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Slide Insurance Holdings Inc. Financials

SLDE
Source SEC Filings (10-K/10-Q) Updated Dec 31, 2025 Currency USD FYE December

This page shows Slide Insurance Holdings Inc. (SLDE) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 2 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Profitability Growth Leverage Liquidity Cash Flow Returns 66 / 100
Financial Profile 66/100

Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →

Health score ≠ stock price. This rates the quality of Slide Insurance Holdings Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Growth
94

Slide Insurance Holdings Inc.'s revenue surged 36.5% year-over-year to $1.2B, reflecting rapid business expansion. This strong growth earns a score of 94/100.

Leverage
100

Slide Insurance Holdings Inc. carries a low D/E ratio of 0.03, meaning only $0.03 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 100/100, indicating a strong balance sheet with room for future borrowing.

Cash Flow
100

Slide Insurance Holdings Inc. converts 68.7% of revenue into free cash flow ($794.6M). This strong cash generation earns a score of 100/100.

Returns
100

Slide Insurance Holdings Inc. earns a strong 39.9% return on equity (ROE), meaning it generates $40 of profit for every $100 of shareholders' equity. This efficient capital use earns a returns score of 100/100. This is down from 46.4% the prior year.

Piotroski F-Score Neutral
5/9

Slide Insurance Holdings Inc. passes 5 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed
1.80x

For every $1 of reported earnings, Slide Insurance Holdings Inc. generates $1.80 in operating cash flow ($797.4M OCF vs $444.0M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue
$1.2B
YoY+36.5%

Slide Insurance Holdings Inc. generated $1.2B in revenue in fiscal year 2025. This represents an increase of 36.5% from the prior year.

EBITDA
N/A
Net Income
$444.0M
YoY+120.7%

Slide Insurance Holdings Inc. reported $444.0M in net income in fiscal year 2025. This represents an increase of 120.7% from the prior year.

EPS (Diluted)
$3.36
YoY+102.4%

Slide Insurance Holdings Inc. earned $3.36 per diluted share (EPS) in fiscal year 2025. This represents an increase of 102.4% from the prior year.

Cash & Balance Sheet

Free Cash Flow
$794.6M
YoY+46.1%

Slide Insurance Holdings Inc. generated $794.6M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 46.1% from the prior year.

Cash & Debt
$1.2B
YoY+143.5%

Slide Insurance Holdings Inc. held $1.2B in cash against $33.7M in long-term debt as of fiscal year 2025.

Dividends Per Share
N/A
Shares Outstanding
124M
YoY+120.3%

Slide Insurance Holdings Inc. had 124M shares outstanding in fiscal year 2025. This represents an increase of 120.3% from the prior year.

Margins & Returns

Gross Margin
N/A
Operating Margin
N/A
Net Margin
38.4%
YoY+14.7pp

Slide Insurance Holdings Inc.'s net profit margin was 38.4% in fiscal year 2025, showing the share of revenue converted to profit. This is up 14.7 percentage points from the prior year.

Return on Equity
39.9%
YoY-6.6pp

Slide Insurance Holdings Inc.'s ROE was 39.9% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 6.6 percentage points from the prior year.

Capital Allocation

R&D Spending
N/A
Share Buybacks
$40.0M

Slide Insurance Holdings Inc. spent $40.0M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

Capital Expenditures
$2.9M
YoY-71.7%

Slide Insurance Holdings Inc. invested $2.9M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 71.7% from the prior year.

SLDE Income Statement

Metric Q4'25 Q3'25 Q2'25 Q4'24 Q3'24 Q2'24
Revenue N/A $265.7M+1.6% $261.6M N/A $200.1M-4.3% $209.1M
Cost of Revenue N/A N/A N/A N/A N/A N/A
Gross Profit N/A N/A N/A N/A N/A N/A
R&D Expenses N/A N/A N/A N/A N/A N/A
SG&A Expenses N/A $45.0M+18.6% $37.9M N/A $38.0M+42.1% $26.8M
Operating Income N/A N/A N/A N/A N/A N/A
Interest Expense N/A $909K+1.6% $895K N/A $1.4M+5.4% $1.3M
Income Tax N/A $36.0M+37.3% $26.2M N/A $6.8M-61.6% $17.7M
Net Income N/A $111.0M+58.4% $70.1M N/A $17.6M-67.3% $53.7M
EPS (Diluted) N/A $0.79+41.1% $0.56 N/A $0.15-66.7% $0.45

SLDE Balance Sheet

Metric Q4'25 Q3'25 Q2'25 Q4'24 Q3'24 Q2'24
Total Assets $2.9B+8.6% $2.7B-4.5% $2.8B+45.7% $1.9B N/A N/A
Current Assets N/A N/A N/A N/A N/A N/A
Cash & Equivalents $1.2B+39.4% $861.6M-8.0% $936.2M+89.7% $493.4M-23.9% $648.5M+12.1% $578.6M
Inventory N/A N/A N/A N/A N/A N/A
Accounts Receivable N/A N/A N/A N/A N/A N/A
Goodwill $2.6M0.0% $2.6M0.0% $2.6M0.0% $2.6M N/A N/A
Total Liabilities $1.8B+4.8% $1.7B-11.5% $1.9B+29.8% $1.5B N/A N/A
Current Liabilities N/A N/A N/A N/A N/A N/A
Long-Term Debt $33.7M-3.7% $35.0M-3.6% $36.3M-7.4% $39.2M N/A N/A
Total Equity $1.1B+15.5% $964.2M+11.1% $868.1M+100.4% $433.2M+17.2% $369.4M+7.5% $343.7M
Retained Earnings $753.1M+29.2% $582.8M+23.5% $471.8M+52.6% $309.2M N/A N/A

SLDE Cash Flow Statement

Metric Q4'25 Q3'25 Q2'25 Q4'24 Q3'24 Q2'24
Operating Cash Flow $421.7M+1568.7% $25.3M N/A $158.4M+31.8% $120.1M N/A
Capital Expenditures $543K-33.6% $818K N/A $770K-84.8% $5.1M N/A
Free Cash Flow $421.2M+1622.3% $24.5M N/A $157.6M+37.0% $115.1M N/A
Investing Cash Flow -$114.6M-533.3% -$18.1M N/A -$9.9M+79.2% -$47.7M N/A
Financing Cash Flow -$26.4M-27.2% -$20.7M N/A -$7.1M-179.6% -$2.5M N/A
Dividends Paid $0 $0 N/A $0 $0 N/A
Share Buybacks $20.0M N/A N/A $0 N/A N/A

SLDE Financial Ratios

Metric Q4'25 Q3'25 Q2'25 Q4'24 Q3'24 Q2'24
Gross Margin N/A N/A N/A N/A N/A N/A
Operating Margin N/A N/A N/A N/A N/A N/A
Net Margin N/A 41.8%+15.0pp 26.8% N/A 8.8%-16.9pp 25.7%
Return on Equity N/A 11.5%+3.4pp 8.1% N/A 4.8%-10.9pp 15.6%
Return on Assets N/A 4.1%+1.6pp 2.5% N/A N/A N/A
Current Ratio N/A N/A N/A N/A N/A N/A
Debt-to-Equity 0.030.0 0.040.0 0.04-0.0 0.09 N/A N/A
FCF Margin N/A 9.2% N/A N/A 57.5% N/A

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Frequently Asked Questions

Slide Insurance Holdings Inc. (SLDE) reported $1.2B in total revenue for fiscal year 2025. This represents a 36.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

Slide Insurance Holdings Inc. (SLDE) revenue grew by 36.5% year-over-year, from $846.8M to $1.2B in fiscal year 2025.

Yes, Slide Insurance Holdings Inc. (SLDE) reported a net income of $444.0M in fiscal year 2025, with a net profit margin of 38.4%.

Slide Insurance Holdings Inc. (SLDE) reported diluted earnings per share of $3.36 for fiscal year 2025. This represents a 102.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

As of fiscal year 2025, Slide Insurance Holdings Inc. (SLDE) had $1.2B in cash and equivalents against $33.7M in long-term debt.

Slide Insurance Holdings Inc. (SLDE) had a net profit margin of 38.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Slide Insurance Holdings Inc. (SLDE) has a return on equity of 39.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

Slide Insurance Holdings Inc. (SLDE) generated $794.6M in free cash flow during fiscal year 2025. This represents a 46.1% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

Slide Insurance Holdings Inc. (SLDE) generated $797.4M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

Slide Insurance Holdings Inc. (SLDE) had $2.9B in total assets as of fiscal year 2025, including both current and long-term assets.

Slide Insurance Holdings Inc. (SLDE) invested $2.9M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Yes, Slide Insurance Holdings Inc. (SLDE) spent $40.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

Slide Insurance Holdings Inc. (SLDE) had 124M shares outstanding as of fiscal year 2025.

Slide Insurance Holdings Inc. (SLDE) had a debt-to-equity ratio of 0.03 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

Slide Insurance Holdings Inc. (SLDE) had a return on assets of 15.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Slide Insurance Holdings Inc. (SLDE) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Slide Insurance Holdings Inc. (SLDE) has an earnings quality ratio of 1.80x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Slide Insurance Holdings Inc. (SLDE) scores 66 out of 100 on our Financial Profile, indicating strong overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.

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