Virginia Natl Bankshares Corp Financials

Virginia Natl Bankshares Corp (VABK) reported $75.9M in total revenue for fiscal year 2024. This represents a 33.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

Virginia Natl Bankshares Corp (VABK) revenue grew by 33.8% year-over-year, from $56.7M to $75.9M in fiscal year 2024.

Yes, Virginia Natl Bankshares Corp (VABK) reported a net income of $17.0M in fiscal year 2024, with a net profit margin of 22.4%.

Virginia Natl Bankshares Corp (VABK) reported diluted earnings per share of $3.15 for fiscal year 2024. This represents a -28.1% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Virginia Natl Bankshares Corp (VABK) had a net profit margin of 22.4% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.

Yes, Virginia Natl Bankshares Corp (VABK) paid $1.32 per share in dividends during fiscal year 2024.

Virginia Natl Bankshares Corp (VABK) has a return on equity of 10.6% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.

Virginia Natl Bankshares Corp (VABK) generated $14.6M in free cash flow during fiscal year 2024. This represents a -34.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

Virginia Natl Bankshares Corp (VABK) generated $15.3M in operating cash flow during fiscal year 2024, representing cash generated from core business activities.

Virginia Natl Bankshares Corp (VABK) had $1.6B in total assets as of fiscal year 2024, including both current and long-term assets.

Virginia Natl Bankshares Corp (VABK) invested $733K in capital expenditures during fiscal year 2024, funding long-term assets and infrastructure.

Yes, Virginia Natl Bankshares Corp (VABK) spent $559K on share buybacks during fiscal year 2024, returning capital to shareholders by reducing shares outstanding.

Virginia Natl Bankshares Corp (VABK) had 5M shares outstanding as of fiscal year 2024.

Virginia Natl Bankshares Corp (VABK) had a debt-to-equity ratio of 9.09 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.

Virginia Natl Bankshares Corp (VABK) had a return on assets of 1.1% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.

Virginia Natl Bankshares Corp (VABK) has a Piotroski F-Score of 3 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals.

Virginia Natl Bankshares Corp (VABK) has an earnings quality ratio of 0.90x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation.

Virginia Natl Bankshares Corp (VABK) scores 60 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks.