AppTech Payments Corp. reports developments in fintech payment services for financial institutions, corporations, small and midsized enterprises, and consumers through a scalable cloud-based platform architecture. Company news centers on operating results, product-line revenue, Banking-as-a-Service platform activity, fintech integrator relationships, and the completed acquisition and integration of Infinitus Pay.
Recurring updates also cover capital financing, common stock and warrant quotation on the OTCQB market, board composition, executive roles, employment arrangements, and compliance demands tied to the company’s growth and public-company status.
AppTech Payments (APCX) outlined a payments infrastructure strategy centered on a unified platform that it expects to launch before year-end. Development began in mid-July. The company serves more than forty fintechs and businesses and processes billions of dollars in annualized payment volume following its October 2025 acquisition of Infinitus Pay.
AppTech expects the platform to improve onboarding, operational efficiency and long-term margins. Its growth plans include credit card issuance, digital asset conversions, a deposit-yield program and compliance services. Card revenue is expected in late 2027, subject to execution and regulatory approvals.
Most services currently depend on third-party providers, limiting customer-experience control. AppTech is winding down its legacy Finzeo platform and expects growth to slow or decrease in the second half of the year as it addresses operational challenges.
AppTech Payments (OTCQB: APCX) reported Q2 2026 revenue of $1.7 million, up from $1.4 million in Q1 2026 and $0.3 million a year earlier, marking its third consecutive quarterly increase. This occurred despite losing most BAAS revenue due to previously disclosed disruptions with its principal banking partner, with which relations are reportedly improving.
GAAP operating loss narrowed to $0.9 million from $1.9 million in Q2 2025 and $2.9 million in Q1 2026. GAAP net loss improved to $1.0 million versus $1.9 million a year ago and $3.3 million in Q1 2026. Cash-based operations showed a loss of $0.5 million, compared to $1.6 million in Q2 2025 and $0.7 million in Q1 2026. AppTech also appointed interim CTO Nick Saponaro and plans to hire a Chief Compliance Officer, and scheduled an earnings call for July 29, 2026 at 11:00 a.m. Eastern Time.
AppTech Payments (OTCQB: APCX) will release its second quarter 2026 financial results on Wednesday, July 29, at 9:00 a.m. EDT. Interim CEO Felipe Corrado and Chairman Albert Lord will host an investor conference call at 11:00 a.m. EDT the same day to discuss financial and operating results, strategic initiatives, and recent business developments.
AppTech (OTCQB: APCX) announced management and board changes effective May 4, 2026. Albert L. Lord moves from board chairman to Executive Chairman to work closely with CEO Thomas DeRosa. The company also added Robert L. Lipstein to the board. The board approved employment contracts for CEO Thomas DeRosa and COO Anthony Shall through 2027. DeRosa said the business "virtually tripled" from Q4 2025 to Q1 2026.
AppTech Payments (NASDAQ:APCX) named Albert L. Lord Executive Chairman effective May 1, 2026, expanding his role to work regularly with CEO Thomas DeRosa.
The company reported business growth—DeRosa said the business tripled from Q4 2025 to Q1 2026, added Robert L. Lipstein to the board (former KPMG Global SOX Leader), and the board approved employment contracts for CEO Thomas DeRosa and COO Anthony Shall through 2027.
AppTech Payments (OTCQB: APCX) reported Q1 2026 results for the quarter ended March 31, 2026. The company recorded a GAAP operating loss of $2.7 million and a modified cash-based loss of $0.6 million ($0.01 per share). Revenue for Q1 was $1.4 million, equal to the company’s full-year 2025 revenue, and management cited contributions from the 2025 Infinitus acquisition. Management noted continued revenue momentum and said it hopes to become cash flow positive in the current quarter.
AppTech Payments (OTCQB: APCX) reported Q4 and full-year 2025 results on Jan 20, 2026. For Q4, the company posted an operating loss of $1.3M ($0.04/sh) versus $1.8M ($0.07/sh) in Q4 2024, and revenue of $0.7M compared with $52k a year earlier, driven primarily by the Oct. 31 acquisition of Infinitus Pay. The company said Infinitus Pay has processed more than $450M in transactional volume since joining AppTech. For full-year 2025, revenue was $1.4M versus $278k in 2024; EBITDA was a $5.1M loss, an improvement of $1.6M year-over-year. AppTech also secured $1.5M of additional financing in Q4 with an option to increase to $2.5M.
The company noted ongoing expansion of its fintech integrator network and described Q4 as a potential turning point heading into 2026.
AppTech Payments (OTCQB: APCX) reported third-quarter results for the period ended September 30, 2025, recording an operating loss of $1.7 million (−$0.05 per share) versus an operating loss of $2.0 million (−$0.08 per share) in Q3 2024.
The company said it is optimizing costs and pursuing sustainable profitability. After quarter close, AppTech completed the acquisition of InfinitusPay to expand its Banking-as-a-Service (BaaS) capabilities; the deal is described as adding technology, customers, and team members and is expected to be accretive to revenue and to deliver operational efficiencies during integration.
AppTech Payments (OTCQB: APCX) announced on November 5, 2025 the strategic acquisition of InfinitusPay to strengthen its Banking-as-a-Service (BaaS) platform and support scalable revenue growth.
Management said InfinitusPay contributes technology and sales talent, a growing customer portfolio, and profitable operations. Alan Carr, CEO of InfinitusPay, joins AppTech as Chief Product Officer. The release highlights expected acceleration of embedded financial solutions and expanded digital commerce reach, while a cautionary note flags integration, synergy realization, customer retention, competitive, and regulatory risks.
AppTech Payments Corp. (NASDAQ: APCX) reported its Q2 2025 financial results, showing significant improvement in operating performance. The company posted an operating loss of $1.9 million ($0.06 per share), compared to a loss of $2.9 million ($0.12 per share) in Q2 2024.
The fintech company's year-over-year improvement reflects successful execution of its strategy focused on revenue expansion and operational efficiency. AppTech continues to invest in its core payment solutions platform while actively managing expenses, progressing toward breakeven and profitability.