Welcome to our dedicated page for CF Bankshares news (Ticker: CFBK), a resource for investors and traders seeking the latest updates and insights on CF Bankshares stock.
CF Bankshares Inc. reports news centered on its role as the holding company for CFBank, National Association, a nationally chartered boutique commercial bank serving markets that include Columbus, Cleveland, Cincinnati and Akron, Ohio, and Indianapolis, Indiana. Company updates describe commercial loans and equipment leases, commercial and residential real estate lending, treasury management deposits, residential mortgage lending, and full-service commercial and retail banking.
Recurring announcements cover quarterly and annual earnings, net interest margin, loan growth, deposit funding, credit quality, provision expense, noninterest income, and capital ratios at CFBank. Other releases address common and Series D preferred stock dividends, stock repurchase authorization activity, and additions to commercial and regional banking teams.
CF Bankshares (NASDAQ: CFBK) reported Q1 2026 net income of $5.0M ($0.77 diluted), a 13% increase versus Q1 2025, with PPNR of $6.5M (up 5.4% YoY). NIM was 2.69%, ROE 10.74%, ROA 0.97%, book value per share $28.20, and Tier 1 leverage 11.76%.
Core commercial net loan growth was $45M in Q1 (annualized 15%), deposits totaled $1.8B, nonaccrual loans were $20.3M, and the Board declared a $0.09/share cash dividend paid April 21, 2026.
CF Bankshares (NASDAQ: CFBK) declared a quarterly cash dividend of $0.09 per common share and $9.00 per Series D preferred share, with each Series D share convertible into 100 common shares. The dividend is payable April 21, 2026 to holders of record as of April 13, 2026.
This represents a scheduled cash return to shareholders with clear record and payment dates disclosed.
CF Bankshares (NASDAQ: CFBK) reported Q4 2025 net income of $5.7M ($0.88 diluted) and full-year 2025 net income of $17.5M ($2.69 diluted), a 31% increase year-over-year. PPNR was $8.0M for Q4 and $29.8M for 2025 (+30% YoY). NIM expanded, cost of funds declined, efficiency improved to 49.2%, and book value per share rose to $27.87. Capital ratios remained solid with a Tier 1 leverage ratio of 11.40% and Total Capital ratio of 15.02%. Core deposits grew by $47M and 2025 commercial loan fundings totaled $369M.
CF Bankshares (NASDAQ: CFBK) announced on January 21, 2026 that John Wilgus has joined as Senior Vice President to strengthen the bank's commercial and commercial real estate banking capabilities. Wilgus brings more than 32 years of commercial banking experience, most recently serving as Senior Vice President at First Financial Bank where he led commercial real estate relationship development across Northern Ohio.
His background includes commercial lending, portfolio management, and business development focused on closely held businesses, real estate owners, and developers. Company leaders said his hire supports their boutique banking model, local decision-making, and efforts to scale the commercial banking franchise.
CF Bankshares (NASDAQ: CFBK) announced a 13% increase in its quarterly cash dividend, raising the common stock dividend to $0.09 per share and the Series D preferred dividend to $9.00 per share. The Board declared the dividend on January 5, 2026, payable on January 26, 2026 to shareholders of record at the close of business on January 15, 2026. Management said the increase is intended to enhance total shareholder returns.
CF Bankshares (NASDAQ: CFBK) announced the Board has extended its stock repurchase program to August 15, 2026.
The program authorizes repurchases of up to 325,000 shares (about 5% of outstanding common stock) through open‑market or privately negotiated transactions; 54,644 shares have been repurchased to date. Repurchases will be made in management's discretion and may follow Rule 10b‑18 or Rule 10b5‑1. The program may be suspended or discontinued, and there is no guarantee on the timing or amount of future repurchases.
CF Bankshares (NASDAQ: CFBK) reported third-quarter 2025 results: net income $2.3M ($0.36 diluted) and PPNR $7.8M (up 33% YoY). The quarter included a $5.1M provision for credit losses, driven by a $7.0M full charge-off of a non-core loan that increased provision expense by $3.7M. Key metrics: ROE 5.20%, ROA 0.45%, NIM 2.76% (up 35bps YoY), Tier 1 Leverage 11.19%, and book value per share $26.99. Core deposits rose $20M vs. June 30, 2025; year-to-date commercial loan production totaled $155M. The board declared an October 1, 2025 cash dividend of $0.08 per common share.
CF Bankshares Inc. (NASDAQ: CFBK), the parent company of CFBank, NA, has announced a quarterly cash dividend distribution. The company's Board of Directors has declared a dividend of $0.08 per share on common stock and a corresponding $8.00 per share on Series D preferred stock. The dividend will be paid on October 21, 2025 to shareholders of record as of October 13, 2025. Each Series D preferred share is convertible into 100 shares of common stock.
CF Bankshares Inc. (NASDAQ: CFBK) reported strong Q2 2025 financial results, with net income of $5.0 million ($0.77 per diluted share), marking a 197% increase from Q2 2024. The company achieved significant milestones including a pre-provision, pre-tax net revenue (PPNR) of $7.8 million, up 42% year-over-year.
Key performance metrics showed notable improvements with ROE at 11.47%, ROA at 0.97%, and an improved efficiency ratio of 49.8%. The bank's net interest margin expanded for the fifth consecutive quarter, increasing 19bps from the previous quarter. The board declared a cash dividend of $0.08 per common share.
Total deposits grew to $1.81 billion, while net loans reached $1.8 billion. Asset quality metrics showed nonaccrual loans at 0.94% of total loans, with the allowance for credit losses increasing to $19.1 million, representing 1.08% of total loans.
CF Bankshares Inc. (NASDAQ: CFBK), the parent company of CFBank, NA, has scheduled the release of its second quarter 2025 financial results. The earnings report will be available before market opening on Monday, August 4, 2025.