Mortgage Rates Broadly Flat

Rhea-AI Summary

Freddie Mac (OTCQB: FMCC) released its Primary Mortgage Market Survey® for Nov. 13, 2025, reporting the 30-year fixed-rate mortgage (FRM) averaged 6.24% and the 15-year FRM averaged 5.49%.

The 30-year rate moved slightly from 6.22% the prior week and remains below last year’s 6.78%. The 15-year rate edged down from 5.50% week-over-week and is lower than last year’s 5.99%.

The PMMS covers conventional, conforming, fully amortizing home purchase loans for borrowers with 20% down and excellent credit.

News Market Reaction

-7.76%

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-7.76% News Effect

On the day this news was published, FMCC declined 7.76%, reflecting a notable negative market reaction.

Data tracked by StockTitan Argus on the day of publication.

MCLEAN, Va., Nov. 13, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey^® (PMMS^®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.24%.

“Rates for the 30-year and the 15-year fixed-rate mortgage essentially remained flat this week, but we did see purchase activity increase, which is encouraging,” said Sam Khater, Freddie Mac’s Chief Economist.

News Facts

• The 30-year FRM averaged 6.24% as of November 13, 2025, up from last week when it averaged 6.22%. A year ago at this time, the 30-year FRM averaged 6.78%.
• The 15-year FRM averaged 5.49%, down slightly from last week when it averaged 5.50%. A year ago at this time, the 15-year FRM averaged 5.99%.

The PMMS^® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20% down and have excellent credit. For more information, view our Frequently Asked Questions.

Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube

MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com

A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/b72adc6d-24d3-42ac-8ad7-fc49b7990457

FAQ

What did Freddie Mac report for the 30-year mortgage rate on Nov. 13, 2025 (FMCC)?

Freddie Mac reported the 30-year FRM averaged 6.24% as of Nov. 13, 2025.

How did the 30-year FRM change week-over-week in the Nov. 13, 2025 PMMS (FMCC)?

The 30-year FRM rose slightly from 6.22% last week to 6.24%.

What was the 15-year fixed-rate mortgage reported by Freddie Mac on Nov. 13, 2025 (FMCC)?

The 15-year FRM averaged 5.49% on Nov. 13, 2025, down from 5.50% the prior week.

How do Nov. 13, 2025 mortgage rates compare to a year earlier according to Freddie Mac (FMCC)?

On Nov. 13, 2025 the 30-year FRM was 6.24% vs 6.78% a year ago; the 15-year FRM was 5.49% vs 5.99% a year ago.

What loan types does Freddie Mac’s PMMS cover in the Nov. 13, 2025 release (FMCC)?

The PMMS focuses on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20% down and have excellent credit.

Did Freddie Mac note any change in mortgage activity with the Nov. 13, 2025 PMMS (FMCC)?

Freddie Mac said purchase activity increased while rates for the 30-year and 15-year FRMs were essentially flat week-over-week.