MANTL In-Branch Account Opening Emerges as the Platform's Top Growth Channel in 2026

Alkami Technology (ALKT) reports that MANTL’s in-branch account opening has become its highest-volume growth channel in 2026, with total in-branch applications booked through the Platform exceeding 1 million to date.

Rhea-AI Summary

Alkami Technology (ALKT) reports that MANTL’s in-branch account opening has become its highest-volume growth channel in 2026, with total in-branch applications booked through the Platform exceeding 1 million to date.

In 2026, in-branch application volume reached a record of nearly 90,000 booked applications in a single month. MANTL now supports in-branch account opening in all 50 states, including at institutions with more than 200 branch locations, and connects account opening across online, branch, and assisted channels for both retail and business accounts. The company says omnichannel users of the Platform reach twice as many unique ZIP codes as clients using only a single channel, highlighting a broader industry trend of banks reinvesting in branches and emphasizing branch modernization.

Market Context

-3.22% was ALKT’s 24-hour reaction to the Sep 15 MANTL loan-origination launch, while this announcem...

Analysis

-3.22% was ALKT’s 24-hour reaction to the Sep 15 MANTL loan-origination launch, while this announcement reported additional MANTL adoption through in-branch account opening.

Key Figures

Booked applications to date: More than 1 million applications Monthly booked applications: Nearly 90,000 applications Geographic coverage: All 50 states +3 more

Booked applications to date

More than 1 million applications

MANTL in-branch solution

Monthly booked applications

Nearly 90,000 applications

Single month in 2026

Geographic coverage

All 50 states

MANTL in-branch account opening

Largest distributed network

More than 200 locations

Financial institution network supported by MANTL

Unique ZIP code reach

Twice as many unique ZIP codes

Clients using online and in-branch account opening versus one channel

ConnectOne branch network

50+ branches

Customer example cited in the announcement

Historical Context

2 past events · Latest: Sep 15

2 events

1. Sep 15

   MANTL loan launch

   24h Move

   -3.2%

   Embers expanded MANTL into lending after raising nearly $28 million in deposits.

2. Sep 03

   MANTL onboarding case study

   24h Move

   +1.1%

   Raiz reported faster account opening and fraud prevention after adopting MANTL onboarding.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Key Terms

omnichannel, m&a

2 terms

omnichannel technical

"This demonstrates the "halo effect" of connected omnichannel account opening"

A coordinated approach to selling and serving customers across all touchpoints—stores, websites, mobile apps, social media, and call centers—so the experience feels like one continuous conversation no matter where a customer interacts. For investors, omnichannel capability signals how well a company can attract and keep customers, turn interactions into sales, and use shared customer data to cut costs and boost revenue—making it a key driver of growth and competitive strength.

m&a financial

"Beyond accelerating M&A integrations and market expansion"

M&A, short for mergers and acquisitions, involves one company combining with or purchasing another company to grow, streamline operations, or gain competitive advantages. For investors, M&A activity can signal potential for increased value, new opportunities, or changes in market dynamics, making it an important factor to watch in the business landscape.

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More than 1 million applications booked through MANTL's in-branch solution to date as financial institutions accelerate branch modernization and turn physical locations into connected growth drivers

PLANO, Texas, Sept. 17, 2026 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced that in-branch account opening has become MANTL's highest-volume growth channel in 2026. In-branch application volume achieved record levels in 2026, reaching nearly 90,000 booked applications in a single month, and bringing total in-branch applications booked through MANTL to more than 1 million to date.

The momentum reflects the accelerating adoption of digital account opening technology within branches and a broader industry shift as financial institutions reinvest in their physical networks. For the third consecutive quarter, U.S. banks have opened more branches than they have closed, making the technology used in-branch increasingly important. MANTL now powers in-branch account opening in all 50 states, including at financial institutions with distributed networks of more than 200 locations. By connecting account opening across physical and digital banking channels for both retail and business account types on one Platform, MANTL helps financial institutions optimize their origination operations to scale growth and efficiency while creating better employee and account holder experiences.

"Branch modernization has become an immediate growth priority. Financial institutions have a significant opportunity to bring seamless digital account opening into the branch, make better use of their existing branch presence, and create a more connected growth channel," said Benjamin Conant, chief product officer at Alkami. "MANTL has a proven track record of helping financial institutions drive online growth, and we're seeing branch modernization accelerate as banks and credit unions apply the same technology to their branch network. By removing friction from the in-branch account opening process, technology empowers employees to focus on customer and member needs while creating more capacity for the human interactions that define community financial institutions."

MANTL data shows that banks and credit unions using the Platform for both online and in-branch account opening reach twice as many unique ZIP codes as clients using just one channel solution. This demonstrates the "halo effect" of connected omnichannel account opening, as digital channels extend the reach of an institution's branch strategy beyond the communities immediately surrounding its physical locations, amplifying the impact of the branch. Omnichannel account opening gives applicants the flexibility to start, pause, and complete the process across online, branch, and assisted channels, while preserving their application progress so they never have to restart or repeat information.

"At ConnectOne Bank, our growth relies on meeting clients wherever they choose to engage. MANTL serves as a scalable engine for our omnichannel strategy, bridging our digital presence with our physical footprint across our 50+ branch network," said Ali Mattera, chief digital officer, ConnectOne Bank. "Beyond accelerating M&A integrations and market expansion, MANTL streamlines our internal workflows, empowering our branch teams to spend less time on administrative tasks and more time building relationships."

Branches are only as effective as the teams behind them, which is why giving employees the right technology is critical. MANTL combines the structure of a guided checklist with the flexibility to follow the natural flow of a conversation. Rather than forcing employees to follow a rigid script or search across systems, MANTL helps them quickly identify existing account holders in the core, including those without tax IDs, avoid duplicate core records, and ensure the right account is opened for the right person. MANTL enables bankers to spend less time managing the process and more time understanding account holder needs, offering guidance, and deepening relationships.

To learn how MANTL can transform your account opening process and empower your team, visit here.

To learn more about the Alkami Digital Sales & Service Platform, visit here. To request a demo, visit here.

About Alkami
Alkami provides a digital sales and service platform for U.S. banks and credit unions. Our unified Platform integrates onboarding, digital banking, and data and marketing—each solution can stand alone, but together they deliver more—to help institutions onboard, engage, and grow relationships. As the future shifts toward Anticipatory Banking, we help data-informed bankers meet the moment with technology that drives action.

Media Relations Contacts
Vested
alkami@fullyvested.com

Marla Pieton
marla.pieton@alkami.com

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SOURCE Alkami Technology, Inc.