Uni-Fuels Holdings Ltd. Financials
This page shows Uni-Fuels Holdings Ltd. (UFG) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 4 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
High-volume, low-spread operations lifted sales fast, but thin gross margins left almost no room for overhead missteps.
Despite much higher sales, gross margin ended at2.1% and operating income shrank to$215K . With SG&A at$2.3M , nearly all of the$3.2M gross profit was consumed, meaning scale added throughput more than earnings capacity.
Cash conversion improved because accounts receivable fell to
Balance-sheet support remains modest: liabilities of
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Uni-Fuels Holdings Ltd.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Uni-Fuels Holdings Ltd. has an operating margin of -0.6%, meaning the company retains $-1 of operating profit per $100 of revenue. This results in a moderate score of 35/100, indicating healthy but not exceptional operating efficiency. This is down from 0.1% the prior year.
Uni-Fuels Holdings Ltd.'s revenue surged 70.0% year-over-year to $263.9M, reflecting rapid business expansion. This strong growth earns a score of 97/100.
Uni-Fuels Holdings Ltd. has elevated debt relative to equity (D/E of 2.76), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 23/100, reflecting increased financial risk.
Uni-Fuels Holdings Ltd.'s current ratio of 1.35 indicates adequate short-term liquidity, earning a score of 35/100. The company can meet its near-term obligations, though with limited headroom.
While Uni-Fuels Holdings Ltd. generated -$2.3M in operating cash flow, capex of $36K consumed most of it, leaving -$2.4M in free cash flow. This results in a low score of 27/100, reflecting heavy capital investment rather than weak cash generation.
Uni-Fuels Holdings Ltd.'s ROE of -16.7% shows moderate profitability relative to equity, earning a score of 30/100. This is down from 3.8% the prior year.
Uni-Fuels Holdings Ltd. scores 7.30, well above the 2.99 safe threshold. This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Uni-Fuels Holdings Ltd. passes 1 of 8 computable financial strength tests (1 of the nine could not be computed from available data). No profitability signals pass, 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.
For every $1 of reported earnings, Uni-Fuels Holdings Ltd. generates $1.33 in operating cash flow (-$2.3M OCF vs -$1.8M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.
Uni-Fuels Holdings Ltd. earns $-9.5 in operating income for every $1 of interest expense (-$1.6M vs $166K). This narrow margin raises concern about the company's ability to service its debt if operating income declines.
Key Financial Metrics
Earnings & Revenue
Uni-Fuels Holdings Ltd. generated $263.9M in revenue in fiscal year 2025. This represents an increase of 70.0% from the prior year.
Uni-Fuels Holdings Ltd.'s EBITDA was -$1.5M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 618.1% from the prior year.
Uni-Fuels Holdings Ltd. reported -$1.8M in net income in fiscal year 2025. This represents a decrease of 1120.2% from the prior year.
Uni-Fuels Holdings Ltd. earned $-0.18 per diluted share (EPS) in fiscal year 2025.
Cash & Balance Sheet
Uni-Fuels Holdings Ltd. generated -$2.4M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 832.9% from the prior year.
Uni-Fuels Holdings Ltd. held $12.5M in cash against $0 in long-term debt as of fiscal year 2025.
Uni-Fuels Holdings Ltd. paid $31.00 per share in dividends in fiscal year 2025.
Uni-Fuels Holdings Ltd. had 10M shares outstanding in fiscal year 2025. This represents an increase of 145.4% from the prior year.
Margins & Returns
Uni-Fuels Holdings Ltd.'s gross margin was 1.8% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 0.3 percentage points from the prior year.
Uni-Fuels Holdings Ltd.'s operating margin was -0.6% in fiscal year 2025, reflecting core business profitability. This is down 0.7 percentage points from the prior year.
Uni-Fuels Holdings Ltd.'s net profit margin was -0.7% in fiscal year 2025, showing the share of revenue converted to profit. This is down 0.8 percentage points from the prior year.
Uni-Fuels Holdings Ltd.'s ROE was -16.7% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 20.4 percentage points from the prior year.
Capital Allocation
Uni-Fuels Holdings Ltd. invested $36K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 300.9% from the prior year.
UFG Income Statement
| Metric | Q4'25 | Q2'25 | Q4'24 | Q4'23 |
|---|---|---|---|---|
| Revenue | N/A | N/A | N/A | N/A |
| Cost of Revenue | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A |
| SG&A Expenses | N/A | N/A | N/A | N/A |
| Operating Income | N/A | N/A | N/A | N/A |
| Interest Expense | N/A | N/A | N/A | N/A |
| Income Tax | N/A | N/A | N/A | N/A |
| Net Income | N/A | N/A | N/A | N/A |
| EPS (Diluted) | N/A | N/A | N/A | N/A |
UFG Balance Sheet
| Metric | Q4'25 | Q2'25 | Q4'24 | Q4'23 |
|---|---|---|---|---|
| Total Assets | $39.5M+27.8% | $30.9M+82.2% | $17.0M-4.3% | $17.7M |
| Current Assets | $39.1M+28.2% | $30.5M+90.5% | $16.0M-5.8% | $17.0M |
| Cash & Equivalents | $12.5M+85.6% | $6.8M+56.3% | $4.3M+68.6% | $2.6M |
| Inventory | N/A | N/A | N/A | N/A |
| Accounts Receivable | $26.3M+17.8% | $22.3M+94.5% | $11.5M-10.5% | $12.8M |
| Goodwill | N/A | N/A | N/A | N/A |
| Total Liabilities | $29.0M+55.8% | $18.6M+49.8% | $12.4M-7.0% | $13.4M |
| Current Liabilities | $29.0M+55.9% | $18.6M+50.4% | $12.4M-6.4% | $13.2M |
| Long-Term Debt | N/A | N/A | N/A | N/A |
| Total Equity | $10.5M-14.6% | $12.3M+170.7% | $4.5M+3.9% | $4.4M |
| Retained Earnings | -$1.2M-289.7% | $636K+16.7% | $545K+46.0% | $373K |
UFG Cash Flow Statement
| Metric | Q4'25 | Q2'25 | Q4'24 | Q4'23 |
|---|---|---|---|---|
| Operating Cash Flow | N/A | N/A | N/A | N/A |
| Capital Expenditures | N/A | N/A | N/A | N/A |
| Free Cash Flow | N/A | N/A | N/A | N/A |
| Investing Cash Flow | N/A | N/A | N/A | N/A |
| Financing Cash Flow | N/A | N/A | N/A | N/A |
| Dividends Paid | N/A | N/A | N/A | N/A |
| Share Buybacks | N/A | N/A | N/A | N/A |
UFG Financial Ratios
| Metric | Q4'25 | Q2'25 | Q4'24 | Q4'23 |
|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A |
| Operating Margin | N/A | N/A | N/A | N/A |
| Net Margin | N/A | N/A | N/A | N/A |
| Return on Equity | N/A | N/A | N/A | N/A |
| Return on Assets | N/A | N/A | N/A | N/A |
| Current Ratio | 1.35-0.3 | 1.64+0.3 | 1.300.0 | 1.29 |
| Debt-to-Equity | 2.76+1.2 | 1.51-1.2 | 2.73-0.3 | 3.05 |
| FCF Margin | N/A | N/A | N/A | N/A |
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Frequently Asked Questions
What is Uni-Fuels Holdings Ltd.'s annual revenue?
Uni-Fuels Holdings Ltd. (UFG) reported $263.9M in total revenue for fiscal year 2025. This represents a 70.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Uni-Fuels Holdings Ltd.'s revenue growing?
Uni-Fuels Holdings Ltd. (UFG) revenue grew by 70% year-over-year, from $155.2M to $263.9M in fiscal year 2025.
Is Uni-Fuels Holdings Ltd. profitable?
No, Uni-Fuels Holdings Ltd. (UFG) reported a net income of -$1.8M in fiscal year 2025, with a net profit margin of -0.7%.
What is Uni-Fuels Holdings Ltd.'s EBITDA?
Uni-Fuels Holdings Ltd. (UFG) had EBITDA of -$1.5M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
What is Uni-Fuels Holdings Ltd.'s gross margin?
Uni-Fuels Holdings Ltd. (UFG) had a gross margin of 1.8% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Uni-Fuels Holdings Ltd.'s operating margin?
Uni-Fuels Holdings Ltd. (UFG) had an operating margin of -0.6% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Uni-Fuels Holdings Ltd.'s net profit margin?
Uni-Fuels Holdings Ltd. (UFG) had a net profit margin of -0.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Uni-Fuels Holdings Ltd. pay dividends?
Yes, Uni-Fuels Holdings Ltd. (UFG) paid $31.00 per share in dividends during fiscal year 2025.
What is Uni-Fuels Holdings Ltd.'s return on equity (ROE)?
Uni-Fuels Holdings Ltd. (UFG) has a return on equity of -16.7% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Uni-Fuels Holdings Ltd.'s free cash flow?
Uni-Fuels Holdings Ltd. (UFG) generated -$2.4M in free cash flow during fiscal year 2025. This represents a -832.9% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Uni-Fuels Holdings Ltd.'s operating cash flow?
Uni-Fuels Holdings Ltd. (UFG) generated -$2.3M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Uni-Fuels Holdings Ltd.'s total assets?
Uni-Fuels Holdings Ltd. (UFG) had $39.5M in total assets as of fiscal year 2025, including both current and long-term assets.
What are Uni-Fuels Holdings Ltd.'s capital expenditures?
Uni-Fuels Holdings Ltd. (UFG) invested $36K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Uni-Fuels Holdings Ltd.'s current ratio?
Uni-Fuels Holdings Ltd. (UFG) had a current ratio of 1.35 as of fiscal year 2025, which is considered adequate.
What is Uni-Fuels Holdings Ltd.'s debt-to-equity ratio?
Uni-Fuels Holdings Ltd. (UFG) had a debt-to-equity ratio of 2.76 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Uni-Fuels Holdings Ltd.'s return on assets (ROA)?
Uni-Fuels Holdings Ltd. (UFG) had a return on assets of -4.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Uni-Fuels Holdings Ltd.'s cash runway?
Based on fiscal year 2025 data, Uni-Fuels Holdings Ltd. (UFG) had $12.5M in cash against an annual operating cash burn of $2.3M. This gives an estimated cash runway of approximately 65 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.
What is Uni-Fuels Holdings Ltd.'s Altman Z-Score?
Uni-Fuels Holdings Ltd. (UFG) has an Altman Z-Score of 7.30, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Uni-Fuels Holdings Ltd.'s Piotroski F-Score?
Uni-Fuels Holdings Ltd. (UFG) has a Piotroski F-Score of 1 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Uni-Fuels Holdings Ltd.'s earnings high quality?
Uni-Fuels Holdings Ltd. (UFG) has an earnings quality ratio of 1.33x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Uni-Fuels Holdings Ltd. cover its interest payments?
Uni-Fuels Holdings Ltd. (UFG) has an interest coverage ratio of -9.5x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Uni-Fuels Holdings Ltd.?
Uni-Fuels Holdings Ltd. (UFG) scores 41 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.