What is Income Opport's earnings per share (EPS)?

Income Opport (IOR) reported diluted earnings per share of $0.98 for fiscal year 2025. This represents a -14.0% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Income Opport Financials

IOR

Source SEC Filings (10-K/10-Q) Updated Mar 31, 2026 Currency USD FYE December

This page shows Income Opport (IOR) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI IOR FY2025 2026-05-07

Book value keeps compounding while reported operations stay loss-making, making the company behave more like an asset holder than an operating engine.

From FY2023 to FY2025, net income stayed positive while operating cash flow fell from $973K to -$77K, so reported profit did not convert into cash with the same consistency. Operating income also stayed negative and liabilities were $0, which suggests the earnings line is being shaped more by balance-sheet or non-operating factors than by a self-funding operating business.

Between FY2023 and FY2025, total assets and equity rose together from $118.1M to $125.9M because liabilities were essentially absent. That means book-value growth came from retaining earnings inside the asset base, not from adding debt or levering returns.

The balance sheet is asset-rich but cash-light: FY2025 current assets were $114.8M while cash was only $6K, so most resources are not sitting in immediately deployable cash. Share repurchases of $908K in FY2023 and $802K in FY2024 modestly reduced share count, showing capital was returned even though operating cash generation stayed thin.

Financial Health Signals

Financial Profile 20/100

Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →

Health score ≠ stock price. This rates the quality of Income Opport's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Leverage

100

Income Opport carries a low D/E ratio of 0.00, meaning only $0.00 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 100/100, indicating a strong balance sheet with room for future borrowing.

Returns

Income Opport generates a 3.2% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 20/100. This is down from 3.8% the prior year.

Piotroski F-Score Weak

2/9

Income Opport passes 2 of 9 financial strength tests. 1 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass.

Earnings Quality Low Quality

-0.02x

For every $1 of reported earnings, Income Opport generates $-0.02 in operating cash flow (-$77K OCF vs $4.0M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.

Key Financial Metrics

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Earnings & Revenue

Revenue

N/A

EBITDA

N/A

Net Income

$4.0M

YoY-14.2%

5Y CAGR-1.1%

10Y CAGR+10.3%

Income Opport reported $4.0M in net income in fiscal year 2025. This represents a decrease of 14.2% from the prior year.

EPS (Diluted)

$0.98

YoY-14.0%

5Y CAGR-0.6%

10Y CAGR+10.5%

Income Opport earned $0.98 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 14.0% from the prior year.

Cash & Balance Sheet

Free Cash Flow

N/A

Cash & Debt

$6K

YoY-33.3%

5Y CAGR-12.9%

10Y CAGR+11.6%

Income Opport held $6K in cash against $0 in long-term debt as of fiscal year 2025.

Dividends Per Share

N/A

Shares Outstanding

YoY+0.0%

5Y CAGR-0.5%

10Y CAGR-0.2%

Income Opport had 4M shares outstanding in fiscal year 2025. This represents an increase of 0.0% from the prior year.

Margins & Returns

Gross Margin

N/A

Operating Margin

N/A

Net Margin

N/A

Return on Equity

3.2%

YoY-0.6pp

5Y CAGR-0.9pp

10Y CAGR+1.4pp

Income Opport's ROE was 3.2% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 0.6 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

N/A

Capital Expenditures

N/A

IOR Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$280K-7.9%	$304K-38.0%	$490K+8.6%	$451K-4.0%	$470K+4.4%	$450K
Operating Income	-$383K+7.0%	-$412K+71.8%	-$1.5M+10.2%	-$1.6M-3.0%	-$1.6M+0.7%	-$1.6M
Interest Expense	N/A	N/A	N/A	N/A	N/A	N/A
Income Tax	$1.1M-14.2%	$1.2M-23.2%	$1.6M+54.0%	$1.0M+9.3%	$956K-14.6%	$1.1M
Net Income	$4.0M-14.2%	$4.7M-33.6%	$7.0M+78.1%	$3.9M+9.3%	$3.6M-14.6%	$4.2M
EPS (Diluted)	$0.98-14.0%	$1.14-32.1%	$1.68+78.7%	$0.94+9.3%	$0.86-14.9%	$1.01

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$73K	N/A	$63K-14.9%	$74K+8.8%	$68K	N/A	$71K-23.7%	$93K
Operating Income	-$97K+4.0%	-$101K-12.2%	-$90K+7.2%	-$97K-2.1%	-$95K+10.4%	-$106K-9.3%	-$97K+14.9%	-$114K
Interest Expense	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Income Tax	$269K	N/A	$274K+3.8%	$264K+0.4%	$263K	N/A	$319K+3.2%	$309K
Net Income	$1.0M+3.5%	$976K-5.3%	$1.0M+3.7%	$994K+0.5%	$989K-11.1%	$1.1M-7.1%	$1.2M+3.1%	$1.2M
EPS (Diluted)	$0.250.0%	$0.250.0%	$0.25+4.2%	$0.240.0%	$0.24-11.1%	$0.27-6.9%	$0.29+3.6%	$0.28

IOR Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$125.9M+3.3%	$121.9M+3.3%	$118.1M+5.4%	$112.0M+3.6%	$108.1M+3.4%	$104.5M
Current Assets	$114.8M+3.7%	$110.8M+3.6%	$106.9M+6.0%	$100.8M+4.0%	$96.9M+6.1%	$91.3M
Cash & Equivalents	$6K-33.3%	$9K-87.3%	$71K+1083.3%	$6K+200.0%	$2K-83.3%	$12K
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$0	$0	$0-100.0%	$4K-66.7%	$12K0.0%	$12K
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$125.9M+3.3%	$121.9M+3.3%	$118.1M+5.4%	$112.0M+3.6%	$108.1M+3.4%	$104.5M
Retained Earnings	$65.7M+6.5%	$61.7M+8.2%	$57.0M+14.0%	$50.0M+8.5%	$46.1M+8.5%	$42.5M

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Total Assets	$126.9M+0.8%	$125.9M+0.8%	$124.9M+0.8%	$123.9M+0.8%	$122.9M+0.8%	$121.9M+0.9%	$120.8M+0.8%	$119.8M
Current Assets	$116.0M+1.0%	$114.8M+0.9%	$113.9M+1.0%	$112.8M+0.9%	$111.8M+0.9%	$110.8M+1.0%	$109.7M+0.9%	$108.7M
Cash & Equivalents	$4K-33.3%	$6K0.0%	$6K-94.6%	$111K-28.8%	$156K+1633.3%	$9K-35.7%	$14K-12.5%	$16K
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$4K	$0-100.0%	$4K+100.0%	$2K-60.0%	$5K	$0-100.0%	$3K	$0
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$126.9M+0.8%	$125.9M+0.8%	$124.9M+0.8%	$123.9M+0.8%	$122.9M+0.8%	$121.9M+0.9%	$120.8M+0.8%	$119.8M
Retained Earnings	$66.7M+1.5%	$65.7M+1.5%	$64.7M+1.6%	$63.7M+1.6%	$62.7M+1.6%	$61.7M+1.8%	$60.6M+2.0%	$59.4M

IOR Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	-$77K-110.8%	$713K-26.7%	$973K+24225.0%	$4K+100.1%	-$3.0M-42671.4%	$7K
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	$74K+174.1%	$27K	N/A	N/A	$3.0M+169.0%	-$4.3M
Financing Cash Flow	N/A	-$802K+11.7%	-$908K	N/A	N/A	N/A
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	$802K-11.7%	$908K	N/A	N/A	N/A

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Operating Cash Flow	-$114K	$0+100.0%	-$179K-297.8%	-$45K-130.6%	$147K+3040.0%	-$5K-102.7%	$186K+1030.0%	-$20K
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	$112K	$0	N/A	N/A	N/A	$0	N/A	N/A
Financing Cash Flow	N/A	N/A	N/A	N/A	N/A	$0+100.0%	-$215K	$0
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A	$0-100.0%	$215K	$0

IOR Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	N/A	N/A	N/A	N/A	N/A	N/A
Return on Equity	3.2%-0.6pp	3.8%-2.1pp	5.9%+2.4pp	3.5%+0.2pp	3.3%-0.7pp	4.0%
Return on Assets	3.2%-0.6pp	3.8%-2.1pp	5.9%+2.4pp	3.5%+0.2pp	3.3%-0.7pp	4.0%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.000.0	0.000.0	0.000.0	0.000.0	0.000.0	0.00
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Equity	0.8%+0.0pp	0.8%-0.1pp	0.8%+0.0pp	0.8%0.0pp	0.8%-0.1pp	0.9%-0.1pp	1.0%+0.0pp	1.0%
Return on Assets	0.8%+0.0pp	0.8%-0.1pp	0.8%+0.0pp	0.8%0.0pp	0.8%-0.1pp	0.9%-0.1pp	1.0%+0.0pp	1.0%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.000.0	0.000.0	0.000.0	0.000.0	0.000.0	0.000.0	0.000.0	0.00
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

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Frequently Asked Questions

Is Income Opport profitable?

Yes, Income Opport (IOR) reported a net income of $4.0M in fiscal year 2025.

What is Income Opport's return on equity (ROE)?

Income Opport (IOR) has a return on equity of 3.2% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Income Opport's operating cash flow?

Income Opport (IOR) generated -$77K in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Income Opport's total assets?

Income Opport (IOR) had $125.9M in total assets as of fiscal year 2025, including both current and long-term assets.

How many shares does Income Opport have outstanding?

Income Opport (IOR) had 4M shares outstanding as of fiscal year 2025.

What is Income Opport's debt-to-equity ratio?

Income Opport (IOR) had a debt-to-equity ratio of 0.00 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Income Opport's return on assets (ROA)?

Income Opport (IOR) had a return on assets of 3.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Income Opport's cash runway?

Based on fiscal year 2025 data, Income Opport (IOR) had $6K in cash against an annual operating cash burn of $77K. This gives an estimated cash runway of approximately 1 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.

What is Income Opport's Piotroski F-Score?

Income Opport (IOR) has a Piotroski F-Score of 2 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Income Opport's earnings high quality?

Income Opport (IOR) has an earnings quality ratio of -0.02x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Income Opport?

Income Opport (IOR) scores 20 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.