ttec Hldgs Inc's revenue growing?

Ttec Hldgs Inc (TTEC) revenue declined by 3.2% year-over-year, from $2.2B to $2.1B in fiscal year 2025.

Is Ttec Hldgs Inc profitable?

No, Ttec Hldgs Inc (TTEC) reported a net income of -$185.1M in fiscal year 2025, with a net profit margin of -8.7%.

What is Ttec Hldgs Inc's EBITDA?

Ttec Hldgs Inc (TTEC) had EBITDA of -$27.4M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

What is Ttec Hldgs Inc's gross margin?

Ttec Hldgs Inc (TTEC) had a gross margin of 21.8% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

What is Ttec Hldgs Inc's operating margin?

Ttec Hldgs Inc (TTEC) had an operating margin of -5.5% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is Ttec Hldgs Inc's net profit margin?

Ttec Hldgs Inc (TTEC) had a net profit margin of -8.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Ttec Hldgs Inc's return on equity (ROE)?

Ttec Hldgs Inc (TTEC) has a return on equity of -163.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Ttec Hldgs Inc's free cash flow?

Ttec Hldgs Inc (TTEC) generated $83.0M in free cash flow during fiscal year 2025. This represents a 179.8% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Ttec Hldgs Inc's operating cash flow?

Ttec Hldgs Inc (TTEC) generated $121.1M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Ttec Hldgs Inc's total assets?

Ttec Hldgs Inc (TTEC) had $1.5B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Ttec Hldgs Inc's capital expenditures?

Ttec Hldgs Inc (TTEC) invested $38.1M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does Ttec Hldgs Inc have outstanding?

Ttec Hldgs Inc (TTEC) had 49M shares outstanding as of fiscal year 2025.

What is Ttec Hldgs Inc's current ratio?

Ttec Hldgs Inc (TTEC) had a current ratio of 1.89 as of fiscal year 2025, which is generally considered healthy.

What is Ttec Hldgs Inc's debt-to-equity ratio?

Ttec Hldgs Inc (TTEC) had a debt-to-equity ratio of 12.28 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Ttec Hldgs Inc's return on assets (ROA)?

Ttec Hldgs Inc (TTEC) had a return on assets of -12.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Ttec Hldgs Inc's P/E ratio?

Ttec Hldgs Inc (TTEC) has no price-to-earnings ratio at the moment: net loss, so no earnings multiple (trailing 12 months to June 30, 2026). The market capitalization is $66.1M as of Sep 2, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Ttec Hldgs Inc's price-to-sales ratio?

Ttec Hldgs Inc (TTEC) trades at 0.0x sales, its market capitalization divided by revenue of $2.0B revenue, trailing 12 months to June 30, 2026. The market capitalization is $66.1M as of Sep 2, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Ttec Hldgs Inc's Altman Z-Score?

Ttec Hldgs Inc (TTEC) has an Altman Z-Score of 1.78, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is Ttec Hldgs Inc's Piotroski F-Score?

Ttec Hldgs Inc (TTEC) has a Piotroski F-Score of 6 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Ttec Hldgs Inc's earnings high quality?

Ttec Hldgs Inc (TTEC) reported a net loss of $185.1M while generating $121.1M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can Ttec Hldgs Inc cover its interest payments?

Ttec Hldgs Inc (TTEC) reported an operating loss of $117.1M against $71.7M in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is Ttec Hldgs Inc?

Ttec Hldgs Inc (TTEC) scores 23 out of 100 on our Financial Health Score, indicating weak standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.