Income Opport Financials

IOR

Source SEC Filings (10-K/10-Q) Updated Sep 30, 2025 Currency USD FYE December

This page shows Income Opport (IOR) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 16 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Piotroski F-Score Weak

3/9

Income Opport passes 3 of 9 financial strength tests. 2 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass.

Earnings Quality Low Quality

0.15x

For every $1 of reported earnings, Income Opport generates $0.15 in operating cash flow ($713K OCF vs $4.7M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.

Key Financial Metrics

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Revenue

N/A

EBITDA

N/A

Free Cash Flow

N/A

Net Income

$4.7M

YoY-33.6%

5Y CAGR+2.3%

10Y CAGR+11.6%

Income Opport reported $4.7M in net income in fiscal year 2024. This represents a decrease of 33.6% from the prior year.

EPS (Diluted)

$1.14

YoY-32.1%

5Y CAGR+2.9%

10Y CAGR+11.9%

Income Opport earned $1.14 per diluted share (EPS) in fiscal year 2024. This represents a decrease of 32.1% from the prior year.

Cash & Debt

$9K

YoY-87.3%

5Y CAGR+12.5%

10Y CAGR+2.5%

Income Opport held $9K in cash against $0 in long-term debt as of fiscal year 2024.

Dividends Per Share

N/A

Shares Outstanding

YoY-1.1%

5Y CAGR-0.5%

10Y CAGR-0.2%

Income Opport had 4M shares outstanding in fiscal year 2024. This represents a decrease of 1.1% from the prior year.

Gross Margin

N/A

Operating Margin

N/A

Net Margin

N/A

Return on Equity

3.8%

YoY-2.1pp

5Y CAGR-0.3pp

10Y CAGR+1.9pp

Income Opport's ROE was 3.8% in fiscal year 2024, measuring profit generated per dollar of shareholder equity. This is down 2.1 percentage points from the prior year.

R&D Spending

N/A

Share Buybacks

$802K

YoY-11.7%

Income Opport spent $802K on share buybacks in fiscal year 2024, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 11.7% from the prior year.

Capital Expenditures

N/A

IOR Income Statement

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$304K-38.0%	$490K+8.6%	$451K-4.0%	$470K+4.4%	$450K-8.9%	$494K
Operating Income	-$412K+71.8%	-$1.5M+10.2%	-$1.6M-3.0%	-$1.6M+0.7%	-$1.6M-0.1%	-$1.6M
Interest Expense	N/A	N/A	N/A	N/A	N/A	N/A
Income Tax	$1.2M-23.2%	$1.6M+54.0%	$1.0M+9.3%	$956K-14.6%	$1.1M+3.9%	$1.1M
Net Income	$4.7M-33.6%	$7.0M+78.1%	$3.9M+9.3%	$3.6M-14.6%	$4.2M+1.7%	$4.1M
EPS (Diluted)	$1.14-32.1%	$1.68+78.7%	$0.94+9.3%	$0.86-14.9%	$1.01+2.0%	$0.99

Metric	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23
Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$63K-14.9%	$74K+8.8%	$68K	N/A	$71K-23.7%	$93K+40.9%	$66K	N/A
Operating Income	-$90K+7.2%	-$97K-2.1%	-$95K+10.4%	-$106K-9.3%	-$97K+14.9%	-$114K-20.0%	-$95K-216.7%	-$30K
Interest Expense	$176K+198.9%	-$178K+3.3%	-$184K	N/A	$297K+201.0%	-$294K-101983.3%	-$288	N/A
Income Tax	$274K+3.8%	$264K+0.4%	$263K+2.3%	$257K-19.4%	$319K+3.2%	$309K-1.3%	$313K-80.8%	$1.6M
Net Income	$1.0M+3.7%	$994K+0.5%	$989K-11.1%	$1.1M-7.1%	$1.2M+3.1%	$1.2M-1.4%	$1.2M-52.4%	$2.5M
EPS (Diluted)	$0.25+4.2%	$0.240.0%	$0.24-11.1%	$0.27-6.9%	$0.29+3.6%	$0.28-3.4%	$0.29-51.7%	$0.60

IOR Balance Sheet

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Total Assets	$121.9M+3.3%	$118.1M+5.4%	$112.0M+3.6%	$108.1M+3.4%	$104.5M+4.2%	$100.3M
Current Assets	$110.8M+3.6%	$106.9M+6.0%	$100.8M+4.0%	$96.9M+6.1%	$91.3M+5.9%	$86.2M
Cash & Equivalents	$9K-87.3%	$71K+1083.3%	$6K+200.0%	$2K-83.3%	$12K+140.0%	$5K
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$0	$0-100.0%	$4K-66.7%	$12K0.0%	$12K-14.3%	$14K
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$121.9M+3.3%	$118.1M+5.4%	$112.0M+3.6%	$108.1M+3.4%	$104.5M+4.2%	$100.2M
Retained Earnings	$61.7M+8.2%	$57.0M+14.0%	$50.0M+8.5%	$46.1M+8.5%	$42.5M+11.0%	$38.3M

Metric	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23
Total Assets	$124.9M+0.8%	$123.9M+0.8%	$122.9M+0.8%	$121.9M+0.9%	$120.8M+0.8%	$119.8M+1.0%	$118.7M+0.5%	$118.1M
Current Assets	$113.9M+1.0%	$112.8M+0.9%	$111.8M+0.9%	$110.8M+1.0%	$109.7M+0.9%	$108.7M+1.1%	$107.5M+0.6%	$106.9M
Cash & Equivalents	$6K-94.6%	$111K-28.8%	$156K+1633.3%	$9K-35.7%	$14K-12.5%	$16K-55.6%	$36K-49.3%	$71K
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$4K+100.0%	$2K-60.0%	$5K	$0-100.0%	$3K	$0-100.0%	$3K	$0
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$124.9M+0.8%	$123.9M+0.8%	$122.9M+0.8%	$121.9M+0.9%	$120.8M+0.8%	$119.8M+1.0%	$118.7M+0.5%	$118.1M
Retained Earnings	$64.7M+1.6%	$63.7M+1.6%	$62.7M+1.6%	$61.7M+1.8%	$60.6M+2.0%	$59.4M+2.0%	$58.2M+2.1%	$57.0M

IOR Cash Flow Statement

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Operating Cash Flow	$713K-26.7%	$973K+24225.0%	$4K+100.1%	-$3.0M-42671.4%	$7K+600.0%	$1K
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	$27K	N/A	N/A	$3.0M+169.0%	-$4.3M-4.2%	-$4.1M
Financing Cash Flow	-$802K+11.7%	-$908K	N/A	N/A	N/A	N/A
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$802K-11.7%	$908K	N/A	N/A	N/A	N/A

Metric	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23
Operating Cash Flow	-$179K-297.8%	-$45K-130.6%	$147K+3040.0%	-$5K-102.7%	$186K+1030.0%	-$20K-103.6%	$552K-42.9%	$967K
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	-$1.4M-157.5%	$2.4M+151.7%	-$4.5M	$0+100.0%	-$1.5M-120.5%	-$665K+52.8%	-$1.4M-114.3%	$9.8M
Financing Cash Flow	$0+100.0%	-$2.1M	$0	$0+100.0%	-$215K	$0+100.0%	-$587K	N/A
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	$0-100.0%	$215K	$0-100.0%	$587K	N/A

IOR Financial Ratios

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	N/A	N/A	N/A	N/A	N/A	N/A
Return on Equity	3.8%-2.1pp	5.9%+2.4pp	3.5%+0.2pp	3.3%-0.7pp	4.0%-0.1pp	4.1%
Return on Assets	3.8%-2.1pp	5.9%+2.4pp	3.5%+0.2pp	3.3%-0.7pp	4.0%-0.1pp	4.1%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.000.0	0.000.0	0.000.0	0.000.0	0.000.0	0.00
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Equity	0.8%+0.0pp	0.8%0.0pp	0.8%-0.1pp	0.9%-0.1pp	1.0%+0.0pp	1.0%-0.0pp	1.0%-1.1pp	2.1%
Return on Assets	0.8%+0.0pp	0.8%0.0pp	0.8%-0.1pp	0.9%-0.1pp	1.0%+0.0pp	1.0%-0.0pp	1.0%-1.1pp	2.1%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.000.0	0.000.0	0.000.0	0.000.0	0.000.0	0.000.0	0.000.0	0.00
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

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Frequently Asked Questions

Is Income Opport profitable?

Yes, Income Opport (IOR) reported a net income of $4.7M in fiscal year 2024.

What is Income Opport's earnings per share (EPS)?

Income Opport (IOR) reported diluted earnings per share of $1.14 for fiscal year 2024. This represents a -32.1% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

What is Income Opport's return on equity (ROE)?

Income Opport (IOR) has a return on equity of 3.8% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.

What is Income Opport's operating cash flow?

Income Opport (IOR) generated $713K in operating cash flow during fiscal year 2024, representing cash generated from core business activities.

What are Income Opport's total assets?

Income Opport (IOR) had $121.9M in total assets as of fiscal year 2024, including both current and long-term assets.

Does Income Opport buy back shares?

Yes, Income Opport (IOR) spent $802K on share buybacks during fiscal year 2024, returning capital to shareholders by reducing shares outstanding.

How many shares does Income Opport have outstanding?

Income Opport (IOR) had 4M shares outstanding as of fiscal year 2024.

What is Income Opport's debt-to-equity ratio?

Income Opport (IOR) had a debt-to-equity ratio of 0.00 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Income Opport's return on assets (ROA)?

Income Opport (IOR) had a return on assets of 3.8% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.

What is Income Opport's Piotroski F-Score?

Income Opport (IOR) has a Piotroski F-Score of 3 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Income Opport's earnings high quality?

Income Opport (IOR) has an earnings quality ratio of 0.15x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.