Ttec Hldgs Inc Financials
This page shows Ttec Hldgs Inc (TTEC) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Based on FY2024 annual data. Scores normalized against common benchmarks. How we calculate these scores
Ttec Hldgs Inc has an operating margin of -7.9%, meaning the company retains $-8 of operating profit per $100 of revenue. This below-average margin results in a low score of 0/100, suggesting thin profitability after operating expenses. This is down from 4.8% the prior year.
Ttec Hldgs Inc's revenue declined 10.4% year-over-year, from $2.5B to $2.2B. This contraction results in a growth score of 0/100.
Ttec Hldgs Inc has elevated debt relative to equity (D/E of 5.54), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 0/100, reflecting increased financial risk.
Ttec Hldgs Inc's current ratio of 1.84 indicates adequate short-term liquidity, earning a score of 54/100. The company can meet its near-term obligations, though with limited headroom.
While Ttec Hldgs Inc generated -$58.8M in operating cash flow, capex of $45.2M consumed most of it, leaving -$104.0M in free cash flow. This results in a low score of 0/100, reflecting heavy capital investment rather than weak cash generation.
Ttec Hldgs Inc passes 3 of 9 financial strength tests. 1 of 4 profitability signals pass, 1 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
For every $1 of reported earnings, Ttec Hldgs Inc generates $0.18 in operating cash flow (-$58.8M OCF vs -$321.0M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.
Ttec Hldgs Inc earns $-2.1 in operating income for every $1 of interest expense (-$173.5M vs $84.3M). This narrow margin raises concern about the company's ability to service its debt if operating income declines.
Key Financial Metrics
Ttec Hldgs Inc generated $2.2B in revenue in fiscal year 2024. This represents a decrease of 10.4% from the prior year.
Ttec Hldgs Inc's EBITDA was -$75.6M in fiscal year 2024, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 134.5% from the prior year.
Ttec Hldgs Inc generated -$104.0M in free cash flow in fiscal year 2024, representing cash available after capex. This represents a decrease of 235.2% from the prior year.
Ttec Hldgs Inc reported -$321.0M in net income in fiscal year 2024. This represents a decrease of 3908.3% from the prior year.
Ttec Hldgs Inc earned $-6.74 per diluted share (EPS) in fiscal year 2024. This represents a decrease of 3844.4% from the prior year.
Ttec Hldgs Inc held $85.0M in cash against $0 in long-term debt as of fiscal year 2024.
Ttec Hldgs Inc paid $0.06 per share in dividends in fiscal year 2024. This represents a decrease of 94.2% from the prior year.
Ttec Hldgs Inc had 48M shares outstanding in fiscal year 2024. This represents an increase of 0.7% from the prior year.
Ttec Hldgs Inc's gross margin was 21.4% in fiscal year 2024, indicating the percentage of revenue retained after direct costs. This is down 0.2 percentage points from the prior year.
Ttec Hldgs Inc's operating margin was -7.9% in fiscal year 2024, reflecting core business profitability. This is down 12.7 percentage points from the prior year.
Ttec Hldgs Inc's net profit margin was -14.5% in fiscal year 2024, showing the share of revenue converted to profit. This is down 14.9 percentage points from the prior year.
Ttec Hldgs Inc invested $45.2M in capex in fiscal year 2024, funding long-term assets and infrastructure. This represents a decrease of 33.4% from the prior year.
TTEC Income Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $519.1M+1.1% | $513.6M-3.9% | $534.2M-5.9% | $567.4M+6.2% | $534.1M-7.4% | $576.6M-7.9% | $626.2M+3.9% | $603.0M |
| Cost of Revenue | $413.6M+3.6% | $399.3M-3.7% | $414.5M-7.7% | $448.9M+7.4% | $417.9M-7.9% | $453.8M-10.3% | $505.8M+5.4% | $479.7M |
| Gross Profit | $105.5M-7.7% | $114.3M-4.5% | $119.7M+1.0% | $118.5M+2.0% | $116.2M-5.4% | $122.8M+2.0% | $120.4M-2.3% | $123.3M |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $68.9M-2.4% | $70.7M+0.9% | $70.0M-4.3% | $73.2M-0.8% | $73.7M-1.1% | $74.6M-0.2% | $74.7M+11.9% | $66.8M |
| Operating Income | $12.3M-34.7% | $18.9M-22.0% | $24.2M+58.2% | $15.3M+106.8% | -$224.4M-1088.1% | $22.7M+34.2% | $16.9M-33.3% | $25.4M |
| Interest Expense | $16.6M-8.8% | $18.2M-7.9% | $19.8M-6.3% | $21.1M+3.4% | $20.4M-3.0% | $21.1M-2.5% | $21.6M+6.3% | $20.3M |
| Income Tax | $11.1M+8.1% | $10.3M+10.4% | $9.3M+12.9% | $8.3M-84.8% | $54.1M+2224.0% | $2.3M-25.9% | $3.1M-40.6% | $5.3M |
| Net Income | -$13.4M-67.4% | -$8.0M-677.1% | $1.4M-30.8% | $2.0M+100.7% | -$299.5M-12895.2% | -$2.3M+76.7% | -$9.9M-547.1% | -$1.5M |
| EPS (Diluted) | $-0.28-64.7% | $-0.17-666.7% | $0.03-40.0% | $0.05+100.8% | $-6.30-12500.0% | $-0.05+76.2% | $-0.21-600.0% | $-0.03 |
TTEC Balance Sheet
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $1.7B-0.8% | $1.7B-1.8% | $1.7B-1.5% | $1.8B-2.2% | $1.8B-15.2% | $2.1B-3.2% | $2.2B+0.8% | $2.2B |
| Current Assets | $635.6M+1.3% | $627.7M-4.2% | $655.2M+0.5% | $652.3M+8.1% | $603.4M-2.3% | $617.5M-9.4% | $681.2M+2.9% | $662.1M |
| Cash & Equivalents | $73.5M-11.0% | $82.6M-3.0% | $85.1M+0.2% | $85.0M+6.5% | $79.8M-12.8% | $91.5M-47.0% | $172.7M+14.0% | $151.6M |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | $424.5M+1.0% | $420.3M-4.5% | $440.2M-2.7% | $452.6M+18.6% | $381.7M-5.7% | $404.7M+2.5% | $394.9M+4.0% | $379.8M |
| Goodwill | $573.8M-0.1% | $574.4M+0.4% | $571.9M+0.1% | $571.2M-0.4% | $573.6M-28.9% | $807.1M-0.2% | $809.0M+0.3% | $806.4M |
| Total Liabilities | $1.4B+0.1% | $1.4B-3.1% | $1.4B-2.7% | $1.5B-0.2% | $1.5B-0.9% | $1.5B-4.3% | $1.6B+0.6% | $1.6B |
| Current Liabilities | $363.1M+2.2% | $355.3M+6.3% | $334.3M-5.5% | $353.9M-8.7% | $387.7M+0.9% | $384.2M-4.7% | $403.0M-4.7% | $422.8M |
| Long-Term Debt | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Equity | $280.8M-4.9% | $295.2M+4.9% | $281.5M+5.0% | $268.1M-11.9% | $304.2M-50.3% | $612.4M-0.5% | $615.5M+2.1% | $603.2M |
| Retained Earnings | $526.6M-2.5% | $540.0M-1.5% | $548.0M+0.3% | $546.6M-3.4% | $565.7M-34.6% | $865.3M-0.6% | $870.4M-1.1% | $880.3M |
TTEC Cash Flow Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $4.2M-95.5% | $92.7M+329.4% | $21.6M+2088.2% | -$1.1M-102.2% | $49.3M+415.3% | -$15.6M-149.6% | $31.5M+199.4% | -$31.7M |
| Capital Expenditures | $13.8M+92.1% | $7.2M+32.8% | $5.4M-37.9% | $8.7M-38.7% | $14.2M+5.5% | $13.5M+2.7% | $13.1M-39.7% | $21.8M |
| Free Cash Flow | -$9.6M-111.2% | $85.5M+428.4% | $16.2M+265.3% | -$9.8M-127.9% | $35.1M+220.5% | -$29.1M-258.0% | $18.4M+134.4% | -$53.5M |
| Investing Cash Flow | -$9.5M-33.1% | -$7.1M-35.1% | -$5.3M-114.3% | $36.8M+360.6% | -$14.1M-5.0% | -$13.4M-2.6% | -$13.1M+39.2% | -$21.6M |
| Financing Cash Flow | -$4.0M+95.3% | -$85.2M-520.3% | -$13.7M+74.1% | -$53.1M-81.7% | -$29.2M+37.2% | -$46.5M-1513.9% | $3.3M-92.4% | $43.5M |
| Dividends Paid | N/A | N/A | N/A | $0-100.0% | $2.8M | $0-100.0% | $24.7M | $0 |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
TTEC Financial Ratios
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 20.3%-1.9pp | 22.3%-0.1pp | 22.4%+1.5pp | 20.9%-0.9pp | 21.8%+0.5pp | 21.3%+2.1pp | 19.2%-1.2pp | 20.4% |
| Operating Margin | 2.4%-1.3pp | 3.7%-0.9pp | 4.5%+1.8pp | 2.7%+44.7pp | -42.0%-46.0pp | 3.9%+1.2pp | 2.7%-1.5pp | 4.2% |
| Net Margin | -2.6%-1.0pp | -1.6%-1.8pp | 0.3%-0.1pp | 0.4%+56.4pp | -56.1%-55.7pp | -0.4%+1.2pp | -1.6%-1.3pp | -0.3% |
| Return on Equity | N/A | N/A | 0.5%-0.3pp | 0.8% | N/A | N/A | N/A | N/A |
| Return on Assets | -0.8%-0.3pp | -0.5%-0.6pp | 0.1%-0.0pp | 0.1%+16.8pp | -16.7%-16.6pp | -0.1%+0.3pp | -0.4%-0.4pp | -0.1% |
| Current Ratio | 1.75-0.0 | 1.77-0.2 | 1.96+0.1 | 1.84+0.3 | 1.56-0.1 | 1.61-0.1 | 1.69+0.1 | 1.57 |
| Debt-to-Equity | 4.99+0.2 | 4.74-0.4 | 5.13-0.4 | 5.54+0.6 | 4.89+2.4 | 2.45-0.1 | 2.55-0.0 | 2.59 |
| FCF Margin | -1.8%-18.5pp | 16.7%+13.6pp | 3.0%+4.8pp | -1.7%-8.3pp | 6.6%+11.6pp | -5.1%-8.0pp | 2.9%+11.8pp | -8.9% |
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Frequently Asked Questions
What is Ttec Hldgs Inc's annual revenue?
Ttec Hldgs Inc (TTEC) reported $2.2B in total revenue for fiscal year 2024. This represents a -10.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Ttec Hldgs Inc's revenue growing?
Ttec Hldgs Inc (TTEC) revenue declined by 10.4% year-over-year, from $2.5B to $2.2B in fiscal year 2024.
Is Ttec Hldgs Inc profitable?
No, Ttec Hldgs Inc (TTEC) reported a net income of -$321.0M in fiscal year 2024, with a net profit margin of -14.5%.
What is Ttec Hldgs Inc's earnings per share (EPS)?
Ttec Hldgs Inc (TTEC) reported diluted earnings per share of $-6.74 for fiscal year 2024. This represents a -3844.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.
What is Ttec Hldgs Inc's EBITDA?
Ttec Hldgs Inc (TTEC) had EBITDA of -$75.6M in fiscal year 2024, measuring earnings before interest, taxes, depreciation, and amortization.
What is Ttec Hldgs Inc's gross margin?
Ttec Hldgs Inc (TTEC) had a gross margin of 21.4% in fiscal year 2024, indicating the percentage of revenue retained after direct costs of goods sold.
What is Ttec Hldgs Inc's operating margin?
Ttec Hldgs Inc (TTEC) had an operating margin of -7.9% in fiscal year 2024, reflecting the profitability of core business operations before interest and taxes.
What is Ttec Hldgs Inc's net profit margin?
Ttec Hldgs Inc (TTEC) had a net profit margin of -14.5% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.
Does Ttec Hldgs Inc pay dividends?
Yes, Ttec Hldgs Inc (TTEC) paid $0.06 per share in dividends during fiscal year 2024.
What is Ttec Hldgs Inc's free cash flow?
Ttec Hldgs Inc (TTEC) generated -$104.0M in free cash flow during fiscal year 2024. This represents a -235.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Ttec Hldgs Inc's operating cash flow?
Ttec Hldgs Inc (TTEC) generated -$58.8M in operating cash flow during fiscal year 2024, representing cash generated from core business activities.
What are Ttec Hldgs Inc's total assets?
Ttec Hldgs Inc (TTEC) had $1.8B in total assets as of fiscal year 2024, including both current and long-term assets.
What are Ttec Hldgs Inc's capital expenditures?
Ttec Hldgs Inc (TTEC) invested $45.2M in capital expenditures during fiscal year 2024, funding long-term assets and infrastructure.
How many shares does Ttec Hldgs Inc have outstanding?
Ttec Hldgs Inc (TTEC) had 48M shares outstanding as of fiscal year 2024.
What is Ttec Hldgs Inc's current ratio?
Ttec Hldgs Inc (TTEC) had a current ratio of 1.84 as of fiscal year 2024, which is generally considered healthy.
What is Ttec Hldgs Inc's debt-to-equity ratio?
Ttec Hldgs Inc (TTEC) had a debt-to-equity ratio of 5.54 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Ttec Hldgs Inc's return on assets (ROA)?
Ttec Hldgs Inc (TTEC) had a return on assets of -18.3% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.
What is Ttec Hldgs Inc's cash runway?
Based on fiscal year 2024 data, Ttec Hldgs Inc (TTEC) had $85.0M in cash against an annual operating cash burn of $58.8M. This gives an estimated cash runway of approximately 17 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.
What is Ttec Hldgs Inc's Piotroski F-Score?
Ttec Hldgs Inc (TTEC) has a Piotroski F-Score of 3 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Ttec Hldgs Inc's earnings high quality?
Ttec Hldgs Inc (TTEC) has an earnings quality ratio of 0.18x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Ttec Hldgs Inc cover its interest payments?
Ttec Hldgs Inc (TTEC) has an interest coverage ratio of -2.1x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Ttec Hldgs Inc?
Ttec Hldgs Inc (TTEC) scores 11 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.