KB Finanical Group Financials

Source SEC Filings (10-K/10-Q) Updated Dec 31, 2010 Currency USD FYE December

Financial Health Signals

Piotroski F-Score Weak

3/9

KB Finanical Group passes 3 of 9 financial strength tests. 2 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Mixed

-7.37x

For every $1 of reported earnings, KB Finanical Group generates $-7.37 in operating cash flow ($3.8B OCF vs -$520.2M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

This page shows KB Finanical Group (KB) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 2 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

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Key Financial Metrics

Revenue

$11.5B

YoY-1.3%

KB Finanical Group generated $11.5B in revenue in fiscal year 2010. This represents a decrease of 1.3% from the prior year.

EBITDA

N/A

Free Cash Flow

$3.7B

YoY+17.5%

KB Finanical Group generated $3.7B in free cash flow in fiscal year 2010, representing cash available after capex. This represents an increase of 17.5% from the prior year.

Net Income

-$520.2M

YoY-184.0%

KB Finanical Group reported -$520.2M in net income in fiscal year 2010. This represents a decrease of 184.0% from the prior year.

EPS (Diluted)

$-1.52

YoY-179.7%

KB Finanical Group earned $-1.52 per diluted share (EPS) in fiscal year 2010. This represents a decrease of 179.7% from the prior year.

Cash & Debt

$3.4B

YoY+43.5%

KB Finanical Group held $3.4B in cash against $0 in long-term debt as of fiscal year 2010.

Dividends Per Share

N/A

Shares Outstanding

343M

YoY+0.0%

KB Finanical Group had 343M shares outstanding in fiscal year 2010. This represents an increase of 0.0% from the prior year.

Gross Margin

N/A

Operating Margin

N/A

Net Margin

-4.5%

YoY-9.8pp

KB Finanical Group's net profit margin was -4.5% in fiscal year 2010, showing the share of revenue converted to profit. This is down 9.8 percentage points from the prior year.

Return on Equity

N/A

R&D Spending

N/A

Share Buybacks

N/A

Capital Expenditures

$106.0M

YoY-34.1%

KB Finanical Group invested $106.0M in capex in fiscal year 2010, funding long-term assets and infrastructure. This represents a decrease of 34.1% from the prior year.

KB Income Statement

Metric	FY10	FY09
Revenue	$11.5B-1.3%	$11.7B
Cost of Revenue	N/A	N/A
Gross Profit	N/A	N/A
R&D Expenses	N/A	N/A
SG&A Expenses	$813.9M+10.5%	$736.5M
Operating Income	N/A	N/A
Interest Expense	$6.2B-12.8%	$7.1B
Income Tax	$269.0M+50.9%	$178.3M
Net Income	-$520.2M-184.0%	$619.3M
EPS (Diluted)	$-1.52-179.7%	$1.90

Metric	Q4'10	Q4'09
Revenue	N/A	N/A
Cost of Revenue	N/A	N/A
Gross Profit	N/A	N/A
R&D Expenses	N/A	N/A
SG&A Expenses	N/A	N/A
Operating Income	N/A	N/A
Interest Expense	N/A	N/A
Income Tax	N/A	N/A
Net Income	N/A	N/A
EPS (Diluted)	N/A	N/A

KB Balance Sheet

Metric	Q4'10	Q4'09
Total Assets	$222.7B+2.1%	$218.2B
Current Assets	N/A	N/A
Cash & Equivalents	$3.4B+43.5%	$2.4B
Inventory	N/A	N/A
Accounts Receivable	N/A	N/A
Goodwill	$518.2M+4.1%	$498.0M
Total Liabilities	$207.6B+2.2%	$203.1B
Current Liabilities	N/A	N/A
Long-Term Debt	N/A	N/A
Total Equity	$15.0B-0.3%	$15.1B
Retained Earnings	$8.9B-3.6%	$9.3B

KB Cash Flow Statement

Metric	FY10	FY09
Operating Cash Flow	$3.8B+15.0%	$3.3B
Capital Expenditures	$106.0M-34.1%	$160.8M
Free Cash Flow	$3.7B+17.5%	$3.2B
Investing Cash Flow	-$1.9B+53.9%	-$4.1B
Financing Cash Flow	-$894.7M-282.9%	$489.3M
Dividends Paid	$69.8M	N/A
Share Buybacks	N/A	$2.0M

Metric	Q4'10	Q4'09
Operating Cash Flow	N/A	N/A
Capital Expenditures	N/A	N/A
Free Cash Flow	N/A	N/A
Investing Cash Flow	N/A	N/A
Financing Cash Flow	N/A	N/A
Dividends Paid	N/A	N/A
Share Buybacks	N/A	N/A

KB Financial Ratios

Metric	Q4'10	Q4'09
Gross Margin	N/A	N/A
Operating Margin	N/A	N/A
Net Margin	N/A	N/A
Return on Equity	N/A	N/A
Return on Assets	N/A	N/A
Current Ratio	N/A	N/A
Debt-to-Equity	13.81+0.3	13.47
FCF Margin	N/A	N/A

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Frequently Asked Questions

What is KB Finanical Group's annual revenue?

KB Finanical Group (KB) reported $11.5B in total revenue for fiscal year 2010. This represents a -1.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is KB Finanical Group's revenue growing?

KB Finanical Group (KB) revenue declined by 1.3% year-over-year, from $11.7B to $11.5B in fiscal year 2010.

Is KB Finanical Group profitable?

No, KB Finanical Group (KB) reported a net income of -$520.2M in fiscal year 2010, with a net profit margin of -4.5%.

What is KB Finanical Group's earnings per share (EPS)?

KB Finanical Group (KB) reported diluted earnings per share of $-1.52 for fiscal year 2010. This represents a -179.7% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

What is KB Finanical Group's net profit margin?

KB Finanical Group (KB) had a net profit margin of -4.5% in fiscal year 2010, representing the share of revenue converted into profit after all expenses.

What is KB Finanical Group's free cash flow?

KB Finanical Group (KB) generated $3.7B in free cash flow during fiscal year 2010. This represents a 17.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is KB Finanical Group's operating cash flow?

KB Finanical Group (KB) generated $3.8B in operating cash flow during fiscal year 2010, representing cash generated from core business activities.

What are KB Finanical Group's total assets?

KB Finanical Group (KB) had $222.7B in total assets as of fiscal year 2010, including both current and long-term assets.

What are KB Finanical Group's capital expenditures?

KB Finanical Group (KB) invested $106.0M in capital expenditures during fiscal year 2010, funding long-term assets and infrastructure.

How many shares does KB Finanical Group have outstanding?

KB Finanical Group (KB) had 343M shares outstanding as of fiscal year 2010.

What is KB Finanical Group's debt-to-equity ratio?

KB Finanical Group (KB) had a debt-to-equity ratio of 13.81 as of fiscal year 2010, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is KB Finanical Group's return on assets (ROA)?

KB Finanical Group (KB) had a return on assets of -0.2% for fiscal year 2010, measuring how efficiently the company uses its assets to generate profit.

What is KB Finanical Group's Piotroski F-Score?

KB Finanical Group (KB) has a Piotroski F-Score of 3 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are KB Finanical Group's earnings high quality?

KB Finanical Group (KB) has an earnings quality ratio of -7.37x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.