Intrepid Potash Inc Financials
Intrepid Potash Inc (IPI) reported $298.3M in revenue for fiscal year 2025, up 17.1% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Cash generation held up better than reported earnings, and margin recovery drove FY2025's rebound.
A-$212.8M net loss coexisted with$72.5M of operating cash flow, showing the reported damage was dominated by non-cash items rather than a breakdown in day-to-day cash generation. That makes FY2025's return to profitability a margin recovery layered onto already-resilient cash conversion, not a rescue from a liquidity squeeze.
Gross margin rebounded to
The balance sheet looks liquid but inventory-backed: cash reached
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Intrepid Potash Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Intrepid Potash Inc has an operating margin of 3.6%, meaning the company retains $4 of operating profit per $100 of revenue. This results in a moderate score of 30/100, indicating healthy but not exceptional operating efficiency. This is up from -7.8% the prior year.
Intrepid Potash Inc's revenue surged 17.1% year-over-year to $298.3M, reflecting rapid business expansion. This strong growth earns a score of 43/100.
Intrepid Potash Inc carries a low D/E ratio of 0.29, meaning only $0.29 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 69/100, indicating a strong balance sheet with room for future borrowing.
With a current ratio of 5.24, Intrepid Potash Inc holds $5.24 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 91/100.
Intrepid Potash Inc has a free cash flow margin of 8.6%, earning a moderate score of 55/100. The company generates positive cash flow after capital investments, but with room for improvement.
Intrepid Potash Inc's ROE of 2.3% shows moderate profitability relative to equity, earning a score of 32/100. This is up from -44.9% the prior year.
Intrepid Potash Inc scores 2.74, placing it in the grey zone between 1.81 and 2.99. The score is driven primarily by a large market capitalization ($497.8M) relative to total liabilities ($140.8M). This signals moderate financial risk that warrants monitoring.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Intrepid Potash Inc passes 7 of 8 computable financial strength tests (1 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), 1 of 2 leverage/liquidity signals pass, both operating efficiency signals pass.
For every $1 of reported earnings, Intrepid Potash Inc generates $4.98 in operating cash flow ($55.8M OCF vs $11.2M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Intrepid Potash Inc earns $45.97 in operating income for every $1 of interest expense ($10.7M vs $232K). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.
Key Financial Metrics
Earnings & Revenue
Intrepid Potash Inc generated $298.3M in revenue in fiscal year 2025. This represents an increase of 17.1% from the prior year.
Intrepid Potash Inc's EBITDA was $51.2M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 187.3% from the prior year.
Intrepid Potash Inc reported $11.2M in net income in fiscal year 2025. This represents an increase of 105.3% from the prior year.
Intrepid Potash Inc earned $0.85 per diluted share (EPS) in fiscal year 2025. This represents an increase of 105.1% from the prior year.
Cash & Balance Sheet
Intrepid Potash Inc generated $25.5M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 24.4% from the prior year.
Intrepid Potash Inc held $83.5M in cash as of fiscal year 2025; long-term debt is not reported for that period.
Not reported for fiscal year 2025.
Margins & Returns
Intrepid Potash Inc's gross margin was 18.4% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is up 7.0 percentage points from the prior year.
Intrepid Potash Inc's operating margin was 3.6% in fiscal year 2025, reflecting core business profitability. This is up 11.4 percentage points from the prior year.
Intrepid Potash Inc's net profit margin was 3.8% in fiscal year 2025, showing the share of revenue converted to profit. This is up 87.3 percentage points from the prior year.
Intrepid Potash Inc's ROE was 2.3% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 47.1 percentage points from the prior year.
Capital Allocation
Intrepid Potash Inc invested $30.2M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 21.9% from the prior year.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
IPI Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | TTM | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | N/A | $298.3M+17.1% | $254.7M-8.7% | $279.1M | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | $54.8M+88.5% | $29.1M-21.1% | $36.8M-73.9% | $141.4M+153.6% | $55.8M+429.6% | $10.5M-75.8% | $43.5M+13.6% | $38.3M+221.9% | $11.9M+144.4% | -$26.8M-73.1% | -$15.5M-136.8% | $42.0M-46.1% | $77.9M-54.2% | $170.1M-8.6% | $186.2M |
| SG&A Expenses | N/A | $36.7M+11.3% | $33.0M+1.7% | $32.4M+2.0% | $31.8M+32.5% | $24.0M-5.8% | $25.5M+8.2% | $23.6M+15.3% | $20.4M+8.1% | $18.9M-5.6% | $20.0M-27.1% | $27.5M+1.0% | $27.2M-19.4% | $33.8M+0.1% | $33.8M+6.1% | $31.8M |
| Operating Income | N/A | $10.7M+153.7% | -$19.9M+54.8% | -$44.0M-146.1% | $95.4M+195.7% | $32.3M+238.8% | -$23.2M-242.1% | $16.4M+5.6% | $15.5M+210.2% | -$14.1M+74.6% | -$55.3M+85.0% | -$369.8M-2443.4% | $15.8M-61.4% | $40.8M-69.8% | $135.4M-22.1% | $173.9M |
| Interest Expense | N/A | $232K+107.1% | $112K | $0-100.0% | $101K-93.1% | $1.5M-65.8% | $4.3M+41.5% | $3.0M-21.4% | $3.9M-67.0% | $11.7M+0.6% | $11.6M+83.0% | $6.4M+1.9% | $6.2M+307.1% | $1.5M | N/A | N/A |
| Income Tax | N/A | $544K-99.7% | $194.3M+2416.5% | -$8.4M-134.5% | $24.3M+111.6% | -$208.9M-4177480.0% | $5K-90.6% | $53K-50.9% | $108K+103.9% | -$2.8M-104.3% | -$1.4M-100.9% | $150.0M+14183.1% | $1.1M-93.4% | $15.8M-68.0% | $49.5M-24.9% | $65.8M |
| Net Income | N/A | $11.2M+105.3% | -$212.8M-496.1% | -$35.7M-149.4% | $72.2M-71.1% | $249.8M+1019.9% | -$27.2M-299.2% | $13.6M+15.7% | $11.8M+152.2% | -$22.6M+64.8% | -$64.2M+87.8% | -$524.8M-5476.3% | $9.8M-56.2% | $22.3M-74.5% | $87.4M-20.1% | $109.4M |
| EPS (Diluted) | — | $0.85+105.1% | -$16.53-490.4% | -$2.80-152.1% | $5.37-71.2% | $18.66+992.8% | -$2.09-301.0% | $1.04 | $0.90 | -$0.20+76.5% | -$0.85+87.8% | -$6.94-5438.5% | $0.13-56.7% | $0.30-74.1% | $1.16-20.0% | $1.45 |
Not reported in any period shown, so not listed: Cost of Revenue, R&D Expenses.
TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
IPI Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $632.2M+6.3% | $594.5M-22.6% | $768.6M-3.2% | $794.2M+3.6% | $766.9M+39.4% | $550.2M-4.9% | $578.4M+10.1% | $525.2M+2.9% | $510.6M-5.6% | $540.9M-15.5% | $640.0M-45.1% | $1.2B-0.7% | $1.2B+18.2% | $994.6M+6.6% | $932.9M |
| Current Assets | $292.3M+59.1% | $183.8M+20.9% | $152.0M-11.4% | $171.7M+9.5% | $156.8M+15.5% | $135.8M-6.6% | $145.3M0.0% | $145.4M+30.4% | $111.5M-9.9% | $123.7M-36.8% | $195.7M-1.7% | $199.1M+11.5% | $178.6M+10.0% | $162.4M-41.3% | $276.6M |
| Cash & Equivalents | $83.5M+102.2% | $41.3M+914.7% | $4.1M-78.0% | $18.5M-49.2% | $36.5M+86.8% | $19.5M-5.3% | $20.6M-38.0% | $33.2M+3010.7% | $1.1M-76.1% | $4.5M-52.0% | $9.3M-86.2% | $67.6M+17054.6% | $394K-98.8% | $33.6M-54.2% | $73.4M |
| Inventory | $112.2M-0.7% | $113.0M-1.1% | $114.3M-0.5% | $114.8M+45.6% | $78.9M-11.1% | $88.7M-5.9% | $94.2M+14.8% | $82.0M-1.3% | $83.1M-11.9% | $94.4M-11.4% | $106.5M+26.7% | $84.1M-19.9% | $105.0M+97.1% | $53.3M-3.8% | $55.4M |
| Accounts Receivable | $32.0M+42.4% | $22.5M+1.8% | $22.1M-17.4% | $26.7M-24.5% | $35.4M+57.3% | $22.5M-5.2% | $23.7M-5.6% | $25.2M+41.5% | $17.8M+71.9% | $10.3M+6.2% | $9.7M-65.9% | $28.6M+37.1% | $20.8M-33.9% | $31.5M+7.5% | $29.3M |
| Total Liabilities | $140.8M+17.2% | $120.1M+42.8% | $84.1M+6.3% | $79.1M-23.5% | $103.5M-25.5% | $138.9M-3.4% | $143.8M+33.2% | $108.0M-0.5% | $108.5M-38.9% | $177.5M-16.8% | $213.4M-2.7% | $219.4M-9.1% | $241.3M+171.5% | $88.9M+44.0% | $61.7M |
| Current Liabilities | $55.8M+46.8% | $38.0M-18.4% | $46.6M-4.7% | $48.9M-33.4% | $73.4M+9.2% | $67.2M-23.1% | $87.4M+151.4% | $34.8M-7.2% | $37.5M+55.4% | $24.1M-38.4% | $39.1M-16.1% | $46.6M-32.0% | $68.6M+1.8% | $67.4M+35.7% | $49.7M |
| Long-Term Debt | N/A | N/A | N/A | N/A | N/A | $14.9M-49.8% | $29.8M-40.1% | $49.6M+0.4% | $49.4M-63.0% | $133.4M-10.7% | $149.5M-0.3% | $150.0M0.0% | $150.0M | $0 | N/A |
| Total Equity | $491.4M+3.6% | $474.4M-30.7% | $684.4M-4.3% | $715.1M+7.8% | $663.4M+61.3% | $411.3M-5.4% | $434.7M+4.2% | $417.3M+3.8% | $402.1M+10.9% | $362.6M-15.0% | $426.5M-55.0% | $947.3M+1.4% | $934.0M+3.1% | $905.7M+4.0% | $871.1M |
| Retained Earnings | -$160.9M+6.5% | -$172.1M-521.8% | $40.8M-46.7% | $76.5M+1702.1% | $4.2M+101.7% | -$245.6M-12.4% | -$218.4M+5.9% | -$232.1M+4.8% | -$243.9M-10.7% | -$220.4M-43.3% | -$153.7M-141.4% | $371.1M+2.7% | $361.3M+6.6% | $339.0M+10.0% | $308.2M |
Not reported in any period shown, so not listed: Goodwill.
IPI Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | TTM | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $62.5M | $55.8M-23.1% | $72.5M+67.7% | $43.2M-51.3% | $88.8M+12.3% | $79.1M+153.9% | $31.1M-36.9% | $49.4M-23.1% | $64.2M+284.8% | $16.7M+213.2% | -$14.7M-165.0% | $22.7M-82.2% | $127.5M+96.4% | $64.9M-65.4% | $187.8M+8.0% | $173.9M |
| Capital Expenditures | $32.7M | $30.2M-21.9% | $38.7M-40.5% | $65.1M-5.3% | $68.7M+247.1% | $19.8M+20.3% | $16.4M-74.2% | $63.8M+277.9% | $16.9M+25.1% | $13.5M-24.5% | $17.9M-61.1% | $46.0M-25.5% | $61.8M-75.3% | $250.5M+1.7% | $246.4M+81.6% | $135.7M |
| Free Cash Flow | $29.7M | $25.5M-24.4% | $33.8M+254.8% | -$21.8M-208.5% | $20.1M-66.0% | $59.3M+303.2% | $14.7M+201.7% | -$14.5M-130.5% | $47.3M+1385.1% | $3.2M+109.8% | -$32.6M-39.9% | -$23.3M-135.5% | $65.7M+135.4% | -$185.6M-216.9% | -$58.6M-253.5% | $38.2M |
| Investing Cash Flow | $39.3M | -$13.3M+55.1% | -$29.5M+50.4% | -$59.6M+24.8% | -$79.2M-434.2% | -$14.8M+2.2% | -$15.2M+81.2% | -$80.6M-380.5% | -$16.8M-113.7% | -$7.9M-124.2% | $32.5M | N/A | N/A | N/A | N/A | N/A |
| Financing Cash Flow | -$1.8M | -$276K+95.2% | -$5.7M-402.2% | $1.9M+106.8% | -$27.7M+41.4% | -$47.3M-177.4% | -$17.0M-190.7% | $18.8M+222.8% | -$15.3M+2.9% | -$15.8M+17.4% | -$19.1M | N/A | N/A | N/A | N/A | N/A |
| Dividends Paid | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $0 | $0-100.0% | $56.5M | $0 |
| Share Buybacks | N/A | N/A | $0 | $0-100.0% | $22.0M | $0 | $0 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
IPI Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples.
| Metric | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 18.4%+7.0pp | 11.4%-1.8pp | 13.2% | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Margin | 3.6%+11.4pp | -7.8%+8.0pp | -15.8% | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Margin | 3.8%+87.3pp | -83.5%-70.8pp | -12.8% | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Return on Equity | 2.3%+47.1pp | -44.9%-39.6pp | -5.2%-15.3pp | 10.1%-27.5pp | 37.6%+44.3pp | -6.6%-9.7pp | 3.1%+0.3pp | 2.8%+8.4pp | -5.6%+12.1pp | -17.7%+105.3pp | -123.0%-124.1pp | 1.0%-1.4pp | 2.4%-7.3pp | 9.7%-2.9pp | 12.6% |
| Return on Assets | 1.8%+37.6pp | -35.8%-31.1pp | -4.6%-13.7pp | 9.1%-23.5pp | 32.6%+37.5pp | -4.9%-7.3pp | 2.4%+0.1pp | 2.2%+6.7pp | -4.4%+7.4pp | -11.9%+70.1pp | -82.0%-82.8pp | 0.8%-1.1pp | 1.9%-6.9pp | 8.8%-2.9pp | 11.7% |
| Current Ratio | 5.24+0.4x | 4.84+1.6x | 3.27-0.2x | 3.51+1.4x | 2.14+0.1x | 2.02+0.4x | 1.66-2.5x | 4.18+1.2x | 2.97-2.2x | 5.13+0.1x | 5.00+0.7x | 4.27+1.7x | 2.60+0.2x | 2.41-3.2x | 5.57 |
| Debt-to-Equity | 0.290.0x | 0.25+0.1x | 0.120.0x | 0.110.0x | 0.16+0.1x | 0.040.0x | 0.07-0.1x | 0.120.0x | 0.12-0.2x | 0.370.0x | 0.35+0.2x | 0.160.0x | 0.16+0.2x | 0.00-0.1x | 0.07 |
| FCF Margin | 8.6%-4.7pp | 13.3%+21.1pp | -7.8% | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
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Where Intrepid Potash Inc Ranks
Frequently Asked Questions
What is Intrepid Potash Inc's annual revenue?
Intrepid Potash Inc (IPI) reported $298.3M in total revenue for fiscal year 2025. This represents a 17.1% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Intrepid Potash Inc's revenue growing?
Intrepid Potash Inc (IPI) revenue grew by 17.1% year-over-year, from $254.7M to $298.3M in fiscal year 2025.
Is Intrepid Potash Inc profitable?
Yes, Intrepid Potash Inc (IPI) reported a net income of $11.2M in fiscal year 2025, with a net profit margin of 3.8%.
What is Intrepid Potash Inc's EBITDA?
Intrepid Potash Inc (IPI) had EBITDA of $51.2M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
What is Intrepid Potash Inc's gross margin?
Intrepid Potash Inc (IPI) had a gross margin of 18.4% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Intrepid Potash Inc's operating margin?
Intrepid Potash Inc (IPI) had an operating margin of 3.6% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Intrepid Potash Inc's net profit margin?
Intrepid Potash Inc (IPI) had a net profit margin of 3.8% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Intrepid Potash Inc's return on equity (ROE)?
Intrepid Potash Inc (IPI) has a return on equity of 2.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Intrepid Potash Inc's free cash flow?
Intrepid Potash Inc (IPI) generated $25.5M in free cash flow during fiscal year 2025. This represents a -24.4% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Intrepid Potash Inc's operating cash flow?
Intrepid Potash Inc (IPI) generated $55.8M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Intrepid Potash Inc's total assets?
Intrepid Potash Inc (IPI) had $632.2M in total assets as of fiscal year 2025, including both current and long-term assets.
What are Intrepid Potash Inc's capital expenditures?
Intrepid Potash Inc (IPI) invested $30.2M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Intrepid Potash Inc's current ratio?
Intrepid Potash Inc (IPI) had a current ratio of 5.24 as of fiscal year 2025, which is generally considered healthy.
What is Intrepid Potash Inc's debt-to-equity ratio?
Intrepid Potash Inc (IPI) had a debt-to-equity ratio of 0.29 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Intrepid Potash Inc's return on assets (ROA)?
Intrepid Potash Inc (IPI) had a return on assets of 1.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Intrepid Potash Inc's Altman Z-Score?
Intrepid Potash Inc (IPI) has an Altman Z-Score of 2.74, placing it in the Grey Zone (moderate risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Intrepid Potash Inc's Piotroski F-Score?
Intrepid Potash Inc (IPI) has a Piotroski F-Score of 7 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Intrepid Potash Inc's earnings high quality?
Intrepid Potash Inc (IPI) has an earnings quality ratio of 4.98x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Intrepid Potash Inc cover its interest payments?
Intrepid Potash Inc (IPI) has an interest coverage ratio of 45.97x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Intrepid Potash Inc?
Intrepid Potash Inc (IPI) scores 53 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.