Uni-Fuels Holdings Ltd. Financials
Uni-Fuels Holdings Ltd. (UFG) reported $263.9M in revenue for fiscal year 2025, up 70.0% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 4 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Revenue growth is being bought with very thin gross margins, leaving cash needs driven more by financing than operations.
Between FY2023 and FY2025, revenue nearly quadrupled but gross margin fell from3.2% to1.8% , so each added dollar of sales carried less profit than before. In FY2025, SG&A rose above gross profit, which means the larger sales base did not create cost absorption; it turned scale into an operating loss.
FY2025 ended with
The balance sheet is working-capital heavy: receivables were
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Uni-Fuels Holdings Ltd.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Uni-Fuels Holdings Ltd. has an operating margin of -0.6%, meaning the company loses $1 on every $100 of revenue. This results in a profitability score of 35/100. This is down from 0.1% the prior year.
Uni-Fuels Holdings Ltd.'s revenue surged 70.0% year-over-year to $263.9M, reflecting rapid business expansion. This strong growth earns a score of 97/100.
Uni-Fuels Holdings Ltd. has elevated debt relative to equity (D/E of 2.76), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 22/100, reflecting increased financial risk.
Uni-Fuels Holdings Ltd.'s current ratio of 1.35 indicates adequate short-term liquidity, earning a score of 35/100. The company can meet its near-term obligations, though with limited headroom.
Uni-Fuels Holdings Ltd.'s operations used $2.3M of cash, and capex of $36K added to the outflow, for a free cash flow shortfall of $2.4M. This results in a cash flow score of 27/100.
Uni-Fuels Holdings Ltd. posts a -16.7% return on equity (ROE), meaning it loses $17 for every $100 of shareholders' equity. This results in a returns score of 30/100. This is down from 3.8% the prior year.
Uni-Fuels Holdings Ltd. scores 7.19, well above the 2.99 safe threshold. This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Uni-Fuels Holdings Ltd. passes 1 of 7 computable financial strength tests (2 of the nine could not be computed from available data). No profitability signals pass, all 1 leverage/liquidity signals pass, neither operating efficiency signal passes.
Uni-Fuels Holdings Ltd. reported a net loss of $1.8M while operations used $2.3M of cash. With neither figure positive, the ratio between the two carries no quality signal.
Uni-Fuels Holdings Ltd. reported an operating loss of $1.6M against $166K in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations.
Key Financial Metrics
Earnings & Revenue
Uni-Fuels Holdings Ltd. generated $263.9M in revenue in fiscal year 2025. This represents an increase of 70.0% from the prior year.
Uni-Fuels Holdings Ltd.'s EBITDA was -$1.5M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 618.1% from the prior year.
Uni-Fuels Holdings Ltd. reported -$1.8M in net income in fiscal year 2025. This represents a decrease of 1120.2% from the prior year.
Not reported for fiscal year 2025.
Cash & Balance Sheet
Uni-Fuels Holdings Ltd. recorded an outflow of $2.4M in free cash flow in fiscal year 2025, representing a cash shortfall after capex. This represents a decrease of 832.9% from the prior year.
Uni-Fuels Holdings Ltd. held $12.5M in cash as of fiscal year 2025; long-term debt is not reported for that period.
Not reported for fiscal year 2025.
Margins & Returns
Uni-Fuels Holdings Ltd.'s gross margin was 1.8% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 0.3 percentage points from the prior year.
Uni-Fuels Holdings Ltd.'s operating margin was -0.6% in fiscal year 2025, reflecting core business profitability. This is down 0.7 percentage points from the prior year.
Uni-Fuels Holdings Ltd.'s net profit margin was -0.7% in fiscal year 2025, showing the share of revenue converted to profit. This is down 0.8 percentage points from the prior year.
Uni-Fuels Holdings Ltd.'s ROE was -16.7% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 20.4 percentage points from the prior year.
Capital Allocation
Uni-Fuels Holdings Ltd. invested $36K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 300.9% from the prior year.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
UFG Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | Q4'25 | Q2'25 | Q4'24 | Q4'23 |
|---|
Not reported in any period shown, so not listed: Revenue, Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, Interest Expense, Income Tax, Net Income, EPS (Diluted).
UFG Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | Q4'25 | Q2'25 | Q4'24 | Q4'23 |
|---|---|---|---|---|
| Total Assets | $39.5M+27.8% | $30.9M+82.2% | $17.0M-4.3% | $17.7M |
| Current Assets | $39.1M+28.2% | $30.5M+90.5% | $16.0M-5.8% | $17.0M |
| Cash & Equivalents | $12.5M+85.6% | $6.8M+56.3% | $4.3M+68.6% | $2.6M |
| Accounts Receivable | $26.3M+17.8% | $22.3M+94.5% | $11.5M-10.5% | $12.8M |
| Total Liabilities | $29.0M+55.8% | $18.6M+49.8% | $12.4M-7.0% | $13.4M |
| Current Liabilities | $29.0M+55.9% | $18.6M+50.4% | $12.4M-6.4% | $13.2M |
| Total Equity | $10.5M-14.6% | $12.3M+170.7% | $4.5M+3.9% | $4.4M |
| Retained Earnings | -$1.2M-289.7% | $636K+16.7% | $545K+46.0% | $373K |
Not reported in any period shown, so not listed: Inventory, Goodwill, Long-Term Debt.
UFG Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | Q4'25 | Q2'25 | Q4'24 | Q4'23 |
|---|
Not reported in any period shown, so not listed: Operating Cash Flow, Capital Expenditures, Free Cash Flow, Investing Cash Flow, Financing Cash Flow, Dividends Paid, Share Buybacks.
UFG Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples.
| Metric | Q4'25 | Q2'25 | Q4'24 | Q4'23 |
|---|---|---|---|---|
| Current Ratio | 1.35-0.3x | 1.64+0.3x | 1.300.0x | 1.29 |
| Debt-to-Equity | 2.76+1.2x | 1.51-1.2x | 2.73-0.3x | 3.05 |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Net Margin, Return on Equity, Return on Assets, FCF Margin.
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Where Uni-Fuels Holdings Ltd. Ranks
Frequently Asked Questions
What is Uni-Fuels Holdings Ltd.'s annual revenue?
Uni-Fuels Holdings Ltd. (UFG) reported $263.9M in total revenue for fiscal year 2025. This represents a 70.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Uni-Fuels Holdings Ltd.'s revenue growing?
Uni-Fuels Holdings Ltd. (UFG) revenue grew by 70.0% year-over-year, from $155.2M to $263.9M in fiscal year 2025.
Is Uni-Fuels Holdings Ltd. profitable?
No, Uni-Fuels Holdings Ltd. (UFG) reported a net income of -$1.8M in fiscal year 2025, with a net profit margin of -0.7%.
What is Uni-Fuels Holdings Ltd.'s EBITDA?
Uni-Fuels Holdings Ltd. (UFG) had EBITDA of -$1.5M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
What is Uni-Fuels Holdings Ltd.'s gross margin?
Uni-Fuels Holdings Ltd. (UFG) had a gross margin of 1.8% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Uni-Fuels Holdings Ltd.'s operating margin?
Uni-Fuels Holdings Ltd. (UFG) had an operating margin of -0.6% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Uni-Fuels Holdings Ltd.'s net profit margin?
Uni-Fuels Holdings Ltd. (UFG) had a net profit margin of -0.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Uni-Fuels Holdings Ltd.'s return on equity (ROE)?
Uni-Fuels Holdings Ltd. (UFG) has a return on equity of -16.7% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Uni-Fuels Holdings Ltd.'s free cash flow?
Uni-Fuels Holdings Ltd. (UFG) recorded an outflow of $2.4M in free cash flow during fiscal year 2025. This represents a -832.9% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Uni-Fuels Holdings Ltd.'s operating cash flow?
Uni-Fuels Holdings Ltd. (UFG) recorded an outflow of $2.3M in operating cash flow during fiscal year 2025, representing cash used by core business activities.
What are Uni-Fuels Holdings Ltd.'s total assets?
Uni-Fuels Holdings Ltd. (UFG) had $39.5M in total assets as of fiscal year 2025, including both current and long-term assets.
What are Uni-Fuels Holdings Ltd.'s capital expenditures?
Uni-Fuels Holdings Ltd. (UFG) invested $36K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Uni-Fuels Holdings Ltd.'s current ratio?
Uni-Fuels Holdings Ltd. (UFG) had a current ratio of 1.35 as of fiscal year 2025, which is considered adequate.
What is Uni-Fuels Holdings Ltd.'s debt-to-equity ratio?
Uni-Fuels Holdings Ltd. (UFG) had a debt-to-equity ratio of 2.76 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Uni-Fuels Holdings Ltd.'s return on assets (ROA)?
Uni-Fuels Holdings Ltd. (UFG) had a return on assets of -4.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
How does Uni-Fuels Holdings Ltd.'s liquidity compare with its operating cash outflow?
At the end of fiscal year 2025, Uni-Fuels Holdings Ltd. (UFG) held $12.5M in cash, cash equivalents and investments, and reported an operating cash outflow of $2.3M over that year. Dividing the one by the other, the reported balance equals about 65 months of the outflow reported that year. This is arithmetic over figures already filed, not a projection: it assumes nothing about future spending, financing or operations.
What is Uni-Fuels Holdings Ltd.'s Altman Z-Score?
Uni-Fuels Holdings Ltd. (UFG) has an Altman Z-Score of 7.19, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Uni-Fuels Holdings Ltd.'s Piotroski F-Score?
Uni-Fuels Holdings Ltd. (UFG) has a Piotroski F-Score of 1 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Uni-Fuels Holdings Ltd.'s earnings high quality?
Uni-Fuels Holdings Ltd. (UFG) reported a net loss of $1.8M while operations used $2.3M of cash. With neither figure positive, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Uni-Fuels Holdings Ltd. cover its interest payments?
Uni-Fuels Holdings Ltd. (UFG) reported an operating loss of $1.6M against $166K in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Uni-Fuels Holdings Ltd.?
Uni-Fuels Holdings Ltd. (UFG) scores 41 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.