Finwise Bancorp Stock Price, News & Analysis

FinWise Bancorp (NASDAQ: FINW) entered into a program management, network issuer processor and servicer agreement with Tallied Technologies to deliver credit card products and processing solutions to fintechs and their customers. Planned launch in November 2025 includes two Mastercard co-branded programs: a Consumer Rewards World Elite Mastercard and a Business Rewards World Elite Mastercard, each with customized rewards.

Tallied will manage processing, portfolio management, servicing, marketing and balance sheet elements as program manager. FinWise will serve as issuing bank, provide compliance and risk oversight, and deliver credit-enhanced balance sheet support.

FinWise Bancorp (NASDAQ: FINW) on October 22, 2025 announced a strategic program agreement with DreamFi to offer banking and financial‑wellness products aimed at underserved and underbanked communities. The program pairs FinWise's mobile banking and payments infrastructure with DreamFi's financial literacy tools.

Initial consumer offerings are expected to include a DreamFi Debit Card, checking account, access to 40,000+ surcharge‑free ATMs in the U.S., prescription savings, and built‑in protections such as life insurance, phone protection, and roadside assistance. The companies will evaluate future expansion into consumer and business lending, short‑term secured credit, bill pay, and savings accounts.

FinWise Bancorp (NASDAQ: FINW), parent company of FinWise Bank, has scheduled its third quarter 2025 earnings conference call for October 29, 2025, after market close. The earnings discussion will be held at 5:00 p.m. ET via conference call and webcast.

Participants can join using the dial-in numbers 1-877-423-9813 (toll-free) or 1-201-689-8573 (international) with conference ID 13755419. The webcast will be accessible through FinWise's website, with a replay available for six months. Stakeholders can submit questions via email to investors@finwisebank.com prior to the call.

FinWise Bancorp (NASDAQ: FINW) reported strong Q2 2025 results with net income of $4.1 million, up from $3.2 million in Q1 2025. The company achieved loan originations of $1.5 billion, marking increases from both the previous quarter ($1.3 billion) and prior year ($1.2 billion). Diluted EPS reached $0.29, improving from $0.23 in Q1 2025.

The bank's efficiency ratio improved to 59.5% from 64.8% in Q1, while net interest income grew to $14.7 million. However, nonperforming loans increased to $39.7 million, with $21.2 million guaranteed by the SBA. The company's strategy to reduce risk by focusing on higher-quality, lower-yielding loans resulted in a net interest margin of 7.81%, down from previous periods.

FinWise Bancorp (NASDAQ: FINW), parent company of FinWise Bank, has scheduled its second quarter 2025 earnings conference call and webcast for Thursday, July 24, 2025 after market close.

The earnings conference call will be held at 5:00 p.m. ET. Participants can join via phone using the dial-in numbers 1-877-423-9813 (toll-free) or 1-201-689-8573 (international) with conference ID 13754178. A live webcast will be available on the company's website, with a replay accessible for six months following the call.

Stakeholders can submit questions for consideration via email to investors@finwisebank.com prior to the call start time.

FinWise Bancorp (NASDAQ: FINW) announced its addition to the prestigious US small-cap Russell 2000® Index, effective June 30, 2025, as part of the 2025 Russell indexes reconstitution. The company's inclusion, which remains in place for one year, stems from its membership in the broader Russell 3000® Index. The stock will also be automatically added to corresponding growth and value indexes.

The Russell indexes serve as key benchmarks for investment managers and institutional investors, with approximately $10.6 trillion in assets benchmarked against Russell US indexes as of June 2024. This inclusion represents a significant milestone for FinWise as it continues to execute its business strategy focused on long-term growth and shareholder value creation.

FinWise Bancorp reported its Q1 2025 results with loan originations of $1.3 billion and net income of $3.2 million, resulting in diluted earnings per share of $0.23. The company showed resilience despite market uncertainty, with net interest income at $14.3 million.

Key performance metrics include:

• Net interest margin of 8.27%
• Efficiency ratio of 64.8%
• Return on average assets of 1.7%
• Return on average equity of 7.4%

The bank's total assets grew to $804.1 million, up from $746.0 million in December 2024. Notably, nonperforming loan balances decreased to $29.9 million, with $15.1 million guaranteed by the SBA. The company maintained strong capital positions with a tangible book value per share of $13.42 and continues to focus on migrating its loan portfolio to a lower risk profile while maintaining profitable growth.

FinWise Bancorp has announced a new strategic partnership with fintech company Backd Business Funding to provide business installment loans to small and medium-sized (SMB) businesses. The collaboration includes access to FinWise's Credit Enhanced Balance Sheet program, offering capital efficiency and funding source diversification.

Backd, established in 2019, has demonstrated success in sectors like healthcare and e-commerce. The company serves the SMB market, which represents nearly 44% of overall GDP and approximately $734 billion of the digital lending and credit market. Through this partnership, Backd aims to scale its operations while leveraging FinWise's regulatory expertise.

The partnership highlights FinWise's multi-product offering capabilities and innovative lending solutions, with both companies expressing enthusiasm about the collaboration's potential impact on SMB financing.

FinWise Bancorp (NASDAQ: FINW) has announced it will release its first quarter 2025 financial results and host an earnings conference call on Wednesday, April 30, 2025 after market close. The conference call will begin at 5:30 p.m. ET, with dial-in options available at 1-877-423-9813 (toll-free) or 1-201-689-8573 (international), using conference ID 13752183.

The earnings webcast will be accessible through the company's website, with a replay available for six months following the call. Stakeholders can submit questions via email to investors@finwisebank.com prior to the call start time.