Welcome to our dedicated page for CF Bankshares news (Ticker: CFBK), a resource for investors and traders seeking the latest updates and insights on CF Bankshares stock.
CF Bankshares Inc. (NASDAQ: CFBK) is the holding company for CFBank, National Association, a nationally chartered boutique commercial bank serving closely held businesses and entrepreneurs. This news page aggregates company-issued press releases and other coverage so readers can follow developments affecting CFBK stock and the CFBank franchise across its core Midwest metro markets.
According to its disclosures, CF Bankshares Inc. regularly reports quarterly and year-to-date financial results, including net income, pre-provision, pre-tax net revenue (PPNR), return on average equity (ROE), return on average assets (ROA), net interest margin (NIM), efficiency ratio, deposit trends, and asset quality metrics. Earnings releases also discuss loan and lease portfolio composition, construction lending activity, residential mortgage loan sales, and changes in noninterest income and expense.
Investors can also expect capital management and shareholder-focused news, such as announcements of quarterly cash dividends on common and Series D preferred stock, dividend increases, and updates on the company’s stock repurchase program, including board approvals and extensions. The company has additionally highlighted its inclusion in the Russell 3000 Index in its news flow.
Other updates may cover strategic and organizational developments, including the recruitment of experienced commercial banking leaders in key regions, information provided in connection with annual meetings, and commentary from management on commercial loan production, deposit mix, and competitive positioning in its five primary metro markets.
For readers tracking CFBK news, this page offers a centralized view of CF Bankshares Inc.’s reported performance, capital actions, and banking initiatives. Reviewing the sequence of releases can help users understand how management describes the evolution of the commercial bank, its lending focus, and its approach to serving closely held businesses and entrepreneurs over time.
CF Bankshares (NASDAQ: CFBK) reported Q4 2025 net income of $5.7M ($0.88 diluted) and full-year 2025 net income of $17.5M ($2.69 diluted), a 31% increase year-over-year. PPNR was $8.0M for Q4 and $29.8M for 2025 (+30% YoY). NIM expanded, cost of funds declined, efficiency improved to 49.2%, and book value per share rose to $27.87. Capital ratios remained solid with a Tier 1 leverage ratio of 11.40% and Total Capital ratio of 15.02%. Core deposits grew by $47M and 2025 commercial loan fundings totaled $369M.
CF Bankshares (NASDAQ: CFBK) announced on January 21, 2026 that John Wilgus has joined as Senior Vice President to strengthen the bank's commercial and commercial real estate banking capabilities. Wilgus brings more than 32 years of commercial banking experience, most recently serving as Senior Vice President at First Financial Bank where he led commercial real estate relationship development across Northern Ohio.
His background includes commercial lending, portfolio management, and business development focused on closely held businesses, real estate owners, and developers. Company leaders said his hire supports their boutique banking model, local decision-making, and efforts to scale the commercial banking franchise.
CF Bankshares (NASDAQ: CFBK) announced a 13% increase in its quarterly cash dividend, raising the common stock dividend to $0.09 per share and the Series D preferred dividend to $9.00 per share. The Board declared the dividend on January 5, 2026, payable on January 26, 2026 to shareholders of record at the close of business on January 15, 2026. Management said the increase is intended to enhance total shareholder returns.
CF Bankshares (NASDAQ: CFBK) announced the Board has extended its stock repurchase program to August 15, 2026.
The program authorizes repurchases of up to 325,000 shares (about 5% of outstanding common stock) through open‑market or privately negotiated transactions; 54,644 shares have been repurchased to date. Repurchases will be made in management's discretion and may follow Rule 10b‑18 or Rule 10b5‑1. The program may be suspended or discontinued, and there is no guarantee on the timing or amount of future repurchases.
CF Bankshares (NASDAQ: CFBK) reported third-quarter 2025 results: net income $2.3M ($0.36 diluted) and PPNR $7.8M (up 33% YoY). The quarter included a $5.1M provision for credit losses, driven by a $7.0M full charge-off of a non-core loan that increased provision expense by $3.7M. Key metrics: ROE 5.20%, ROA 0.45%, NIM 2.76% (up 35bps YoY), Tier 1 Leverage 11.19%, and book value per share $26.99. Core deposits rose $20M vs. June 30, 2025; year-to-date commercial loan production totaled $155M. The board declared an October 1, 2025 cash dividend of $0.08 per common share.
CF Bankshares Inc. (NASDAQ: CFBK), the parent company of CFBank, NA, has announced a quarterly cash dividend distribution. The company's Board of Directors has declared a dividend of $0.08 per share on common stock and a corresponding $8.00 per share on Series D preferred stock. The dividend will be paid on October 21, 2025 to shareholders of record as of October 13, 2025. Each Series D preferred share is convertible into 100 shares of common stock.
CF Bankshares Inc. (NASDAQ: CFBK) reported strong Q2 2025 financial results, with net income of $5.0 million ($0.77 per diluted share), marking a 197% increase from Q2 2024. The company achieved significant milestones including a pre-provision, pre-tax net revenue (PPNR) of $7.8 million, up 42% year-over-year.
Key performance metrics showed notable improvements with ROE at 11.47%, ROA at 0.97%, and an improved efficiency ratio of 49.8%. The bank's net interest margin expanded for the fifth consecutive quarter, increasing 19bps from the previous quarter. The board declared a cash dividend of $0.08 per common share.
Total deposits grew to $1.81 billion, while net loans reached $1.8 billion. Asset quality metrics showed nonaccrual loans at 0.94% of total loans, with the allowance for credit losses increasing to $19.1 million, representing 1.08% of total loans.
CF Bankshares Inc. (NASDAQ: CFBK), the parent company of CFBank, NA, has scheduled the release of its second quarter 2025 financial results. The earnings report will be available before market opening on Monday, August 4, 2025.
CF Bankshares Inc. (NASDAQ: CFBK), the parent company of CFBank, NA, has announced two significant developments. The company declared a quarterly cash dividend of $0.08 per share on its common stock and $8.00 per share on its Series D preferred stock, representing a 14% increase from the previous quarter. The dividend will be paid on July 21, 2025, to shareholders of record as of July 11, 2025.
Additionally, CF Bankshares has been added to the Russell 3000® Index, effective June 30, 2025, as part of the 2025 Russell indexes reconstitution. This inclusion is significant as Russell indexes are widely utilized by investment managers and institutional investors for index funds and as benchmarks for active investment strategies.