Jianzhi Education Technology Group Co Ltd Financials
Jianzhi Education Technology Group Co Ltd (JZ) reported $10.0M in revenue for fiscal year 2025, down 70.6% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 4 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
A shrinking revenue base is exposing fixed-cost pressure, while outside financing is doing more than operations to support liquidity.
From FY2024 to FY2025, revenue fell by70.6% while gross margin stayed near18% , implying the weaker operating result came mainly from overhead under-absorption rather than a collapse in unit economics. Even with operating cash flow of-$1.4M , the current ratio improved to 1.7x because financing bridged the shortfall.
The balance sheet is less stretched than a year earlier: debt-to-equity fell from 3.0x to 1.1x, which means losses are now sitting on a larger equity base. That healthier leverage coincided with shares outstanding rising from 169.1M to 517.1M, showing the rebalancing relied more on new equity than on internally generated capital.
FY2024's free cash flow of
Financial Health Signals
Scored against emerging companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Jianzhi Education Technology Group Co Ltd's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Not available for Jianzhi Education Technology Group Co Ltd, and counted as zero in the overall score.
Jianzhi Education Technology Group Co Ltd scores -3.67, below the 1.81 distress threshold. The score is driven primarily by a large market capitalization ($3.2M) relative to total liabilities ($7.3M). This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Jianzhi Education Technology Group Co Ltd passes 3 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 2 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.
Jianzhi Education Technology Group Co Ltd reported a net loss of $2.2M while operations used $1.4M of cash. With neither figure positive, the ratio between the two carries no quality signal.
Jianzhi Education Technology Group Co Ltd reported an operating loss of $2.4M against $500 in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations.
Key Financial Metrics
Earnings & Revenue
Jianzhi Education Technology Group Co Ltd generated $10.0M in revenue in fiscal year 2025. This represents a decrease of 70.6% from the prior year.
Jianzhi Education Technology Group Co Ltd's EBITDA was -$2.4M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 13.6% from the prior year.
Jianzhi Education Technology Group Co Ltd reported -$2.2M in net income in fiscal year 2025. This represents an increase of 51.0% from the prior year.
Jianzhi Education Technology Group Co Ltd earned -$0.01 per diluted share (EPS) in fiscal year 2025. This represents an increase of 66.7% from the prior year.
Cash & Balance Sheet
Jianzhi Education Technology Group Co Ltd recorded an outflow of $1.4M in free cash flow in fiscal year 2025, representing a cash shortfall after capex. This represents a decrease of 199.6% from the prior year.
Jianzhi Education Technology Group Co Ltd held $1.2M in cash as of fiscal year 2025; long-term debt is not reported for that period.
Not reported for fiscal year 2025.
Margins & Returns
Jianzhi Education Technology Group Co Ltd's gross margin was 17.7% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 1.1 percentage points from the prior year.
Jianzhi Education Technology Group Co Ltd's operating margin was -24.1% in fiscal year 2025, reflecting core business profitability. This is down 15.9 percentage points from the prior year.
Jianzhi Education Technology Group Co Ltd's net profit margin was -22.4% in fiscal year 2025, showing the share of revenue converted to profit. This is down 8.9 percentage points from the prior year.
Jianzhi Education Technology Group Co Ltd's ROE was -32.6% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 109.6 percentage points from the prior year.
Capital Allocation
Jianzhi Education Technology Group Co Ltd invested $461K in research and development in fiscal year 2025. This represents a decrease of 41.8% from the prior year.
Jianzhi Education Technology Group Co Ltd invested $1K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 49.1% from the prior year.
Not reported for fiscal year 2025.
JZ Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | Q4'25 | Q2'25 | Q4'24 | Q4'23 | Q4'22 |
|---|
Not reported in any period shown, so not listed: Revenue, Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, Interest Expense, Income Tax, Net Income, EPS (Diluted).
JZ Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | Q4'25 | Q2'25 | Q4'24 | Q4'23 | Q4'22 |
|---|---|---|---|---|---|
| Total Assets | $15.1M+87.7% | $8.0M-42.4% | $13.9M-34.8% | $21.4M-79.7% | $105.5M |
| Current Assets | $12.2M+166.8% | $4.6M-54.1% | $10.0M-42.1% | $17.2M-66.2% | $51.0M |
| Cash & Equivalents | $1.2M+235.5% | $348K-79.6% | $1.7M-31.4% | $2.5M-72.8% | $9.2M |
| Inventory | N/A | N/A | N/A | N/A | $58K |
| Accounts Receivable | $3.2M+527.1% | $513K-89.8% | $5.0M+623.4% | $692K-72.2% | $2.5M |
| Total Liabilities | $7.3M+42.9% | $5.1M-47.9% | $9.8M-58.7% | $23.8M-54.5% | $52.3M |
| Current Liabilities | $7.3M+43.7% | $5.1M-47.7% | $9.7M-57.5% | $22.9M-56.2% | $52.3M |
| Total Equity | $6.9M+234.8% | $2.1M-36.1% | $3.2M+197.6% | -$3.3M-106.5% | $50.8M |
| Retained Earnings | -$47.9M-2.3% | -$46.9M-2.6% | -$45.7M-11.2% | -$41.1M-446.5% | $11.9M |
Not reported in any period shown, so not listed: Goodwill, Long-Term Debt.
JZ Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | Q4'25 | Q2'25 | Q4'24 | Q4'23 | Q4'22 |
|---|
Not reported in any period shown, so not listed: Operating Cash Flow, Capital Expenditures, Free Cash Flow, Investing Cash Flow, Financing Cash Flow, Dividends Paid, Share Buybacks.
JZ Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples.
| Metric | Q4'25 | Q2'25 | Q4'24 | Q4'23 | Q4'22 |
|---|---|---|---|---|---|
| Current Ratio | 1.67+0.8x | 0.90-0.1x | 1.02+0.3x | 0.75-0.2x | 0.97 |
| Debt-to-Equity | 1.06-1.4x | 2.48-0.6x | 3.04 | N/A | 1.03 |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Net Margin, Return on Equity, Return on Assets, FCF Margin.
Similar Companies
Where Jianzhi Education Technology Group Co Ltd Ranks
Frequently Asked Questions
What is Jianzhi Education Technology Group Co Ltd's annual revenue?
Jianzhi Education Technology Group Co Ltd (JZ) reported $10.0M in total revenue for fiscal year 2025. This represents a -70.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Jianzhi Education Technology Group Co Ltd's revenue growing?
Jianzhi Education Technology Group Co Ltd (JZ) revenue declined by 70.6% year-over-year, from $34.1M to $10.0M in fiscal year 2025.
Is Jianzhi Education Technology Group Co Ltd profitable?
No, Jianzhi Education Technology Group Co Ltd (JZ) reported a net income of -$2.2M in fiscal year 2025, with a net profit margin of -22.4%.
What is Jianzhi Education Technology Group Co Ltd's EBITDA?
Jianzhi Education Technology Group Co Ltd (JZ) had EBITDA of -$2.4M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
What is Jianzhi Education Technology Group Co Ltd's gross margin?
Jianzhi Education Technology Group Co Ltd (JZ) had a gross margin of 17.7% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Jianzhi Education Technology Group Co Ltd's operating margin?
Jianzhi Education Technology Group Co Ltd (JZ) had an operating margin of -24.1% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Jianzhi Education Technology Group Co Ltd's net profit margin?
Jianzhi Education Technology Group Co Ltd (JZ) had a net profit margin of -22.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Jianzhi Education Technology Group Co Ltd's return on equity (ROE)?
Jianzhi Education Technology Group Co Ltd (JZ) has a return on equity of -32.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Jianzhi Education Technology Group Co Ltd's free cash flow?
Jianzhi Education Technology Group Co Ltd (JZ) recorded an outflow of $1.4M in free cash flow during fiscal year 2025. This represents a -199.6% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Jianzhi Education Technology Group Co Ltd's operating cash flow?
Jianzhi Education Technology Group Co Ltd (JZ) recorded an outflow of $1.4M in operating cash flow during fiscal year 2025, representing cash used by core business activities.
What are Jianzhi Education Technology Group Co Ltd's total assets?
Jianzhi Education Technology Group Co Ltd (JZ) had $15.1M in total assets as of fiscal year 2025, including both current and long-term assets.
What are Jianzhi Education Technology Group Co Ltd's capital expenditures?
Jianzhi Education Technology Group Co Ltd (JZ) invested $1K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
How much does Jianzhi Education Technology Group Co Ltd spend on research and development?
Jianzhi Education Technology Group Co Ltd (JZ) invested $461K in research and development during fiscal year 2025.
What is Jianzhi Education Technology Group Co Ltd's current ratio?
Jianzhi Education Technology Group Co Ltd (JZ) had a current ratio of 1.67 as of fiscal year 2025, which is generally considered healthy.
What is Jianzhi Education Technology Group Co Ltd's debt-to-equity ratio?
Jianzhi Education Technology Group Co Ltd (JZ) had a debt-to-equity ratio of 1.06 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Jianzhi Education Technology Group Co Ltd's return on assets (ROA)?
Jianzhi Education Technology Group Co Ltd (JZ) had a return on assets of -14.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
How does Jianzhi Education Technology Group Co Ltd's liquidity compare with its operating cash outflow?
At the end of fiscal year 2025, Jianzhi Education Technology Group Co Ltd (JZ) held $1.8M in cash, cash equivalents and investments, and reported an operating cash outflow of $1.4M over that year. Dividing the one by the other, the reported balance equals about 15 months of the outflow reported that year. This is arithmetic over figures already filed, not a projection: it assumes nothing about future spending, financing or operations.
What is Jianzhi Education Technology Group Co Ltd's Altman Z-Score?
Jianzhi Education Technology Group Co Ltd (JZ) has an Altman Z-Score of -3.67, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Jianzhi Education Technology Group Co Ltd's Piotroski F-Score?
Jianzhi Education Technology Group Co Ltd (JZ) has a Piotroski F-Score of 3 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Jianzhi Education Technology Group Co Ltd's earnings high quality?
Jianzhi Education Technology Group Co Ltd (JZ) reported a net loss of $2.2M while operations used $1.4M of cash. With neither figure positive, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Jianzhi Education Technology Group Co Ltd cover its interest payments?
Jianzhi Education Technology Group Co Ltd (JZ) reported an operating loss of $2.4M against $500 in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Jianzhi Education Technology Group Co Ltd?
Jianzhi Education Technology Group Co Ltd (JZ) scores 16 out of 100 on our Financial Health Score, indicating weak standing within its emerging companies peer group. The score is a 0-100 composite of six dimensions (Cash Runway, Dilution, R&D Intensity, Revenue Progress, Burn Trend, Balance Sheet), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.