BNY Decreases Prime Lending Rate to 6.75%

BNY (NYSE: BK) will lower its Prime Lending Rate by 0.25 percentage points, from 7.00% to 6.75%, effective Thursday, December 11, 2025.

Rhea-AI Summary

BNY (NYSE: BK) will lower its Prime Lending Rate by 0.25 percentage points, from 7.00% to 6.75%, effective Thursday, December 11, 2025.

The change takes effect the day after the announcement and reduces the bank's quoted prime rate used for variable commercial and consumer lending benchmarks.

Argus Dec 11 session

+0.25% close to close Open Argus

Details

News Market Reaction – BK

On Dec 11, the first trading day after this news, BK closed 0.25% above the previous close.

Data tracked by StockTitan Argus for the Dec 11 session.

Key Figures

New prime lending rate: 6.75% Prior prime lending rate: 7.00% Rate change: 0.25% +5 more

New prime lending rate

6.75%

Effective December 11, 2025

Prior prime lending rate

7.00%

Before announced change

Rate change

0.25%

Decrease in prime lending rate

Share price

$115.93

Pre-news price context

52-week high

$117.29

Pre-news 52-week range high

52-week low

$70.46

Pre-news 52-week range low

Price vs 52-week high

-1.16%

Distance from 52-week high pre-news

Market cap

$79,804,633,751

Pre-news market capitalization

Historical Context

5 past events · Latest: Dec 08

5 events

1. Dec 08

   AI partnership

   24h Move

   +0.4%

   Integration of Gemini Enterprise into BNY’s Eliza AI platform.

2. Dec 02

   Fund distribution

   24h Move

   +0.9%

   Municipal Bond Infrastructure Fund maintained its $0.0420 monthly payout.

3. Nov 26

   Fund distributions

   24h Move

   +0.6%

   Strategic municipal bond funds declared $0.023 monthly distributions.

4. Nov 20

   Dividend declaration

   24h Move

   -0.0%

   High Yield Strategies Fund kept monthly dividend at $0.0175 per share.

5. Nov 13

   Crypto product launch

   24h Move

   -1.4%

   Launch of BNY Dreyfus Stablecoin Reserves Fund for stablecoin reserves.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Key Terms

prime lending rate

1 terms

prime lending rate financial

"will decrease the Prime Lending Rate by 0.25%, from 7.00% to 6.75%"

The prime lending rate is the interest rate banks typically charge their most creditworthy customers for loans; think of it as the store price that lenders offer to their best buyers. It matters to investors because many consumer and business loan rates, mortgages and corporate borrowing costs are tied to that rate, so changes act like a ripple that affects company profits, consumer spending and overall market valuations.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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NEW YORK,, Dec. 10, 2025 /PRNewswire/ -- BNY (NYSE: BK), will decrease the Prime Lending Rate by 0.25%, from 7.00% to 6.75%, effective Thursday, December 11, 2025.

About BNY

BNY is a global financial services company that helps make money work for the world – managing it, moving it and keeping it safe. For more than 240 years BNY has partnered alongside clients, putting its expertise and platforms to work to help them achieve their ambitions. Today BNY helps over 90% of Fortune 100 companies and nearly all the top 100 banks globally access the money they need. BNY supports governments in funding local projects and works with over 90% of the top 100 pension plans to safeguard investments for millions of individuals, and so much more. As of September 30, 2025, BNY oversees $57.8 trillion in assets under custody and/or administration and $2.1 trillion in assets under management.

BNY is the corporate brand of The Bank of New York Mellon Corporation (NYSE: BK). Headquartered in New York City, BNY has been named among Fortune's World's Most Admired Companies and Fast Company's Best Workplaces for Innovators. Additional information is available on www.bny.com.

Contacts:
Media
Anneliese Diedrichs
+1 646 468 6026
anneliese.diedrichs@bny.com

Analysts
Marius Merz
+1 212 298 1480
marius.merz@bny.com

View original content to download multimedia:https://www.prnewswire.com/news-releases/bny-decreases-prime-lending-rate-to-6-75-302638482.html

SOURCE BNY

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What change did BNY (BK) announce for its Prime Lending Rate on December 10, 2025?

BNY announced a decrease of the Prime Lending Rate by 0.25%, from 7.00% to 6.75%.

When does BNY's (BK) new Prime Lending Rate of 6.75% become effective?

The new Prime Lending Rate becomes effective on Thursday, December 11, 2025.

How much did BNY (BK) cut its prime rate on December 10, 2025?

BNY cut its prime rate by 0.25 percentage points.

Which Prime Lending Rate will BNY (BK) quote after the December 11, 2025 change?

After the change BNY will quote a Prime Lending Rate of 6.75%.

Does the December 11, 2025 effective date for BNY's (BK) prime rate change occur before or after the announcement date?

The effective date, December 11, 2025, is the day after the announcement on December 10, 2025.